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Affirm Holdings, Inc. (AFRM) Debt by Year

AFRM

Affirm Holdings, Inc. carried $9.8B in long-term debt against $1.6B in cash and equivalents at the end of fiscal year 2026. This represents an increase of 28.7% from the prior fiscal year. The table below carries 8 fiscal years, from 2019 to 2026, and the quarters Affirm Holdings, Inc. has filed alongside them.

FY2026 annual
Long-Term Debt $9.8B
Cash & Equivalents $1.6B
YoY +28.7%
Source SEC Filings (10-K/10-Q) Latest period FY2026, ended Jun 30, 2026 Reported Currency USD

Annual figures, oldest first. Point at a bar to read its period.

AFRM Debt & Cash by Fiscal Year

Figures are as reported in USD. Each change compares the year with the year before it, and each column links to the filing it was taken from.

MetricFY2610-KFY2510-KFY2410-KFY2310-KFY2210-KFY2110-KFY2010-KFY1910-K
Long-Term Debt$9.8B+28.7%$7.6B+314.3%$1.8BN/AN/AN/AN/AN/A
Cash & Equivalents$1.6B+20.3%$1.4B+33.7%$1.0B+13.6%$892.0M-28.9%$1.3B-14.4%$1.5B+449.2%$267.1M-25.4%$357.8M

AFRM Debt & Cash by Quarter

Figures are as reported in USD. Each change compares the quarter with the same quarter a year earlier.

MetricQ4'2610-KQ3'2610-QQ2'2610-QQ1'2610-QQ4'2510-KQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-KQ3'2410-QQ2'2410-QQ1'2410-Q
Long-Term Debt$9.8B+28.7%$8.9B+24.2%$9.0B+23.3%$7.7B$7.6B+314.3%$7.1B$7.3BN/A$1.8BN/AN/AN/A
Cash & Equivalents$1.6B+20.3%$1.7B+27.6%$1.5B+27.3%$1.4B+36.6%$1.4B+33.7%$1.4B+6.2%$1.2B+15.8%$1.0B-3.1%$1.0B+13.6%$1.3B+30.9%$1.0B-28.0%$1.1B-29.5%

What long-term debt means

Long-term debt is borrowing that falls due more than a year out, and the cash line beside it is what the company held on the same balance sheet date.

More Affirm Holdings, Inc. financials

Frequently Asked Questions

What was Affirm Holdings, Inc.'s long-term debt in fiscal year 2026?

Affirm Holdings, Inc. carried $9.8B in long-term debt against $1.6B in cash and equivalents at the end of fiscal year 2026.

How fast is Affirm Holdings, Inc.'s long-term debt growing?

Affirm Holdings, Inc. (AFRM) long-term debt rose by 28.7% year over year, from $7.6B to $9.8B in fiscal year 2026.

What was Affirm Holdings, Inc.'s long-term debt in the most recent quarter?

Affirm Holdings, Inc. (AFRM) reported $9.8B in long-term debt in Q4 2026. This represents an increase of 28.7% from the same quarter a year earlier.

Long-term debt is borrowing that falls due more than a year out, and the cash line beside it is what the company held on the same balance sheet date. This page lists what Affirm Holdings, Inc. (AFRM) reported on that line in every period on record.