AI Financial Corporation Financials
AI Financial Corporation (AIFC) reported $24.8M in revenue for fiscal year 2025, up 98.2% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
FY2025 became a balance-sheet expansion story, while core operations still burned cash and overhead outran gross profit.
Between FY2024 and FY2025, total assets jumped from$75.7M to$1.2B and equity rose to$1.15B , yet cash from operations moved from$1.8M to-$7.2M while cash stayed near$6.2M . With financing inflow of$716.8M largely offset by investing outflow of$706.6M , the company got much larger on paper through balance-sheet transactions, not through a self-funding operating model.
The operating issue is cost structure, not gross economics alone: FY2025 gross profit reached
The brief cash-conversion improvement in FY2024 was not durable: operating cash flow moved from
Financial Health Signals
Scored against emerging companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of AI Financial Corporation's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Not available for AI Financial Corporation, and counted as zero in the overall score.
AI Financial Corporation scores 0.08, below the 1.81 distress threshold. The score is driven primarily by a large market capitalization ($61.3M) relative to total liabilities ($60.3M). This indicates elevated financial distress risk and warrants close attention to liquidity and debt levels.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
AI Financial Corporation passes 2 of 9 financial strength tests. 1 of 4 profitability signals pass, 1 of 3 leverage/liquidity signals pass, neither operating efficiency signal passes.
AI Financial Corporation reported a net loss of $344.5M while operations used $7.2M of cash. With neither figure positive, the ratio between the two carries no quality signal.
Key Financial Metrics
Earnings & Revenue
AI Financial Corporation generated $24.8M in revenue in fiscal year 2025. This represents an increase of 98.2% from the prior year.
AI Financial Corporation's EBITDA was -$19.5M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 248.0% from the prior year.
AI Financial Corporation reported -$344.5M in net income in fiscal year 2025. This represents a decrease of 4452.2% from the prior year.
AI Financial Corporation earned -$5.91 per diluted share (EPS) in fiscal year 2025.
Cash & Balance Sheet
AI Financial Corporation recorded an outflow of $7.2M in free cash flow in fiscal year 2025, representing a cash shortfall after capex.
AI Financial Corporation held $6.2M in cash against $563K in long-term debt as of fiscal year 2025, with $51.4M of liabilities due within a year.
Not reported for fiscal year 2025.
Margins & Returns
AI Financial Corporation's gross margin was 41.0% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is down 4.1 percentage points from the prior year.
AI Financial Corporation's operating margin was -92.0% in fiscal year 2025, reflecting core business profitability. This is down 36.8 percentage points from the prior year.
AI Financial Corporation's ROE was -29.9% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 30.9 percentage points from the prior year.
Not shown for fiscal year 2025: the reported ratio is below -100.0% of revenue, so it does not read as a share of revenue.
Capital Allocation
AI Financial Corporation invested $11K in capex in fiscal year 2025, funding long-term assets and infrastructure.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
AIFC Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | TTM | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $24.7M | $24.8M+98.2% | $12.5M | $0-100.0% | $35.0M-12.5% | $40.0M+18.2% | $33.9M-3.5% | $35.1M-4.6% | $36.8M-11.4% | $41.5M+2.7% | $40.5M-63.8% | $111.8M-14.6% | $130.9M+2.4% | $127.9M+11.9% | $114.2M-9.8% | $126.7M |
| Cost of Revenue | $12.9M | $14.7M+134.9% | $6.2M | $0 | $0-100.0% | $31.2M+24.4% | $25.0M-8.3% | $27.3M+6.1% | $25.7M-9.4% | $28.4M+1.1% | $28.1M-67.5% | $86.4M-12.0% | $98.1M+3.1% | $95.2M+12.1% | $84.9M-5.6% | $89.9M |
| Gross Profit | $11.8M | $10.2M+80.4% | $5.6M | $0 | $0-100.0% | $8.9M+0.5% | $8.8M+13.4% | $7.8M-29.6% | $11.1M-15.9% | $13.1M+6.4% | $12.4M-51.4% | $25.4M-22.4% | $32.8M+0.4% | $32.7M+11.5% | $29.3M-20.2% | $36.7M |
| SG&A Expenses | $35.5M | $33.0M+162.8% | $12.6M+164.9% | $4.7M+50.7% | $3.1M-74.0% | $12.1M-32.2% | $17.8M-11.8% | $20.2M+17.9% | $17.1M+28.2% | $13.4M+19.0% | $11.2M-62.0% | $29.6M-2.3% | $30.3M+3.3% | $29.3M-6.9% | $31.5M+6.7% | $29.5M |
| Operating Income | -$23.6M | -$22.9M-230.1% | -$6.9M+65.1% | -$19.8M-530.2% | -$3.1M+81.2% | -$16.8M-86.4% | -$9.0M+27.6% | -$12.4M-103.9% | -$6.1M-2539.4% | -$231K-120.6% | $1.1M+127.3% | -$4.1M-260.9% | $2.6M-24.9% | $3.4M+205.4% | -$3.2M-144.5% | $7.2M |
| Interest Expense | N/A | N/A | N/A | $2.3M+380.8% | $468K-39.5% | $773K+253.4% | -$504K+65.9% | -$1.5M-321.6% | $668K-25.3% | $894K-23.5% | $1.2M-9.6% | $1.3M+29.7% | $996K-20.6% | $1.3M+9.8% | $1.1M+0.4% | $1.1M |
| Income Tax | -$171.6M | -$86.7M-54113.8% | -$160K+62.7% | -$429K+93.5% | -$6.6M-2525.3% | $273K-36.1% | $427K+113.4% | -$3.2M-339.8% | -$727K+45.3% | -$1.3M-412.2% | $426K+124.9% | -$1.7M-340.1% | $714K+150.7% | -$1.4M-1796.4% | $83K-93.9% | $1.4M |
| Net Income | -$613.6M | -$344.5M-4452.2% | -$7.6M+3.1% | -$7.8M-171.1% | $11.0M+165.1% | -$16.9M-98.7% | -$8.5M+29.0% | -$12.0M-113.3% | -$5.6M-1383.6% | -$378K+78.6% | -$1.8M+55.1% | -$3.9M-594.6% | $795K-77.0% | $3.5M+177.7% | -$4.5M-194.4% | $4.7M |
| EPS (Diluted) | — | -$5.91 | -$0.68 | -$1.95-155.9% | $3.49+155.0% | -$6.35-38.3% | -$4.59+32.3% | -$6.78 | -$3.75-18850.0% | $0.02 | -$0.24 | -$0.47-461.5% | $0.13-76.4% | $0.55+179.7% | -$0.69-189.6% | $0.77 |
Not reported in any period shown, so not listed: R&D Expenses.
TTM is the trailing twelve months, Q2 FY2025 through Q1 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.
AIFC Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $1.2B+1510.2% | $75.7M+309.7% | $18.5M-60.5% | $46.8M+208.3% | $15.2M-37.7% | $24.4M-16.1% | $29.0M-17.1% | $35.0M-25.3% | $46.9M+12.0% | $41.9M-10.7% | $46.8M-0.2% | $47.0M+1.5% | $46.3M+10.7% | $41.8M-10.7% | $46.8M |
| Current Assets | $29.5M-14.3% | $34.4M+9832.4% | $346K-96.2% | $9.2M+21.4% | $7.6M+8.9% | $6.9M-21.5% | $8.8M-1.1% | $8.9M-57.7% | $21.1M-26.0% | $28.5M-12.7% | $32.7M-5.1% | $34.5M+3.3% | $33.4M+16.9% | $28.6M-10.5% | $31.9M |
| Cash & Equivalents | $6.2M-13.3% | $7.2M+143440.0% | $5K-91.8% | $61K-91.3% | $705K+86.0% | $379K-21.2% | $481K-59.7% | $1.2M-63.9% | $3.3M+242.3% | $968K-50.8% | $2.0M-44.1% | $3.5M+80.9% | $1.9M-38.6% | $3.2M-27.9% | $4.4M |
| Inventory | N/A | N/A | N/A | $366K-66.8% | $1.1M-32.3% | $1.6M+20.9% | $1.3M+68.3% | $801K+5.1% | $762K-95.3% | $16.3M-2.6% | $16.7M+3.8% | $16.1M-3.2% | $16.7M-3.6% | $17.3M-6.4% | $18.5M |
| Accounts Receivable | N/A | $57K | $0-100.0% | $7.3M+19.8% | $6.1M+46.3% | $4.2M-42.2% | $7.2M+42.7% | $5.1M-49.5% | $10.0M-4.5% | $10.5M-8.9% | $11.5M+5.3% | $11.0M-10.8% | $12.3M+96.3% | $6.3M-16.0% | $7.4M |
| Goodwill | $12.3M+216.9% | $3.9M | $0 | N/A | N/A | N/A | N/A | N/A | $0-100.0% | $38K0.0% | $38K0.0% | $38K0.0% | $38K0.0% | $38K-96.6% | $1.1M |
| Total Liabilities | $60.3M+8.0% | $55.8M+155.9% | $21.8M-51.0% | $44.4M+86.4% | $23.8M+8.4% | $22.0M+17.6% | $18.7M+39.2% | $13.4M-35.0% | $20.7M-32.6% | $30.6M-11.9% | $34.8M+10.8% | $31.4M-0.6% | $31.6M+10.7% | $28.6M-2.9% | $29.4M |
| Current Liabilities | $51.4M+25.7% | $40.9M+592.7% | $5.9M-75.3% | $23.9M+23.6% | $19.4M-5.9% | $20.6M+17.2% | $17.6M+81.5% | $9.7M-38.6% | $15.8M-42.6% | $27.5M-8.1% | $29.9M+20.0% | $24.9M+1.3% | $24.6M+17.4% | $20.9M+2.3% | $20.4M |
| Long-Term Debt | $563K0.0% | $563K | N/A | $1.3M+1.6% | $1.3M | N/A | N/A | N/A | $0-100.0% | $2.8M-38.2% | $4.6M-10.6% | $5.1M-6.0% | $5.4M-14.3% | $6.4M-12.3% | $7.3M |
| Total Equity | $1.2B+9152.5% | $12.4M+476.3% | -$3.3M-243.4% | $2.3M+126.6% | -$8.7M-466.7% | $2.4M-77.1% | $10.3M-52.1% | $21.6M-17.6% | $26.2M+142.8% | $10.8M-4.6% | $11.3M-16.7% | $13.6M+6.8% | $12.7M+9.4% | $11.6M-23.3% | $15.2M |
| Retained Earnings | -$402.7M-591.9% | -$58.2M-14.9% | -$50.6M-18.2% | -$42.8M+20.4% | -$53.8M-45.7% | -$36.9M-29.9% | -$28.4M-72.0% | -$16.5M-51.4% | -$10.9M+1.1% | -$11.0M-15.2% | -$9.6M-39.6% | -$6.9M+10.1% | -$7.6M+29.2% | -$10.8M-124.7% | -$4.8M |
AIFC Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | TTM | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -$18.0M | -$7.2M-502.8% | $1.8M+21.5% | $1.5M+147.9% | -$3.1M+42.2% | -$5.3M-757.7% | -$617K+82.4% | -$3.5M-184.7% | $4.1M+238.1% | $1.2M-53.9% | $2.7M+178.0% | -$3.4M-194.8% | $3.6M+106.6% | $1.7M+215.8% | $551K-60.0% | $1.4M |
| Capital Expenditures | N/A | $11K | N/A | N/A | $808K-51.3% | $1.7M+227.2% | $507K+139.2% | $212K-47.1% | $401K+1722.7% | $22K-94.1% | $375K-7.2% | $404K-50.6% | $818K+63.3% | $501K-38.8% | $818K-53.4% | $1.8M |
| Free Cash Flow | N/A | -$7.2M | N/A | N/A | -$3.9M+44.4% | -$7.0M-518.4% | -$1.1M+69.8% | -$3.7M-199.4% | $3.7M+211.0% | $1.2M-47.3% | $2.3M+159.9% | -$3.8M-237.3% | $2.8M+124.1% | $1.2M+564.0% | -$267K+29.9% | -$381K |
| Investing Cash Flow | N/A | -$706.6M-12172.5% | $5.9M+3876.1% | -$155K+89.7% | -$1.5M+12.3% | -$1.7M-106.4% | -$834K-341.7% | $345K+300.6% | -$172K-102.3% | $7.3M+1878.9% | -$412K | N/A | N/A | N/A | N/A | N/A |
| Financing Cash Flow | $723.8M | $716.8M+11664.3% | $6.1M+524.6% | -$1.4M-136.1% | $4.0M-46.0% | $7.4M+424.8% | $1.4M-43.0% | $2.5M+140.3% | -$6.1M+2.5% | -$6.3M-94.4% | -$3.2M | N/A | N/A | N/A | N/A | N/A |
Not reported in any period shown, so not listed: Dividends Paid, Share Buybacks.
TTM is the trailing twelve months, Q2 FY2025 through Q1 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.
AIFC Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples.
| Metric | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 41.0%-4.1pp | 45.1% | N/A | 0.0%-22.2pp | 22.2%-3.9pp | 26.1%+3.9pp | 22.2%-7.9pp | 30.0%-1.6pp | 31.6%+1.1pp | 30.6%+7.8pp | 22.8%-2.3pp | 25.1%-0.5pp | 25.6%-0.1pp | 25.7%-3.3pp | 29.0% |
| Operating Margin | -92.0%-36.8pp | -55.2% | N/A | -9.0%+32.9pp | -41.9%-15.3pp | -26.6%+8.9pp | -35.4%-18.9pp | -16.6%-16.0pp | -0.6%-3.3pp | 2.8%+6.4pp | -3.7%-5.6pp | 1.9%-0.7pp | 2.7%+5.5pp | -2.8%-8.5pp | 5.7% |
| Net Margin | -1386.9% | -60.4% | N/A | 31.4%+73.6pp | -42.2%-17.1pp | -25.1%+9.0pp | -34.1%-18.8pp | -15.2%-14.3pp | -0.9%+3.5pp | -4.4%-0.8pp | -3.5%-4.1pp | 0.6%-2.1pp | 2.7%+6.6pp | -3.9%-7.6pp | 3.7% |
| Return on Equity | -29.9%+30.9pp | -60.8% | N/A | 476.5% | N/A | -359.2%-243.5pp | -115.7%-89.7pp | -25.9%-24.5pp | -1.4%+14.9pp | -16.3%+18.4pp | -34.7%-40.6pp | 5.8%-21.3pp | 27.2%+65.5pp | -38.3%-69.4pp | 31.1% |
| Return on Assets | -28.2%-18.3pp | -10.0%+32.3pp | -42.3%-65.8pp | 23.5%+134.9pp | -111.4%-76.5pp | -34.9%+6.3pp | -41.2%-25.2pp | -16.0%-15.2pp | -0.8%+3.4pp | -4.2%+4.2pp | -8.4%-10.1pp | 1.7%-5.8pp | 7.5%+18.1pp | -10.7%-20.8pp | 10.1% |
| Current Ratio | 0.57-0.3x | 0.84+0.8x | 0.06-0.3x | 0.380.0x | 0.39+0.1x | 0.34-0.2x | 0.50-0.4x | 0.92-0.4x | 1.34+0.3x | 1.04-0.1x | 1.10-0.3x | 1.390.0x | 1.360.0x | 1.36-0.2x | 1.56 |
| Debt-to-Equity | 0.000.0x | 0.05 | N/A | 0.58 | N/A | 9.29+7.5x | 1.81+1.2x | 0.62+0.6x | 0.00-0.3x | 0.26-0.1x | 0.400.0x | 0.38-0.1x | 0.43-0.1x | 0.55+0.1x | 0.48 |
| FCF Margin | -28.9% | N/A | N/A | -11.0%+6.3pp | -17.4%-14.0pp | -3.3%+7.3pp | -10.6%-20.8pp | 10.2%+7.3pp | 2.9%-2.8pp | 5.7%+9.1pp | -3.4%-5.5pp | 2.1%+1.1pp | 1.0%+1.2pp | -0.2%+0.1pp | -0.3% |
Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Net Margin.
Note: The current ratio is below 1.0 (0.57), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.
Where AI Financial Corporation Ranks
Frequently Asked Questions
What is AI Financial Corporation's annual revenue?
AI Financial Corporation (AIFC) reported $24.8M in total revenue for fiscal year 2025. This represents a 98.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is AI Financial Corporation's revenue growing?
AI Financial Corporation (AIFC) revenue grew by 98.2% year-over-year, from $12.5M to $24.8M in fiscal year 2025.
Is AI Financial Corporation profitable?
No, AI Financial Corporation (AIFC) reported a net income of -$344.5M in fiscal year 2025.
What is AI Financial Corporation's EBITDA?
AI Financial Corporation (AIFC) had EBITDA of -$19.5M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does AI Financial Corporation have?
As of fiscal year 2025, AI Financial Corporation (AIFC) had $6.2M in cash and equivalents against $563K in long-term debt.
What is AI Financial Corporation's gross margin?
AI Financial Corporation (AIFC) had a gross margin of 41.0% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is AI Financial Corporation's operating margin?
AI Financial Corporation (AIFC) had an operating margin of -92.0% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is AI Financial Corporation's return on equity (ROE)?
AI Financial Corporation (AIFC) has a return on equity of -29.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is AI Financial Corporation's free cash flow?
AI Financial Corporation (AIFC) recorded an outflow of $7.2M in free cash flow during fiscal year 2025. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is AI Financial Corporation's operating cash flow?
AI Financial Corporation (AIFC) recorded an outflow of $7.2M in operating cash flow during fiscal year 2025, representing cash used by core business activities.
What are AI Financial Corporation's total assets?
AI Financial Corporation (AIFC) had $1.2B in total assets as of fiscal year 2025, including both current and long-term assets.
What are AI Financial Corporation's capital expenditures?
AI Financial Corporation (AIFC) invested $11K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is AI Financial Corporation's current ratio?
AI Financial Corporation (AIFC) had a current ratio of 0.57 as of fiscal year 2025, which is below 1.0, which may suggest potential liquidity concerns.
What is AI Financial Corporation's debt-to-equity ratio?
AI Financial Corporation (AIFC) had a debt-to-equity ratio of 0.00 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is AI Financial Corporation's return on assets (ROA)?
AI Financial Corporation (AIFC) had a return on assets of -28.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is AI Financial Corporation's cash runway?
Based on fiscal year 2025 data, AI Financial Corporation (AIFC) had $6.2M in cash against an annual operating cash burn of $7.2M. This gives an estimated cash runway of approximately 10 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.
What is AI Financial Corporation's Altman Z-Score?
AI Financial Corporation (AIFC) has an Altman Z-Score of 0.08, placing it in the Distress Zone (elevated bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is AI Financial Corporation's Piotroski F-Score?
AI Financial Corporation (AIFC) has a Piotroski F-Score of 2 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are AI Financial Corporation's earnings high quality?
AI Financial Corporation (AIFC) reported a net loss of $344.5M while operations used $7.2M of cash. With neither figure positive, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is AI Financial Corporation?
AI Financial Corporation (AIFC) scores 18 out of 100 on our Financial Health Score, indicating weak standing within its emerging companies peer group. The score is a 0-100 composite of six dimensions (Cash Runway, Dilution, R&D Intensity, Revenue Progress, Burn Trend, Balance Sheet), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.