What is Aon Plc's earnings per share (EPS)?

Aon Plc (AON) reported diluted earnings per share of $17.02 for fiscal year 2025. This represents a 36.3% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Aon Plc Financials

AON

Source SEC Filings (10-K/10-Q) Updated Dec 31, 2025 Currency USD FYE December

This page shows Aon Plc (AON) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 19 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Financial Profile 64/100

Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores

Profitability

Aon Plc has an operating margin of 25.3%, meaning the company retains $25 of operating profit per $100 of revenue. This strong profitability earns a score of 78/100, reflecting efficient cost management and pricing power. This is up from 24.4% the prior year.

Growth

Aon Plc's revenue grew 9.4% year-over-year to $17.2B, a solid pace of expansion. This earns a growth score of 49/100.

Leverage

Aon Plc carries a low D/E ratio of 1.57, meaning only $1.57 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 70/100, indicating a strong balance sheet with room for future borrowing.

Liquidity

Aon Plc's current ratio of 1.11 means current assets barely cover short-term liabilities. This tight liquidity results in a low score of 17/100, which could limit financial flexibility.

Cash Flow

Aon Plc converts 18.7% of revenue into free cash flow ($3.2B). This strong cash generation earns a score of 72/100.

Returns

Aon Plc earns a strong 39.5% return on equity (ROE), meaning it generates $40 of profit for every $100 of shareholders' equity. This efficient capital use earns a returns score of 99/100. This is down from 43.4% the prior year.

Altman Z-Score Distress

1.68

Aon Plc scores 1.68, below the 1.81 distress threshold. The score is driven primarily by a large market capitalization ($69.4B) relative to total liabilities ($41.2B). This indicates elevated financial distress risk and warrants close attention to liquidity and debt levels.

Piotroski F-Score Strong

7/9

Aon Plc passes 7 of 9 financial strength tests. 3 of 4 profitability signals pass, all 3 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Mixed

0.94x

For every $1 of reported earnings, Aon Plc generates $0.94 in operating cash flow ($3.5B OCF vs $3.7B net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

Interest Coverage Safe

5.3x

Aon Plc earns $5.3 in operating income for every $1 of interest expense ($4.3B vs $815.0M). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.

Key Financial Metrics

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Earnings & Revenue

Revenue

$17.2B

YoY+9.4%

5Y CAGR+9.2%

10Y CAGR+6.1%

Aon Plc generated $17.2B in revenue in fiscal year 2025. This represents an increase of 9.4% from the prior year.

EBITDA

$4.5B

YoY+12.5%

5Y CAGR+8.8%

10Y CAGR+10.0%

Aon Plc's EBITDA was $4.5B in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 12.5% from the prior year.

Net Income

$3.7B

YoY+39.2%

5Y CAGR+13.4%

10Y CAGR+10.0%

Aon Plc reported $3.7B in net income in fiscal year 2025. This represents an increase of 39.2% from the prior year.

EPS (Diluted)

$17.02

YoY+36.3%

5Y CAGR+15.0%

10Y CAGR+13.3%

Aon Plc earned $17.02 per diluted share (EPS) in fiscal year 2025. This represents an increase of 36.3% from the prior year.

Cash & Balance Sheet

Free Cash Flow

$3.2B

YoY+14.2%

5Y CAGR+4.0%

10Y CAGR+5.9%

Aon Plc generated $3.2B in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 14.2% from the prior year.

Cash & Debt

$1.2B

YoY+10.1%

5Y CAGR+6.2%

10Y CAGR+12.0%

Aon Plc held $1.2B in cash against $14.7B in long-term debt as of fiscal year 2025.

Dividends Per Share

$2.91

YoY+10.2%

5Y CAGR+10.3%

10Y CAGR+9.7%

Aon Plc paid $2.91 per share in dividends in fiscal year 2025. This represents an increase of 10.2% from the prior year.

Shares Outstanding

214M

YoY-0.8%

10Y CAGR-2.3%

Aon Plc had 214M shares outstanding in fiscal year 2025. This represents a decrease of 0.8% from the prior year.

Margins & Returns

Gross Margin

N/A

Operating Margin

25.3%

YoY+0.9pp

5Y CAGR+0.2pp

10Y CAGR+8.5pp

Aon Plc's operating margin was 25.3% in fiscal year 2025, reflecting core business profitability. This is up 0.9 percentage points from the prior year.

Net Margin

21.5%

YoY+4.6pp

5Y CAGR+3.7pp

10Y CAGR+6.5pp

Aon Plc's net profit margin was 21.5% in fiscal year 2025, showing the share of revenue converted to profit. This is up 4.6 percentage points from the prior year.

Return on Equity

39.5%

YoY-3.8pp

5Y CAGR-16.8pp

10Y CAGR+15.8pp

Aon Plc's ROE was 39.5% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 3.8 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

$1.0B

YoY+0.0%

5Y CAGR-10.7%

10Y CAGR-4.3%

Aon Plc spent $1.0B on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 0.0% from the prior year.

Capital Expenditures

$263.0M

YoY+20.6%

5Y CAGR+13.3%

10Y CAGR+2.8%

Aon Plc invested $263.0M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 20.6% from the prior year.

AON Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$17.2B+9.4%	$15.7B+17.4%	$13.4B+7.2%	$12.5B+2.3%	$12.2B+10.2%	$11.1B
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	$4.3B+13.3%	$3.8B+1.3%	$3.8B+3.2%	$3.7B+75.6%	$2.1B-24.8%	$2.8B
Interest Expense	$815.0M+3.4%	$788.0M+62.8%	$484.0M+19.2%	$406.0M+26.1%	$322.0M-3.6%	$334.0M
Income Tax	$1.0B+36.0%	$742.0M+37.2%	$541.0M+6.1%	$510.0M-18.1%	$623.0M+39.1%	$448.0M
Net Income	$3.7B+39.2%	$2.7B+3.5%	$2.6B-1.0%	$2.6B+106.3%	$1.3B-36.3%	$2.0B
EPS (Diluted)	$17.02+36.3%	$12.49-0.2%	$12.51+3.0%	$12.14+118.7%	$5.55-34.3%	$8.45

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Revenue	$4.3B+7.6%	$4.0B-3.8%	$4.2B-12.1%	$4.7B+14.0%	$4.1B+11.4%	$3.7B-1.0%	$3.8B-7.6%	$4.1B
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	$1.2B+48.0%	$816.0M-5.0%	$859.0M-41.2%	$1.5B+33.9%	$1.1B+75.1%	$623.0M-5.0%	$656.0M-55.2%	$1.5B
Interest Expense	$191.0M-7.3%	$206.0M-2.8%	$212.0M+2.9%	$206.0M0.0%	$206.0M-3.3%	$213.0M-5.3%	$225.0M+56.3%	$144.0M
Income Tax	$505.0M+297.6%	$127.0M+16.5%	$109.0M-59.3%	$268.0M+70.7%	$157.0M+67.0%	$94.0M-41.3%	$160.0M-51.7%	$331.0M
Net Income	$1.7B+269.7%	$458.0M-20.9%	$579.0M-40.0%	$965.0M+34.8%	$716.0M+108.7%	$343.0M-34.5%	$524.0M-51.1%	$1.1B
EPS (Diluted)	N/A	$2.11-20.7%	$2.66-40.0%	$4.43	N/A	$1.57-36.2%	$2.46-54.0%	$5.35

AON Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$50.8B+3.7%	$49.0B+44.2%	$34.0B+3.8%	$32.7B+2.5%	$31.9B-0.6%	$32.1B
Current Assets	$25.8B+10.0%	$23.4B+8.0%	$21.7B+4.7%	$20.7B+8.9%	$19.0B+1.9%	$18.7B
Cash & Equivalents	$1.2B+10.1%	$1.1B+39.5%	$778.0M+12.8%	$690.0M+26.8%	$544.0M-38.5%	$884.0M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$4.2B+10.7%	$3.8B+16.9%	$3.3B+7.2%	$3.0B-1.9%	$3.1B+0.8%	$3.1B
Goodwill	$15.8B+3.7%	$15.2B+81.1%	$8.4B+1.5%	$8.3B-1.7%	$8.4B-2.7%	$8.7B
Total Liabilities	$41.2B-3.1%	$42.5B+22.6%	$34.7B+4.7%	$33.1B+7.7%	$30.8B+7.8%	$28.5B
Current Liabilities	$23.2B+1.0%	$23.0B+6.2%	$21.7B+6.6%	$20.3B+6.5%	$19.1B+9.4%	$17.4B
Long-Term Debt	$14.7B-9.9%	$16.3B+62.7%	$10.0B+1.7%	$9.8B+19.4%	$8.2B+13.0%	$7.3B
Total Equity	$9.4B+52.8%	$6.1B+841.0%	-$826.0M-56.1%	-$529.0M-149.9%	$1.1B-69.6%	$3.5B
Retained Earnings	-$245.0M+89.4%	-$2.3B+32.1%	-$3.4B-22.6%	-$2.8B-63.6%	-$1.7B-262.6%	$1.0B

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Total Assets	$50.8B-1.7%	$51.6B-4.4%	$54.0B+7.4%	$50.3B+2.7%	$49.0B-1.8%	$49.9B-3.0%	$51.5B+26.2%	$40.8B
Current Assets	$25.8B-3.0%	$26.6B-4.5%	$27.8B+14.0%	$24.4B+4.2%	$23.4B-0.9%	$23.7B-7.4%	$25.5B-10.8%	$28.6B
Cash & Equivalents	$1.2B+9.1%	$1.1B+8.6%	$1.0B+4.6%	$964.0M-11.2%	$1.1B-1.6%	$1.1B+13.2%	$974.0M-2.1%	$995.0M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$4.2B-1.6%	$4.3B-12.8%	$4.9B+6.2%	$4.6B+21.5%	$3.8B-5.0%	$4.0B-10.2%	$4.5B+10.5%	$4.0B
Goodwill	$15.8B+0.6%	$15.7B-2.0%	$16.0B+2.1%	$15.7B+3.0%	$15.2B-2.4%	$15.6B+2.2%	$15.3B+84.1%	$8.3B
Total Liabilities	$41.2B-5.1%	$43.4B-5.4%	$45.9B+6.7%	$43.0B+1.2%	$42.5B-1.8%	$43.3B-4.3%	$45.3B+11.0%	$40.8B
Current Liabilities	$23.2B-7.5%	$25.1B-7.3%	$27.1B+16.0%	$23.3B+1.5%	$23.0B+4.1%	$22.1B-6.0%	$23.5B+7.6%	$21.8B
Long-Term Debt	$14.7B-2.6%	$15.1B-2.6%	$15.5B-5.1%	$16.3B+0.1%	$16.3B-4.8%	$17.1B-3.0%	$17.6B+10.6%	$15.9B
Total Equity	$9.4B+17.8%	$7.9B+1.2%	$7.8B+12.0%	$7.0B+14.4%	$6.1B-2.0%	$6.2B+6.6%	$5.9B+4506.0%	-$133.0M
Retained Earnings	-$245.0M+84.0%	-$1.5B+3.0%	-$1.6B+9.5%	-$1.7B+24.6%	-$2.3B+13.9%	-$2.7B-4.2%	-$2.6B+4.7%	-$2.7B

AON Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$3.5B+14.7%	$3.0B-11.6%	$3.4B+6.7%	$3.2B+47.5%	$2.2B-21.6%	$2.8B
Capital Expenditures	$263.0M+20.6%	$218.0M-13.5%	$252.0M+28.6%	$196.0M+43.1%	$137.0M-2.8%	$141.0M
Free Cash Flow	$3.2B+14.2%	$2.8B-11.5%	$3.2B+5.3%	$3.0B+47.8%	$2.0B-22.6%	$2.6B
Investing Cash Flow	$286.0M+110.1%	-$2.8B-1406.9%	-$188.0M+58.1%	-$449.0M-1016.3%	$49.0M+107.2%	-$679.0M
Financing Cash Flow	-$4.2B-628.3%	$796.0M+127.8%	-$2.9B-60.1%	-$1.8B+7.0%	-$1.9B-8.6%	-$1.8B
Dividends Paid	$629.0M+11.9%	$562.0M+14.9%	$489.0M+5.6%	$463.0M+3.6%	$447.0M+8.5%	$412.0M
Share Buybacks	$1.0B0.0%	$1.0B-63.0%	$2.7B-15.7%	$3.2B-9.6%	$3.5B+101.0%	$1.8B

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Operating Cash Flow	$1.4B+21.7%	$1.1B+44.2%	$796.0M+468.6%	$140.0M-88.3%	$1.2B+18.5%	$1.0B+97.5%	$513.0M+66.0%	$309.0M
Capital Expenditures	$74.0M+7.2%	$69.0M+7.8%	$64.0M+14.3%	$56.0M+1.8%	$55.0M-11.3%	$62.0M+17.0%	$53.0M+10.4%	$48.0M
Free Cash Flow	$1.3B+22.6%	$1.1B+47.4%	$732.0M+771.4%	$84.0M-92.7%	$1.1B+20.4%	$951.0M+106.7%	$460.0M+76.2%	$261.0M
Investing Cash Flow	$648.0M+789.4%	-$94.0M-491.7%	$24.0M+108.2%	-$292.0M+49.4%	-$577.0M-2089.7%	$29.0M-98.9%	$2.7B+153.9%	-$5.0B
Financing Cash Flow	-$3.1B-299.0%	-$768.0M-3100.0%	-$24.0M+93.1%	-$349.0M+54.6%	-$769.0M-10.0%	-$699.0M+76.7%	-$3.0B-157.0%	$5.3B
Dividends Paid	$161.0M+0.6%	$160.0M-0.6%	$161.0M+9.5%	$147.0M+0.7%	$146.0M-0.7%	$147.0M+0.7%	$146.0M+18.7%	$123.0M
Share Buybacks	$250.0M0.0%	$250.0M0.0%	$250.0M0.0%	$250.0M+25.0%	$200.0M-33.3%	$300.0M+20.0%	$250.0M0.0%	$250.0M

AON Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	25.3%+0.9pp	24.4%-3.9pp	28.3%-1.1pp	29.4%+12.3pp	17.1%-8.0pp	25.1%
Net Margin	21.5%+4.6pp	16.9%-2.3pp	19.2%-1.6pp	20.8%+10.5pp	10.3%-7.5pp	17.8%
Return on Equity	39.5%-3.8pp	43.4%	N/A	N/A	118.3%+61.9pp	56.3%
Return on Assets	7.3%+1.9pp	5.4%-2.1pp	7.5%-0.4pp	7.9%+4.0pp	3.9%-2.2pp	6.1%
Current Ratio	1.11+0.1	1.02+0.0	1.00-0.0	1.02+0.0	1.00-0.1	1.07
Debt-to-Equity	1.57-1.1	2.66+14.8	-12.10+6.5	-18.57-26.3	7.75+5.7	2.08
FCF Margin	18.7%+0.8pp	17.9%-5.9pp	23.8%-0.4pp	24.2%+7.5pp	16.8%-7.1pp	23.9%

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	28.1%+7.7pp	20.4%-0.3pp	20.7%-10.2pp	30.9%+4.6pp	26.3%+9.6pp	16.7%-0.7pp	17.4%-18.6pp	36.0%
Net Margin	39.4%+27.9pp	11.5%-2.5pp	13.9%-6.5pp	20.4%+3.1pp	17.3%+8.0pp	9.2%-4.7pp	13.9%-12.4pp	26.3%
Return on Equity	18.1%+12.3pp	5.8%-1.6pp	7.4%-6.4pp	13.8%+2.1pp	11.7%+6.2pp	5.5%-3.4pp	8.9%	N/A
Return on Assets	3.3%+2.4pp	0.9%-0.2pp	1.1%-0.8pp	1.9%+0.5pp	1.5%+0.8pp	0.7%-0.3pp	1.0%-1.6pp	2.6%
Current Ratio	1.11+0.1	1.06+0.0	1.03-0.0	1.05+0.0	1.02-0.1	1.07-0.0	1.09-0.2	1.31
Debt-to-Equity	1.57-0.3	1.90-0.1	1.97-0.4	2.33-0.3	2.66-0.1	2.74-0.3	3.01+122.7	-119.67
FCF Margin	30.8%+3.8pp	27.0%+9.4pp	17.6%+15.8pp	1.8%-25.8pp	27.6%+2.1pp	25.6%+13.3pp	12.2%+5.8pp	6.4%

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Frequently Asked Questions

What is Aon Plc's annual revenue?

Aon Plc (AON) reported $17.2B in total revenue for fiscal year 2025. This represents a 9.4% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Aon Plc's revenue growing?

Aon Plc (AON) revenue grew by 9.4% year-over-year, from $15.7B to $17.2B in fiscal year 2025.

Is Aon Plc profitable?

Yes, Aon Plc (AON) reported a net income of $3.7B in fiscal year 2025, with a net profit margin of 21.5%.

What is Aon Plc's EBITDA?

Aon Plc (AON) had EBITDA of $4.5B in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

How much debt does Aon Plc have?

As of fiscal year 2025, Aon Plc (AON) had $1.2B in cash and equivalents against $14.7B in long-term debt.

What is Aon Plc's operating margin?

Aon Plc (AON) had an operating margin of 25.3% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is Aon Plc's net profit margin?

Aon Plc (AON) had a net profit margin of 21.5% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Aon Plc pay dividends?

Yes, Aon Plc (AON) paid $2.91 per share in dividends during fiscal year 2025.

What is Aon Plc's return on equity (ROE)?

Aon Plc (AON) has a return on equity of 39.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Aon Plc's free cash flow?

Aon Plc (AON) generated $3.2B in free cash flow during fiscal year 2025. This represents a 14.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Aon Plc's operating cash flow?

Aon Plc (AON) generated $3.5B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Aon Plc's total assets?

Aon Plc (AON) had $50.8B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Aon Plc's capital expenditures?

Aon Plc (AON) invested $263.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Aon Plc buy back shares?

Yes, Aon Plc (AON) spent $1.0B on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Aon Plc have outstanding?

Aon Plc (AON) had 214M shares outstanding as of fiscal year 2025.

What is Aon Plc's current ratio?

Aon Plc (AON) had a current ratio of 1.11 as of fiscal year 2025, which is considered adequate.

What is Aon Plc's debt-to-equity ratio?

Aon Plc (AON) had a debt-to-equity ratio of 1.57 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Aon Plc's return on assets (ROA)?

Aon Plc (AON) had a return on assets of 7.3% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Aon Plc's Altman Z-Score?

Aon Plc (AON) has an Altman Z-Score of 1.68, placing it in the Distress Zone (elevated bankruptcy risk). The Z-Score combines five financial ratios—working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets—to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

What is Aon Plc's Piotroski F-Score?

Aon Plc (AON) has a Piotroski F-Score of 7 out of 9, indicating strong financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Aon Plc's earnings high quality?

Aon Plc (AON) has an earnings quality ratio of 0.94x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can Aon Plc cover its interest payments?

Aon Plc (AON) has an interest coverage ratio of 5.3x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

How financially healthy is Aon Plc?

Aon Plc (AON) scores 64 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.