Newest figures come from the 10-Q for Q2 FY2025, filed Aug 7, 2025. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the ARGD SEC filings page.
Argo Group Intl (ARGD) reported $378.7M in revenue for fiscal year 2024. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Asset intensity and external financing dominate ARGD's profile as FY2024 operations absorbed cash despite lower reported leverage.
At FY2024, assets of$8.9B dwarfed reported revenue of$378.7M , making balance-sheet utilization and funding more revealing than margin analysis. Liabilities were$7.3B , or81.9% of assets, so the business carries a substantial financing claim against an asset base that did not translate into operating cash.
Reported debt-to-equity declined from 7.1x in FY2022 to 4.5x in FY2024, indicating lower leverage on that measure. Yet liabilities still equaled
In FY2024, net loss of
Financial Health Signals
Argo Group Intl does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.
Argo Group Intl reported a net loss of $148.1M while operations used $144.7M of cash. With neither figure positive, the ratio between the two carries no quality signal.
Key Financial Metrics
Earnings & Revenue
Argo Group Intl generated $336.5M in revenue in Q2 2025. This represents a decrease of 11.6% from the same quarter a year earlier. Against the prior quarter it is up 20.7%.
Argo Group Intl reported $58.8M in net income in Q2 2025. This represents an increase of 363.0% from the same quarter a year earlier. Against the prior quarter it is up 94.7%.
Not reported for Q2 2025.
Not reported for Q2 2025.
Cash & Balance Sheet
Argo Group Intl held $937.7M in cash as of Q2 2025; long-term debt is not reported for that period.
Not reported for Q2 2025.
Not reported for Q2 2025.
Margins & Returns
Argo Group Intl's net profit margin was 17.5% in Q2 2025, showing the share of revenue converted to profit. This is up 14.1 percentage points from the same quarter a year earlier. Against the prior quarter it is up 6.6 percentage points.
Argo Group Intl's ROE was 3.5% in Q2 2025, measuring profit generated per dollar of shareholder equity. This is up 2.6 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.6 percentage points.
Not reported for Q2 2025.
Not reported for Q2 2025.
Capital Allocation
None of these metrics is reported for Q2 2025.
ARGD Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2510-Q | Q1'2510-K | Q4'2410-Q | Q3'2410-Q | Q2'2410-Q | Q1'2410-K | Q4'2310-K | Q3'2310-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $336.5M-11.6% | $278.8M-26.4% | N/A | $296.4M-21.7% | $380.7M+4.5% | $378.7M-5.7% | N/A | $378.4M-14.8% |
| Interest Expense | $8.4M-24.3% | $8.6M-1.1% | N/A | $9.4M+8.0% | $11.1M+35.4% | $8.7M+2.4% | N/A | $8.7M+27.9% |
| Income Tax | $16.0M+185.7% | $8.3M+418.8% | N/A | -$34.4M-295.5% | $5.6M+196.6% | $1.6M+118.8% | N/A | $17.6M+540.0% |
| Net Income | $58.8M+363.0% | $30.2M+18.0% | N/A | -$132.3M-182.1% | $12.7M+477.3% | $25.6M+175.7% | N/A | -$46.9M+3.9% |
| EPS (Basic) | N/A | N/A | N/A | N/A | N/A | N/A | N/A | -$1.41+4.1% |
| EPS (Diluted) | N/A | N/A | N/A | N/A | N/A | N/A | N/A | -$1.41+4.1% |
| Diluted Shares (Avg) | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 35M+0.5% |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA.
ARGD Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2510-Q | Q1'2510-K | Q4'2410-Q | Q3'2410-Q | Q2'2410-Q | Q1'2410-K | Q4'2310-K | Q3'2310-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $8.7B+0.2% | $8.7B+1.0% | $8.9B+4.4% | $8.8B+4.5% | $8.7B+6.5% | $8.6B+5.4% | $8.5B-15.3% | $8.4B-14.4% |
| Cash & Equivalents | $937.7M+97.2% | $617.6M+33.6% | $644.4M-18.6% | $558.0M+769.2% | $475.5M+1522.9% | $462.4M+1170.3% | $791.6M+1476.9% | $64.2M-35.4% |
| Short-Term Investments | $203.7M-74.2% | $360.6M-66.4% | $254.4M-40.8% | $657.1M-46.3% | $790.1M-6.1% | $1.1B+54.6% | $429.5M-4.5% | $1.2B+114.2% |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Goodwill | N/A | N/A | N/A | N/A | N/A | N/A | $0-100.0% | $118.6M-12.9% |
| Total Liabilities | $7.0B-2.4% | $7.1B-2.0% | $7.3B+1.0% | $7.4B+2.1% | $7.2B+3.8% | $7.2B+4.1% | $7.2B-18.1% | $7.3B-14.8% |
| Total Equity | $1.7B+12.6% | $1.6B+16.7% | $1.6B+23.6% | $1.4B+19.3% | $1.5B+21.9% | $1.4B+12.9% | $1.3B+5.2% | $1.2B-11.6% |
| Retained Earnings | -$74.0M-318.3% | -$130.1M-644.4% | -$157.7M-17622.2% | -$101.0M-131.5% | $33.9M-90.9% | $23.9M-93.6% | $900K-99.8% | $321.1M-39.4% |
Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities, Long-Term Debt.
ARGD Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2510-Q | Q1'2510-K | Q4'2410-Q | Q3'2410-Q | Q2'2410-Q | Q1'2410-K | Q4'2310-K | Q3'2310-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $45.0M+167.7% | -$50.6M-269.3% | -$61.1M | -$3.4M-102.0% | -$66.5M-182.6% | -$13.7M-135.0% | N/A | $174.1M+157.5% |
| Depreciation & Amortization | $12.0M-74.4% | $11.4M-75.3% | $45.1M | $45.4M+1007.3% | $46.8M+1131.6% | $46.1M+972.1% | N/A | $4.1M+2.5% |
| Stock-Based Compensation | N/A | N/A | N/A | N/A | N/A | $0-100.0% | N/A | N/A |
| Investing Cash Flow | $277.8M+237.5% | $26.4M+105.1% | $150.1M | $88.5M+158.0% | $82.3M+196.4% | -$512.9M-321.8% | N/A | -$152.7M-26.7% |
| Financing Cash Flow | -$2.7M0.0% | -$2.6M-101.3% | -$2.6M | -$2.6M+50.0% | -$2.7M-22.7% | $197.4M+9500.0% | N/A | -$5.2M+60.0% |
| Dividends Paid | N/A | N/A | N/A | N/A | N/A | N/A | N/A | -$100K-100.9% |
Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow, Share Buybacks.
ARGD Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2510-Q | Q1'2510-K | Q4'2410-Q | Q3'2410-Q | Q2'2410-Q | Q1'2410-K | Q4'2310-K | Q3'2310-Q |
|---|---|---|---|---|---|---|---|---|
| Net Margin | 17.5%+14.1pp | 10.8%+4.1pp | N/A | -44.6%-32.3pp | 3.3%+2.7pp | 6.8%+15.2pp | N/A | -12.4%-1.4pp |
| Return on Equity | 3.5%+2.6pp | 1.8%0.0pp | N/A | -9.5%-5.5pp | 0.8%+0.7pp | 1.8%+4.5pp | N/A | -4.0%-0.3pp |
| Return on Assets | 0.7%+0.5pp | 0.4%+0.1pp | N/A | -1.5%-0.9pp | 0.1%+0.1pp | 0.3%+0.7pp | N/A | -0.6%-0.1pp |
| Debt-to-Equity | 4.15-0.6x | 4.33-0.8x | 4.54-1.0x | 5.31-0.9x | 4.79-0.8x | 5.16-0.4x | 5.55-1.6x | 6.21-0.2x |
| Asset Turnover | 0.040.0x | 0.030.0x | N/A | 0.030.0x | 0.040.0x | 0.040.0x | N/A | 0.040.0x |
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.
Where Argo Group Intl Ranks
Frequently Asked Questions
What is Argo Group Intl's annual revenue?
Argo Group Intl (ARGD) reported $378.7M in total revenue for fiscal year 2024. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
Is Argo Group Intl profitable?
No, Argo Group Intl (ARGD) reported a net income of -$148.1M in fiscal year 2024, with a net profit margin of -39.1%.
What is Argo Group Intl's net profit margin?
Argo Group Intl (ARGD) had a net profit margin of -39.1% in fiscal year 2024, representing the share of revenue converted into profit after all expenses.
What is Argo Group Intl's return on equity (ROE)?
Argo Group Intl (ARGD) has a return on equity of -9.2% for fiscal year 2024, measuring how efficiently the company generates profit from shareholder equity.
What is Argo Group Intl's operating cash flow?
Argo Group Intl (ARGD) recorded an outflow of $144.7M in operating cash flow during fiscal year 2024, representing cash used by core business activities.
What are Argo Group Intl's total assets?
Argo Group Intl (ARGD) had $8.9B in total assets as of fiscal year 2024, including both current and long-term assets.
What is Argo Group Intl's debt-to-equity ratio?
Argo Group Intl (ARGD) had a debt-to-equity ratio of 4.54 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Argo Group Intl's return on assets (ROA)?
Argo Group Intl (ARGD) had a return on assets of -1.7% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.
Are Argo Group Intl's earnings high quality?
Argo Group Intl (ARGD) reported a net loss of $148.1M while operations used $144.7M of cash. With neither figure positive, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.