This page shows Altisource Portfolio Solutions S.A. (ASPSZ) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Financial Health Signals
Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores
Altisource Portfolio Solutions S.A. has an operating margin of 0.2%, meaning the company retains $0 of operating profit per $100 of revenue. This below-average margin results in a low score of 23/100, suggesting thin profitability after operating expenses. This is down from 2.0% the prior year.
Altisource Portfolio Solutions S.A.'s revenue grew 6.8% year-over-year to $171.0M, a solid pace of expansion. This earns a growth score of 45/100.
Altisource Portfolio Solutions S.A.'s current ratio of 1.15 means current assets barely cover short-term liabilities. This tight liquidity results in a low score of 18/100, which could limit financial flexibility.
While Altisource Portfolio Solutions S.A. generated -$5.1M in operating cash flow, capex of $69K consumed most of it, leaving -$5.1M in free cash flow. This results in a low score of 18/100, reflecting heavy capital investment rather than weak cash generation.
Altisource Portfolio Solutions S.A. passes 4 of 9 financial strength tests. 2 of 4 profitability signals pass, 1 of 3 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.
For every $1 of reported earnings, Altisource Portfolio Solutions S.A. generates $-2.63 in operating cash flow (-$5.1M OCF vs $1.9M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.
Altisource Portfolio Solutions S.A. earns $0.0 in operating income for every $1 of interest expense ($417K vs $12.2M). This narrow margin raises concern about the company's ability to service its debt if operating income declines.
Key Financial Metrics
Earnings & Revenue
Altisource Portfolio Solutions S.A. generated $171.0M in revenue in fiscal year 2025. This represents an increase of 6.8% from the prior year.
Altisource Portfolio Solutions S.A.'s EBITDA was $6.1M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 34.2% from the prior year.
Altisource Portfolio Solutions S.A. reported $1.9M in net income in fiscal year 2025. This represents an increase of 105.4% from the prior year.
Altisource Portfolio Solutions S.A. earned $0.15 per diluted share (EPS) in fiscal year 2025. This represents an increase of 101.5% from the prior year.
Cash & Balance Sheet
Altisource Portfolio Solutions S.A. generated -$5.1M in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 2.1% from the prior year.
Altisource Portfolio Solutions S.A. held $26.6M in cash against $189.9M in long-term debt as of fiscal year 2025.
Altisource Portfolio Solutions S.A. had 11M shares outstanding in fiscal year 2025. This represents an increase of 223.1% from the prior year.
Margins & Returns
Altisource Portfolio Solutions S.A.'s gross margin was 28.6% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is down 2.3 percentage points from the prior year.
Altisource Portfolio Solutions S.A.'s operating margin was 0.2% in fiscal year 2025, reflecting core business profitability. This is down 1.8 percentage points from the prior year.
Altisource Portfolio Solutions S.A.'s net profit margin was 1.1% in fiscal year 2025, showing the share of revenue converted to profit. This is up 23.3 percentage points from the prior year.
Capital Allocation
Altisource Portfolio Solutions S.A. invested $69K in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 2200.0% from the prior year.
ASPSZ Income Statement
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $42.3M+1.0% | $41.9M-3.2% | $43.3M-0.3% | $43.4M+5.9% | $41.0M+1.2% | $40.5M+3.6% | $39.1M-0.9% | $39.5M |
| Cost of Revenue | $31.1M+1.9% | $30.6M+1.0% | $30.3M+0.5% | $30.1M+5.4% | $28.6M+0.4% | $28.5M+7.8% | $26.4M-2.8% | $27.2M |
| Gross Profit | $11.2M-1.2% | $11.3M-12.9% | $13.0M-2.2% | $13.3M+7.1% | $12.4M+3.0% | $12.1M-5.1% | $12.7M+3.4% | $12.3M |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | $10.3M-5.1% | $10.8M+10.5% | $9.8M-2.8% | $10.1M-9.8% | $11.2M+1.9% | $11.0M+3.1% | $10.6M-17.3% | $12.9M |
| Operating Income | -$6.6M-1363.0% | $521K-83.9% | $3.2M-0.4% | $3.2M+455.7% | $584K-47.1% | $1.1M-47.0% | $2.1M+480.1% | -$548K |
| Interest Expense | $2.3M-4.9% | $2.4M-9.4% | $2.6M-47.0% | $4.9M-48.6% | $9.6M-3.6% | $10.0M+1.8% | $9.8M+2.7% | $9.5M |
| Income Tax | $224K-66.1% | $660K+103.7% | -$17.7M-2485.4% | $742K+115.7% | $344K-57.5% | $809K+14.6% | $706K-2.2% | $722K |
| Net Income | -$7.1M-206.8% | -$2.3M-114.0% | $16.7M+416.0% | -$5.3M+39.5% | -$8.7M+6.3% | -$9.3M-12.5% | -$8.3M+9.7% | -$9.2M |
| EPS (Diluted) | N/A | $-0.22-114.9% | $1.48 | $-0.09 | N/A | $-2.61-12.0% | $-2.33-606.1% | $-0.33 |
ASPSZ Balance Sheet
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $139.8M-0.1% | $139.9M-2.1% | $142.9M-1.9% | $145.7M+1.4% | $143.6M-0.6% | $144.5M-1.4% | $146.6M-1.6% | $148.9M |
| Current Assets | $54.3M-0.2% | $54.4M+0.8% | $53.9M-1.8% | $54.9M+7.5% | $51.1M+0.5% | $50.8M-0.7% | $51.2M-0.7% | $51.6M |
| Cash & Equivalents | $26.6M-7.0% | $28.6M-4.6% | $30.0M-2.7% | $30.8M+3.4% | $29.8M+5.2% | $28.3M-4.6% | $29.7M+0.3% | $29.6M |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | $18.0M+3.2% | $17.4M-5.5% | $18.4M+1.4% | $18.2M+20.9% | $15.1M+5.7% | $14.2M+8.0% | $13.2M-3.2% | $13.6M |
| Goodwill | $56.0M0.0% | $56.0M0.0% | $56.0M0.0% | $56.0M0.0% | $56.0M0.0% | $56.0M0.0% | $56.0M0.0% | $56.0M |
| Total Liabilities | $250.0M+2.4% | $244.1M-0.6% | $245.6M-7.5% | $265.4M-11.8% | $301.0M+2.4% | $293.9M+2.3% | $287.4M+1.8% | $282.2M |
| Current Liabilities | $47.1M+18.7% | $39.7M-1.2% | $40.1M-4.9% | $42.2M-84.5% | $271.3M+2.2% | $265.4M+2.5% | $258.9M+659.8% | $34.1M |
| Long-Term Debt | $189.9M-0.7% | $191.3M-0.7% | $192.6M-0.6% | $193.7M | $0 | $0 | $0-100.0% | $219.3M |
| Total Equity | -$110.2M-5.8% | -$104.2M-1.5% | -$102.7M+14.3% | -$119.8M+23.9% | -$157.4M-5.3% | -$149.4M-6.1% | -$140.8M-5.6% | -$133.3M |
| Retained Earnings | -$363.7M-2.2% | -$355.9M-0.9% | -$352.6M+2.9% | -$363.1M-39.7% | -$260.0M-5.0% | -$247.5M-5.6% | -$234.4M-7.2% | -$218.5M |
ASPSZ Cash Flow Statement
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -$505K-170.3% | $718K+334.6% | -$306K+93.8% | -$5.0M-254.9% | -$1.4M+10.6% | -$1.6M-970.6% | $180K+108.0% | -$2.2M |
| Capital Expenditures | $20K-4.8% | $21K+600.0% | $3K-88.0% | $25K+733.3% | $3K | $0 | $0 | $0 |
| Free Cash Flow | -$525K-175.3% | $697K+325.6% | -$309K+93.8% | -$5.0M-255.9% | -$1.4M+10.4% | -$1.6M-970.6% | $180K+108.0% | -$2.2M |
| Investing Cash Flow | -$20K+92.6% | -$271K-8933.3% | -$3K+88.0% | -$25K-101.1% | $2.3M | $0 | $0 | $0 |
| Financing Cash Flow | -$1.5M-75.5% | -$832K-59.7% | -$521K-108.7% | $6.0M+864.6% | $621K+200.0% | $207K+379.7% | -$74K+89.4% | -$699K |
| Dividends Paid | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Share Buybacks | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
ASPSZ Financial Ratios
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 26.5%-0.6pp | 27.1%-3.0pp | 30.1%-0.6pp | 30.7%+0.4pp | 30.3%+0.6pp | 29.8%-2.7pp | 32.5%+1.3pp | 31.2% |
| Operating Margin | -15.5%-16.8pp | 1.2%-6.2pp | 7.5%-0.0pp | 7.5%+6.0pp | 1.4%-1.3pp | 2.7%-2.6pp | 5.3%+6.7pp | -1.4% |
| Net Margin | -16.9%-11.3pp | -5.5%-44.0pp | 38.5%+50.6pp | -12.1%+9.1pp | -21.3%+1.7pp | -22.9%-1.8pp | -21.1%+2.1pp | -23.2% |
| Return on Equity | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Return on Assets | -5.1%-3.4pp | -1.7%-13.3pp | 11.7%+15.3pp | -3.6%+2.4pp | -6.1%+0.4pp | -6.4%-0.8pp | -5.6%+0.5pp | -6.2% |
| Current Ratio | 1.15-0.2 | 1.37+0.0 | 1.34+0.0 | 1.30+1.1 | 0.190.0 | 0.190.0 | 0.20-1.3 | 1.51 |
| Debt-to-Equity | -1.72+0.1 | -1.84+0.0 | -1.88-0.3 | -1.62-1.6 | 0.000.0 | 0.000.0 | 0.00+1.6 | -1.64 |
| FCF Margin | -1.2%-2.9pp | 1.7%+2.4pp | -0.7%+10.8pp | -11.5%-8.1pp | -3.4%+0.4pp | -3.9%-4.3pp | 0.5%+6.1pp | -5.7% |
Note: Shareholder equity is negative (-$110.2M), which causes debt-to-equity and return on equity ratios to appear negative or not meaningful. This can occur from accumulated losses or large share buyback programs.
Frequently Asked Questions
What is Altisource Portfolio Solutions S.A.'s annual revenue?
Altisource Portfolio Solutions S.A. (ASPSZ) reported $171.0M in total revenue for fiscal year 2025. This represents a 6.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Altisource Portfolio Solutions S.A.'s revenue growing?
Altisource Portfolio Solutions S.A. (ASPSZ) revenue grew by 6.8% year-over-year, from $160.1M to $171.0M in fiscal year 2025.
Is Altisource Portfolio Solutions S.A. profitable?
Yes, Altisource Portfolio Solutions S.A. (ASPSZ) reported a net income of $1.9M in fiscal year 2025, with a net profit margin of 1.1%.
What is Altisource Portfolio Solutions S.A.'s EBITDA?
Altisource Portfolio Solutions S.A. (ASPSZ) had EBITDA of $6.1M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Altisource Portfolio Solutions S.A. have?
As of fiscal year 2025, Altisource Portfolio Solutions S.A. (ASPSZ) had $26.6M in cash and equivalents against $189.9M in long-term debt.
What is Altisource Portfolio Solutions S.A.'s gross margin?
Altisource Portfolio Solutions S.A. (ASPSZ) had a gross margin of 28.6% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Altisource Portfolio Solutions S.A.'s operating margin?
Altisource Portfolio Solutions S.A. (ASPSZ) had an operating margin of 0.2% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Altisource Portfolio Solutions S.A.'s net profit margin?
Altisource Portfolio Solutions S.A. (ASPSZ) had a net profit margin of 1.1% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Altisource Portfolio Solutions S.A.'s free cash flow?
Altisource Portfolio Solutions S.A. (ASPSZ) generated -$5.1M in free cash flow during fiscal year 2025. This represents a -2.1% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Altisource Portfolio Solutions S.A.'s operating cash flow?
Altisource Portfolio Solutions S.A. (ASPSZ) generated -$5.1M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Altisource Portfolio Solutions S.A.'s total assets?
Altisource Portfolio Solutions S.A. (ASPSZ) had $139.8M in total assets as of fiscal year 2025, including both current and long-term assets.
What are Altisource Portfolio Solutions S.A.'s capital expenditures?
Altisource Portfolio Solutions S.A. (ASPSZ) invested $69K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Altisource Portfolio Solutions S.A.'s current ratio?
Altisource Portfolio Solutions S.A. (ASPSZ) had a current ratio of 1.15 as of fiscal year 2025, which is considered adequate.
What is Altisource Portfolio Solutions S.A.'s debt-to-equity ratio?
Altisource Portfolio Solutions S.A. (ASPSZ) had a debt-to-equity ratio of -1.72 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Altisource Portfolio Solutions S.A.'s return on assets (ROA)?
Altisource Portfolio Solutions S.A. (ASPSZ) had a return on assets of 1.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Altisource Portfolio Solutions S.A.'s cash runway?
Based on fiscal year 2025 data, Altisource Portfolio Solutions S.A. (ASPSZ) had $26.6M in cash against an annual operating cash burn of $5.1M. This gives an estimated cash runway of approximately 63 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.
Why is Altisource Portfolio Solutions S.A.'s debt-to-equity ratio negative or unusual?
Altisource Portfolio Solutions S.A. (ASPSZ) has negative shareholder equity of -$110.2M as of fiscal year 2025, which causes the debt-to-equity ratio to appear negative or not meaningful. This can occur when accumulated losses exceed invested capital, or after large share buyback programs. Other solvency metrics like the current ratio or interest coverage may be more informative.
What is Altisource Portfolio Solutions S.A.'s Piotroski F-Score?
Altisource Portfolio Solutions S.A. (ASPSZ) has a Piotroski F-Score of 4 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Altisource Portfolio Solutions S.A.'s earnings high quality?
Altisource Portfolio Solutions S.A. (ASPSZ) has an earnings quality ratio of -2.63x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Altisource Portfolio Solutions S.A. cover its interest payments?
Altisource Portfolio Solutions S.A. (ASPSZ) has an interest coverage ratio of 0.0x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Altisource Portfolio Solutions S.A.?
Altisource Portfolio Solutions S.A. (ASPSZ) scores 26 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.