What is Avidbank's earnings per share (EPS)?

Avidbank (AVBH) reported diluted earnings per share of $-2.25 for fiscal year 2025. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Avidbank Financials

AVBH

Source SEC Filings (10-K/10-Q) Updated Mar 18, 2026 Currency USD FYE March

This page shows Avidbank (AVBH) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Earnings Quality Mixed

-2.00x

For every $1 of reported earnings, Avidbank generates $-2.00 in operating cash flow ($39.0M OCF vs -$19.6M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

Key Financial Metrics

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Earnings & Revenue

Revenue

$3.4M

Avidbank generated $3.4M in revenue in fiscal year 2025.

EBITDA

N/A

Net Income

-$19.6M

Avidbank reported -$19.6M in net income in fiscal year 2025.

EPS (Diluted)

$-2.25

Avidbank earned $-2.25 per diluted share (EPS) in fiscal year 2025.

Cash & Balance Sheet

Free Cash Flow

$38.9M

Avidbank generated $38.9M in free cash flow in fiscal year 2025, representing cash available after capex.

Cash & Debt

$154.6M

Avidbank held $154.6M in cash against $0 in long-term debt as of fiscal year 2025.

Dividends Per Share

N/A

Shares Outstanding

11M

Avidbank had 11M shares outstanding in fiscal year 2025.

Margins & Returns

Gross Margin

N/A

Operating Margin

N/A

Net Margin

-572.6%

Avidbank's net profit margin was -572.6% in fiscal year 2025, showing the share of revenue converted to profit.

Return on Equity

-7.0%

Avidbank's ROE was -7.0% in fiscal year 2025, measuring profit generated per dollar of shareholder equity.

Capital Allocation

R&D Spending

N/A

Share Buybacks

N/A

Capital Expenditures

$93K

Avidbank invested $93K in capex in fiscal year 2025, funding long-term assets and infrastructure.

AVBH Income Statement

Metric	FY25
Revenue	$3.4M
Cost of Revenue	N/A
Gross Profit	N/A
R&D Expenses	N/A
SG&A Expenses	N/A
Operating Income	N/A
Interest Expense	$1.7M
Income Tax	-$7.4M
Net Income	-$19.6M
EPS (Diluted)	$-2.25

Metric	Q2'26	Q1'26	Q3'25	Q2'25	Q1'25
Revenue	$37.3M+2322.2%	$1.5M	N/A	$1.8M+63.0%	$1.1M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A
Interest Expense	$14.6M-4.9%	$15.4M	N/A	$18.0M+2.0%	$17.7M
Income Tax	-$15.3M-712.8%	$2.5M	N/A	$2.5M+75.5%	$1.4M
Net Income	-$37.7M-750.9%	$5.8M	N/A	$5.8M+68.7%	$3.5M
EPS (Diluted)	$-4.12-649.3%	$0.75	N/A	$0.77+67.4%	$0.46

AVBH Balance Sheet

Metric	FY25
Total Assets	$2.6B
Current Assets	N/A
Cash & Equivalents	$154.6M
Inventory	N/A
Accounts Receivable	N/A
Goodwill	N/A
Total Liabilities	$2.3B
Current Liabilities	N/A
Long-Term Debt	$0
Total Equity	$281.0M
Retained Earnings	$111.2M

Metric	Q2'26	Q1'26	Q3'25	Q2'25	Q1'25
Total Assets	$2.4B-1.2%	$2.4B+3.8%	$2.3B	N/A	N/A
Current Assets	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$177.3M+36.5%	$129.9M+57.1%	$82.7M-39.4%	$136.5M+22.2%	$111.7M
Inventory	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$0	$0	$0	N/A	N/A
Goodwill	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$2.1B-4.5%	$2.2B+3.3%	$2.1B	N/A	N/A
Current Liabilities	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	N/A	N/A	N/A
Total Equity	$273.1M+33.6%	$204.4M+9.7%	$186.4M-1.1%	$188.5M+10.0%	$171.4M
Retained Earnings	$104.2M-26.6%	$141.9M+8.6%	$130.7M	N/A	N/A

AVBH Cash Flow Statement

Metric	FY25
Operating Cash Flow	$39.0M
Capital Expenditures	$93K
Free Cash Flow	$38.9M
Investing Cash Flow	-$196.7M
Financing Cash Flow	$229.5M
Dividends Paid	N/A
Share Buybacks	N/A

Metric	Q2'26	Q1'26	Q3'25	Q2'25	Q1'25
Operating Cash Flow	$12.4M	N/A	N/A	$5.6M	N/A
Capital Expenditures	$35K	N/A	N/A	-$13K	N/A
Free Cash Flow	$12.4M	N/A	N/A	$5.6M	N/A
Investing Cash Flow	$72.7M	N/A	N/A	$26.4M	N/A
Financing Cash Flow	-$37.7M	N/A	N/A	-$7.1M	N/A
Dividends Paid	N/A	N/A	N/A	N/A	N/A
Share Buybacks	N/A	N/A	N/A	N/A	N/A

AVBH Financial Ratios

Metric	FY25
Gross Margin	N/A
Operating Margin	N/A
Net Margin	-572.6%
Return on Equity	-7.0%
Return on Assets	-0.8%
Current Ratio	N/A
Debt-to-Equity	0.00
FCF Margin	1140.3%

Metric	Q2'26	Q1'26	Q3'25	Q2'25	Q1'25
Gross Margin	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A
Net Margin	-101.3%-478.2pp	376.9%	N/A	326.6%+10.9pp	315.7%
Return on Equity	-13.8%-16.7pp	2.8%	N/A	3.1%+1.1pp	2.0%
Return on Assets	-1.6%-1.8pp	0.2%	N/A	N/A	N/A
Current Ratio	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	7.65-3.1	10.70-0.7	11.37	N/A	N/A
FCF Margin	33.2%	N/A	N/A	310.8%	N/A

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Frequently Asked Questions

What is Avidbank's annual revenue?

Avidbank (AVBH) reported $3.4M in total revenue for fiscal year 2025. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

Is Avidbank profitable?

No, Avidbank (AVBH) reported a net income of -$19.6M in fiscal year 2025, with a net profit margin of -572.6%.

How much debt does Avidbank have?

As of fiscal year 2025, Avidbank (AVBH) had $154.6M in cash and equivalents against $0 in long-term debt.

What is Avidbank's net profit margin?

Avidbank (AVBH) had a net profit margin of -572.6% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Avidbank's return on equity (ROE)?

Avidbank (AVBH) has a return on equity of -7.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Avidbank's free cash flow?

Avidbank (AVBH) generated $38.9M in free cash flow during fiscal year 2025. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Avidbank's operating cash flow?

Avidbank (AVBH) generated $39.0M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Avidbank's total assets?

Avidbank (AVBH) had $2.6B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Avidbank's capital expenditures?

Avidbank (AVBH) invested $93K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How many shares does Avidbank have outstanding?

Avidbank (AVBH) had 11M shares outstanding as of fiscal year 2025.

What is Avidbank's debt-to-equity ratio?

Avidbank (AVBH) had a debt-to-equity ratio of 0.00 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Avidbank's return on assets (ROA)?

Avidbank (AVBH) had a return on assets of -0.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

Are Avidbank's earnings high quality?

Avidbank (AVBH) has an earnings quality ratio of -2.00x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.