What is A2Z Cust2Mate Solutions Corp's earnings per share (EPS)?

A2Z Cust2Mate Solutions Corp (AZ) reported diluted earnings per share of -$0.96 for fiscal year 2025. This represents a -35.2% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

A2Z Cust2Mate Solutions Corp (AZ) Financials

FY2025 annual

Revenue $7.9M +47.0% YoY

Net Income -$38.5M -99.8% YoY

EPS (Diluted) -$0.96 -35.2% YoY

Free Cash Flow -$23.4M -97.1% YoY

Market Cap $271.2M as of Sep 9, 2026

Price / Sales 34.3x on $7.9M revenue, FY2025

Price / Earnings n/m net loss, so no earnings multiple, FY2025

Price / Book 3.5x on $76.4M equity, Q4 FY2025

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 9, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period FY2025, ended Dec 31, 2025 Reported Apr 1, 2026 Currency USD FYE December

Newest figures come from the 20-F for FY2025, filed Apr 1, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the AZ SEC filings page.

A2Z Cust2Mate Solutions Corp (AZ) reported $7.9M in revenue for fiscal year 2025, up 47.0% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 7 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI AZ FY2025 2026-09-05

Equity-funded balance-sheet expansion is absorbing operating and investment cash without yet producing revenue-scale economics.

The 2025 balance-sheet reset was primarily financing-driven: assets expanded to $85.2M while financing cash flow supplied $81.3M, yet operating cash flow was -$22.9M. The current ratio consequently rose to 11.4x from 1.5x, indicating improved short-term coverage came from capital formation and asset deployment rather than internally generated cash.

Revenue recovered to $7.9M from $5.4M, but the loss structure worsened with scale: net margin moved from -358.3% to -487.1%. Operating cash flow also deteriorated as sales rose, so the latest growth did not translate into better operating self-funding.

The cash drain was not mainly conventional fixed-asset reinvestment: free cash flow was -$23.4M against operating cash flow of -$22.9M, while investing cash flow reached -$57.0M and capital expenditures were only $452K. This points to investment activity outside ordinary capital expenditures as a distinct use of the newly raised capital.

Financial Health Signals

Financial health score not available

A2Z Cust2Mate Solutions Corp does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

3/8

A2Z Cust2Mate Solutions Corp passes 3 of 8 computable financial strength tests (1 of the nine could not be computed from available data). 2 of 4 profitability signals pass, 1 of 3 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality No Cash Backing

N/A

A2Z Cust2Mate Solutions Corp reported a net loss of $38.5M while operations used $22.9M of cash. With neither figure positive, the ratio between the two carries no quality signal.

Key Financial Metrics

Export CSV

Earnings & Revenue

Revenue

$3.2M

YoY+234.4%

QoQ+108.1%

A2Z Cust2Mate Solutions Corp generated $3.2M in revenue in Q4 2025. This represents an increase of 234.4% from the same quarter a year earlier. Against the prior quarter it is up 108.1%.

Net Income

-$17.7M

YoY-45.9%

QoQ-1168.1%

A2Z Cust2Mate Solutions Corp reported -$17.7M in net income in Q4 2025. This represents a decrease of 45.9% from the same quarter a year earlier. Against the prior quarter it is down 1168.1%.

EPS (Diluted)

-$0.42

YoY-13.5%

A2Z Cust2Mate Solutions Corp earned -$0.42 per diluted share (EPS) in Q4 2025. This represents a decrease of 13.5% from the same quarter a year earlier.

EBITDA

Not reported for Q4 2025.

Cash & Balance Sheet

Free Cash Flow

-$9.4M

YoY-172.5%

QoQ-108.4%

A2Z Cust2Mate Solutions Corp recorded an outflow of $9.4M in free cash flow in Q4 2025, representing a cash shortfall after capex. This represents a decrease of 172.5% from the same quarter a year earlier. Against the prior quarter it is down 108.4%.

Cash & Debt

$13.5M

YoY0.0%

QoQ-68.7%

A2Z Cust2Mate Solutions Corp held $13.5M in cash against $1.8M in long-term debt as of Q4 2025.

Shares Outstanding

44M

YoY+48.3%

A2Z Cust2Mate Solutions Corp had 44M shares outstanding in Q4 2025. This represents an increase of 48.3% from the same quarter a year earlier.

Dividends Per Share

Not reported for Q4 2025.

Margins & Returns

Return on Equity

-23.2%

YoY+154.5pp

QoQ-21.3pp

A2Z Cust2Mate Solutions Corp's ROE was -23.2% in Q4 2025, measuring profit generated per dollar of shareholder equity. This is up 154.5 percentage points from the same quarter a year earlier. Against the prior quarter it is down 21.3 percentage points.

Gross Margin

Not reported for Q4 2025.

Operating Margin

Not reported for Q4 2025.

Net Margin

Not shown for Q4 2025: the reported ratio is below -100.0% of revenue, so it does not read as a share of revenue.

Capital Allocation

Capital Expenditures

$205K

YoY+540.6%

QoQ-60.0%

A2Z Cust2Mate Solutions Corp invested $205K in capex in Q4 2025, funding long-term assets and infrastructure. This represents an increase of 540.6% from the same quarter a year earlier. Against the prior quarter it is down 60.0%.

R&D Spending

Not reported for Q4 2025.

Share Buybacks

Not reported for Q4 2025.

AZ Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

AZ quarterly income statement

Metric	FY2520-F	FY2420-F	FY2320-F	FY2210-K	FY2110-K	FY2010-K	FY1910-K
Revenue	$7.9M+47.0%	$5.4M-41.6%	$9.2M-1.5%	$9.4M+248.3%	$2.7M+151.4%	$1.1M-22.8%	$1.4M
Interest Expense	$1.2M+262.8%	$336K+31.3%	$256K-81.6%	$1.4M+1428.6%	$91K-15.0%	$107K-1.8%	$109K
Income Tax	N/A	N/A	N/A	N/A	$142K+735.3%	$17K+104.5%	-$380K
Net Income	-$38.5M-99.8%	-$19.3M-6.7%	-$18.1M+1.6%	-$18.3M+54.5%	-$40.3M-576.8%	-$6.0M	N/A
EPS (Basic)	-$0.96-35.2%	-$0.71+35.5%	-$1.10	N/A	N/A	N/A	N/A
EPS (Diluted)	-$0.96-35.2%	-$0.71	-$1.10	N/A	N/A	N/A	N/A
Diluted Shares (Avg)	37M+73.0%	21M	14M+25.5%	11M	N/A	N/A	N/A

Metric	Q4'2520-F	Q3'256-K	Q2'256-K	Q1'2510-Q	Q4'2420-F	Q3'246-K	Q2'246-K	Q1'2410-Q
Revenue	$3.2M+234.4%	$1.5M-1.6%	$1.2M+1.4%	$2.0M+16.3%	$963K	$1.6M-39.3%	$1.1M-60.0%	$1.7M
Interest Expense	$1.5M+262.0%	-$116K-84.1%	-$223K-259.7%	$74K+45.1%	$410K	-$63K	-$62K	$51K
Net Income	-$17.7M-45.9%	-$1.4M+60.4%	-$12.6M-296.7%	-$6.8M-1605.3%	-$12.2M	-$3.5M-36.5%	-$3.2M+57.2%	-$396K
EPS (Basic)	-$0.42-13.5%	-$0.07+56.3%	-$0.31-93.8%	N/A	-$0.37	-$0.16	-$0.16	N/A
EPS (Diluted)	-$0.42-13.5%	-$0.07+56.3%	-$0.31	N/A	-$0.37	-$0.16	-$0.16	N/A

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA, Income Tax, Diluted Shares (Avg).

AZ Balance Sheet

AZ quarterly balance sheet

Metric	FY2520-F	FY2420-F	FY2320-F	FY2210-K	FY2110-K	FY2010-K	FY1910-K
Total Assets	$85.2M+351.1%	$18.9M+121.6%	$8.5M-32.9%	$12.7M-10.2%	$14.1M+59.6%	$8.9M	N/A
Current Assets	$79.4M+363.5%	$17.1M+262.1%	$4.7M-31.8%	$6.9M-36.7%	$11.0M+78.1%	$6.2M	N/A
Cash & Equivalents	$13.5M0.0%	$13.5M+496.6%	$2.3M-13.3%	$2.6M-69.1%	$8.5M+56.9%	$5.4M+1390.9%	$362K
Inventory	$3.9M+388.8%	$796K+218.4%	$250K-33.3%	$375K-67.3%	$1.1M+5936.8%	$19K-50.0%	$38K
Accounts Receivable	$2.9M+405.5%	$581K-12.0%	$660K-74.3%	$2.6M+492.2%	$434K+22.9%	$353K-72.0%	$1.3M
Goodwill	$637K	N/A	$1.9M+55.7%	$1.2M-43.2%	$2.1M-6.6%	$2.2M-5.0%	$2.4M
Total Liabilities	$8.7M-27.4%	$12.0M+11.1%	$10.8M+10.4%	$9.8M+204.1%	$3.2M-70.2%	$10.8M	N/A
Current Liabilities	$7.0M-39.7%	$11.5M+104.9%	$5.6M-9.7%	$6.2M+162.9%	$2.4M+83.0%	$1.3M	N/A
Non-Current Liabilities	$1.8M+260.3%	$496K-90.5%	$5.2M+45.6%	$3.6M+318.8%	$852K-91.1%	$9.5M	N/A
Long-Term Debt	$1.8M+629.5%	$241K-41.2%	$410K-32.2%	$605K+300.7%	$151K-85.3%	$1.0M	N/A
Total Equity	$76.4M+1016.6%	$6.8M+396.4%	-$2.3M-179.9%	$2.9M-73.5%	$10.9M+652.8%	-$2.0M-245.2%	$1.4M
Retained Earnings	-$138.2M-37.6%	-$100.5M-20.4%	-$83.5M-23.8%	-$67.4M-32.6%	-$50.8M-338.3%	-$11.6M	N/A

Metric	Q4'2520-F	Q3'256-K	Q2'256-K	Q1'2510-Q	Q4'2420-F	Q3'246-K	Q2'246-K	Q1'2410-Q
Total Assets	$85.2M+351.1%	$81.9M+706.9%	$46.1M+538.6%	$42.2M+522.3%	$18.9M+121.6%	$10.2M	$7.2M-51.1%	$6.8M
Current Assets	$79.4M+363.5%	$78.0M+1077.4%	$42.6M+1096.2%	$38.8M	$17.1M+262.1%	$6.6M	$3.6M-62.1%	N/A
Cash & Equivalents	$13.5M0.0%	$43.2M+1157.2%	$28.5M+4257.0%	$24.2M+4939.8%	$13.5M+496.6%	$3.4M+107.4%	$653K-88.5%	$480K
Inventory	$3.9M+388.8%	$4.4M+1112.7%	$3.4M+1307.5%	$781K	$796K+218.4%	$361K	$241K-61.2%	N/A
Accounts Receivable	$2.9M+405.5%	$1.5M+177.1%	$1.4M+83.0%	$849K	$581K-12.0%	$541K	$757K-51.7%	N/A
Goodwill	$637K	N/A	N/A	N/A	N/A	$1.8M	$1.8M+50.5%	N/A
Total Liabilities	$8.7M-27.4%	$10.7M0.0%	$14.6M+92.7%	$10.8M+41.5%	$12.0M+11.1%	$10.7M	$7.6M-43.7%	$7.7M
Current Liabilities	$7.0M-39.7%	$9.1M-2.7%	$13.0M+91.4%	$9.1M	$11.5M+104.9%	$9.4M	$6.8M+36.9%	N/A
Non-Current Liabilities	$1.8M+260.3%	$1.6M+19.4%	$1.6M+104.4%	$1.8M	$496K-90.5%	$1.3M	$791K-90.7%	N/A
Long-Term Debt	$1.8M+629.5%	$1.5M+441.6%	$1.6M+401.6%	$1.5M	$241K-41.2%	$281K	$316K-29.3%	N/A
Total Equity	$76.4M+1016.6%	$71.3M+14239.5%	$31.5M+9373.5%	$31.3M+3644.7%	$6.8M+396.4%	-$504K-9.3%	-$340K-125.4%	-$884K
Retained Earnings	-$138.2M-37.6%	-$120.7M-35.5%	-$119.4M-39.1%	-$106.9M	-$100.5M-20.4%	-$89.1M	-$85.9M-10.2%	N/A

Not reported in any period shown, so not listed: Short-Term Investments, Long-Term Investments.

AZ Cash Flow Statement

AZ quarterly cash flow statement

Metric	FY2520-F	FY2420-F	FY2320-F	FY2210-K	FY2110-K	FY2010-K	FY1910-K
Operating Cash Flow	-$22.9M-95.6%	-$11.7M-2.8%	-$11.4M-20.7%	-$9.4M-0.6%	-$9.4M-835.0%	-$1.0M+33.8%	-$1.5M
Depreciation & Amortization	$815K-5.5%	$862K-16.1%	$1.0M+30.7%	$786K+213.1%	$251K+17.8%	$213K	N/A
Capital Expenditures	$452K+222.9%	$140K-19.5%	$174K-76.1%	$727K+76.5%	$412K+81.5%	$227K	N/A
Free Cash Flow	-$23.4M-97.1%	-$11.9M-2.5%	-$11.6M-13.8%	-$10.2M-3.8%	-$9.8M-695.9%	-$1.2M	N/A
Investing Cash Flow	-$57.0M-21096.7%	-$269K+15.9%	-$320K+79.5%	-$1.6M-456.8%	-$280K+34.1%	-$425K-1316.7%	-$30K
Financing Cash Flow	$81.3M+256.5%	$22.8M+109.4%	$10.9M+78.7%	$6.1M-50.7%	$12.4M+71.6%	$7.2M+292.4%	$1.8M

Metric	Q4'2520-F	Q3'256-K	Q2'256-K	Q1'2510-Q	Q4'2420-F	Q3'246-K	Q2'246-K	Q1'2410-Q
Operating Cash Flow	-$9.2M-169.1%	-$4.0M-509.0%	-$5.9M-57.6%	-$3.8M+2.3%	-$3.4M-51.9%	-$658K+80.0%	-$3.7M	-$3.9M
Depreciation & Amortization	$376K+79.0%	$165K-21.1%	$123K-50.4%	$151K-22.6%	$210K-9.9%	$209K-15.4%	$248K	$195K
Capital Expenditures	-$205K+540.6%	$512K+582.7%	$99K+4850.0%	$46K+48.4%	$32K+88.2%	$75K+120.6%	$2K	$31K
Free Cash Flow	-$9.4M-172.5%	-$4.5M-516.5%	-$6.0M-60.2%	-$3.9M+1.9%	-$3.5M-52.2%	-$733K+78.0%	-$3.7M	-$3.9M
Investing Cash Flow	-$28.7M-17746.6%	-$20.2M-26777.3%	$2.6M+128500.0%	-$10.7M-34403.2%	-$161K-147.7%	-$75K+29.2%	-$2K	-$31K
Financing Cash Flow	$6.8M-45.9%	$42.4M+873.2%	$6.3M+71.1%	$25.7M+1121.5%	$12.6M+384.9%	$4.4M+923.8%	$3.7M	$2.1M

Not reported in any period shown, so not listed: Stock-Based Compensation, Dividends Paid, Share Buybacks.

AZ Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

AZ quarterly financial ratios

Metric	FY2520-F	FY2420-F	FY2320-F	FY2210-K	FY2110-K	FY2010-K	FY1910-K
Net Margin	-487.1%	-358.3%	-196.0%	-196.2%	-1500.6%	-557.4%	N/A
Return on Equity	-50.4%+231.1pp	-281.5%	N/A	-635.1%-265.7pp	-369.4%	N/A	N/A
Return on Assets	-45.2%+56.9pp	-102.0%+109.9pp	-212.0%-67.4pp	-144.5%+140.6pp	-285.1%-217.9pp	-67.3%	N/A
Current Ratio	11.42+9.9x	1.48+0.6x	0.84-0.3x	1.11-3.5x	4.62-0.1x	4.75	N/A
Debt-to-Equity	0.020.0x	0.04	N/A	0.21+0.2x	0.01	N/A	N/A
Asset Turnover	0.09-0.2x	0.28-0.8x	1.08+0.3x	0.74+0.5x	0.19+0.1x	0.12	N/A
FCF Margin	-295.7%	-220.4%	-125.5%	-108.6%	-364.6%	-115.2%	N/A

Metric	Q4'2520-F	Q3'256-K	Q2'256-K	Q1'2510-Q	Q4'2420-F	Q3'246-K	Q2'246-K	Q1'2410-Q
Net Margin	-551.0%	-90.4%	-1085.4%	-342.1%	-1262.7%	-224.8%	-277.5%	-23.3%
Return on Equity	-23.2%+154.5pp	-2.0%	-39.9%	-21.6%	-177.7%	N/A	N/A	N/A
Return on Assets	-20.8%+43.6pp	-1.7%+33.1pp	-27.3%+16.7pp	-16.0%-10.2pp	-64.4%	-34.8%	-44.0%+6.3pp	-5.8%
Current Ratio	11.42+9.9x	8.57+7.9x	3.29+2.8x	4.28	1.48+0.6x	0.71	0.53-1.4x	N/A
Debt-to-Equity	0.020.0x	0.02	0.05	0.05	0.04	N/A	N/A	N/A
Asset Turnover	0.040.0x	0.02-0.1x	0.03-0.1x	0.05-0.2x	0.05	0.15	0.160.0x	0.25
FCF Margin	-292.5%	-292.1%	-515.1%	-195.4%	-358.9%	-46.6%	-326.1%	-231.7%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin.

Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Net Margin, FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
A2Z Cust2Mate Solutions Corp AZ	FY2025	$7.9M	-$38.5M	N/A	$271.2M	—
ReposiTrak TRAK	FY2025	$22.6M	$7.0M	30.9%	$143.9M	88/100
Blaize Holdings BZAI	FY2025	$38.6M	-$206.9M	N/A	$66.7M	37/100
8X8 Inc EGHT	FY2026	$735.8M	$1.6M	0.2%	$273.0M	32/100
Cs Disco Inc LAW	FY2025	$156.8M	-$44.4M	-28.3%	$275.3M	66/100

Where A2Z Cust2Mate Solutions Corp Ranks

Frequently Asked Questions

What is A2Z Cust2Mate Solutions Corp's annual revenue?

A2Z Cust2Mate Solutions Corp (AZ) reported $7.9M in total revenue for fiscal year 2025. This represents a 47.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is A2Z Cust2Mate Solutions Corp's revenue growing?

A2Z Cust2Mate Solutions Corp (AZ) revenue grew by 47.0% year-over-year, from $5.4M to $7.9M in fiscal year 2025.

Is A2Z Cust2Mate Solutions Corp profitable?

No, A2Z Cust2Mate Solutions Corp (AZ) reported a net income of -$38.5M in fiscal year 2025.

How much debt does A2Z Cust2Mate Solutions Corp have?

As of fiscal year 2025, A2Z Cust2Mate Solutions Corp (AZ) had $13.5M in cash and equivalents against $1.8M in long-term debt.

What is A2Z Cust2Mate Solutions Corp's return on equity (ROE)?

A2Z Cust2Mate Solutions Corp (AZ) has a return on equity of -50.4% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is A2Z Cust2Mate Solutions Corp's free cash flow?

A2Z Cust2Mate Solutions Corp (AZ) recorded an outflow of $23.4M in free cash flow during fiscal year 2025. This represents a -97.1% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is A2Z Cust2Mate Solutions Corp's operating cash flow?

A2Z Cust2Mate Solutions Corp (AZ) recorded an outflow of $22.9M in operating cash flow during fiscal year 2025, representing cash used by core business activities.

What are A2Z Cust2Mate Solutions Corp's total assets?

A2Z Cust2Mate Solutions Corp (AZ) had $85.2M in total assets as of fiscal year 2025, including both current and long-term assets.

What are A2Z Cust2Mate Solutions Corp's capital expenditures?

A2Z Cust2Mate Solutions Corp (AZ) invested $452K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How many shares does A2Z Cust2Mate Solutions Corp have outstanding?

A2Z Cust2Mate Solutions Corp (AZ) had 44M shares outstanding as of fiscal year 2025.

What is A2Z Cust2Mate Solutions Corp's current ratio?

A2Z Cust2Mate Solutions Corp (AZ) had a current ratio of 11.42 as of fiscal year 2025, which is generally considered healthy.

What is A2Z Cust2Mate Solutions Corp's debt-to-equity ratio?

A2Z Cust2Mate Solutions Corp (AZ) had a debt-to-equity ratio of 0.02 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is A2Z Cust2Mate Solutions Corp's return on assets (ROA)?

A2Z Cust2Mate Solutions Corp (AZ) had a return on assets of -45.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is A2Z Cust2Mate Solutions Corp's P/E ratio?

A2Z Cust2Mate Solutions Corp (AZ) has no price-to-earnings ratio at the moment: net loss, so no earnings multiple (FY2025). The market capitalization is $271.2M as of Sep 9, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is A2Z Cust2Mate Solutions Corp's price-to-sales ratio?

A2Z Cust2Mate Solutions Corp (AZ) trades at 34.3x sales, its market capitalization divided by revenue of $7.9M revenue, FY2025. The market capitalization is $271.2M as of Sep 9, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is A2Z Cust2Mate Solutions Corp's Piotroski F-Score?

A2Z Cust2Mate Solutions Corp (AZ) has a Piotroski F-Score of 3 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are A2Z Cust2Mate Solutions Corp's earnings high quality?

A2Z Cust2Mate Solutions Corp (AZ) reported a net loss of $38.5M while operations used $22.9M of cash. With neither figure positive, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.