Blueone Card Inc Financials

BCRD

Source SEC Filings (10-K/10-Q) Updated Sep 30, 2025 Currency USD FYE March

Financial Health Signals

Financial Profile 44/100

Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores

Profitability

Blueone Card Inc has an operating margin of -1052.8%, meaning the company retains $-1053 of operating profit per $100 of revenue. This below-average margin results in a low score of 0/100, suggesting thin profitability after operating expenses. This is up from -40605.7% the prior year.

Growth

100

Blueone Card Inc's revenue surged 2653.6% year-over-year to $110K, reflecting rapid business expansion. This strong growth earns a score of 100/100.

Leverage

Blueone Card Inc carries a low D/E ratio of 0.95, meaning only $0.95 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 76/100, indicating a strong balance sheet with room for future borrowing.

Liquidity

Blueone Card Inc's current ratio of 0.04 means current assets barely cover short-term liabilities. This tight liquidity results in a low score of 0/100, which could limit financial flexibility.

Piotroski F-Score Neutral

4/9

Blueone Card Inc passes 4 of 9 financial strength tests. 2 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.

Earnings Quality Low Quality

0.30x

For every $1 of reported earnings, Blueone Card Inc generates $0.30 in operating cash flow (-$317K OCF vs -$1.1M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.

Interest Coverage At Risk

-72.8x

Blueone Card Inc earns $-72.8 in operating income for every $1 of interest expense (-$1.2M vs $16K). This narrow margin raises concern about the company's ability to service its debt if operating income declines.

This page shows Blueone Card Inc (BCRD) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 11 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

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Key Financial Metrics

Revenue

$110K

YoY+2653.6%

Blueone Card Inc generated $110K in revenue in fiscal year 2025. This represents an increase of 2653.6% from the prior year.

EBITDA

-$1.0M

YoY+31.5%

Blueone Card Inc's EBITDA was -$1.0M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 31.5% from the prior year.

Free Cash Flow

N/A

Net Income

-$1.1M

YoY+34.8%

Blueone Card Inc reported -$1.1M in net income in fiscal year 2025. This represents an increase of 34.8% from the prior year.

EPS (Diluted)

$-0.08

YoY+42.9%

Blueone Card Inc earned $-0.08 per diluted share (EPS) in fiscal year 2025. This represents an increase of 42.9% from the prior year.

Cash & Debt

$46K

YoY-38.7%

Blueone Card Inc held $46K in cash against $0 in long-term debt as of fiscal year 2025.

Dividends Per Share

N/A

Shares Outstanding

14M

YoY+18.3%

5Y CAGR+7.6%

Blueone Card Inc had 14M shares outstanding in fiscal year 2025. This represents an increase of 18.3% from the prior year.

Gross Margin

71.0%

YoY+1833.5pp

Blueone Card Inc's gross margin was 71.0% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is up 1833.5 percentage points from the prior year.

Operating Margin

-1052.8%

YoY+39552.9pp

Blueone Card Inc's operating margin was -1052.8% in fiscal year 2025, reflecting core business profitability. This is up 39552.9 percentage points from the prior year.

Net Margin

-954.4%

YoY+39374.1pp

Blueone Card Inc's net profit margin was -954.4% in fiscal year 2025, showing the share of revenue converted to profit. This is up 39374.1 percentage points from the prior year.

Return on Equity

N/A

R&D Spending

N/A

Share Buybacks

N/A

Capital Expenditures

N/A

BCRD Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$110K+2653.6%	$4K-84.0%	$25K-65.4%	$72K	N/A	N/A
Cost of Revenue	$32K+1896.8%	$2K-88.6%	$14K-74.4%	$55K	N/A	N/A
Gross Profit	$78K+210.9%	-$71K-358.2%	-$15K-188.3%	$17K	N/A	N/A
R&D Expenses	N/A	N/A	$2K-68.2%	$7K	N/A	N/A
SG&A Expenses	$1.1M-20.9%	$1.4M+41.7%	$955K+117.1%	$440K+103.1%	$216K+428.4%	$41K
Operating Income	-$1.2M+28.6%	-$1.6M-45.8%	-$1.1M-110.9%	-$528K-94.0%	-$272K-185.0%	-$96K
Interest Expense	$16K+33081.3%	$48-99.0%	$5K+92.3%	$3K-28.7%	$4K+1392.5%	$241
Income Tax	N/A	N/A	N/A	N/A	N/A	N/A
Net Income	-$1.1M+34.8%	-$1.6M-44.2%	-$1.1M-110.8%	-$531K-92.4%	-$276K-188.1%	-$96K
EPS (Diluted)	$-0.08+42.9%	$-0.14-27.3%	$-0.11	N/A	N/A	N/A

Metric	Q2'25	Q1'25	Q3'24	Q2'24	Q1'24	Q3'23	Q2'23	Q1'23
Revenue	$30K-69.0%	$96K+56.8%	$61K	N/A	N/A	$1K-66.7%	$3K	N/A
Cost of Revenue	N/A	N/A	$47K	N/A	N/A	$400-66.7%	$1K	N/A
Gross Profit	N/A	N/A	$14K	N/A	N/A	$600-66.7%	$2K	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$0
SG&A Expenses	$398K+10.4%	$360K+105.9%	$175K-7.0%	$188K-13.3%	$217K-45.8%	$400K+6.4%	$376K+32.8%	$283K
Operating Income	-$438K-29.6%	-$338K-68.0%	-$201K+12.5%	-$230K+10.8%	-$258K+45.0%	-$468K-10.6%	-$424K-30.9%	-$324K
Interest Expense	$6K+0.6%	$6K+21.5%	$5K+8.4%	$4K+142.0%	$2K	N/A	$24+41.2%	$17
Income Tax	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Income	-$364K-32.8%	-$274K-35.5%	-$202K+13.6%	-$234K+9.8%	-$259K+44.4%	-$466K-12.3%	-$415K-28.6%	-$323K
EPS (Diluted)	$-0.03-50.0%	$-0.020.0%	$-0.020.0%	$-0.020.0%	$-0.02+50.0%	$-0.04-33.3%	$-0.030.0%	$-0.03

BCRD Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$15.5M+1475.5%	$986K-0.5%	$991K+121.7%	$447K-32.2%	$660K+480.2%	$114K
Current Assets	$66K-19.6%	$82K-89.1%	$750K+140.4%	$312K-37.1%	$496K+5596.3%	$9K
Cash & Equivalents	$46K-38.7%	$75K-88.8%	$668K+1517.0%	$41K-87.9%	$341K	N/A
Inventory	N/A	N/A	$75K-4.4%	$78K	N/A	N/A
Accounts Receivable	$10K	N/A	N/A	N/A	N/A	N/A
Goodwill	$10.8M	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$7.6M+923.0%	$741K+40.3%	$528K+48.6%	$356K+64.3%	$216K+186.8%	$75K
Current Liabilities	$1.8M+150.6%	$706K+40.2%	$503K+61.5%	$312K+95.0%	$160K+111.9%	$75K
Long-Term Debt	N/A	N/A	N/A	$53K-22.3%	$69K	N/A
Total Equity	$8.0M+3148.3%	$245K-47.1%	$463K+405.7%	$92K-79.4%	$443K+1058.8%	$38K
Retained Earnings	-$4.9M-27.2%	-$3.9M-71.4%	-$2.3M-98.2%	-$1.1M-87.2%	-$609K-82.8%	-$333K

Metric	Q2'25	Q1'25	Q3'24	Q2'24	Q1'24	Q3'23	Q2'23	Q1'23
Total Assets	$15.3M-0.5%	$15.4M-2.1%	$15.7M+1777.1%	$836K-5.3%	$883K-24.5%	$1.2M-28.0%	$1.6M-16.5%	$1.9M
Current Assets	$30K+30.8%	$23K-68.5%	$72K+282.6%	$19K-15.3%	$22K-89.9%	$218K-67.7%	$676K-48.8%	$1.3M
Cash & Equivalents	$496+51.2%	$328-91.8%	$4K-66.5%	$12K-22.0%	$15K-88.9%	$139K-76.8%	$596K-51.9%	$1.2M
Inventory	N/A	N/A	N/A	N/A	N/A	$73K-0.5%	$73K-1.6%	$75K
Accounts Receivable	$19K	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$10.8M0.0%	$10.8M-17.6%	$13.1M	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$8.0M+3.8%	$7.7M+2.0%	$7.5M+713.1%	$924K+12.4%	$822K+17.4%	$700K-2.6%	$719K+14.9%	$625K
Current Liabilities	$2.3M+17.2%	$1.9M+22.5%	$1.6M+73.8%	$907K+13.6%	$798K+22.0%	$654K-1.2%	$662K+18.6%	$558K
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$7.3M-4.7%	$7.7M-6.0%	$8.2M+9321.7%	-$89K-246.6%	$60K-87.1%	$469K-48.2%	$905K-31.5%	$1.3M
Retained Earnings	-$5.6M-7.0%	-$5.2M-13.8%	-$4.6M-4.6%	-$4.4M-5.7%	-$4.1M-19.3%	-$3.5M-15.6%	-$3.0M-16.1%	-$2.6M

BCRD Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	-$317K+72.3%	-$1.1M-245.8%	-$332K+26.7%	-$452K-45.9%	-$310K-2385.2%	-$12K
Capital Expenditures	N/A	$333K	N/A	$14K-30.8%	$20K-82.7%	$113K
Free Cash Flow	N/A	-$1.5M	N/A	-$466K-41.3%	-$330K-163.7%	-$125K
Investing Cash Flow	N/A	-$841K-2831.5%	-$29K-112.6%	-$14K+30.8%	-$20K+82.7%	-$113K
Financing Cash Flow	$288K-79.3%	$1.4M+41.3%	$987K+491.8%	$167K-75.1%	$670K+436.1%	$125K
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q2'25	Q1'25	Q3'24	Q2'24	Q1'24	Q3'23	Q2'23	Q1'23
Operating Cash Flow	-$2K+96.7%	-$50K+29.5%	-$71K+19.7%	-$88K+34.4%	-$135K+65.7%	-$393K-39.3%	-$282K-3.2%	-$273K
Capital Expenditures	$0-100.0%	$2K	N/A	N/A	$0-100.0%	$20K-83.4%	$119K-38.8%	$195K
Free Cash Flow	-$2K+96.9%	-$52K	N/A	N/A	-$199K+51.9%	-$413K-2.9%	-$401K+14.3%	-$468K
Investing Cash Flow	$0+100.0%	-$2K	N/A	N/A	-$50K+47.3%	-$95K+73.8%	-$362K-8.2%	-$335K
Financing Cash Flow	$2K-71.7%	$6K-89.9%	$63K-25.9%	$85K+13.3%	$75K+150.0%	$30K	$0-100.0%	$1.2M
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

BCRD Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	71.0%+1833.5pp	-1762.5%-1701.0pp	-61.5%-85.7pp	24.1%	N/A	N/A
Operating Margin	-1052.8%+39552.9pp	-40605.7%-36150.3pp	-4455.5%-3723.8pp	-731.7%	N/A	N/A
Net Margin	-954.4%+39374.1pp	-40328.5%-35853.3pp	-4475.2%-3740.0pp	-735.2%	N/A	N/A
Return on Equity	N/A	N/A	N/A	N/A	N/A	N/A
Return on Assets	-6.8%+156.8pp	-163.6%-50.7pp	-112.9%+5.8pp	-118.7%-76.9pp	-41.8%+42.4pp	-84.2%
Current Ratio	0.04-0.1	0.12-1.4	1.49+0.5	1.00-2.1	3.10+3.0	0.12
Debt-to-Equity	0.95-2.1	3.03+1.9	1.14+0.6	0.58+0.4	0.15-1.8	1.97
FCF Margin	N/A	-36999.0%	N/A	-645.4%	N/A	N/A

Metric	Q2'25	Q1'25	Q3'24	Q2'24	Q1'24	Q3'23	Q2'23	Q1'23
Gross Margin	N/A	N/A	22.3%	N/A	N/A	60.0%0.0pp	60.0%	N/A
Operating Margin	-1476.7%-1123.0pp	-353.6%-23.6pp	-330.0%	N/A	N/A	-46835.4%-32716.2pp	-14119.2%	N/A
Net Margin	-1227.7%-940.9pp	-286.8%+45.1pp	-331.9%	N/A	N/A	-46619.1%-32777.9pp	-13841.2%	N/A
Return on Equity	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Assets	-2.4%-0.6pp	-1.8%-0.5pp	-1.3%+26.7pp	-28.0%+1.4pp	-29.4%+10.5pp	-39.9%-14.3pp	-25.6%-9.0pp	-16.6%
Current Ratio	0.010.0	0.01-0.0	0.05+0.0	0.020.0	0.03-0.3	0.33-0.7	1.02-1.3	2.37
Debt-to-Equity	1.09+0.1	1.00+0.1	0.92+11.4	-10.43-24.0	13.61+12.1	1.49+0.7	0.79+0.3	0.47
FCF Margin	-5.5%+49.0pp	-54.5%	N/A	N/A	N/A	-41266.6%-27899.9pp	-13366.7%	N/A

Note: The current ratio is below 1.0 (0.04), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.

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Frequently Asked Questions

What is Blueone Card Inc's annual revenue?

Blueone Card Inc (BCRD) reported $110K in total revenue for fiscal year 2025. This represents a 2653.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Blueone Card Inc's revenue growing?

Blueone Card Inc (BCRD) revenue grew by 2653.6% year-over-year, from $4K to $110K in fiscal year 2025.

Is Blueone Card Inc profitable?

No, Blueone Card Inc (BCRD) reported a net income of -$1.1M in fiscal year 2025, with a net profit margin of -954.4%.

What is Blueone Card Inc's earnings per share (EPS)?

Blueone Card Inc (BCRD) reported diluted earnings per share of $-0.08 for fiscal year 2025. This represents a 42.9% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

What is Blueone Card Inc's EBITDA?

Blueone Card Inc (BCRD) had EBITDA of -$1.0M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

What is Blueone Card Inc's gross margin?

Blueone Card Inc (BCRD) had a gross margin of 71.0% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.

What is Blueone Card Inc's operating margin?

Blueone Card Inc (BCRD) had an operating margin of -1052.8% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is Blueone Card Inc's net profit margin?

Blueone Card Inc (BCRD) had a net profit margin of -954.4% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Blueone Card Inc's operating cash flow?

Blueone Card Inc (BCRD) generated -$317K in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Blueone Card Inc's total assets?

Blueone Card Inc (BCRD) had $15.5M in total assets as of fiscal year 2025, including both current and long-term assets.

How many shares does Blueone Card Inc have outstanding?

Blueone Card Inc (BCRD) had 14M shares outstanding as of fiscal year 2025.

What is Blueone Card Inc's current ratio?

Blueone Card Inc (BCRD) had a current ratio of 0.04 as of fiscal year 2025, which is below 1.0, which may suggest potential liquidity concerns.

What is Blueone Card Inc's debt-to-equity ratio?

Blueone Card Inc (BCRD) had a debt-to-equity ratio of 0.95 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Blueone Card Inc's return on assets (ROA)?

Blueone Card Inc (BCRD) had a return on assets of -6.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Blueone Card Inc's cash runway?

Based on fiscal year 2025 data, Blueone Card Inc (BCRD) had $46K in cash against an annual operating cash burn of $317K. This gives an estimated cash runway of approximately 2 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.

What is Blueone Card Inc's Piotroski F-Score?

Blueone Card Inc (BCRD) has a Piotroski F-Score of 4 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Blueone Card Inc's earnings high quality?

Blueone Card Inc (BCRD) has an earnings quality ratio of 0.30x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can Blueone Card Inc cover its interest payments?

Blueone Card Inc (BCRD) has an interest coverage ratio of -72.8x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

How financially healthy is Blueone Card Inc?

Blueone Card Inc (BCRD) scores 44 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.