What is Brighthouse Financial Inc's earnings per share (EPS)?

Brighthouse Financial Inc (BHFAP) reported diluted earnings per share of $5.71 for fiscal year 2025. This represents a 23.1% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Brighthouse Financial Inc Financials

BHFAP

Source SEC Filings (10-K/10-Q) Updated Dec 31, 2025 Currency USD FYE December

This page shows Brighthouse Financial Inc (BHFAP) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 11 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Piotroski F-Score Neutral

6/9

Brighthouse Financial Inc passes 6 of 9 financial strength tests. 3 of 4 profitability signals pass, all 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Mixed

0.60x

For every $1 of reported earnings, Brighthouse Financial Inc generates $0.60 in operating cash flow ($259.0M OCF vs $433.0M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

Key Financial Metrics

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Earnings & Revenue

Revenue

$6.8B

YoY+43.2%

5Y CAGR-4.5%

10Y CAGR-2.7%

Brighthouse Financial Inc generated $6.8B in revenue in fiscal year 2025. This represents an increase of 43.2% from the prior year.

EBITDA

N/A

Net Income

$433.0M

YoY+11.6%

10Y CAGR-9.1%

Brighthouse Financial Inc reported $433.0M in net income in fiscal year 2025. This represents an increase of 11.6% from the prior year.

EPS (Diluted)

$5.71

YoY+23.1%

Brighthouse Financial Inc earned $5.71 per diluted share (EPS) in fiscal year 2025. This represents an increase of 23.1% from the prior year.

Cash & Balance Sheet

Free Cash Flow

N/A

Cash & Debt

$5.4B

YoY+6.8%

5Y CAGR+5.6%

10Y CAGR+13.1%

Brighthouse Financial Inc held $5.4B in cash against $3.2B in long-term debt as of fiscal year 2025.

Dividends Per Share

N/A

Shares Outstanding

57M

YoY-2.5%

5Y CAGR-8.3%

Brighthouse Financial Inc had 57M shares outstanding in fiscal year 2025. This represents a decrease of 2.5% from the prior year.

Margins & Returns

Gross Margin

N/A

Operating Margin

N/A

Net Margin

6.4%

YoY-1.8pp

5Y CAGR+18.9pp

10Y CAGR-6.2pp

Brighthouse Financial Inc's net profit margin was 6.4% in fiscal year 2025, showing the share of revenue converted to profit. This is down 1.8 percentage points from the prior year.

Return on Equity

6.4%

YoY-1.4pp

5Y CAGR+12.3pp

10Y CAGR-0.3pp

Brighthouse Financial Inc's ROE was 6.4% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 1.4 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

$102.0M

YoY-59.2%

5Y CAGR-26.4%

Brighthouse Financial Inc spent $102.0M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 59.2% from the prior year.

Capital Expenditures

N/A

BHFAP Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$6.8B+43.2%	$4.7B+14.7%	$4.1B-40.1%	$6.9B+38.1%	$5.0B-41.5%	$8.5B
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$152.0M0.0%	$152.0M-0.7%	$153.0M0.0%	$153.0M-6.1%	$163.0M-11.4%	$184.0M
Income Tax	$36.0M+24.1%	$29.0M+107.9%	-$367.0M-143.3%	$848.0M+134.9%	$361.0M+199.4%	-$363.0M
Net Income	$433.0M+11.6%	$388.0M+134.9%	-$1.1B-128.7%	$3.9B+136.1%	$1.6B+254.9%	-$1.1B
EPS (Diluted)	$5.71+23.1%	$4.64+125.2%	$-18.39-135.8%	$51.30+179.0%	$18.39+258.8%	$-11.58

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Revenue	$1.7B-7.0%	$1.8B+108.5%	$871.0M-63.6%	$2.4B+98.3%	$1.2B-40.3%	$2.0B+41.4%	$1.4B+1828.4%	$74.0M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$38.0M0.0%	$38.0M0.0%	$38.0M0.0%	$38.0M0.0%	$38.0M0.0%	$38.0M0.0%	$38.0M0.0%	$38.0M
Income Tax	$12.0M-88.5%	$104.0M+1200.0%	$8.0M+109.1%	-$88.0M-154.3%	$162.0M+1520.0%	$10.0M+150.0%	-$20.0M+83.7%	-$123.0M
Net Income	$137.0M-71.4%	$479.0M+463.5%	$85.0M+131.7%	-$268.0M-139.9%	$671.0M+281.3%	$176.0M+417.6%	$34.0M+106.9%	-$493.0M
EPS (Diluted)	N/A	$7.89+673.5%	$1.02+120.2%	$-5.04	N/A	$2.47+1958.3%	$0.12+101.5%	$-8.22

BHFAP Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$241.8B+1.4%	$238.5B+0.9%	$236.3B+5.1%	$224.8B-14.3%	$262.3B+5.8%	$247.9B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$5.4B+6.8%	$5.0B+31.0%	$3.9B-6.4%	$4.1B-8.0%	$4.5B+8.9%	$4.1B
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$235.0B+0.6%	$233.5B+0.9%	$231.3B+5.5%	$219.2B-13.6%	$253.8B+10.5%	$229.8B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	$3.2B0.0%	$3.2B0.0%	$3.2B0.0%	$3.2B0.0%	$3.2B-8.1%	$3.4B
Total Equity	$6.8B+36.5%	$5.0B+0.3%	$4.9B-10.7%	$5.5B-65.7%	$16.1B-10.4%	$18.0B
Retained Earnings	-$686.0M+38.7%	-$1.1B+25.7%	-$1.5B-281.5%	-$395.0M+90.8%	-$4.3B-700.4%	-$534.0M

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Total Assets	$241.8B-1.2%	$244.7B+0.8%	$242.6B+3.4%	$234.7B-1.6%	$238.5B-2.7%	$245.2B+3.3%	$237.4B-0.9%	$239.7B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$5.4B-18.5%	$6.6B+19.2%	$5.5B+18.7%	$4.7B-7.5%	$5.0B-10.4%	$5.6B+26.8%	$4.4B+16.2%	$3.8B
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$235.0B-1.4%	$238.3B+0.6%	$236.9B+3.3%	$229.4B-1.8%	$233.5B-2.5%	$239.6B+2.7%	$233.2B-0.9%	$235.4B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	$3.2B0.0%	$3.2B0.0%	$3.2B0.0%	$3.2B0.0%	$3.2B0.0%	$3.2B0.0%	$3.2B0.0%	$3.2B
Total Equity	$6.8B+6.4%	$6.4B+12.2%	$5.7B+8.3%	$5.2B+5.6%	$5.0B-10.2%	$5.5B+33.4%	$4.1B-1.3%	$4.2B
Retained Earnings	-$686.0M+16.6%	-$823.0M+36.8%	-$1.3B+6.1%	-$1.4B-23.9%	-$1.1B+37.5%	-$1.8B+9.0%	-$2.0B+1.7%	-$2.0B

BHFAP Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$259.0M+189.3%	-$290.0M-111.7%	-$137.0M+88.8%	-$1.2B-291.6%	$641.0M-27.8%	$888.0M
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	$751.0M+134.2%	-$2.2B+31.4%	-$3.2B+61.4%	-$8.3B+32.4%	-$12.2B-109.4%	-$5.8B
Financing Cash Flow	-$668.0M-118.2%	$3.7B+19.8%	$3.1B-66.4%	$9.1B-23.6%	$12.0B+93.4%	$6.2B
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$102.0M-59.2%	$250.0M0.0%	$250.0M-48.8%	$488.0M-2.2%	$499.0M+5.5%	$473.0M

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Operating Cash Flow	-$3.0M-102.6%	$117.0M+11800.0%	-$1.0M-100.7%	$146.0M+223.7%	-$118.0M-591.7%	$24.0M-92.8%	$334.0M+163.0%	-$530.0M
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	-$1.3B-194.5%	$1.4B+1125.0%	$112.0M-80.1%	$563.0M+257.7%	-$357.0M-174.6%	-$130.0M+88.0%	-$1.1B-73.1%	-$625.0M
Financing Cash Flow	$80.0M+118.9%	-$423.0M-155.5%	$762.0M+170.1%	-$1.1B-888.2%	-$110.0M-108.5%	$1.3B-5.2%	$1.4B+21.2%	$1.1B
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$0	$0-100.0%	$43.0M-27.1%	$59.0M-1.7%	$60.0M-6.3%	$64.0M0.0%	$64.0M+3.2%	$62.0M

BHFAP Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	6.4%-1.8pp	8.2%+35.2pp	-27.0%-83.5pp	56.4%+23.4pp	33.0%+45.5pp	-12.5%
Return on Equity	6.4%-1.4pp	7.8%+30.3pp	-22.5%-92.6pp	70.1%+59.9pp	10.2%+16.1pp	-5.9%
Return on Assets	0.2%+0.0pp	0.2%+0.6pp	-0.5%-2.2pp	1.7%+1.1pp	0.6%+1.1pp	-0.4%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	0.47-0.2	0.640.0	0.64+0.1	0.57+0.4	0.200.0	0.19
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	8.1%-18.3pp	26.4%+16.6pp	9.8%+21.0pp	-11.2%-66.9pp	55.7%+47.0pp	8.7%+6.3pp	2.4%+668.6pp	-666.2%
Return on Equity	2.0%-5.5pp	7.5%+6.0pp	1.5%+6.6pp	-5.1%-18.6pp	13.5%+10.3pp	3.2%+2.4pp	0.8%+12.6pp	-11.8%
Return on Assets	0.1%-0.1pp	0.2%+0.2pp	0.0%+0.1pp	-0.1%-0.4pp	0.3%+0.2pp	0.1%+0.1pp	0.0%+0.2pp	-0.2%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	0.47-0.0	0.50-0.1	0.56-0.0	0.60-0.0	0.64+0.1	0.57-0.2	0.760.0	0.75
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Frequently Asked Questions

What is Brighthouse Financial Inc's annual revenue?

Brighthouse Financial Inc (BHFAP) reported $6.8B in total revenue for fiscal year 2025. This represents a 43.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Brighthouse Financial Inc's revenue growing?

Brighthouse Financial Inc (BHFAP) revenue grew by 43.2% year-over-year, from $4.7B to $6.8B in fiscal year 2025.

Is Brighthouse Financial Inc profitable?

Yes, Brighthouse Financial Inc (BHFAP) reported a net income of $433.0M in fiscal year 2025, with a net profit margin of 6.4%.

How much debt does Brighthouse Financial Inc have?

As of fiscal year 2025, Brighthouse Financial Inc (BHFAP) had $5.4B in cash and equivalents against $3.2B in long-term debt.

What is Brighthouse Financial Inc's net profit margin?

Brighthouse Financial Inc (BHFAP) had a net profit margin of 6.4% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Brighthouse Financial Inc's return on equity (ROE)?

Brighthouse Financial Inc (BHFAP) has a return on equity of 6.4% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Brighthouse Financial Inc's operating cash flow?

Brighthouse Financial Inc (BHFAP) generated $259.0M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Brighthouse Financial Inc's total assets?

Brighthouse Financial Inc (BHFAP) had $241.8B in total assets as of fiscal year 2025, including both current and long-term assets.

Does Brighthouse Financial Inc buy back shares?

Yes, Brighthouse Financial Inc (BHFAP) spent $102.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Brighthouse Financial Inc have outstanding?

Brighthouse Financial Inc (BHFAP) had 57M shares outstanding as of fiscal year 2025.

What is Brighthouse Financial Inc's debt-to-equity ratio?

Brighthouse Financial Inc (BHFAP) had a debt-to-equity ratio of 0.47 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Brighthouse Financial Inc's return on assets (ROA)?

Brighthouse Financial Inc (BHFAP) had a return on assets of 0.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Brighthouse Financial Inc's Piotroski F-Score?

Brighthouse Financial Inc (BHFAP) has a Piotroski F-Score of 6 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Brighthouse Financial Inc's earnings high quality?

Brighthouse Financial Inc (BHFAP) has an earnings quality ratio of 0.60x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.