STOCK TITAN

Consumers Ba Ord (CBKM) Financials

CBKM
FY2025 annual
Revenue $4.6M +6.0% YoY
Net Income $8.7M +1.0% YoY
EPS (Diluted) $2.77 +0.4% YoY
Free Cash Flow $4.9M -42.1% YoY
Market Cap $104.1M as of Sep 3, 2026
Price / Sales 22.4x on $4.6M revenue, FY2025
Price / Earnings 12.0x on $8.7M net income, FY2025
Price / Book 1.2x on $86.9M equity, Q3 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 3, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q3 FY2026, ended Mar 31, 2026 Reported Currency USD FYE June

Newest figures come from the 10-Q for Q3 FY2026, filed May 8, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the CBKM SEC filings page.

Consumers Ba Ord (CBKM) reported $4.6M in revenue for fiscal year 2025, up 6.0% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI CBKM FY2025

Balance-sheet expansion is absorbing more capital, while thin returns and weakening free cash flow limit earnings conversion.

By FY2025, assets reached $1.2B while return on assets was 0.7%, showing that balance-sheet growth has not produced proportionate earnings. Equity increased to $76.3M as debt-to-equity fell to 14.3x, so lower leverage reflects a larger equity base rather than a lightly financed balance sheet.

In FY2025, operating cash flow of $7.9M trailed net income of $8.7M, so accounting profit did not fully become cash. Free cash flow was $4.9M versus $8.4M in FY2024, pointing to heavier reinvestment and weaker cash conversion than the prior year.

The latest net margin was 1.9%, down from 2.6% in FY2023, showing asset growth has not translated into proportional bottom-line expansion. Interest expense reached $18.9M in FY2025, far above reported revenue of $4.6M, underscoring a funding-spread model whose earnings are highly sensitive to financing costs.

[ NOT FINANCIAL ADVICE ]

Financial Health Signals

Financial health score not available

Consumers Ba Ord does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial
2/6

Consumers Ba Ord passes 2 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 2 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), neither operating efficiency signal passes.

Earnings Quality Mixed
0.92x

For every $1 of reported earnings, Consumers Ba Ord generates $0.92 in operating cash flow ($7.9M OCF vs $8.7M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

Key Financial Metrics

Export CSV

Earnings & Revenue

Revenue
$14.9M
YoY+15.5%
QoQ+0.7%

Consumers Ba Ord generated $14.9M in revenue in Q3 2026. This represents an increase of 15.5% from the same quarter a year earlier. Against the prior quarter it is up 0.7%.

Net Income
$2.8M
YoY+52.2%
QoQ+2.3%

Consumers Ba Ord reported $2.8M in net income in Q3 2026. This represents an increase of 52.2% from the same quarter a year earlier. Against the prior quarter it is up 2.3%.

EPS (Diluted)
$0.90
YoY+52.5%
QoQ+3.4%
5Y CAGR+5.2%
10Y CAGR+13.2%

Consumers Ba Ord earned $0.90 per diluted share (EPS) in Q3 2026. This represents an increase of 52.5% from the same quarter a year earlier. Against the prior quarter it is up 3.4%.

EBITDA

Not reported for Q3 2026.

Cash & Balance Sheet

Free Cash Flow
$764K
YoY-53.0%
QoQ-76.5%
5Y CAGR-32.6%
10Y CAGR-0.6%

Consumers Ba Ord generated $764K in free cash flow in Q3 2026, representing cash available after capex. This represents a decrease of 53.0% from the same quarter a year earlier. Against the prior quarter it is down 76.5%.

Dividends Per Share
$0.21
YoY+10.5%
QoQ0.0%
5Y CAGR+7.0%

Consumers Ba Ord paid $0.21 per share in dividends in Q3 2026. This represents an increase of 10.5% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding
3M
YoY+0.4%
QoQ0.0%
5Y CAGR+0.8%
10Y CAGR+1.4%

Consumers Ba Ord had 3M shares outstanding in Q3 2026. This represents an increase of 0.4% from the same quarter a year earlier. It is unchanged from the prior quarter.

Cash & Debt

Not reported for Q3 2026.

Margins & Returns

Net Margin
18.9%
YoY+4.6pp
QoQ+0.3pp

Consumers Ba Ord's net profit margin was 18.9% in Q3 2026, showing the share of revenue converted to profit. This is up 4.6 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.3 percentage points.

Return on Equity
3.2%
YoY+0.7pp
QoQ0.0pp

Consumers Ba Ord's ROE was 3.2% in Q3 2026, measuring profit generated per dollar of shareholder equity. This is up 0.7 percentage points from the same quarter a year earlier. It is unchanged from the prior quarter.

Gross Margin

Not reported for Q3 2026.

Operating Margin

Not reported for Q3 2026.

Capital Allocation

Capital Expenditures
$836K
YoY+102.9%
QoQ+268.3%
5Y CAGR+28.5%
10Y CAGR+8.0%

Consumers Ba Ord invested $836K in capex in Q3 2026, funding long-term assets and infrastructure. This represents an increase of 102.9% from the same quarter a year earlier. Against the prior quarter it is up 268.3%.

R&D Spending

Not reported for Q3 2026.

Share Buybacks

Not reported for Q3 2026.

CBKM Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

CBKM quarterly income statement
MetricQ3'2610-QQ2'2610-QQ1'2610-QQ4'2510-QQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-K
Revenue$14.9M+15.5%$14.8M+12.1%$14.4M+9.4%N/A$12.9M+4.0%$13.2M+8.4%$13.2M+12.1%N/A
SG&A Expenses$4.5M+12.7%$4.6M+20.4%$4.2M+12.5%N/A$4.0M+10.3%$3.8M+3.7%$3.8M+7.6%N/A
Interest Expense$4.8M+10.3%$4.9M+0.1%$4.8M-5.2%N/A$4.4M-4.2%$4.9M+15.9%$5.1M+42.7%N/A
Income Tax$524K+91.2%$495K+1.4%$477K-0.6%N/A$274K-37.0%$488K+12.2%$480K-7.2%N/A
Net Income$2.8M+52.2%$2.8M+20.5%$2.6M+17.8%N/A$1.9M-9.8%$2.3M+13.5%$2.2M-7.2%N/A
EPS (Basic)$0.90+52.5%$0.87+19.2%$0.84+16.7%$0.73+9.0%$0.59-10.6%$0.73+12.3%$0.72-7.7%$0.67-21.2%
EPS (Diluted)$0.90+52.5%$0.87+19.2%$0.84+16.7%$0.73+9.0%$0.59-10.6%$0.73+12.3%$0.72-7.7%$0.67-21.2%
Diluted Shares (Avg)3M+0.2%3M+0.5%3M+0.7%N/A3M+0.8%3M+0.8%3M+0.9%N/A

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

CBKM Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

CBKM quarterly balance sheet
MetricQ3'2610-QQ2'2610-QQ1'2610-QQ4'2510-QQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-K
Total Assets$1.2B+9.2%$1.2B+9.1%$1.2B+5.7%$1.2B+6.2%$1.1B+3.9%$1.1B+2.8%$1.1B+6.3%$1.1B+3.5%
Goodwill$2.5M0.0%$2.5M0.0%$2.5M0.0%$2.5M0.0%$2.5M0.0%$2.5M0.0%$2.5M0.0%$2.5M0.0%
Total Liabilities$1.2B+8.6%$1.1B+8.1%$1.1B+5.3%$1.1B+5.4%$1.1B+3.1%$1.0B+2.3%$1.1B+4.2%$1.0B+2.9%
Total Equity$86.9M+18.2%$86.1M+23.9%$81.6M+11.4%$76.3M+19.8%$73.5M+18.3%$69.5M+9.5%$73.3M+47.9%$63.7M+14.8%
Retained Earnings$84.0M+10.4%$81.9M+9.4%$79.8M+9.0%$77.8M+8.8%$76.1M+8.8%$74.9M+9.3%$73.2M+9.1%$71.5M+9.2%

Not reported in any period shown, so not listed: Current Assets, Cash & Equivalents, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

CBKM Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

CBKM quarterly cash flow statement
MetricQ3'2610-QQ2'2610-QQ1'2610-QQ4'2510-QQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-K
Operating Cash Flow$1.6M-21.5%$3.5M+8.2%$2.5M+122.0%$1.5M-6.3%$2.0M+7.3%$3.2M+47.5%$1.1M-68.7%$1.6M-38.1%
Capital Expenditures$836K+102.9%$227K-82.7%$319K-68.8%$324K+88.4%$412K+55.5%$1.3M+514.0%$1.0M+207.5%$172K+0.6%
Free Cash Flow$764K-53.0%$3.2M+71.0%$2.2M+1731.4%$1.2M-17.4%$1.6M-0.5%$1.9M-3.3%$121K-96.4%$1.5M-40.7%
Investing Cash Flow-$30.3M-341.2%-$28.0M-1490.0%-$13.7M-55.8%-$44.3M-200.1%-$6.9M-935.6%-$1.8M+89.9%-$8.8M-1036.4%-$14.8M+13.9%
Financing Cash Flow$24.5M+29.7%$19.3M+341.6%$17.9M+6.4%$28.2M+607.9%$18.9M+66.4%-$8.0M-195.1%$16.9M+411.9%$4.0M+289.5%
Dividends Paid$661K+11.1%$661K+10.9%$661K+11.3%$598K+6.4%$595K+5.7%$596K+6.2%$594K+6.1%$562K+6.8%

Not reported in any period shown, so not listed: Depreciation & Amortization, Stock-Based Compensation, Share Buybacks.

CBKM Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

CBKM quarterly financial ratios
MetricQ3'2610-QQ2'2610-QQ1'2610-QQ4'2510-QQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-K
Net Margin18.9%+4.6pp18.6%+1.3pp18.3%+1.3ppN/A14.3%-2.2pp17.3%+0.8pp17.0%-3.5ppN/A
Return on Equity3.2%+0.7pp3.2%-0.1pp3.2%+0.2ppN/A2.5%-0.8pp3.3%+0.1pp3.0%-1.8ppN/A
Return on Assets0.2%+0.1pp0.2%0.0pp0.2%0.0ppN/A0.2%0.0pp0.2%0.0pp0.2%0.0ppN/A
Debt-to-Equity13.26-1.2x13.08-1.9x13.55-0.8x14.27-2.0x14.43-2.1x14.98-1.0x14.33-6.0x16.23-1.9x
Asset Turnover0.010.0x0.010.0x0.010.0xN/A0.010.0x0.010.0x0.010.0xN/A
FCF Margin5.1%-7.5pp21.9%+7.6pp15.4%+14.5ppN/A12.6%-0.6pp14.4%-1.7pp0.9%-27.4ppN/A

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Frequently Asked Questions

What is Consumers Ba Ord's annual revenue?

Consumers Ba Ord (CBKM) reported $4.6M in total revenue for fiscal year 2025. This represents a 6.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Consumers Ba Ord's revenue growing?

Consumers Ba Ord (CBKM) revenue grew by 6.0% year-over-year, from $4.4M to $4.6M in fiscal year 2025.

Is Consumers Ba Ord profitable?

Yes, Consumers Ba Ord (CBKM) reported a net income of $8.7M in fiscal year 2025.

Consumers Ba Ord (CBKM) reported diluted earnings per share of $2.77 for fiscal year 2025. This represents a 0.4% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Yes, Consumers Ba Ord (CBKM) paid $0.76 per share in dividends during fiscal year 2025.

Consumers Ba Ord (CBKM) has a return on equity of 11.4% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

Consumers Ba Ord (CBKM) generated $4.9M in free cash flow during fiscal year 2025. This represents a -42.1% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

Consumers Ba Ord (CBKM) generated $7.9M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

Consumers Ba Ord (CBKM) had $1.2B in total assets as of fiscal year 2025, including both current and long-term assets.

Consumers Ba Ord (CBKM) invested $3.1M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Consumers Ba Ord (CBKM) had 3M shares outstanding as of fiscal year 2025.

Consumers Ba Ord (CBKM) had a debt-to-equity ratio of 14.27 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

Consumers Ba Ord (CBKM) had a return on assets of 0.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

Consumers Ba Ord (CBKM) trades at 12.0x earnings, its market capitalization divided by net income of $8.7M net income, FY2025. The market capitalization is $104.1M as of Sep 3, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

Consumers Ba Ord (CBKM) trades at 22.4x sales, its market capitalization divided by revenue of $4.6M revenue, FY2025. The market capitalization is $104.1M as of Sep 3, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

Consumers Ba Ord (CBKM) has a Piotroski F-Score of 2 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Consumers Ba Ord (CBKM) has an earnings quality ratio of 0.92x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Back to top