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Consumers Ba Ord Financials

CBKM
Source SEC Filings (10-K/10-Q) Updated Feb 6, 2026 Currency USD FYE June

This page shows Consumers Ba Ord (CBKM) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Profitability Growth Leverage Liquidity Cash Flow Returns 45 / 100
Financial Profile 45/100

Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores

Growth
43

Consumers Ba Ord's revenue grew 6.0% year-over-year to $4.6M, a solid pace of expansion. This earns a growth score of 43/100.

Leverage
0

Consumers Ba Ord has elevated debt relative to equity (D/E of 14.27), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 0/100, reflecting increased financial risk.

Cash Flow
100

Consumers Ba Ord converts 104.6% of revenue into free cash flow ($4.9M). This strong cash generation earns a score of 100/100.

Returns
36

Consumers Ba Ord's ROE of 11.4% shows moderate profitability relative to equity, earning a score of 36/100. This is down from 13.5% the prior year.

Piotroski F-Score Weak
2/9

Consumers Ba Ord passes 2 of 9 financial strength tests. 2 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), neither operating efficiency signal passes.

Earnings Quality Mixed
0.92x

For every $1 of reported earnings, Consumers Ba Ord generates $0.92 in operating cash flow ($7.9M OCF vs $8.7M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

Key Financial Metrics

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Earnings & Revenue

Revenue
$4.6M
YoY+6.0%
5Y CAGR+7.6%
10Y CAGR-10.7%

Consumers Ba Ord generated $4.6M in revenue in fiscal year 2025. This represents an increase of 6.0% from the prior year.

EBITDA
N/A
Net Income
$8.7M
YoY+1.0%
5Y CAGR+9.4%
10Y CAGR+11.3%

Consumers Ba Ord reported $8.7M in net income in fiscal year 2025. This represents an increase of 1.0% from the prior year.

EPS (Diluted)
$2.77
YoY+0.4%
5Y CAGR+7.6%
10Y CAGR+9.9%

Consumers Ba Ord earned $2.77 per diluted share (EPS) in fiscal year 2025. This represents an increase of 0.4% from the prior year.

Cash & Balance Sheet

Free Cash Flow
$4.9M
YoY-42.1%
5Y CAGR-0.9%
10Y CAGR+42.7%

Consumers Ba Ord generated $4.9M in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 42.1% from the prior year.

Cash & Debt
N/A
Dividends Per Share
$0.76
YoY+5.6%
5Y CAGR+7.1%
10Y CAGR+4.7%

Consumers Ba Ord paid $0.76 per share in dividends in fiscal year 2025. This represents an increase of 5.6% from the prior year.

Shares Outstanding
N/A

Margins & Returns

Gross Margin
N/A
Operating Margin
N/A
Net Margin
186.5%
YoY-9.3pp
5Y CAGR+14.6pp
10Y CAGR+165.9pp

Consumers Ba Ord's net profit margin was 186.5% in fiscal year 2025, showing the share of revenue converted to profit. This is down 9.3 percentage points from the prior year.

Return on Equity
11.4%
YoY-2.1pp
5Y CAGR+2.6pp
10Y CAGR+4.2pp

Consumers Ba Ord's ROE was 11.4% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 2.1 percentage points from the prior year.

Capital Allocation

R&D Spending
N/A
Share Buybacks
N/A
Capital Expenditures
$3.1M
YoY+212.4%
5Y CAGR+43.9%
10Y CAGR-5.6%

Consumers Ba Ord invested $3.1M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 212.4% from the prior year.

CBKM Income Statement

Metric Q3'26 Q2'26 Q1'26 Q4'25 Q3'25 Q2'25 Q1'25 Q4'24
Revenue $448-100.0% $14.8M+2.9% $14.4M N/A $12.9M-2.3% $13.2M+0.5% $13.2M N/A
Cost of Revenue N/A N/A N/A N/A N/A N/A N/A N/A
Gross Profit N/A N/A N/A N/A N/A N/A N/A N/A
R&D Expenses N/A N/A N/A N/A N/A N/A N/A N/A
SG&A Expenses N/A N/A N/A N/A N/A N/A N/A N/A
Operating Income N/A N/A N/A N/A N/A N/A N/A N/A
Interest Expense $5K-99.9% $4.9M+1.2% $4.8M N/A $4.4M-10.4% $4.9M-4.2% $5.1M N/A
Income Tax $495-99.9% $495K+3.8% $477K N/A $274K-43.9% $488K+1.7% $480K N/A
Net Income $3K-99.9% $2.8M+4.6% $2.6M N/A $1.9M-19.1% $2.3M+2.3% $2.2M N/A
EPS (Diluted) $0.870.0% $0.87+3.6% $0.84 N/A $0.59-19.2% $0.73+1.4% $0.72 N/A

CBKM Balance Sheet

Metric Q3'26 Q2'26 Q1'26 Q4'25 Q3'25 Q2'25 Q1'25 Q4'24
Total Assets $1.2M-99.9% $1.2B+2.1% $1.2B+2.0% $1.2B+2.8% $1.1B+2.0% $1.1B-1.1% $1.1B+2.4% $1.1B
Current Assets N/A N/A N/A N/A N/A N/A N/A N/A
Cash & Equivalents N/A N/A N/A N/A N/A N/A N/A N/A
Inventory N/A N/A N/A N/A N/A N/A N/A N/A
Accounts Receivable N/A N/A N/A N/A N/A N/A N/A N/A
Goodwill $2K-99.9% $2.5M0.0% $2.5M0.0% $2.5M0.0% $2.5M0.0% $2.5M0.0% $2.5M0.0% $2.5M
Total Liabilities $1.1M-99.9% $1.1B+1.8% $1.1B+1.6% $1.1B+2.7% $1.1B+1.8% $1.0B-0.8% $1.1B+1.7% $1.0B
Current Liabilities N/A N/A N/A N/A N/A N/A N/A N/A
Long-Term Debt N/A N/A N/A N/A N/A N/A N/A N/A
Total Equity $86K-99.9% $86.1M+5.5% $81.6M+7.0% $76.3M+3.8% $73.5M+5.6% $69.5M-5.1% $73.3M+15.1% $63.7M
Retained Earnings $82K-99.9% $81.9M+2.6% $79.8M+2.5% $77.8M+2.2% $76.1M+1.7% $74.9M+2.3% $73.2M+2.3% $71.5M

CBKM Cash Flow Statement

Metric Q3'26 Q2'26 Q1'26 Q4'25 Q3'25 Q2'25 Q1'25 Q4'24
Operating Cash Flow $6K-99.8% $3.5M+37.1% $2.5M+64.6% $1.5M-24.4% $2.0M-36.6% $3.2M+181.4% $1.1M-30.5% $1.6M
Capital Expenditures $546-99.8% $227K-28.8% $319K-1.5% $324K-21.4% $412K-68.6% $1.3M+28.7% $1.0M+493.6% $172K
Free Cash Flow $5K-99.8% $3.2M+46.6% $2.2M+82.2% $1.2M-25.2% $1.6M-14.4% $1.9M+1470.2% $121K-91.8% $1.5M
Investing Cash Flow $42K+100.1% -$28.0M-103.8% -$13.7M+69.0% -$44.3M-545.4% -$6.9M-290.2% -$1.8M+80.0% -$8.8M+40.3% -$14.8M
Financing Cash Flow $37K-99.8% $19.3M+7.7% $17.9M-36.4% $28.2M+49.5% $18.9M+336.0% -$8.0M-147.4% $16.9M+323.1% $4.0M
Dividends Paid $1K-99.8% $661K0.0% $661K+10.5% $598K+0.5% $595K-0.2% $596K+0.3% $594K+5.7% $562K
Share Buybacks N/A N/A N/A N/A N/A N/A N/A N/A

CBKM Financial Ratios

Metric Q3'26 Q2'26 Q1'26 Q4'25 Q3'25 Q2'25 Q1'25 Q4'24
Gross Margin N/A N/A N/A N/A N/A N/A N/A N/A
Operating Margin N/A N/A N/A N/A N/A N/A N/A N/A
Net Margin 615.0%+596.4pp 18.6%+0.3pp 18.3% N/A 14.3%-3.0pp 17.3%+0.3pp 17.0% N/A
Return on Equity 3.2%0.0pp 3.2%-0.0pp 3.2% N/A 2.5%-0.8pp 3.3%+0.2pp 3.0% N/A
Return on Assets 0.2%0.0pp 0.2%0.0pp 0.2% N/A 0.2%-0.0pp 0.2%0.0pp 0.2% N/A
Current Ratio N/A N/A N/A N/A N/A N/A N/A N/A
Debt-to-Equity 13.080.0 13.08-0.5 13.55-0.7 14.27-0.2 14.43-0.5 14.98+0.6 14.33-1.9 16.23
FCF Margin 1219.9%+1197.9pp 21.9%+6.5pp 15.4% N/A 12.6%-1.8pp 14.4%+13.5pp 0.9% N/A

Frequently Asked Questions

Consumers Ba Ord (CBKM) reported $4.6M in total revenue for fiscal year 2025. This represents a 6.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

Consumers Ba Ord (CBKM) revenue grew by 6% year-over-year, from $4.4M to $4.6M in fiscal year 2025.

Yes, Consumers Ba Ord (CBKM) reported a net income of $8.7M in fiscal year 2025, with a net profit margin of 186.5%.

Consumers Ba Ord (CBKM) reported diluted earnings per share of $2.77 for fiscal year 2025. This represents a 0.4% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Consumers Ba Ord (CBKM) had a net profit margin of 186.5% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Yes, Consumers Ba Ord (CBKM) paid $0.76 per share in dividends during fiscal year 2025.

Consumers Ba Ord (CBKM) has a return on equity of 11.4% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

Consumers Ba Ord (CBKM) generated $4.9M in free cash flow during fiscal year 2025. This represents a -42.1% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

Consumers Ba Ord (CBKM) generated $7.9M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

Consumers Ba Ord (CBKM) had $1.2B in total assets as of fiscal year 2025, including both current and long-term assets.

Consumers Ba Ord (CBKM) invested $3.1M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Consumers Ba Ord (CBKM) had a debt-to-equity ratio of 14.27 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

Consumers Ba Ord (CBKM) had a return on assets of 0.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

Consumers Ba Ord (CBKM) has a Piotroski F-Score of 2 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Consumers Ba Ord (CBKM) has an earnings quality ratio of 0.92x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Consumers Ba Ord (CBKM) scores 45 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.

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