What is Core AI Holdings Inc's earnings per share (EPS)?

Core AI Holdings Inc (CHAI) reported diluted earnings per share of $-0.31 for fiscal year 2025. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Core AI Holdings Inc Financials

CHAI

Source SEC Filings (10-K/10-Q) Data as of Dec 31, 2025 Currency USD FYE December

This page shows Core AI Holdings Inc (CHAI) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 5 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI CHAI FY2025 2026-05-26

Top-line growth masked a unit-economics breakdown, as higher sales moved through a model that lost money at both gross and cash levels.

From FY2024 to FY2025, revenue jumped while gross margin fell from 4.3% to -0.5%, showing added volume came with weaker spread rather than better scale or cost absorption. Because accounts receivable fell to $5.7M even as operating cash flow dropped to -$6.7M, the cash drain appears tied more to unprofitable activity and expense structure than to slower collections.

FY2024 already had a thin gross-profit cushion: only $1.5M of gross profit against $526K of SG&A before paying for other operating costs. When FY2025 gross profit turned negative, overhead became a multiplier of weak transaction economics rather than the original source of the problem.

The current ratio improved from 1.1x to 1.2x between FY2024 and FY2025. But the cash buffer fell from $5.6M to $1.9M, so the better short-term ratio came from liabilities shrinking faster than liquid resources, not from building liquidity or flexibility.

Financial Health Signals

Financial Health Score 31/100

Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Core AI Holdings Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Profitability

Core AI Holdings Inc has an operating margin of -12.9%, meaning the company retains $-13 of operating profit per $100 of revenue. This below-average margin results in a low score of 29/100, suggesting thin profitability after operating expenses. This is down from -1.1% the prior year.

Growth

Core AI Holdings Inc's revenue surged 58.6% year-over-year to $55.2M, reflecting rapid business expansion. This strong growth earns a score of 95/100.

Leverage

Core AI Holdings Inc has elevated debt relative to equity (D/E of 3.32), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 18/100, reflecting increased financial risk.

Liquidity

Core AI Holdings Inc's current ratio of 1.24 indicates adequate short-term liquidity, earning a score of 31/100. The company can meet its near-term obligations, though with limited headroom.

Returns

Core AI Holdings Inc generates a -1018.5% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 13/100. This is down from -17.1% the prior year.

Altman Z-Score Distress

-0.27

Core AI Holdings Inc scores -0.27, below the 1.81 distress threshold. The score is driven primarily by a large market capitalization ($8.1M) relative to total liabilities ($10.3M). This indicates elevated financial distress risk and warrants close attention to liquidity and debt levels.

Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.

Piotroski F-Score Partial

3/8

Core AI Holdings Inc passes 3 of 8 computable financial strength tests (1 of the nine could not be computed from available data). 1 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.

Earnings Quality Low Quality

0.21x

For every $1 of reported earnings, Core AI Holdings Inc generates $0.21 in operating cash flow (-$6.7M OCF vs -$31.6M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.

Key Financial Metrics

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Earnings & Revenue

Revenue

$55.2M

YoY+58.6%

Core AI Holdings Inc generated $55.2M in revenue in fiscal year 2025. This represents an increase of 58.6% from the prior year.

EBITDA

N/A

Net Income

-$31.6M

YoY-8385.0%

Core AI Holdings Inc reported -$31.6M in net income in fiscal year 2025. This represents a decrease of 8385.0% from the prior year.

EPS (Diluted)

$-0.31

Core AI Holdings Inc earned $-0.31 per diluted share (EPS) in fiscal year 2025.

Cash & Balance Sheet

Free Cash Flow

N/A

Cash & Debt

$1.9M

YoY-65.3%

Core AI Holdings Inc held $1.9M in cash against $0 in long-term debt as of fiscal year 2025.

Dividends Per Share

N/A

Shares Outstanding

20M

Core AI Holdings Inc had 20M shares outstanding in fiscal year 2025.

Margins & Returns

Gross Margin

-0.5%

YoY-4.8pp

Core AI Holdings Inc's gross margin was -0.5% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is down 4.8 percentage points from the prior year.

Operating Margin

-12.9%

YoY-11.8pp

Core AI Holdings Inc's operating margin was -12.9% in fiscal year 2025, reflecting core business profitability. This is down 11.8 percentage points from the prior year.

Net Margin

-57.2%

YoY-56.1pp

Core AI Holdings Inc's net profit margin was -57.2% in fiscal year 2025, showing the share of revenue converted to profit. This is down 56.1 percentage points from the prior year.

Return on Equity

-1018.5%

YoY-1001.5pp

Core AI Holdings Inc's ROE was -1018.5% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 1001.5 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

N/A

Capital Expenditures

N/A

CHAI Income Statement

Metric	FY25	FY24	FY20	FY19	FY18
Revenue	$55.2M+58.6%	$34.8M+481.5%	$6.0M-39.0%	$9.8M-10.6%	$11.0M
Cost of Revenue	$55.5M+66.6%	$33.3M	N/A	N/A	N/A
Gross Profit	-$303K-120.3%	$1.5M-5.9%	$1.6M-41.2%	$2.7M+69.1%	$1.6M
R&D Expenses	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$6.6M+1149.1%	$526K-81.6%	$2.9M+23.0%	$2.3M+2.7%	$2.3M
Operating Income	-$7.1M-1828.1%	-$369K	N/A	N/A	N/A
Interest Expense	N/A	N/A	N/A	N/A	N/A
Income Tax	$8K+307.1%	$2K	N/A	N/A	N/A
Net Income	-$31.6M-8385.0%	-$372K	N/A	$119K	N/A
EPS (Diluted)	$-0.31	$-0.02	N/A	N/A	N/A

Metric	Q4'25	Q4'24
Revenue	N/A	N/A
Cost of Revenue	N/A	N/A
Gross Profit	N/A	N/A
R&D Expenses	N/A	N/A
SG&A Expenses	N/A	N/A
Operating Income	N/A	N/A
Interest Expense	N/A	N/A
Income Tax	N/A	N/A
Net Income	N/A	N/A
EPS (Diluted)	N/A	N/A

CHAI Balance Sheet

Metric	FY25	FY24	FY20	FY19	FY18
Total Assets	$13.4M-31.7%	$19.6M	N/A	N/A	N/A
Current Assets	$12.8M-34.6%	$19.6M	N/A	N/A	N/A
Cash & Equivalents	$1.9M-65.3%	$5.6M+3486.3%	$155K	N/A	N/A
Inventory	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$5.7M-37.6%	$9.1M	N/A	N/A	N/A
Goodwill	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$10.3M-40.9%	$17.4M	N/A	N/A	N/A
Current Liabilities	$10.3M-40.9%	$17.4M	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	N/A	N/A	N/A
Total Equity	$3.1M+42.2%	$2.2M	N/A	N/A	N/A
Retained Earnings	-$32.0M-8485.0%	-$372K	N/A	N/A	N/A

Metric	Q4'25	Q4'24
Total Assets	$13.4M-31.7%	$19.6M
Current Assets	$12.8M-34.6%	$19.6M
Cash & Equivalents	$1.9M-65.3%	$5.6M
Inventory	N/A	N/A
Accounts Receivable	$5.7M-37.6%	$9.1M
Goodwill	N/A	N/A
Total Liabilities	$10.3M-40.9%	$17.4M
Current Liabilities	$10.3M-40.9%	$17.4M
Long-Term Debt	N/A	N/A
Total Equity	$3.1M+42.2%	$2.2M
Retained Earnings	-$32.0M-8485.0%	-$372K

CHAI Cash Flow Statement

Metric	FY25	FY24	FY20	FY19	FY18
Operating Cash Flow	-$6.7M-12472.1%	-$53K	N/A	N/A	N/A
Capital Expenditures	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	$3.0M-46.5%	$5.6M	N/A	N/A	N/A
Financing Cash Flow	N/A	$75	N/A	N/A	N/A
Dividends Paid	N/A	N/A	N/A	N/A	N/A
Share Buybacks	N/A	N/A	N/A	N/A	N/A

Metric	Q4'25	Q4'24
Operating Cash Flow	N/A	N/A
Capital Expenditures	N/A	N/A
Free Cash Flow	N/A	N/A
Investing Cash Flow	N/A	N/A
Financing Cash Flow	N/A	N/A
Dividends Paid	N/A	N/A
Share Buybacks	N/A	N/A

CHAI Financial Ratios

Metric	FY25	FY24	FY20	FY19	FY18
Gross Margin	-0.5%-4.8pp	4.3%-22.1pp	26.4%-1.0pp	27.4%+12.9pp	14.5%
Operating Margin	-12.9%-11.8pp	-1.1%	N/A	N/A	N/A
Net Margin	-57.2%-56.1pp	-1.1%	N/A	1.2%	N/A
Return on Equity	-1018.5%-1001.5pp	-17.1%	N/A	N/A	N/A
Return on Assets	-235.7%-233.8pp	-1.9%	N/A	N/A	N/A
Current Ratio	1.24+0.1	1.13	N/A	N/A	N/A
Debt-to-Equity	3.32-4.7	8.00	N/A	N/A	N/A
FCF Margin	N/A	N/A	N/A	N/A	N/A

Metric	Q4'25	Q4'24
Gross Margin	N/A	N/A
Operating Margin	N/A	N/A
Net Margin	N/A	N/A
Return on Equity	N/A	N/A
Return on Assets	N/A	N/A
Current Ratio	1.24+0.1	1.13
Debt-to-Equity	3.32-4.7	8.00
FCF Margin	N/A	N/A

Frequently Asked Questions

What is Core AI Holdings Inc's annual revenue?

Core AI Holdings Inc (CHAI) reported $55.2M in total revenue for fiscal year 2025. This represents a 58.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Core AI Holdings Inc's revenue growing?

Core AI Holdings Inc (CHAI) revenue grew by 58.6% year-over-year, from $34.8M to $55.2M in fiscal year 2025.

Is Core AI Holdings Inc profitable?

No, Core AI Holdings Inc (CHAI) reported a net income of -$31.6M in fiscal year 2025, with a net profit margin of -57.2%.

What is Core AI Holdings Inc's gross margin?

Core AI Holdings Inc (CHAI) had a gross margin of -0.5% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.

What is Core AI Holdings Inc's operating margin?

Core AI Holdings Inc (CHAI) had an operating margin of -12.9% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is Core AI Holdings Inc's net profit margin?

Core AI Holdings Inc (CHAI) had a net profit margin of -57.2% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Core AI Holdings Inc's return on equity (ROE)?

Core AI Holdings Inc (CHAI) has a return on equity of -1018.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Core AI Holdings Inc's operating cash flow?

Core AI Holdings Inc (CHAI) generated -$6.7M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Core AI Holdings Inc's total assets?

Core AI Holdings Inc (CHAI) had $13.4M in total assets as of fiscal year 2025, including both current and long-term assets.

How many shares does Core AI Holdings Inc have outstanding?

Core AI Holdings Inc (CHAI) had 20M shares outstanding as of fiscal year 2025.

What is Core AI Holdings Inc's current ratio?

Core AI Holdings Inc (CHAI) had a current ratio of 1.24 as of fiscal year 2025, which is considered adequate.

What is Core AI Holdings Inc's debt-to-equity ratio?

Core AI Holdings Inc (CHAI) had a debt-to-equity ratio of 3.32 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Core AI Holdings Inc's return on assets (ROA)?

Core AI Holdings Inc (CHAI) had a return on assets of -235.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Core AI Holdings Inc's cash runway?

Based on fiscal year 2025 data, Core AI Holdings Inc (CHAI) had $1.9M in cash against an annual operating cash burn of $6.7M. This gives an estimated cash runway of approximately 3 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.

What is Core AI Holdings Inc's Altman Z-Score?

Core AI Holdings Inc (CHAI) has an Altman Z-Score of -0.27, placing it in the Distress Zone (elevated bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

What is Core AI Holdings Inc's Piotroski F-Score?

Core AI Holdings Inc (CHAI) has a Piotroski F-Score of 3 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Core AI Holdings Inc's earnings high quality?

Core AI Holdings Inc (CHAI) has an earnings quality ratio of 0.21x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Core AI Holdings Inc?

Core AI Holdings Inc (CHAI) scores 31 out of 100 on our Financial Health Score, indicating weak standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.