Core AI Holdings, Inc. (CHAI) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 19, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-K for FY2025, filed May 15, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the CHAI SEC filings page.
Core AI Holdings, Inc. (CHAI) reported $55.2M in revenue for fiscal year 2025, up 58.6% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 5 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Revenue expansion is being overwhelmed by cost escalation, turning a thin-margin operation into a cash-consuming, balance-sheet-constrained business.
In FY2025, revenue increased to$55.2M , yet the company moved from a4.3% gross margin in FY2024 to a-0.6% gross margin because reported costs exceeded sales. The net loss of$31.6M was far larger than operating cash outflow of$6.7M , indicating that non-cash items, working-capital movements, or other accounting effects materially widened the reported earnings loss beyond near-term cash use.
Cost structure deteriorated faster than revenue expanded: selling, general, and administrative expense rose to
The balance sheet remains liability-heavy, with
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Core AI Holdings, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Core AI Holdings, Inc. has an operating margin of -12.9%, meaning the company loses $13 on every $100 of revenue. This results in a profitability score of 25/100. This is down from -1.1% the prior year.
Core AI Holdings, Inc.'s revenue surged 58.6% year-over-year to $55.2M, reflecting rapid business expansion. This strong growth earns a score of 96/100.
Core AI Holdings, Inc. has elevated debt relative to equity (D/E of 3.32), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 19/100, reflecting increased financial risk.
Core AI Holdings, Inc.'s current ratio of 1.24 indicates adequate short-term liquidity, earning a score of 31/100. The company can meet its near-term obligations, though with limited headroom.
Not available for Core AI Holdings, Inc., and counted as zero in the overall score.
Core AI Holdings, Inc. posts a -1018.5% return on equity (ROE), meaning it loses $1019 for every $100 of shareholders' equity. This results in a returns score of 13/100. This is down from -17.1% the prior year.
Core AI Holdings, Inc. scores -0.33, below the 1.81 distress threshold. The score is driven primarily by a large market capitalization ($7.1M) relative to total liabilities ($10.3M). This indicates elevated financial distress risk and warrants close attention to liquidity and debt levels.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Core AI Holdings, Inc. passes 3 of 8 computable financial strength tests (1 of the nine could not be computed from available data). 1 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.
Core AI Holdings, Inc. reported a net loss of $31.6M while operations used $6.7M of cash. With neither figure positive, the ratio between the two carries no quality signal.
Key Financial Metrics
Earnings & Revenue
None of these metrics is reported for Q4 2025.
Cash & Balance Sheet
Core AI Holdings, Inc. held $1.9M in cash as of Q4 2025; long-term debt is not reported for that period.
Not reported for Q4 2025.
Not reported for Q4 2025.
Margins & Returns
None of these metrics is reported for Q4 2025.
Capital Allocation
None of these metrics is reported for Q4 2025.
CHAI Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
Not reported in any period shown, so not listed: Revenue, Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA, Interest Expense, Income Tax, Net Income, EPS (Basic), EPS (Diluted), Diluted Shares (Avg).
CHAI Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q4'2510-K | Q4'2410-K |
|---|---|---|
| Total Assets | $13.4M-31.7% | $19.6M |
| Current Assets | $12.8M-34.6% | $19.6M |
| Cash & Equivalents | $1.9M-65.3% | $5.6M |
| Short-Term Investments | $0 | $0 |
| Accounts Receivable | $5.7M-37.6% | $9.1M |
| Long-Term Investments | $294K | $0 |
| Total Liabilities | $10.3M-40.9% | $17.4M |
| Current Liabilities | $10.3M-40.9% | $17.4M |
| Non-Current Liabilities | $100 | $0 |
| Total Equity | $3.1M+42.2% | $2.2M |
| Retained Earnings | -$32.0M-8485.0% | -$372K |
Not reported in any period shown, so not listed: Inventory, Goodwill, Long-Term Debt.
CHAI Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
Not reported in any period shown, so not listed: Operating Cash Flow, Depreciation & Amortization, Stock-Based Compensation, Capital Expenditures, Free Cash Flow, Investing Cash Flow, Financing Cash Flow, Dividends Paid, Share Buybacks.
CHAI Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Net Margin, Return on Equity, Return on Assets, Asset Turnover, FCF Margin.
Where Core AI Holdings, Inc. Ranks
Frequently Asked Questions
What is Core AI Holdings, Inc.'s annual revenue?
Core AI Holdings, Inc. (CHAI) reported $55.2M in total revenue for fiscal year 2025. This represents a 58.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Core AI Holdings, Inc.'s revenue growing?
Core AI Holdings, Inc. (CHAI) revenue grew by 58.6% year-over-year, from $34.8M to $55.2M in fiscal year 2025.
Is Core AI Holdings, Inc. profitable?
No, Core AI Holdings, Inc. (CHAI) reported a net income of -$31.6M in fiscal year 2025, with a net profit margin of -57.2%.
What is Core AI Holdings, Inc.'s gross margin?
Core AI Holdings, Inc. (CHAI) had a gross margin of -0.5% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Core AI Holdings, Inc.'s operating margin?
Core AI Holdings, Inc. (CHAI) had an operating margin of -12.9% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Core AI Holdings, Inc.'s net profit margin?
Core AI Holdings, Inc. (CHAI) had a net profit margin of -57.2% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Core AI Holdings, Inc.'s return on equity (ROE)?
Core AI Holdings, Inc. (CHAI) has a return on equity of -1018.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Core AI Holdings, Inc.'s operating cash flow?
Core AI Holdings, Inc. (CHAI) recorded an outflow of $6.7M in operating cash flow during fiscal year 2025, representing cash used by core business activities.
What are Core AI Holdings, Inc.'s total assets?
Core AI Holdings, Inc. (CHAI) had $13.4M in total assets as of fiscal year 2025, including both current and long-term assets.
What is Core AI Holdings, Inc.'s current ratio?
Core AI Holdings, Inc. (CHAI) had a current ratio of 1.24 as of fiscal year 2025, which is considered adequate.
What is Core AI Holdings, Inc.'s debt-to-equity ratio?
Core AI Holdings, Inc. (CHAI) had a debt-to-equity ratio of 3.32 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Core AI Holdings, Inc.'s return on assets (ROA)?
Core AI Holdings, Inc. (CHAI) had a return on assets of -235.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Core AI Holdings, Inc.'s P/E ratio?
Core AI Holdings, Inc. (CHAI) has no price-to-earnings ratio at the moment: net loss, so no earnings multiple (FY2025). The market capitalization is $7.1M as of Sep 19, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Core AI Holdings, Inc.'s price-to-sales ratio?
Core AI Holdings, Inc. (CHAI) trades at 0.1x sales, its market capitalization divided by revenue of $55.2M revenue, FY2025. The market capitalization is $7.1M as of Sep 19, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
How does Core AI Holdings, Inc.'s liquidity compare with its operating cash outflow?
At the end of fiscal year 2025, Core AI Holdings, Inc. (CHAI) held $2.2M in cash, cash equivalents and investments, and reported an operating cash outflow of $6.7M over that year. Dividing the one by the other, the reported balance equals about 4 months of the outflow reported that year. This is arithmetic over figures already filed, not a projection: it assumes nothing about future spending, financing or operations.
What is Core AI Holdings, Inc.'s Altman Z-Score?
Core AI Holdings, Inc. (CHAI) has an Altman Z-Score of -0.33, placing it in the Distress Zone (elevated bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Core AI Holdings, Inc.'s Piotroski F-Score?
Core AI Holdings, Inc. (CHAI) has a Piotroski F-Score of 3 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Core AI Holdings, Inc.'s earnings high quality?
Core AI Holdings, Inc. (CHAI) reported a net loss of $31.6M while operations used $6.7M of cash. With neither figure positive, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Core AI Holdings, Inc.?
Core AI Holdings, Inc. (CHAI) scores 31 out of 100 on our Financial Health Score, indicating weak standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.