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Cigna Group Financials

CI
Source SEC Filings (10-K/10-Q) Updated Dec 31, 2025 Currency USD FYE December

This page shows Cigna Group (CI) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 10 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Profitability Growth Leverage Liquidity Cash Flow Returns 45 / 100
Financial Profile 45/100

Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores

Profitability
30

Cigna Group has an operating margin of 3.4%, meaning the company retains $3 of operating profit per $100 of revenue. This results in a moderate score of 30/100, indicating healthy but not exceptional operating efficiency. This is down from 3.8% the prior year.

Growth
52

Cigna Group's revenue grew 11.2% year-over-year to $274.9B, a solid pace of expansion. This earns a growth score of 52/100.

Leverage
87

Cigna Group carries a low D/E ratio of 0.74, meaning only $0.74 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 87/100, indicating a strong balance sheet with room for future borrowing.

Liquidity
12

Cigna Group's current ratio of 0.85 means current assets barely cover short-term liabilities. This tight liquidity results in a low score of 12/100, which could limit financial flexibility.

Returns
43

Cigna Group's ROE of 14.3% shows moderate profitability relative to equity, earning a score of 43/100. This is up from 8.4% the prior year.

Altman Z-Score Grey Zone
2.66

Cigna Group scores 2.66, placing it in the grey zone between 1.81 and 2.99. This signals moderate financial risk that warrants monitoring.

Piotroski F-Score Strong
7/9

Cigna Group passes 7 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), 2 of 3 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed
1.61x

For every $1 of reported earnings, Cigna Group generates $1.61 in operating cash flow ($9.6B OCF vs $6.0B net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Interest Coverage Safe
6.6x

Cigna Group earns $6.6 in operating income for every $1 of interest expense ($9.2B vs $1.4B). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.

Key Financial Metrics

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Earnings & Revenue

Revenue
$274.9B
YoY+11.2%
5Y CAGR+11.4%

Cigna Group generated $274.9B in revenue in fiscal year 2025. This represents an increase of 11.2% from the prior year.

EBITDA
$12.0B
YoY-1.8%
5Y CAGR+1.8%

Cigna Group's EBITDA was $12.0B in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 1.8% from the prior year.

Net Income
$6.0B
YoY+73.5%
5Y CAGR-6.8%

Cigna Group reported $6.0B in net income in fiscal year 2025. This represents an increase of 73.5% from the prior year.

EPS (Diluted)
$22.18
YoY+83.0%
5Y CAGR-0.7%

Cigna Group earned $22.18 per diluted share (EPS) in fiscal year 2025. This represents an increase of 83.0% from the prior year.

Cash & Balance Sheet

Free Cash Flow
N/A
Cash & Debt
$7.7B
YoY+1.7%
5Y CAGR-5.5%

Cigna Group held $7.7B in cash against $30.9B in long-term debt as of fiscal year 2025.

Dividends Per Share
$6.04
YoY+7.9%
5Y CAGR+172.8%

Cigna Group paid $6.04 per share in dividends in fiscal year 2025. This represents an increase of 7.9% from the prior year.

Shares Outstanding
264M
YoY-3.7%
5Y CAGR-5.6%

Cigna Group had 264M shares outstanding in fiscal year 2025. This represents a decrease of 3.7% from the prior year.

Margins & Returns

Gross Margin
N/A
Operating Margin
3.4%
YoY-0.5pp
5Y CAGR-1.7pp

Cigna Group's operating margin was 3.4% in fiscal year 2025, reflecting core business profitability. This is down 0.5 percentage points from the prior year.

Net Margin
2.2%
YoY+0.8pp
5Y CAGR-3.1pp

Cigna Group's net profit margin was 2.2% in fiscal year 2025, showing the share of revenue converted to profit. This is up 0.8 percentage points from the prior year.

Return on Equity
14.3%
YoY+5.9pp
5Y CAGR-2.6pp

Cigna Group's ROE was 14.3% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 5.9 percentage points from the prior year.

Capital Allocation

R&D Spending
N/A
Share Buybacks
$3.6B
YoY-48.5%
5Y CAGR-2.2%

Cigna Group spent $3.6B on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 48.5% from the prior year.

Capital Expenditures
N/A

CI Income Statement

Metric Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24 Q1'24
Revenue $72.5B+3.9% $69.7B+3.8% $67.2B+2.6% $65.5B-0.2% $65.6B+3.1% $63.7B+5.2% $60.5B+5.7% $57.3B
Cost of Revenue $57.8B+4.1% $55.5B+4.2% $53.3B+10.1% $48.4B-1.3% $49.0B+3.1% $47.6B+6.9% $44.5B+7.4% $41.4B
Gross Profit N/A N/A N/A N/A N/A N/A N/A N/A
R&D Expenses N/A N/A N/A N/A N/A N/A N/A N/A
SG&A Expenses $3.6B+7.3% $3.4B-2.1% $3.4B-18.5% $4.2B+9.0% $3.9B+7.7% $3.6B-2.6% $3.7B-0.6% $3.7B
Operating Income $2.3B-9.0% $2.6B+11.8% $2.3B+17.0% $2.0B-9.3% $2.2B-15.6% $2.6B+6.8% $2.4B+6.9% $2.3B
Interest Expense $337.0M-7.2% $363.0M+7.4% $338.0M-6.6% $362.0M-2.9% $373.0M-1.8% $380.0M+0.5% $378.0M+2.4% $369.0M
Income Tax $543.0M+68.6% $322.0M-17.2% $389.0M+62.8% $239.0M-49.5% $473.0M+28.9% $367.0M+1.9% $360.0M+23.7% $291.0M
Net Income $943.0M-52.2% $2.0B+20.9% $1.6B+15.8% $1.4B+18.2% $1.2B+44.5% $825.0M-49.4% $1.6B+868.4% -$212.0M
EPS (Diluted) N/A $6.98+22.2% $5.71+17.7% $4.85 N/A $2.63-51.7% $5.45+661.9% $-0.97

CI Balance Sheet

Metric Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24 Q1'24
Total Assets $157.9B0.0% $157.9B+4.1% $151.7B+0.7% $150.7B-3.4% $155.9B-1.1% $157.6B+1.4% $155.4B+1.5% $153.1B
Current Assets $47.8B+2.3% $46.7B+4.5% $44.7B+2.7% $43.6B-10.9% $48.9B-0.7% $49.2B+6.5% $46.2B+6.6% $43.4B
Cash & Equivalents $7.7B+27.4% $6.0B+39.2% $4.3B-48.1% $8.3B+10.4% $7.5B+28.2% $5.9B-13.3% $6.8B-19.6% $8.4B
Inventory $7.3B+30.3% $5.6B-5.6% $6.0B+15.3% $5.2B-22.7% $6.7B+31.7% $5.1B-1.7% $5.2B+11.7% $4.6B
Accounts Receivable N/A N/A N/A N/A N/A N/A N/A N/A
Goodwill $44.9B0.0% $44.9B+1.2% $44.4B0.0% $44.4B0.0% $44.4B0.0% $44.4B+0.3% $44.3B0.0% $44.3B
Total Liabilities $116.0B+0.1% $115.9B+4.2% $111.2B+0.9% $110.2B-3.8% $114.6B-0.6% $115.3B+1.2% $113.9B+1.9% $111.8B
Current Liabilities $56.3B-0.2% $56.5B-0.6% $56.8B+1.9% $55.7B-3.9% $58.0B+1.6% $57.1B+3.0% $55.4B+6.5% $52.0B
Long-Term Debt $30.9B-0.2% $30.9B+16.9% $26.5B+0.1% $26.5B-8.6% $28.9B-4.3% $30.2B+0.2% $30.2B-2.8% $31.1B
Total Equity $41.7B-0.2% $41.8B+4.0% $40.2B0.0% $40.2B-2.0% $41.0B-2.5% $42.1B+1.8% $41.3B+0.4% $41.2B
Retained Earnings $47.9B+1.8% $47.0B+3.2% $45.6B+2.5% $44.4B+2.1% $43.5B+2.4% $42.5B+0.8% $42.1B+2.8% $41.0B

CI Cash Flow Statement

Metric Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24 Q1'24
Operating Cash Flow $6.1B+79.9% $3.4B+281.2% -$1.9B-198.2% $1.9B-63.2% $5.2B+11230.4% $46.0M-82.6% $265.0M-94.5% $4.8B
Capital Expenditures N/A N/A N/A N/A N/A N/A N/A N/A
Free Cash Flow N/A N/A N/A N/A N/A N/A N/A N/A
Investing Cash Flow -$420.0M+90.4% -$4.4B-450.4% -$797.0M-166.6% $1.2B+726.7% -$191.0M+75.4% -$776.0M-21.3% -$640.0M-29.3% -$495.0M
Financing Cash Flow -$4.1B-252.9% $2.7B+299.5% -$1.3B+63.8% -$3.7B-13.3% -$3.2B-839.9% $439.0M+119.0% -$2.3B+8.7% -$2.5B
Dividends Paid $396.0M-1.5% $402.0M+0.2% $401.0M-2.7% $412.0M+7.3% $384.0M-1.5% $390.0M-0.5% $392.0M-2.2% $401.0M
Share Buybacks $1.0B $0-100.0% $1.1B-26.3% $1.5B-25.4% $2.0B $0-100.0% $990.0M-75.4% $4.0B

CI Financial Ratios

Metric Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24 Q1'24
Gross Margin N/A N/A N/A N/A N/A N/A N/A N/A
Operating Margin 3.2%-0.5pp 3.7%+0.3pp 3.4%+0.4pp 3.0%-0.3pp 3.3%-0.7pp 4.0%+0.1pp 4.0%+0.1pp 3.9%
Net Margin 1.3%-1.5pp 2.8%+0.4pp 2.4%+0.3pp 2.1%+0.3pp 1.8%+0.5pp 1.3%-1.4pp 2.7%+3.1pp -0.4%
Return on Equity 2.3%-2.5pp 4.7%+0.7pp 4.1%+0.6pp 3.5%+0.6pp 2.9%+0.9pp 2.0%-2.0pp 3.9%+4.5pp -0.5%
Return on Assets 0.6%-0.7pp 1.3%+0.2pp 1.1%+0.1pp 0.9%+0.2pp 0.8%+0.2pp 0.5%-0.5pp 1.1%+1.2pp -0.1%
Current Ratio 0.85+0.0 0.83+0.0 0.790.0 0.78-0.1 0.84-0.0 0.86+0.0 0.830.0 0.83
Debt-to-Equity 0.740.0 0.74+0.1 0.660.0 0.66-0.0 0.71-0.0 0.72-0.0 0.73-0.0 0.75
FCF Margin N/A N/A N/A N/A N/A N/A N/A N/A

Note: The current ratio is below 1.0 (0.85), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.

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Frequently Asked Questions

Cigna Group (CI) reported $274.9B in total revenue for fiscal year 2025. This represents a 11.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

Cigna Group (CI) revenue grew by 11.2% year-over-year, from $247.1B to $274.9B in fiscal year 2025.

Yes, Cigna Group (CI) reported a net income of $6.0B in fiscal year 2025, with a net profit margin of 2.2%.

Cigna Group (CI) reported diluted earnings per share of $22.18 for fiscal year 2025. This represents a 83.0% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Cigna Group (CI) had EBITDA of $12.0B in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

As of fiscal year 2025, Cigna Group (CI) had $7.7B in cash and equivalents against $30.9B in long-term debt.

Cigna Group (CI) had an operating margin of 3.4% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

Cigna Group (CI) had a net profit margin of 2.2% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Yes, Cigna Group (CI) paid $6.04 per share in dividends during fiscal year 2025.

Cigna Group (CI) has a return on equity of 14.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

Cigna Group (CI) generated $9.6B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

Cigna Group (CI) had $157.9B in total assets as of fiscal year 2025, including both current and long-term assets.

Yes, Cigna Group (CI) spent $3.6B on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

Cigna Group (CI) had 264M shares outstanding as of fiscal year 2025.

Cigna Group (CI) had a current ratio of 0.85 as of fiscal year 2025, which is below 1.0, which may suggest potential liquidity concerns.

Cigna Group (CI) had a debt-to-equity ratio of 0.74 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

Cigna Group (CI) had a return on assets of 3.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

Cigna Group (CI) has an Altman Z-Score of 2.66, placing it in the Grey Zone (moderate risk). The Z-Score combines five financial ratios—working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets—to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

Cigna Group (CI) has a Piotroski F-Score of 7 out of 9, indicating strong financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Cigna Group (CI) has an earnings quality ratio of 1.61x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Cigna Group (CI) has an interest coverage ratio of 6.6x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

Cigna Group (CI) scores 45 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.

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