Dime Community Bancshares 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 (DCOMG) Financials

DCOMG

Trailing 12 months to March 31, 2026

Revenue $249.3M -25.8% YoY

Net Income $123.8M +276.7% YoY

EPS (Diluted) $2.36 FY2025 annual

Operating Cash Flow $169.1M +26.5% YoY

Source SEC Filings (10-K/10-Q) Latest period Q1 FY2026, ended Mar 31, 2026 Reported May 1, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q1 FY2026, filed May 1, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the DCOMG SEC filings page.

Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 (DCOMG) reported $249.3M in revenue over the twelve months to Mar 31, 2026, down 25.8% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI DCOMG FY2025 2026-11-02

FY2025 restored earnings and cash generation, while a liabilities-heavy balance sheet continued to fund most assets.

The FY2025 earnings rebound reached operating cash flow as well as the income statement: operating cash flow rose 88.3% to $186.6M. At $186.6M, operating cash flow was 168.5% of net income, a cash-conversion pattern indicating reported profit was accompanied by cash generation.

The balance sheet remains liability-led: liabilities equal 90.4% of assets and stand at 9.4x equity, leaving equity as a relatively thin funding layer. From FY2024 to FY2025, assets grew 6.9% while equity grew 5.7%, so expansion was financed with liabilities growing slightly faster than owners’ capital.

Reported revenue rose 44.2% while SG&A rose 10.9%, indicating operating efficiency improved as the reported business expanded. Interest expense fell 16.5% and net profit margin reached 24.4%, coinciding with the recovery in profitability without requiring a gross-margin explanation.

Financial Health Signals

Financial health score not available

We do not publish a peer-relative financial health score for Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034, because the score only covers companies whose filings and listing give us what it needs to compare them with their peers. The signals and metrics below are current.

Piotroski F-Score Partial

5/6

Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), the one computable operating efficiency signal (asset turnover improving) passes.

Earnings Quality Cash-Backed

1.69x

For every $1 of reported earnings, Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 generates $1.69 in operating cash flow ($186.6M OCF vs $110.7M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$123.6M

YoY+19.0%

QoQ+2183.3%

5Y CAGR+111.5%

10Y CAGR+13.9%

Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 generated $123.6M in revenue in Q1 2026. This represents an increase of 19.0% from the same quarter a year earlier. Against the prior quarter it is up 2183.3%.

Net Income

$34.6M

YoY+61.2%

QoQ+8.5%

5Y CAGRn/m

10Y CAGR+14.9%

Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 reported $34.6M in net income in Q1 2026. This represents an increase of 61.2% from the same quarter a year earlier. Against the prior quarter it is up 8.5%.

EPS (Diluted)

$0.75

YoY+66.7%

Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 earned $0.75 per diluted share (EPS) in Q1 2026. This represents an increase of 66.7% from the same quarter a year earlier.

EBITDA

Not reported for Q1 2026.

Cash & Balance Sheet

Cash & Debt

$2.1B

YoY+99.8%

QoQ-12.5%

5Y CAGR+24.9%

10Y CAGR+40.8%

Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 held $2.1B in cash as of Q1 2026; no long-term debt figure is on record for that period.

Shares Outstanding

44M

YoY+0.7%

QoQ+0.5%

5Y CAGR+1.2%

Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 had 44M shares outstanding in Q1 2026. This represents an increase of 0.7% from the same quarter a year earlier. Against the prior quarter it is up 0.5%.

Free Cash Flow

Not reported for Q1 2026.

Dividends Per Share

Not reported for Q1 2026.

Margins & Returns

Net Margin

28.0%

YoY+7.3pp

10Y change+2.3pp

Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034's net profit margin was 28.0% in Q1 2026, showing the share of revenue converted to profit. This is up 7.3 percentage points from the same quarter a year earlier.

Return on Equity

2.3%

YoY+0.8pp

QoQ+0.1pp

5Y change+4.1pp

10Y change-0.2pp

Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034's quarterly ROE was 2.3% in Q1 2026: one quarter's net income over shareholder equity, not annualized. This is up 0.8 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.1 percentage points.

Gross Margin

Not reported for Q1 2026.

Operating Margin

Not reported for Q1 2026.

Capital Allocation

None of these metrics is reported for Q1 2026.

DCOMG Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

DCOMG quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Revenue	$249.3M	$452.9M+44.2%	$314.1M-11.0%	$352.8M+2076.8%	$16.2M+1.3%	$16.0M+187.2%	$5.6M-4.0%	$5.8M-41.1%	$9.9M+9.5%	$9.0M+7.0%	$8.4M-92.1%	$106.2M+41.8%	$74.9M+28.2%	$58.4M+7.2%	$54.5M+8.1%	$50.4M
SG&A Expenses	$154.9M	$151.0M+10.9%	$136.1M+15.9%	$117.4M-2.2%	$120.1M+10.9%	$108.3M+78.3%	$60.8M+16.7%	$52.1M+3.2%	$50.5M+8.4%	$46.6M+12.0%	$41.6M+22.7%	$33.9M+30.2%	$26.0M+20.8%	$21.5M+4.0%	$20.7M+14.8%	$18.0M
Interest Expense	$270.9M	$277.4M-16.5%	$332.1M+13.4%	$292.8M+393.2%	$59.4M+119.7%	$27.0M-52.0%	$56.3M-38.0%	$90.8M+182.1%	$32.2M+41.9%	$22.7M+34.7%	$16.8M+66.3%	$10.1M+35.8%	$7.5M+2.6%	$7.3M-3.7%	$7.6M-0.8%	$7.6M
Income Tax	$52.8M	$46.1M+106.3%	$22.4M-45.2%	$40.8M-31.3%	$59.4M+34.4%	$44.2M+248.7%	$12.7M+18.6%	$10.7M+16.8%	$9.1M-51.8%	$18.9M+0.8%	$18.8M+74.4%	$10.8M+48.9%	$7.2M+8.5%	$6.7M+9.7%	$6.1M+30.4%	$4.7M
Net Income	$123.8M	$110.7M+280.4%	$29.1M-69.7%	$96.1M-37.0%	$152.6M+46.7%	$104.0M+145.8%	$42.3M+16.9%	$36.2M-7.8%	$39.2M+91.0%	$20.5M-42.1%	$35.5M+68.1%	$21.1M+53.4%	$13.8M+5.1%	$13.1M+2.5%	$12.8M+23.3%	$10.4M
EPS (Basic)	N/A	$2.36+329.1%	$0.55-76.0%	$2.29-38.6%	$3.73+52.2%	$2.45	$1.74+11.5%	$1.56	$1.97+89.4%	$1.04-48.3%	$2.01+40.6%	$1.43+21.2%	$1.18-13.2%	$1.36-8.1%	$1.48	$1.54
EPS (Diluted)	—	$2.36+329.1%	$0.55-76.0%	$2.29-38.6%	$3.73+52.2%	$2.45	$1.74+12.3%	$1.55	$1.97+89.4%	$1.04-48.0%	$2.00+39.9%	$1.43+21.2%	$1.18-13.2%	$1.36-8.1%	$1.48	$1.54
Diluted Shares (Avg)	N/A	43M+10.5%	39M+2.0%	38M-0.9%	39M-0.9%	39M	22M-7.1%	23M	19,468+0.5%	19,379+8.6%	17,851+23.3%	14,477+27.5%	11,355+21.1%	9,380+11.5%	8,411	7M

Metric	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q	Q2'2410-Q
Revenue	$123.6M+19.0%	$5.4M-90.5%	$115.6M+32.0%	$4.6M-94.7%	$103.8M+2185.3%	$57.2M+1404.7%	$87.6M+2109.3%	$87.3M+1698.0%
SG&A Expenses	$39.6M+11.1%	$40.8M+14.0%	$38.3M+6.1%	$36.2M+12.5%	$35.7M+11.3%	$35.8M+17.7%	$36.1M+18.4%	$32.2M+7.6%
Interest Expense	$61.1M-9.6%	$68.2M-8.3%	$72.1M-14.4%	$69.5M-17.2%	$67.7M-24.4%	$74.4M-12.1%	$84.3M+3.6%	$83.9M+16.8%
Income Tax	$13.9M+92.3%	$16.0M+380.7%	$12.4M+153.7%	$10.5M+38.7%	$7.3M+10.1%	$3.3M-63.2%	$4.9M-39.5%	$7.6M-24.8%
Net Income	$34.6M+61.2%	$31.9Mn/m	$27.7M+107.6%	$29.7M+60.7%	$21.5M+21.3%	-$20.4M-225.0%	$13.3M-11.1%	$18.5M-32.8%
EPS (Basic)	$0.75+66.7%	N/A	$0.59+103.4%	$0.64+48.8%	$0.45+9.8%	N/A	$0.29-14.7%	$0.43-34.8%
EPS (Diluted)	$0.75+66.7%	N/A	$0.59+103.4%	$0.64+48.8%	$0.45+9.8%	N/A	$0.29-14.7%	$0.43-34.8%
Diluted Shares (Avg)	43M+0.4%	N/A	43M+12.2%	43M+12.3%	43M+12.3%	N/A	38M+0.4%	38M+0.4%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

DCOMG Balance Sheet

DCOMG quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Total Assets	$15.3B+6.9%	$14.4B+5.3%	$13.6B+3.4%	$13.2B+9.3%	$12.1B+77.9%	$6.8B+37.8%	$4.9B+4.7%	$4.7B+6.1%	$4.4B+9.3%	$4.1B+7.2%	$3.8B+65.3%	$2.3B+20.7%	$1.9B+16.7%	$1.6B+21.5%	$1.3B
Cash & Equivalents	$2.4B+83.4%	$1.3B+180.5%	$457.5M+170.3%	$169.3M-57.0%	$393.7M-55.1%	$876.8M+648.2%	$117.2M-60.3%	$295.4M+211.7%	$94.7M-16.8%	$113.8M+8.9%	$104.6M+102.1%	$51.7M+13.5%	$45.6M-11.1%	$51.2M-35.6%	$79.5M
Goodwill	$155.8M0.0%	$155.8M0.0%	$155.8M0.0%	$155.8M0.0%	$155.8M+180.0%	$55.6M0.0%	$55.6M0.0%	$55.6M-47.5%	$106.0M0.0%	$106.0M+7.6%	$98.4M+941.7%	$9.4M+364.6%	$2.0M0.0%	$2.0M0.0%	$2.0M
Total Liabilities	$13.9B+7.0%	$13.0B+4.4%	$12.4B+3.2%	$12.0B+10.5%	$10.9B+78.8%	$6.1B+37.4%	$4.4B+4.2%	$4.2B+6.2%	$4.0B+9.7%	$3.6B+6.0%	$3.4B+62.8%	$2.1B+21.6%	$1.7B+15.4%	$1.5B+22.4%	$1.2B
Total Equity	$1.5B+5.7%	$1.4B+13.9%	$1.2B+4.8%	$1.2B-1.9%	$1.2B+70.1%	$701.1M+17.5%	$596.8M-0.9%	$602.1M+40.3%	$429.2M+5.2%	$408.0M+19.6%	$341.1M+94.8%	$175.1M+9.8%	$159.5M+34.4%	$118.7M+10.9%	$107.0M
Retained Earnings	$854.2M+7.5%	$794.5M-2.3%	$813.0M+6.6%	$762.8M+16.5%	$654.7M+9.0%	$600.6M+298.6%	$150.7M+28.3%	$117.4M+21.6%	$96.5M+5.4%	$91.6M+26.8%	$72.2M+11.9%	$64.5M+5.1%	$61.4M+11.5%	$55.1M+5.5%	$52.2M

Metric	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q	Q2'2410-Q
Total Assets	$15.0B+6.4%	$15.3B+6.9%	$14.5B+5.8%	$14.2B+4.9%	$14.1B+4.4%	$14.4B+5.3%	$13.7B+0.7%	$13.5B-1.8%
Cash & Equivalents	$2.1B+99.8%	$2.4B+83.4%	$1.7B+173.9%	$1.2B+179.4%	$1.0B+177.9%	$1.3B+180.5%	$626.1M+74.5%	$414.0M-8.5%
Goodwill	$155.8M0.0%	$155.8M0.0%	$155.8M0.0%	$155.8M0.0%	$155.8M0.0%	$155.8M0.0%	$155.8M0.0%	$155.8M0.0%
Total Liabilities	$13.5B+6.4%	$13.9B+7.0%	$13.1B+4.8%	$12.8B+3.9%	$12.7B+3.5%	$13.0B+4.4%	$12.5B+0.3%	$12.3B-2.4%
Total Equity	$1.5B+6.0%	$1.5B+5.7%	$1.5B+14.9%	$1.4B+14.4%	$1.4B+13.9%	$1.4B+13.9%	$1.3B+4.9%	$1.3B+4.0%
Retained Earnings	$876.1M+9.1%	$854.2M+7.5%	$835.1M+0.9%	$820.2M-0.7%	$803.2M-1.9%	$794.5M-2.3%	$827.7M+2.4%	$826.1M+2.7%

Not reported in any period shown, so not listed: Current Assets, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

DCOMG Cash Flow Statement

DCOMG quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Cash Flow	$169.1M	$186.6M+88.3%	$99.1M+9.0%	$90.9M-69.2%	$295.2M+101.7%	$146.3M+144.2%	$59.9M-12.5%	$68.5M+17.3%	$58.4M+24.7%	$46.8M+5.9%	$44.2M+40.3%	$31.5M+22.1%	$25.8M+3.1%	$25.0M+12.1%	$22.3M+19.6%	$18.7M
Depreciation & Amortization	N/A	$7.4M+5.7%	$7.0M+4.5%	$6.7M-9.5%	$7.4M+13.8%	$6.5M+58.5%	$4.1M-12.8%	$4.7M+23.0%	$3.8M-0.1%	$3.8M+10.0%	$3.5M-3.3%	$3.6M+38.5%	$2.6M+30.0%	$2.0M+11.1%	$1.8M-2.3%	$1.8M
Stock-Based Compensation	N/A	$7.7M+14.8%	$6.7M+44.2%	$4.6M+8.4%	$4.3M-20.9%	$5.4M-25.1%	$7.2M+291.9%	$1.8M-47.1%	$3.5M+34.9%	$2.6M+20.7%	$2.1M+26.8%	$1.7M+36.9%	$1.2M-4.8%	$1.3M-3.5%	$1.3M+28.3%	$1.0M
Capital Expenditures	N/A	N/A	N/A	N/A	$3.7M	N/A	$5.1M+55.1%	$3.3M-37.9%	$5.3M+157.4%	$2.1M-51.5%	$4.3M-1.3%	$4.3M-17.3%	$5.2M+29.9%	$4.0M+12.2%	$3.6M+76.9%	$2.0M
Free Cash Flow	N/A	N/A	N/A	N/A	$291.4M	N/A	$54.8M-15.9%	$65.2M+22.9%	$53.1M+18.5%	$44.8M+12.0%	$40.0M+46.9%	$27.2M+32.2%	$20.6M-2.0%	$21.0M+12.1%	$18.7M+12.6%	$16.6M
Investing Cash Flow	$41.6M	-$69.4M-208.3%	$64.1Mn/m	-$214.0Mn/m	-$1.3B-220.8%	$1.1Bn/m	-$324.4Mn/m	-$10.4Mn/m	-$80.5Mn/m	-$411.8Mn/m	-$279.5M	N/A	N/A	N/A	N/A	N/A
Financing Cash Flow	$818.2M	$953.3M+43.8%	$662.8M+61.1%	$411.4M-49.4%	$812.6Mn/m	-$1.1B-411.7%	$352.6Mn/m	-$49.9M-122.4%	$222.8M-35.6%	$345.9M+41.4%	$244.6M	N/A	N/A	N/A	N/A	N/A
Dividends Paid	$43.0M	$42.9M+12.9%	$38.0M+2.0%	$37.3M+1.4%	$36.8M-6.5%	$39.4M+110.3%	$18.7M-6.8%	$20.1M+9.5%	$18.3M+0.6%	$18.2M+13.0%	$16.1M+20.3%	$13.4M+25.9%	$10.7M+57.8%	$6.8M-31.8%	$9.9M+63.3%	$6.1M
Share Buybacks	N/A	N/A	N/A	$947K-98.0%	$46.8M-21.1%	$59.3M+67.7%	$35.4M+46.2%	$24.2M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q	Q2'2410-Q
Operating Cash Flow	$48.0M-26.7%	$46.0M-48.3%	$52.1Mn/m	$23.1M+82.7%	$65.4M+112.8%	$89.0Mn/m	-$33.3M-138.6%	$12.6M-59.5%
Depreciation & Amortization	$1.0M-4.2%	N/A	N/A	N/A	$1.1M-31.1%	N/A	N/A	N/A
Stock-Based Compensation	$1.8M-2.4%	N/A	N/A	N/A	$1.9M+8.9%	N/A	N/A	N/A
Capital Expenditures	N/A	N/A	$864K+11.1%	N/A	N/A	N/A	$778K	N/A
Free Cash Flow	N/A	N/A	$51.2Mn/m	N/A	N/A	N/A	-$34.1M	N/A
Investing Cash Flow	$26.6Mn/m	-$174.4M-798.7%	$197.2Mn/m	-$7.7Mn/m	-$84.5M-227.3%	$25.0M-61.8%	-$16.6M-139.1%	-$10.7Mn/m
Financing Cash Flow	-$368.9Mn/m	$767.3M+41.2%	$309.0M+18.0%	$110.7M+168.5%	-$233.8Mn/m	$543.5M+641.0%	$261.9Mn/m	$41.2Mn/m
Dividends Paid	$10.8M+0.7%	$10.8M+12.8%	$10.7M+12.7%	$10.7M+13.1%	$10.7M+12.9%	$9.5M+2.6%	$9.5M+0.7%	$9.5M+0.2%

Not reported in any period shown, so not listed: Share Buybacks.

DCOMG Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

DCOMG quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Net Margin	24.4%+15.2pp	9.3%-18.0pp	27.2%	941.6%	650.1%	759.6%	623.4%	398.1%	228.3%	422.2%	19.9%+1.5pp	18.4%-4.0pp	22.4%-1.0pp	23.4%+2.9pp	20.5%
Return on Equity	7.5%+5.4pp	2.1%-5.8pp	7.8%-5.2pp	13.1%+4.3pp	8.7%+2.7pp	6.0%0.0pp	6.1%-0.5pp	6.5%+1.7pp	4.8%-3.9pp	8.7%+2.5pp	6.2%-1.7pp	7.9%-0.4pp	8.2%-2.5pp	10.8%+1.1pp	9.7%
Return on Assets	0.7%+0.5pp	0.2%-0.5pp	0.7%-0.5pp	1.2%+0.3pp	0.9%+0.2pp	0.6%-0.1pp	0.7%-0.1pp	0.8%+0.4pp	0.5%-0.4pp	0.9%+0.3pp	0.6%0.0pp	0.6%-0.1pp	0.7%-0.1pp	0.8%0.0pp	0.8%
Liabilities-to-Equity	9.40+0.1x	9.28-0.8x	10.12-0.2x	10.28+1.2x	9.12+0.4x	8.67+1.3x	7.41+0.4x	7.05-2.3x	9.32+0.4x	8.94-1.1x	10.09-2.0x	12.07+1.2x	10.89-1.8x	12.69+1.2x	11.50
Asset Turnover	0.030.0x	0.020.0x	0.030.0x	0.000.0x	0.000.0x	0.000.0x	0.000.0x	0.000.0x	0.000.0x	0.000.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.04
FCF Margin	N/A	N/A	N/A	1798.3%	N/A	983.7%	1122.9%	538.5%	497.5%	475.4%	25.6%-1.9pp	27.5%-8.5pp	35.9%+1.6pp	34.4%+1.4pp	33.0%

Metric	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q	Q2'2410-Q
Net Margin	28.0%+7.3pp	588.8%	23.9%+8.7pp	639.8%	20.7%	-35.7%	15.2%	21.2%
Return on Equity	2.3%+0.8pp	2.2%+3.6pp	1.9%+0.9pp	2.1%+0.6pp	1.5%+0.1pp	-1.5%-2.8pp	1.1%-0.2pp	1.5%-0.8pp
Return on Assets	0.2%+0.1pp	0.2%+0.3pp	0.2%+0.1pp	0.2%+0.1pp	0.1%0.0pp	-0.1%-0.3pp	0.1%0.0pp	0.1%-0.1pp
Liabilities-to-Equity	9.020.0x	9.40+0.1x	9.01-0.9x	8.93-0.9x	8.98-0.9x	9.28-0.8x	9.88-0.5x	9.83-0.6x
Asset Turnover	0.010.0x	0.000.0x	0.010.0x	0.000.0x	0.010.0x	0.000.0x	0.010.0x	0.010.0x
FCF Margin	N/A	N/A	44.3%+83.3pp	N/A	N/A	N/A	-38.9%	N/A

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, Debt-to-Equity.

Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Net Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it. Market cap is stated at each company's latest close.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 DCOMG	FY2025	$452.9M	$110.7M	24.4%	N/A	—
Dime Commercial Bancshares, Inc. DCOM	FY2025	$452.9M	$110.7M	24.4%	$1.9B	43/100
Zions Bancorporation, N.A. ZIONP	FY2025	$3.4B	$899.0M	26.6%	N/A	41/100
Bridgewater Bancshares, Inc. BWB	FY2025	$143.4M	$46.1M	32.1%	$567.8M	60/100
First Guaranty Bancshares, Inc. 6.75% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock FGBIP	FY2025	$95.4M	-$56.0M	-58.7%	N/A	7/100

Where Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 Ranks

Frequently Asked Questions

Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 (DCOMG) reported $452.9M in total revenue for fiscal year 2025. This represents a 44.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 (DCOMG) revenue grew by 44.2% year-over-year, from $314.1M to $452.9M in fiscal year 2025.

Yes, Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 (DCOMG) reported a net income of $123.8M over the trailing 12 months to March 31, 2026. In fiscal year 2025 it reported a net income of $110.7M, with a net profit margin of 24.4%.

Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 (DCOMG) reported diluted earnings per share of $2.36 for fiscal year 2025. This represents a 329.1% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 (DCOMG) had a net profit margin of 24.4% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 (DCOMG) has a return on equity of 7.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 (DCOMG) generated $186.6M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 (DCOMG) had $15.3B in total assets as of fiscal year 2025, including both current and long-term assets.

Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 (DCOMG) had 44M shares outstanding as of fiscal year 2025.

Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 (DCOMG) had a liabilities-to-equity ratio of 9.40 as of fiscal year 2025, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity. No debt-to-equity ratio is shown for fiscal year 2025, because the filing data we hold for that year carries no long-term debt figure.

Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 (DCOMG) had a return on assets of 0.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 (DCOMG) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 (DCOMG) has an earnings quality ratio of 1.69x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Dime Community Bancshares 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 (DCOMG) Financials

FY2025 restored earnings and cash generation, while a liabilities-heavy balance sheet continued to fund most assets.

Financial Health Signals

Key Financial Metrics

Earnings & Revenue

Cash & Balance Sheet

Margins & Returns

Capital Allocation

DCOMG Income Statement

DCOMG Balance Sheet

DCOMG Cash Flow Statement

DCOMG Financial Ratios

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Where Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 Ranks

Frequently Asked Questions

What is Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034's annual revenue?

How fast is Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034's revenue growing?

Is Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 profitable?

What is Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034's earnings per share (EPS)?

What is Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034's net profit margin?

What is Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034's return on equity (ROE)?

What is Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034's operating cash flow?

What are Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034's total assets?

How many shares does Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 have outstanding?

What is Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034's liabilities-to-equity ratio?

What is Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034's return on assets (ROA)?

What is Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034's Piotroski F-Score?

Are Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034's earnings high quality?