What is Enterprise Financial Services Corp's earnings per share (EPS)?

Enterprise Financial Services Corp (EFSCP) reported diluted earnings per share of $5.31 for fiscal year 2025. This represents a 9.9% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Enterprise Financial Services Corp Financials

EFSCP

Source SEC Filings (10-K/10-Q) Updated Dec 31, 2025 Currency USD FYE December

This page shows Enterprise Financial Services Corp (EFSCP) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Financial Profile 37/100

Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores

Growth

Enterprise Financial Services Corp's revenue grew a modest 4.4% year-over-year to $888.4M. This slow but positive growth earns a score of 41/100.

Leverage

Enterprise Financial Services Corp has elevated debt relative to equity (D/E of 7.48), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 0/100, reflecting increased financial risk.

Cash Flow

Enterprise Financial Services Corp converts 20.4% of revenue into free cash flow ($181.5M). This strong cash generation earns a score of 76/100.

Returns

Enterprise Financial Services Corp's ROE of 9.9% shows moderate profitability relative to equity, earning a score of 33/100. This is down from 10.2% the prior year.

Piotroski F-Score Weak

3/9

Enterprise Financial Services Corp passes 3 of 9 financial strength tests. 2 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Mixed

0.96x

For every $1 of reported earnings, Enterprise Financial Services Corp generates $0.96 in operating cash flow ($193.5M OCF vs $201.4M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

Key Financial Metrics

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Earnings & Revenue

Revenue

$888.4M

YoY+4.4%

5Y CAGR+23.9%

10Y CAGR+20.9%

Enterprise Financial Services Corp generated $888.4M in revenue in fiscal year 2025. This represents an increase of 4.4% from the prior year.

EBITDA

N/A

Net Income

$201.4M

YoY+8.7%

5Y CAGR+22.0%

10Y CAGR+18.0%

Enterprise Financial Services Corp reported $201.4M in net income in fiscal year 2025. This represents an increase of 8.7% from the prior year.

EPS (Diluted)

$5.31

YoY+9.9%

5Y CAGR+14.0%

10Y CAGR+10.9%

Enterprise Financial Services Corp earned $5.31 per diluted share (EPS) in fiscal year 2025. This represents an increase of 9.9% from the prior year.

Cash & Balance Sheet

Free Cash Flow

$181.5M

YoY-24.3%

5Y CAGR+6.4%

10Y CAGR+14.9%

Enterprise Financial Services Corp generated $181.5M in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 24.3% from the prior year.

Cash & Debt

$681.9M

YoY-10.8%

5Y CAGR+4.9%

10Y CAGR+21.9%

Enterprise Financial Services Corp held $681.9M in cash against $0 in long-term debt as of fiscal year 2025.

Dividends Per Share

$1.22

YoY+15.1%

5Y CAGR+11.1%

10Y CAGR+16.7%

Enterprise Financial Services Corp paid $1.22 per share in dividends in fiscal year 2025. This represents an increase of 15.1% from the prior year.

Shares Outstanding

37M

YoY-0.1%

Enterprise Financial Services Corp had 37M shares outstanding in fiscal year 2025. This represents a decrease of 0.1% from the prior year.

Margins & Returns

Gross Margin

N/A

Operating Margin

N/A

Net Margin

22.7%

YoY+0.9pp

5Y CAGR-1.7pp

10Y CAGR-6.3pp

Enterprise Financial Services Corp's net profit margin was 22.7% in fiscal year 2025, showing the share of revenue converted to profit. This is up 0.9 percentage points from the prior year.

Return on Equity

9.9%

YoY-0.3pp

5Y CAGR+3.0pp

10Y CAGR-1.1pp

Enterprise Financial Services Corp's ROE was 9.9% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 0.3 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

$14.1M

YoY-52.3%

5Y CAGR-1.6%

Enterprise Financial Services Corp spent $14.1M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 52.3% from the prior year.

Capital Expenditures

$12.0M

YoY+60.3%

5Y CAGR+39.6%

10Y CAGR+19.0%

Enterprise Financial Services Corp invested $12.0M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 60.3% from the prior year.

EFSCP Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$888.4M+4.4%	$851.1M+11.3%	$764.9M+48.5%	$515.1M+34.4%	$383.2M+25.7%	$304.8M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$261.7M-7.5%	$283.0M+39.9%	$202.3M+391.3%	$41.2M+78.8%	$23.0M-33.8%	$34.8M
Income Tax	$82.3M+79.1%	$46.0M-12.4%	$52.5M-7.0%	$56.4M+58.6%	$35.6M+102.6%	$17.6M
Net Income	$201.4M+8.7%	$185.3M-4.5%	$194.1M-4.4%	$203.0M+52.6%	$133.1M+78.9%	$74.4M
EPS (Diluted)	$5.31+9.9%	$4.83-4.7%	$5.07-4.5%	$5.31+37.6%	$3.86+39.9%	$2.76

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Revenue	$232.3M+3.1%	$225.4M+2.9%	$219.0M+3.4%	$211.8M-1.7%	$215.4M-0.4%	$216.3M+2.2%	$211.6M+1.9%	$207.7M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$64.1M-4.5%	$67.1M+1.4%	$66.2M+3.0%	$64.3M-6.9%	$69.0M-5.3%	$72.8M+2.4%	$71.1M+1.6%	$70.0M
Income Tax	$15.0M-65.4%	$43.4M+239.1%	$12.8M+15.7%	$11.1M-6.3%	$11.8M-3.2%	$12.2M+3.9%	$11.7M+14.8%	$10.2M
Net Income	$54.8M+21.1%	$45.2M-12.0%	$51.4M+2.8%	$50.0M+2.3%	$48.8M-3.5%	$50.6M+11.3%	$45.4M+12.5%	$40.4M
EPS (Diluted)	N/A	$1.19-12.5%	$1.36+3.8%	$1.31	N/A	$1.32+10.9%	$1.19+13.3%	$1.05

EFSCP Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$17.3B+10.9%	$15.6B+7.4%	$14.5B+11.2%	$13.1B-3.6%	$13.5B+38.8%	$9.8B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$681.9M-10.8%	$764.2M+76.5%	$433.0M+48.6%	$291.4M-85.6%	$2.0B+276.0%	$537.7M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$417.0M+14.2%	$365.2M0.0%	$365.2M0.0%	$365.2M0.0%	$365.2M+40.1%	$260.6M
Total Liabilities	$15.3B+10.8%	$13.8B+7.6%	$12.8B+11.0%	$11.5B-4.0%	$12.0B+38.5%	$8.7B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$2.0B+11.8%	$1.8B+6.3%	$1.7B+12.7%	$1.5B-0.4%	$1.5B+41.7%	$1.1B
Retained Earnings	$1.0B+16.3%	$877.6M+17.1%	$749.5M+25.4%	$597.6M+21.3%	$492.7M+18.1%	$417.2M

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Total Assets	$17.3B+5.5%	$16.4B+2.0%	$16.1B+2.5%	$15.7B+0.5%	$15.6B+4.3%	$15.0B+2.3%	$14.6B0.0%	$14.6B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$681.9M+44.5%	$472.0M-4.0%	$491.5M+2.0%	$481.7M-37.0%	$764.2M+79.2%	$426.4M+8.6%	$392.8M+6.3%	$369.4M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$417.0M+14.2%	$365.2M0.0%	$365.2M0.0%	$365.2M0.0%	$365.2M0.0%	$365.2M0.0%	$365.2M0.0%	$365.2M
Total Liabilities	$15.3B+5.8%	$14.4B+1.9%	$14.2B+2.5%	$13.8B+0.3%	$13.8B+5.0%	$13.1B+2.0%	$12.9B-0.2%	$12.9B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$2.0B+2.9%	$2.0B+3.1%	$1.9B+2.9%	$1.9B+2.4%	$1.8B-0.4%	$1.8B+4.4%	$1.8B+1.4%	$1.7B
Retained Earnings	$1.0B+4.1%	$980.5M+3.4%	$947.9M+4.3%	$908.6M+3.5%	$877.6M+3.8%	$845.8M+4.3%	$810.9M+4.1%	$778.8M

EFSCP Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$193.5M-21.8%	$247.4M-7.8%	$268.2M+23.8%	$216.6M+34.9%	$160.6M+18.5%	$135.5M
Capital Expenditures	$12.0M+60.3%	$7.5M+14.0%	$6.6M+239.7%	$1.9M-22.8%	$2.5M+10.7%	$2.3M
Free Cash Flow	$181.5M-24.3%	$239.9M-8.3%	$261.7M+21.9%	$214.7M+35.8%	$158.1M+18.6%	$133.3M
Investing Cash Flow	-$1.1B-35.4%	-$796.9M+39.1%	-$1.3B+5.5%	-$1.4B-5886.8%	-$23.1M+96.7%	-$702.8M
Financing Cash Flow	$803.2M-8.8%	$880.6M-25.4%	$1.2B+309.7%	-$563.2M-141.8%	$1.3B+43.6%	$937.8M
Dividends Paid	$45.1M+14.0%	$39.5M+5.8%	$37.4M+11.2%	$33.6M+28.5%	$26.2M+32.1%	$19.8M
Share Buybacks	$14.1M-52.3%	$29.6M	$0-100.0%	$32.9M-45.7%	$60.6M+294.8%	$15.3M

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Operating Cash Flow	$42.8M-13.2%	$49.4M-19.5%	$61.3M+53.1%	$40.0M-23.0%	$52.0M-41.6%	$89.0M+16.4%	$76.5M+156.0%	$29.9M
Capital Expenditures	$3.0M+34.7%	$2.2M-3.3%	$2.3M-47.3%	$4.4M+134.0%	$1.9M+120.5%	$853K-52.3%	$1.8M-39.5%	$3.0M
Free Cash Flow	$39.8M-15.5%	$47.1M-20.1%	$59.0M+65.5%	$35.6M-28.9%	$50.1M-43.2%	$88.2M+18.0%	$74.7M+177.4%	$26.9M
Investing Cash Flow	-$30.9M+90.2%	-$315.8M+13.8%	-$366.5M-0.2%	-$365.7M-9.8%	-$333.1M-17.6%	-$283.2M-410323.2%	-$69K+100.0%	-$180.5M
Financing Cash Flow	$198.0M-19.8%	$246.9M-21.6%	$315.1M+629.0%	$43.2M-93.0%	$618.9M+171.7%	$227.8M+529.1%	-$53.1M-161.0%	$87.0M
Dividends Paid	$11.8M+3.0%	$11.5M+3.5%	$11.1M+3.4%	$10.7M+3.3%	$10.4M+3.1%	$10.1M+3.5%	$9.7M+3.7%	$9.4M
Share Buybacks	$3.5M	$0-100.0%	$14K-99.9%	$10.6M-5.7%	$11.3M+15.0%	$9.8M+13.9%	$8.6M	$0

EFSCP Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	22.7%+0.9pp	21.8%-3.6pp	25.4%-14.1pp	39.4%+4.7pp	34.7%+10.3pp	24.4%
Return on Equity	9.9%-0.3pp	10.2%-1.2pp	11.3%-2.0pp	13.3%+4.6pp	8.7%+1.8pp	6.9%
Return on Assets	1.2%-0.0pp	1.2%-0.1pp	1.3%-0.2pp	1.6%+0.6pp	1.0%+0.2pp	0.8%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	7.48-0.1	7.55+0.1	7.46-0.1	7.58-0.3	7.85-0.2	8.04
FCF Margin	20.4%-7.8pp	28.2%-6.0pp	34.2%-7.5pp	41.7%+0.4pp	41.3%-2.5pp	43.7%

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	23.6%+3.5pp	20.1%-3.4pp	23.5%-0.1pp	23.6%+0.9pp	22.7%-0.7pp	23.4%+1.9pp	21.5%+2.0pp	19.4%
Return on Equity	2.7%+0.4pp	2.3%-0.4pp	2.7%0.0pp	2.7%0.0pp	2.7%-0.1pp	2.8%+0.2pp	2.6%+0.3pp	2.3%
Return on Assets	0.3%+0.0pp	0.3%-0.0pp	0.3%0.0pp	0.3%+0.0pp	0.3%-0.0pp	0.3%+0.0pp	0.3%+0.0pp	0.3%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	7.48+0.2	7.27-0.1	7.36-0.0	7.39-0.2	7.55+0.4	7.16-0.2	7.33-0.1	7.44
FCF Margin	17.1%-3.8pp	20.9%-6.0pp	26.9%+10.1pp	16.8%-6.4pp	23.3%-17.5pp	40.8%+5.4pp	35.3%+22.3pp	13.0%

Frequently Asked Questions

What is Enterprise Financial Services Corp's annual revenue?

Enterprise Financial Services Corp (EFSCP) reported $888.4M in total revenue for fiscal year 2025. This represents a 4.4% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Enterprise Financial Services Corp's revenue growing?

Enterprise Financial Services Corp (EFSCP) revenue grew by 4.4% year-over-year, from $851.1M to $888.4M in fiscal year 2025.

Is Enterprise Financial Services Corp profitable?

Yes, Enterprise Financial Services Corp (EFSCP) reported a net income of $201.4M in fiscal year 2025, with a net profit margin of 22.7%.

What is Enterprise Financial Services Corp's net profit margin?

Enterprise Financial Services Corp (EFSCP) had a net profit margin of 22.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Enterprise Financial Services Corp pay dividends?

Yes, Enterprise Financial Services Corp (EFSCP) paid $1.22 per share in dividends during fiscal year 2025.

What is Enterprise Financial Services Corp's return on equity (ROE)?

Enterprise Financial Services Corp (EFSCP) has a return on equity of 9.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Enterprise Financial Services Corp's free cash flow?

Enterprise Financial Services Corp (EFSCP) generated $181.5M in free cash flow during fiscal year 2025. This represents a -24.3% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Enterprise Financial Services Corp's operating cash flow?

Enterprise Financial Services Corp (EFSCP) generated $193.5M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Enterprise Financial Services Corp's total assets?

Enterprise Financial Services Corp (EFSCP) had $17.3B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Enterprise Financial Services Corp's capital expenditures?

Enterprise Financial Services Corp (EFSCP) invested $12.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Enterprise Financial Services Corp buy back shares?

Yes, Enterprise Financial Services Corp (EFSCP) spent $14.1M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Enterprise Financial Services Corp have outstanding?

Enterprise Financial Services Corp (EFSCP) had 37M shares outstanding as of fiscal year 2025.

What is Enterprise Financial Services Corp's debt-to-equity ratio?

Enterprise Financial Services Corp (EFSCP) had a debt-to-equity ratio of 7.48 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Enterprise Financial Services Corp's return on assets (ROA)?

Enterprise Financial Services Corp (EFSCP) had a return on assets of 1.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Enterprise Financial Services Corp's Piotroski F-Score?

Enterprise Financial Services Corp (EFSCP) has a Piotroski F-Score of 3 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Enterprise Financial Services Corp's earnings high quality?

Enterprise Financial Services Corp (EFSCP) has an earnings quality ratio of 0.96x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Enterprise Financial Services Corp?

Enterprise Financial Services Corp (EFSCP) scores 37 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.