What is Enterprise Financial Services Corp's earnings per share (EPS)?

Enterprise Financial Services Corp (EFSCP) reported diluted earnings per share of $5.31 for fiscal year 2025. This represents a 9.9% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Enterprise Financial Services Corp (EFSCP) Financials

EFSCP

Trailing 12 months to June 30, 2026

Revenue $912.1M +5.8% YoY

Net Income $190.3M -5.2% YoY

EPS (Diluted) $5.03 -4.4% YoY

Free Cash Flow $211.4M -9.2% YoY

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Jul 31, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Jul 31, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the EFSCP SEC filings page.

Enterprise Financial Services Corp (EFSCP) reported $912.1M in revenue over the twelve months to Jun 30, 2026, up 5.8% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI EFSCP FY2025 2026-08-29

Liability-funded balance-sheet growth is expanding the business faster than cash conversion and asset productivity are improving.

The less-obvious shift is in cash conversion: FY2025 net income was $201M, yet free cash flow was only $182M. That contrasts with FY2021, when free-cash-flow margin was 41.3%; the FY2025 margin of 20.4% indicates that a smaller share of reported earnings became retained cash.

Assets rose from $13.1B in FY2022 to $17.3B in FY2025, showing the business is scaling through a larger balance sheet rather than an asset-light model. Liabilities reached $15.3B in FY2025, while debt-to-equity remained 7.5x; expansion is predominantly liability-funded rather than equity-funded.

Net margin fell from 39.4% in FY2022 to 22.7% in FY2025, so increased revenue has not preserved the earlier earnings yield. Interest expense was $262M in FY2025 versus $202M in FY2023, making funding costs a plausible contributor to the compression, although the statements do not isolate causation.

Financial Health Signals

Financial Health Score 53/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Enterprise Financial Services Corp's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Enterprise Financial Services Corp earned a return on assets of 1.2% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is unchanged from the prior year. Earnings ranks banks on that return over three years, and Enterprise Financial Services Corp scores 74/100 among other banks.

Growth

Enterprise Financial Services Corp reported revenue of $888.4M in fiscal year 2025, against $851.1M in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Enterprise Financial Services Corp scores 42/100 among other banks.

Capital

Enterprise Financial Services Corp funded 11.8% of its assets with shareholders' equity at the end of fiscal year 2025, holding $2.0B of equity against $17.3B of assets. Capital ranks banks on that cushion, and Enterprise Financial Services Corp scores 56/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Enterprise Financial Services Corp scores 70/100 on it among other banks.

Credit Quality

Not available for Enterprise Financial Services Corp, and counted as zero in the overall score.

Stability

Enterprise Financial Services Corp reported net income of $201.4M in fiscal year 2025, against $185.3M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Enterprise Financial Services Corp scores 76/100 among other banks.

Piotroski F-Score Partial

3/6

Enterprise Financial Services Corp passes 3 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 2 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Mixed

0.96x

For every $1 of reported earnings, Enterprise Financial Services Corp generates $0.96 in operating cash flow ($193.5M OCF vs $201.4M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

Key Financial Metrics

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Earnings & Revenue

Revenue

$229.3M

YoY+4.7%

QoQ+1.9%

5Y CAGR+21.3%

10Y CAGR+20.0%

Enterprise Financial Services Corp generated $229.3M in revenue in Q2 2026. This represents an increase of 4.7% from the same quarter a year earlier. Against the prior quarter it is up 1.9%.

Net Income

$40.9M

YoY-20.4%

QoQ-17.1%

5Y CAGR+1.3%

10Y CAGR+12.7%

Enterprise Financial Services Corp reported $40.9M in net income in Q2 2026. This represents a decrease of 20.4% from the same quarter a year earlier. Against the prior quarter it is down 17.1%.

EPS (Diluted)

$1.09

YoY-19.9%

QoQ-16.2%

5Y CAGR-2.4%

10Y CAGR+6.0%

Enterprise Financial Services Corp earned $1.09 per diluted share (EPS) in Q2 2026. This represents a decrease of 19.9% from the same quarter a year earlier. Against the prior quarter it is down 16.2%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$67.0M

YoY+13.6%

QoQ+16.6%

5Y CAGR-0.4%

10Y CAGR+35.1%

Enterprise Financial Services Corp generated $67.0M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 13.6% from the same quarter a year earlier. Against the prior quarter it is up 16.6%.

Cash & Debt

$552.1M

YoY+12.3%

QoQ-13.0%

5Y CAGR-11.4%

10Y CAGR+17.5%

Enterprise Financial Services Corp held $552.1M in cash as of Q2 2026; long-term debt is not reported for that period.

Dividends Per Share

$0.34

YoY+13.3%

QoQ+3.0%

5Y CAGR+13.6%

Enterprise Financial Services Corp paid $0.34 per share in dividends in Q2 2026. This represents an increase of 13.3% from the same quarter a year earlier. Against the prior quarter it is up 3.0%.

Shares Outstanding

36M

YoY-2.2%

QoQ-1.1%

5Y CAGR-1.3%

10Y CAGR+6.1%

Enterprise Financial Services Corp had 36M shares outstanding in Q2 2026. This represents a decrease of 2.2% from the same quarter a year earlier. Against the prior quarter it is down 1.1%.

Margins & Returns

Net Margin

17.8%

YoY-5.6pp

QoQ-4.1pp

5Y CAGR-26.1pp

10Y CAGR-15.5pp

Enterprise Financial Services Corp's net profit margin was 17.8% in Q2 2026, showing the share of revenue converted to profit. This is down 5.6 percentage points from the same quarter a year earlier. Against the prior quarter it is down 4.1 percentage points.

Return on Equity

2.0%

YoY-0.7pp

QoQ-0.4pp

5Y CAGR-1.4pp

10Y CAGR-1.3pp

Enterprise Financial Services Corp's ROE was 2.0% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 0.7 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.4 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$22.8M

YoY+162778.6%

QoQ-16.3%

5Y CAGR+14.0%

10Y CAGR+46.5%

Enterprise Financial Services Corp spent $22.8M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 162778.6% from the same quarter a year earlier. Against the prior quarter it is down 16.3%.

Capital Expenditures

$1.7M

YoY-28.5%

QoQ+61.9%

5Y CAGR+35.9%

10Y CAGR+21.6%

Enterprise Financial Services Corp invested $1.7M in capex in Q2 2026, funding long-term assets and infrastructure. This represents a decrease of 28.5% from the same quarter a year earlier. Against the prior quarter it is up 61.9%.

R&D Spending

Not reported for Q2 2026.

EFSCP Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

EFSCP quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$912.1M	$888.4M+4.4%	$851.1M+11.3%	$764.9M+48.5%	$515.1M+34.4%	$383.2M+25.7%	$304.8M-0.1%	$305.1M+28.3%	$237.8M+17.4%	$202.5M+35.7%	$149.2M+12.4%	$132.8M+0.8%	$131.8M-14.0%	$153.3M-7.4%	$165.5M+15.8%	$142.8M
SG&A Expenses	$209.2M	$198.7M+8.7%	$182.7M+11.0%	$164.6M+11.9%	$147.0M+17.7%	$124.9M+35.3%	$92.3M+13.5%	$81.3M+23.1%	$66.0M+7.6%	$61.4M+23.2%	$49.8M+8.1%	$46.1M-2.4%	$47.2M-0.1%	$47.3M+8.7%	$43.5M+18.1%	$36.8M
Interest Expense	$250.7M	$261.7M-7.5%	$283.0M+39.9%	$202.3M+391.3%	$41.2M+78.8%	$23.0M-33.8%	$34.8M-47.6%	$66.4M+44.7%	$45.9M+81.9%	$25.2M+83.8%	$13.7M+11.0%	$12.4M-14.0%	$14.4M-20.7%	$18.1M-21.7%	$23.2M-23.2%	$30.2M
Income Tax	$83.3M	$82.3M+79.1%	$46.0M-12.4%	$52.5M-7.0%	$56.4M+58.6%	$35.6M+102.6%	$17.6M-24.6%	$23.3M+51.7%	$15.4M-59.9%	$38.3M+47.4%	$26.0M+30.3%	$20.0M+43.8%	$13.9M-18.3%	$17.0M+16.8%	$14.5M+13.5%	$12.8M
Net Income	$190.3M	$201.4M+8.7%	$185.3M-4.5%	$194.1M-4.4%	$203.0M+52.6%	$133.1M+78.9%	$74.4M-19.8%	$92.7M+3.9%	$89.2M+85.1%	$48.2M-1.3%	$48.8M+27.0%	$38.5M+41.5%	$27.2M-17.9%	$33.1M+17.0%	$28.3M+11.3%	$25.4M
EPS (Basic)	N/A	$5.34+9.9%	$4.86-4.5%	$5.09-4.3%	$5.32+37.8%	$3.86+39.9%	$2.76-22.5%	$3.56-7.8%	$3.86+83.8%	$2.10-13.9%	$2.44+27.1%	$1.92+39.1%	$1.38-22.5%	$1.78+26.2%	$1.41+2.9%	$1.37
EPS (Diluted)	$5.03	$5.31+9.9%	$4.83-4.7%	$5.07-4.5%	$5.31+37.6%	$3.86+39.9%	$2.76-22.3%	$3.55-7.3%	$3.83+85.0%	$2.07-14.1%	$2.41+27.5%	$1.89+40.0%	$1.35-22.0%	$1.73+26.3%	$1.37+2.2%	$1.34
Diluted Shares (Avg)	N/A	37M-0.9%	38M+0.2%	38M0.0%	38M+8.7%	34M+27.8%	27M+3.2%	26M+12.3%	23M+0.2%	23M+14.6%	20M-0.1%	20M+1.0%	20M+1.8%	20M+2.1%	19M+6.6%	18M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$229.3M+4.7%	$225.1M+6.3%	$232.3M+7.8%	$225.4M+4.2%	$219.0M+3.5%	$211.8M+2.0%	$215.4M+4.0%	$216.3M+7.7%
SG&A Expenses	$53.1M+5.9%	$55.8M+15.7%	$50.7M+6.5%	$49.6M+9.4%	$50.2M+12.7%	$48.2M+6.5%	$47.6M+20.0%	$45.4M+11.3%
Interest Expense	$60.6M-8.5%	$58.9M-8.3%	$64.1M-7.1%	$67.1M-7.9%	$66.2M-6.9%	$64.3M-8.2%	$69.0M+4.0%	$72.8M+22.9%
Income Tax	$11.3M-11.6%	$13.5M+21.9%	$15.0M+27.2%	$43.4M+256.1%	$12.8M+9.1%	$11.1M+8.2%	$11.8M+7.4%	$12.2M-1.5%
Net Income	$40.9M-20.4%	$49.4M-1.2%	$54.8M+12.2%	$45.2M-10.6%	$51.4M+13.1%	$50.0M+23.7%	$48.8M+9.7%	$50.6M+13.3%
EPS (Basic)	$1.10-19.1%	$1.31-1.5%	$1.45+12.4%	$1.20-9.8%	$1.36+14.3%	$1.33+26.7%	$1.29+11.2%	$1.33+13.7%
EPS (Diluted)	$1.09-19.9%	$1.30-0.8%	$1.45+14.2%	$1.19-9.8%	$1.36+14.3%	$1.31+24.8%	$1.27+9.5%	$1.32+12.8%
Diluted Shares (Avg)	37M-1.3%	37M-0.4%	N/A	37M-0.4%	37M-1.0%	37M-0.8%	N/A	37M-0.1%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

EFSCP Balance Sheet

EFSCP quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$17.3B+10.9%	$15.6B+7.4%	$14.5B+11.2%	$13.1B-3.6%	$13.5B+38.8%	$9.8B+33.0%	$7.3B+29.9%	$5.6B+6.7%	$5.3B+29.6%	$4.1B+13.1%	$3.6B+10.1%	$3.3B+3.4%	$3.2B-4.7%	$3.3B-1.5%	$3.4B
Cash & Equivalents	$681.9M-10.8%	$764.2M+76.5%	$433.0M+48.6%	$291.4M-85.6%	$2.0B+276.0%	$537.7M+221.5%	$167.3M-14.9%	$196.6M+28.2%	$153.3M-22.9%	$198.8M+111.1%	$94.2M-6.5%	$100.7M-52.2%	$210.6M+80.9%	$116.4M-38.1%	$188.1M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$417.0M+14.2%	$365.2M0.0%	$365.2M0.0%	$365.2M0.0%	$365.2M+40.1%	$260.6M+23.9%	$210.3M+79.3%	$117.3M0.0%	$117.3M+286.8%	$30.3M0.0%	$30.3M0.0%	$30.3M0.0%	$30.3M0.0%	$30.3M0.0%	$30.3M
Total Liabilities	$15.3B+10.8%	$13.8B+7.6%	$12.8B+11.0%	$11.5B-4.0%	$12.0B+38.5%	$8.7B+34.1%	$6.5B+28.3%	$5.0B+6.4%	$4.7B+28.3%	$3.7B+13.4%	$3.3B+10.0%	$3.0B+2.4%	$2.9B-6.5%	$3.1B-1.5%	$3.1B
Total Equity	$2.0B+11.8%	$1.8B+6.3%	$1.7B+12.7%	$1.5B-0.4%	$1.5B+41.7%	$1.1B+24.4%	$867.2M+43.6%	$603.8M+10.1%	$548.6M+41.7%	$387.1M+10.3%	$350.8M+10.9%	$316.2M+13.1%	$279.7M+18.6%	$235.7M-1.6%	$239.6M
Retained Earnings	$1.0B+16.3%	$877.6M+17.1%	$749.5M+25.4%	$597.6M+21.3%	$492.7M+18.1%	$417.2M+9.6%	$380.7M+25.0%	$304.6M+35.1%	$225.4M+23.7%	$182.2M+28.7%	$141.6M+30.6%	$108.4M+26.9%	$85.4M+51.9%	$56.2M+60.2%	$35.1M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$17.4B+8.2%	$17.2B+9.9%	$17.3B+10.9%	$16.4B+9.7%	$16.1B+10.0%	$15.7B+7.3%	$15.6B+7.4%	$15.0B+6.6%
Cash & Equivalents	$552.1M+12.3%	$634.5M+31.7%	$681.9M-10.8%	$472.0M+10.7%	$491.5M+25.1%	$481.7M+30.4%	$764.2M+76.5%	$426.4M+15.0%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$417.0M+14.2%	$417.0M+14.2%	$417.0M+14.2%	$365.2M0.0%	$365.2M0.0%	$365.2M0.0%	$365.2M0.0%	$365.2M0.0%
Total Liabilities	$15.4B+8.5%	$15.2B+10.1%	$15.3B+10.8%	$14.4B+9.9%	$14.2B+10.1%	$13.8B+7.2%	$13.8B+7.6%	$13.1B+5.7%
Total Equity	$2.0B+6.1%	$2.0B+8.3%	$2.0B+11.8%	$2.0B+8.2%	$1.9B+9.5%	$1.9B+7.9%	$1.8B+6.3%	$1.8B+13.7%
Retained Earnings	$1.1B+11.4%	$1.0B+14.6%	$1.0B+16.3%	$980.5M+15.9%	$947.9M+16.9%	$908.6M+16.7%	$877.6M+17.1%	$845.8M+18.2%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

EFSCP Cash Flow Statement

EFSCP quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$219.4M	$193.5M-21.8%	$247.4M-7.8%	$268.2M+23.8%	$216.6M+34.9%	$160.6M+18.5%	$135.5M+46.6%	$92.5M-15.0%	$108.8M+137.6%	$45.8M-44.5%	$82.5M+74.9%	$47.2M+49.8%	$31.5M+7.5%	$29.3M-21.6%	$37.4M+37.8%	$27.1M
Depreciation & Amortization	N/A	$6.8M+33.3%	$5.1M0.0%	$5.1M-8.9%	$5.6M-8.2%	$6.1M-1.6%	$6.2M+8.8%	$5.7M+62.9%	$3.5M+6.1%	$3.3M+37.5%	$2.4M+20.0%	$2.0M-9.1%	$2.2M-21.4%	$2.8M+12.0%	$2.5M-7.4%	$2.7M
Stock-Based Compensation	N/A	$13.5M+24.1%	$10.9M+7.2%	$10.1M+26.7%	$8.0M+33.1%	$6.0M+44.0%	$4.2M+3.6%	$4.0M+16.8%	$3.5M+0.7%	$3.4M+1.8%	$3.4M-6.5%	$3.6M+22.1%	$3.0M-41.6%	$5.0M+99.0%	$2.5M+73.1%	$1.5M
Capital Expenditures	$7.9M	$12.0M+60.3%	$7.5M+14.0%	$6.6M+239.7%	$1.9M-22.8%	$2.5M+10.7%	$2.3M-64.4%	$6.3M+108.8%	$3.0M+19.2%	$2.5M+2.0%	$2.5M+18.2%	$2.1M+11.0%	$1.9M+42.1%	$1.3M-71.4%	$4.7M+413.7%	$910K
Free Cash Flow	$211.4M	$181.5M-24.3%	$239.9M-8.3%	$261.7M+21.9%	$214.7M+35.8%	$158.1M+18.6%	$133.3M+54.7%	$86.1M-18.6%	$105.8M+144.6%	$43.2M-46.0%	$80.0M+77.5%	$45.1M+52.3%	$29.6M+5.8%	$28.0M-14.5%	$32.7M+24.7%	$26.2M
Investing Cash Flow	-$620.0M	-$1.1B-35.4%	-$796.9M+39.1%	-$1.3B+5.5%	-$1.4B-5886.8%	-$23.1M+96.7%	-$702.8M-85.7%	-$378.5M-14.1%	-$331.6M-6.1%	-$312.4M+12.7%	-$358.1M-6.2%	-$337.3M-58.5%	-$212.8M-220.9%	$176.1M+2903.0%	-$6.3M-1694.4%	$394K
Financing Cash Flow	$461.2M	$803.2M-8.8%	$880.6M-25.4%	$1.2B+309.7%	-$563.2M-141.8%	$1.3B+43.6%	$937.8M+265.2%	$256.8M-3.5%	$266.0M+20.3%	$221.2M-41.8%	$380.2M+34.1%	$283.5M+296.8%	$71.5M+164.3%	-$111.2M-8.1%	-$102.9M+22.7%	-$133.1M
Dividends Paid	$47.8M	$45.1M+14.0%	$39.5M+5.8%	$37.4M+11.2%	$33.6M+28.5%	$26.2M+32.1%	$19.8M+19.5%	$16.6M+52.8%	$10.8M+5.8%	$10.2M+24.8%	$8.2M+56.1%	$5.3M+25.9%	$4.2M+5.9%	$3.9M+5.0%	$3.8M+5.0%	$3.6M
Share Buybacks	$53.6M	$14.1M-52.3%	$29.6M	$0-100.0%	$32.9M-45.7%	$60.6M+294.8%	$15.3M-1.2%	$15.5M-19.9%	$19.4M+16.5%	$16.6M+240.3%	$4.9M	$0	N/A	N/A	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$68.7M+12.0%	$58.5M+46.2%	$42.8M-17.6%	$49.4M-44.6%	$61.3M-19.9%	$40.0M+33.9%	$52.0M-34.2%	$89.0M+80.0%
Stock-Based Compensation	N/A	$4.3M+37.6%	N/A	N/A	N/A	$3.1M+31.7%	N/A	N/A
Capital Expenditures	$1.7M-28.5%	$1.0M-76.7%	$3.0M+60.6%	$2.2M+163.0%	$2.3M+29.8%	$4.4M+49.0%	$1.9M-56.9%	$853K+44.6%
Free Cash Flow	$67.0M+13.6%	$57.5M+61.4%	$39.8M-20.5%	$47.1M-46.6%	$59.0M-21.1%	$35.6M+32.2%	$50.1M-32.9%	$88.2M+80.4%
Investing Cash Flow	-$364.5M+0.6%	$91.1M+124.9%	-$30.9M+90.7%	-$315.8M-11.5%	-$366.5M-531102.9%	-$365.7M-102.6%	-$333.1M+14.4%	-$283.2M-147.3%
Financing Cash Flow	$213.4M-32.3%	-$197.1M-556.0%	$198.0M-68.0%	$246.9M+8.4%	$315.1M+693.6%	$43.2M-50.3%	$618.9M+66.2%	$227.8M+100.3%
Dividends Paid	$12.3M+11.3%	$12.2M+13.6%	$11.8M+13.9%	$11.5M+14.0%	$11.1M+13.9%	$10.7M+14.3%	$10.4M+11.0%	$10.1M+7.7%
Share Buybacks	$22.8M+162778.6%	$27.2M+156.6%	$3.5M-68.8%	$0-100.0%	$14K-99.8%	$10.6M	$11.3M	$9.8M

Not reported in any period shown, so not listed: Depreciation & Amortization.

EFSCP Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

EFSCP quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	22.7%+0.9pp	21.8%-3.6pp	25.4%-14.1pp	39.4%+4.7pp	34.7%+10.3pp	24.4%-6.0pp	30.4%-7.1pp	37.5%+13.7pp	23.8%-8.9pp	32.7%+3.8pp	29.0%+8.3pp	20.6%-1.0pp	21.6%+4.5pp	17.1%-0.7pp	17.8%
Return on Equity	9.9%-0.3pp	10.2%-1.2pp	11.3%-2.0pp	13.3%+4.6pp	8.7%+1.8pp	6.9%-3.8pp	10.7%-4.1pp	14.8%+6.0pp	8.8%-3.8pp	12.6%+1.7pp	11.0%+2.4pp	8.6%-3.3pp	11.8%-0.2pp	12.0%+1.4pp	10.6%
Return on Assets	1.2%0.0pp	1.2%-0.1pp	1.3%-0.2pp	1.6%+0.6pp	1.0%+0.2pp	0.8%-0.5pp	1.3%-0.3pp	1.6%+0.7pp	0.9%-0.3pp	1.2%+0.1pp	1.1%+0.2pp	0.8%-0.2pp	1.0%+0.2pp	0.9%+0.1pp	0.8%
Debt-to-Equity	7.48-0.1x	7.55+0.1x	7.46-0.1x	7.58-0.3x	7.85-0.2x	8.04+0.6x	7.46-0.9x	8.35-0.3x	8.64-0.9x	9.54+0.3x	9.29-0.1x	9.36-1.0x	10.33-2.8x	13.110.0x	13.10
Asset Turnover	0.050.0x	0.050.0x	0.050.0x	0.040.0x	0.030.0x	0.030.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.050.0x	0.050.0x	0.04
FCF Margin	20.4%-7.8pp	28.2%-6.0pp	34.2%-7.5pp	41.7%+0.4pp	41.3%-2.5pp	43.7%+15.5pp	28.2%-16.3pp	44.5%+23.1pp	21.3%-32.3pp	53.6%+19.7pp	34.0%+11.5pp	22.5%+4.2pp	18.3%-1.5pp	19.8%+1.4pp	18.4%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	17.8%-5.6pp	21.9%-1.7pp	23.6%+0.9pp	20.1%-3.3pp	23.5%+2.0pp	23.6%+4.1pp	22.7%+1.2pp	23.4%+1.2pp
Return on Equity	2.0%-0.7pp	2.4%-0.2pp	2.7%0.0pp	2.3%-0.5pp	2.7%+0.1pp	2.7%+0.3pp	2.7%+0.1pp	2.8%0.0pp
Return on Assets	0.2%-0.1pp	0.3%0.0pp	0.3%0.0pp	0.3%-0.1pp	0.3%0.0pp	0.3%0.0pp	0.3%0.0pp	0.3%0.0pp
Debt-to-Equity	7.53+0.2x	7.52+0.1x	7.48-0.1x	7.27+0.1x	7.360.0x	7.390.0x	7.55+0.1x	7.16-0.5x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	29.2%+2.3pp	25.5%+8.7pp	17.1%-6.1pp	20.9%-19.9pp	26.9%-8.4pp	16.8%+3.8pp	23.3%-12.8pp	40.8%+16.4pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Where Enterprise Financial Services Corp Ranks

Frequently Asked Questions

What is Enterprise Financial Services Corp's annual revenue?

Enterprise Financial Services Corp (EFSCP) reported $888.4M in total revenue for fiscal year 2025. This represents a 4.4% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Enterprise Financial Services Corp's revenue growing?

Enterprise Financial Services Corp (EFSCP) revenue grew by 4.4% year-over-year, from $851.1M to $888.4M in fiscal year 2025.

Is Enterprise Financial Services Corp profitable?

Yes, Enterprise Financial Services Corp (EFSCP) reported a net income of $201.4M in fiscal year 2025, with a net profit margin of 22.7%.

What is Enterprise Financial Services Corp's net profit margin?

Enterprise Financial Services Corp (EFSCP) had a net profit margin of 22.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Enterprise Financial Services Corp pay dividends?

Yes, Enterprise Financial Services Corp (EFSCP) paid $1.22 per share in dividends during fiscal year 2025.

What is Enterprise Financial Services Corp's return on equity (ROE)?

Enterprise Financial Services Corp (EFSCP) has a return on equity of 9.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Enterprise Financial Services Corp's free cash flow?

Enterprise Financial Services Corp (EFSCP) generated $181.5M in free cash flow during fiscal year 2025. This represents a -24.3% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Enterprise Financial Services Corp's operating cash flow?

Enterprise Financial Services Corp (EFSCP) generated $193.5M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Enterprise Financial Services Corp's total assets?

Enterprise Financial Services Corp (EFSCP) had $17.3B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Enterprise Financial Services Corp's capital expenditures?

Enterprise Financial Services Corp (EFSCP) invested $12.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Enterprise Financial Services Corp buy back shares?

Yes, Enterprise Financial Services Corp (EFSCP) spent $14.1M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Enterprise Financial Services Corp have outstanding?

Enterprise Financial Services Corp (EFSCP) had 37M shares outstanding as of fiscal year 2025.

What is Enterprise Financial Services Corp's debt-to-equity ratio?

Enterprise Financial Services Corp (EFSCP) had a debt-to-equity ratio of 7.48 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Enterprise Financial Services Corp's return on assets (ROA)?

Enterprise Financial Services Corp (EFSCP) had a return on assets of 1.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Enterprise Financial Services Corp's Piotroski F-Score?

Enterprise Financial Services Corp (EFSCP) has a Piotroski F-Score of 3 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Enterprise Financial Services Corp's earnings high quality?

Enterprise Financial Services Corp (EFSCP) has an earnings quality ratio of 0.96x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Enterprise Financial Services Corp?

Enterprise Financial Services Corp (EFSCP) scores 53 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.