What is Enb Fin's earnings per share (EPS)?

Enb Fin (ENBP) reported diluted earnings per share of $3.80 for fiscal year 2025. This represents a 40.2% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Enb Fin Financials

ENBP

Source SEC Filings (10-K/10-Q) Updated Mar 20, 2026 Currency USD FYE March

This page shows Enb Fin (ENBP) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Financial Profile 59/100

Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores

Profitability

Enb Fin has an operating margin of 4.0%, meaning the company retains $4 of operating profit per $100 of revenue. This results in a moderate score of 31/100, indicating healthy but not exceptional operating efficiency.

Growth

Enb Fin's revenue grew 14.3% year-over-year to $106.1M, a solid pace of expansion. This earns a growth score of 57/100.

Leverage

Enb Fin carries a low D/E ratio of 0.42, meaning only $0.42 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 93/100, indicating a strong balance sheet with room for future borrowing.

Cash Flow

Enb Fin converts 18.1% of revenue into free cash flow ($19.2M). This strong cash generation earns a score of 70/100.

Returns

Enb Fin's ROE of 13.4% shows moderate profitability relative to equity, earning a score of 41/100. This is up from 11.7% the prior year.

Piotroski F-Score Neutral

5/9

Enb Fin passes 5 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.16x

For every $1 of reported earnings, Enb Fin generates $1.16 in operating cash flow ($25.1M OCF vs $21.6M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Interest Coverage At Risk

0.1x

Enb Fin earns $0.1 in operating income for every $1 of interest expense ($4.2M vs $37.4M). This narrow margin raises concern about the company's ability to service its debt if operating income declines.

Key Financial Metrics

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Earnings & Revenue

Revenue

$106.1M

YoY+14.3%

5Y CAGR+20.3%

10Y CAGR+14.7%

Enb Fin generated $106.1M in revenue in fiscal year 2025. This represents an increase of 14.3% from the prior year.

EBITDA

$6.1M

Enb Fin's EBITDA was $6.1M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

Net Income

$21.6M

YoY+40.8%

5Y CAGR+11.9%

10Y CAGR+12.1%

Enb Fin reported $21.6M in net income in fiscal year 2025. This represents an increase of 40.8% from the prior year.

EPS (Diluted)

$3.80

YoY+40.2%

Enb Fin earned $3.80 per diluted share (EPS) in fiscal year 2025. This represents an increase of 40.2% from the prior year.

Cash & Balance Sheet

Free Cash Flow

$19.2M

YoY+66.6%

5Y CAGR+4.6%

10Y CAGR+7.0%

Enb Fin generated $19.2M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 66.6% from the prior year.

Cash & Debt

$60.6M

YoY-12.1%

5Y CAGR-8.6%

10Y CAGR+3.2%

Enb Fin held $60.6M in cash against $67.8M in long-term debt as of fiscal year 2025.

Dividends Per Share

$0.72

YoY+4.3%

5Y CAGR+2.4%

10Y CAGR-4.0%

Enb Fin paid $0.72 per share in dividends in fiscal year 2025. This represents an increase of 4.3% from the prior year.

Shares Outstanding

YoY+0.7%

5Y CAGR+0.5%

10Y CAGR+7.2%

Enb Fin had 6M shares outstanding in fiscal year 2025. This represents an increase of 0.7% from the prior year.

Margins & Returns

Gross Margin

N/A

Operating Margin

4.0%

Enb Fin's operating margin was 4.0% in fiscal year 2025, reflecting core business profitability.

Net Margin

20.3%

YoY+3.8pp

5Y CAGR-8.9pp

10Y CAGR-5.4pp

Enb Fin's net profit margin was 20.3% in fiscal year 2025, showing the share of revenue converted to profit. This is up 3.8 percentage points from the prior year.

Return on Equity

13.4%

YoY+1.7pp

5Y CAGR+3.9pp

10Y CAGR+6.1pp

Enb Fin's ROE was 13.4% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 1.7 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

$332K

YoY-74.8%

5Y CAGR-31.6%

10Y CAGR-7.9%

Enb Fin spent $332K on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 74.8% from the prior year.

Capital Expenditures

$5.9M

YoY+38.0%

5Y CAGR+40.0%

10Y CAGR+24.0%

Enb Fin invested $5.9M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 38.0% from the prior year.

ENBP Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$106.1M+14.3%	$92.9M+19.2%	$77.9M+39.2%	$56.0M+28.4%	$43.6M+3.6%	$42.1M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	$4.2M	N/A	N/A	N/A	N/A	N/A
Interest Expense	$37.4M+3.5%	$36.1M+51.6%	$23.8M+343.4%	$5.4M+78.0%	$3.0M-21.5%	$3.8M
Income Tax	$5.2M+56.5%	$3.3M+35.8%	$2.4M+6.5%	$2.3M-12.7%	$2.6M+14.7%	$2.3M
Net Income	$21.6M+40.8%	$15.3M+23.8%	$12.4M-15.4%	$14.6M-1.9%	$14.9M+21.3%	$12.3M
EPS (Diluted)	$3.80+40.2%	$2.71+23.7%	$2.19-16.4%	$2.62	N/A	N/A

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Revenue	$27.1M+2.5%	$26.4M+3.3%	$25.6M+0.8%	$25.4M+7.9%	$23.5M+4.8%	$22.4M+4.0%	$21.6M+2.5%	$21.0M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$9.5M+0.8%	$9.4M+0.4%	$9.4M-7.7%	$10.2M+8.8%	$9.3M+10.7%	$8.4M+2.9%	$8.2M+4.8%	$7.8M
Income Tax	$1.4M+2.8%	$1.4M+40.5%	$982K+21.4%	$809K+7.6%	$752K-18.3%	$920K+11.2%	$827K-17.6%	$1.0M
Net Income	$5.9M+1.9%	$5.8M+34.6%	$4.3M+15.8%	$3.7M+11.7%	$3.3M-22.7%	$4.3M+9.5%	$3.9M-12.9%	$4.5M
EPS (Diluted)	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

ENBP Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$2.3B+1.7%	$2.2B+10.9%	$2.0B+7.6%	$1.9B+8.2%	$1.7B+17.4%	$1.5B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$60.6M-12.1%	$68.9M-22.6%	$89.0M+136.9%	$37.6M-76.3%	$158.4M+66.9%	$94.9M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	$64K	N/A	N/A	N/A
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$2.1B+0.4%	$2.1B+11.0%	$1.9B+6.8%	$1.8B+11.5%	$1.6B+18.6%	$1.3B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	$67.8M	N/A	N/A	N/A	N/A	$54.8M
Total Equity	$161.1M+23.0%	$131.0M+9.5%	$119.7M+22.9%	$97.3M-29.1%	$137.3M+5.4%	$130.2M
Retained Earnings	$179.5M+10.8%	$162.0M+7.6%	$150.6M+5.6%	$142.7M+8.2%	$131.9M+9.3%	$120.7M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Total Assets	$2.2B-0.1%	$2.2B+0.2%	$2.2B+0.1%	$2.2B+6.1%	$2.1B+3.4%	$2.0B+1.6%	$2.0B-0.4%	$2.0B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$48.4M-25.8%	$65.3M-17.1%	$78.7M+14.2%	$68.9M+1.8%	$67.7M-36.5%	$106.6M+57.1%	$67.9M-23.8%	$89.0M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$64K
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$2.1B-0.8%	$2.1B0.0%	$2.1B-0.2%	$2.1B+6.7%	$2.0B+3.1%	$1.9B+1.5%	$1.9B-0.6%	$1.9B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$152.0M+9.0%	$139.5M+3.0%	$135.4M+3.4%	$131.0M-3.1%	$135.2M+7.3%	$126.0M+3.3%	$121.9M+1.9%	$119.7M
Retained Earnings	$175.0M+2.9%	$170.1M+2.9%	$165.3M+2.0%	$162.0M+1.7%	$159.3M+1.5%	$156.9M+2.2%	$153.6M+2.0%	$150.6M

ENBP Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$25.1M+58.8%	$15.8M-47.5%	$30.1M+39.5%	$21.6M+63.1%	$13.3M-19.4%	$16.4M
Capital Expenditures	$5.9M+38.0%	$4.3M+177.4%	$1.6M-29.2%	$2.2M+111.6%	$1.0M-6.2%	$1.1M
Free Cash Flow	$19.2M+66.6%	$11.5M-59.7%	$28.6M+47.2%	$19.4M+59.0%	$12.2M-20.3%	$15.3M
Investing Cash Flow	-$38.4M+83.9%	-$237.9M-163.4%	-$90.3M+71.4%	-$315.8M-61.8%	-$195.2M+16.0%	-$232.5M
Financing Cash Flow	$4.9M-97.6%	$202.0M+81.0%	$111.6M-35.6%	$173.3M-29.4%	$245.5M-9.0%	$269.9M
Dividends Paid	$4.1M+4.5%	$3.9M+1.8%	$3.8M+0.7%	$3.8M+2.1%	$3.7M+4.4%	$3.6M
Share Buybacks	$332K-74.8%	$1.3M+130.4%	$572K+393.1%	$116K-75.9%	$482K-78.2%	$2.2M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Cash Flow	$10.0M+60.4%	$6.2M+51.3%	$4.1M+39.2%	$3.0M-43.2%	$5.2M-16.0%	$6.2M+340.9%	$1.4M-80.6%	$7.3M
Capital Expenditures	$2.1M+41.6%	$1.5M+48.3%	$1.0M+400.5%	$201K-91.2%	$2.3M+2675.6%	$82K-95.3%	$1.7M+383.7%	$361K
Free Cash Flow	$7.9M+66.3%	$4.8M+52.2%	$3.1M+12.9%	$2.8M-6.1%	$2.9M-52.0%	$6.1M+1925.9%	-$336K-104.9%	$6.9M
Investing Cash Flow	-$9.3M+49.6%	-$18.5M-332.3%	$7.9M+106.0%	-$132.0M-33.2%	-$99.0M-2186.6%	$4.7M+140.9%	-$11.6M+53.2%	-$24.8M
Financing Cash Flow	-$17.6M-1304.9%	-$1.3M+44.5%	-$2.3M-101.7%	$130.2M+137.0%	$54.9M+97.6%	$27.8M+353.7%	-$11.0M-116.2%	$67.8M
Dividends Paid	$1.0M+0.3%	$1.0M+0.2%	$1.0M+0.2%	$1.0M+5.4%	$964K+0.1%	$963K-0.1%	$964K+0.3%	$961K
Share Buybacks	N/A	N/A	N/A	$0-100.0%	$867K+288.8%	$223K-2.2%	$228K+72.7%	$132K

ENBP Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	4.0%	N/A	N/A	N/A	N/A	N/A
Net Margin	20.3%+3.8pp	16.5%+0.6pp	15.9%-10.3pp	26.2%-8.1pp	34.2%+5.0pp	29.2%
Return on Equity	13.4%+1.7pp	11.7%+1.3pp	10.3%-4.7pp	15.0%+4.2pp	10.9%+1.4pp	9.4%
Return on Assets	0.9%+0.3pp	0.7%+0.1pp	0.6%-0.2pp	0.8%-0.1pp	0.9%+0.0pp	0.8%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	0.42-15.5	15.95+0.2	15.72-2.4	18.10+6.6	11.51+11.1	0.42
FCF Margin	18.1%+5.7pp	12.4%-24.3pp	36.7%+2.0pp	34.7%+6.7pp	28.0%-8.4pp	36.4%

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	21.9%-0.1pp	22.0%+5.1pp	16.9%+2.2pp	14.7%+0.5pp	14.2%-5.0pp	19.2%+1.0pp	18.3%-3.2pp	21.5%
Return on Equity	3.9%-0.3pp	4.2%+1.0pp	3.2%+0.3pp	2.8%+0.4pp	2.5%-1.0pp	3.4%+0.2pp	3.2%-0.5pp	3.8%
Return on Assets	0.3%+0.0pp	0.3%+0.1pp	0.2%+0.0pp	0.2%0.0pp	0.2%-0.0pp	0.2%0.0pp	0.2%-0.0pp	0.2%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	13.62-1.3	14.96-0.4	15.41-0.5	15.95+1.5	14.48-0.6	15.07-0.3	15.34-0.4	15.72
FCF Margin	29.2%+11.2pp	18.0%+5.8pp	12.2%+1.3pp	10.9%-1.6pp	12.5%-14.8pp	27.4%+28.9pp	-1.6%-34.5pp	32.9%

Frequently Asked Questions

What is Enb Fin's annual revenue?

Enb Fin (ENBP) reported $106.1M in total revenue for fiscal year 2025. This represents a 14.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Enb Fin's revenue growing?

Enb Fin (ENBP) revenue grew by 14.3% year-over-year, from $92.9M to $106.1M in fiscal year 2025.

Is Enb Fin profitable?

Yes, Enb Fin (ENBP) reported a net income of $21.6M in fiscal year 2025, with a net profit margin of 20.3%.

What is Enb Fin's EBITDA?

Enb Fin (ENBP) had EBITDA of $6.1M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

How much debt does Enb Fin have?

As of fiscal year 2025, Enb Fin (ENBP) had $60.6M in cash and equivalents against $67.8M in long-term debt.

What is Enb Fin's operating margin?

Enb Fin (ENBP) had an operating margin of 4.0% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is Enb Fin's net profit margin?

Enb Fin (ENBP) had a net profit margin of 20.3% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Enb Fin pay dividends?

Yes, Enb Fin (ENBP) paid $0.72 per share in dividends during fiscal year 2025.

What is Enb Fin's return on equity (ROE)?

Enb Fin (ENBP) has a return on equity of 13.4% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Enb Fin's free cash flow?

Enb Fin (ENBP) generated $19.2M in free cash flow during fiscal year 2025. This represents a 66.6% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Enb Fin's operating cash flow?

Enb Fin (ENBP) generated $25.1M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Enb Fin's total assets?

Enb Fin (ENBP) had $2.3B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Enb Fin's capital expenditures?

Enb Fin (ENBP) invested $5.9M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Enb Fin buy back shares?

Yes, Enb Fin (ENBP) spent $332K on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Enb Fin have outstanding?

Enb Fin (ENBP) had 6M shares outstanding as of fiscal year 2025.

What is Enb Fin's debt-to-equity ratio?

Enb Fin (ENBP) had a debt-to-equity ratio of 0.42 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Enb Fin's return on assets (ROA)?

Enb Fin (ENBP) had a return on assets of 0.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Enb Fin's Piotroski F-Score?

Enb Fin (ENBP) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Enb Fin's earnings high quality?

Enb Fin (ENBP) has an earnings quality ratio of 1.16x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can Enb Fin cover its interest payments?

Enb Fin (ENBP) has an interest coverage ratio of 0.1x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

How financially healthy is Enb Fin?

Enb Fin (ENBP) scores 59 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.