Global Indemnity Group Llc Financials

GBLI

Source SEC Filings (10-K/10-Q) Updated Sep 30, 2025 Currency USD FYE December

Financial Health Signals

Piotroski F-Score Weak

3/9

Global Indemnity Group Llc passes 3 of 9 financial strength tests. 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), neither operating efficiency signal passes.

Earnings Quality Mixed

0.90x

For every $1 of reported earnings, Global Indemnity Group Llc generates $0.90 in operating cash flow ($38.8M OCF vs $43.2M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

This page shows Global Indemnity Group Llc (GBLI) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 16 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

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Key Financial Metrics

Revenue

$441.2M

YoY-16.5%

5Y CAGR-6.1%

10Y CAGR+2.8%

Global Indemnity Group Llc generated $441.2M in revenue in fiscal year 2024. This represents a decrease of 16.5% from the prior year.

EBITDA

N/A

Free Cash Flow

N/A

Net Income

$43.2M

YoY+70.0%

5Y CAGR-9.2%

10Y CAGR-3.7%

Global Indemnity Group Llc reported $43.2M in net income in fiscal year 2024. This represents an increase of 70.0% from the prior year.

EPS (Diluted)

$3.12

YoY+70.5%

5Y CAGR-8.6%

10Y CAGR+2.3%

Global Indemnity Group Llc earned $3.12 per diluted share (EPS) in fiscal year 2024. This represents an increase of 70.5% from the prior year.

Cash & Debt

$17.0M

YoY-55.3%

5Y CAGR-17.4%

10Y CAGR-11.7%

Global Indemnity Group Llc held $17.0M in cash against $0 in long-term debt as of fiscal year 2024.

Dividends Per Share

$1.40

YoY+40.0%

5Y CAGR+7.0%

Global Indemnity Group Llc paid $1.40 per share in dividends in fiscal year 2024. This represents an increase of 40.0% from the prior year.

Shares Outstanding

N/A

Gross Margin

N/A

Operating Margin

N/A

Net Margin

9.8%

YoY+5.0pp

5Y CAGR-1.8pp

10Y CAGR-9.0pp

Global Indemnity Group Llc's net profit margin was 9.8% in fiscal year 2024, showing the share of revenue converted to profit. This is up 5.0 percentage points from the prior year.

Return on Equity

6.3%

YoY+2.4pp

5Y CAGR-3.4pp

10Y CAGR-0.6pp

Global Indemnity Group Llc's ROE was 6.3% in fiscal year 2024, measuring profit generated per dollar of shareholder equity. This is up 2.4 percentage points from the prior year.

R&D Spending

N/A

Share Buybacks

$529K

YoY-95.8%

5Y CAGR-11.0%

10Y CAGR+14.3%

Global Indemnity Group Llc spent $529K on share buybacks in fiscal year 2024, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 95.8% from the prior year.

Capital Expenditures

N/A

GBLI Income Statement

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Revenue	$441.2M-16.5%	$528.1M-16.0%	$628.5M-7.3%	$678.3M+16.2%	$583.5M-3.5%	$604.5M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$0	$0-100.0%	$3.0M-71.3%	$10.5M-33.6%	$15.8M-21.1%	$20.0M
Income Tax	$11.7M+55.2%	$7.5M+167.5%	$2.8M-18.2%	$3.4M+142.6%	-$8.1M-169.0%	$11.7M
Net Income	$43.2M+70.0%	$25.4M+3091.6%	-$850K-102.9%	$29.4M+239.7%	-$21.0M-130.0%	$70.0M
EPS (Diluted)	$3.12+70.5%	$1.83+2133.3%	$-0.09-104.6%	$1.97+233.1%	$-1.48-130.3%	$4.88

Metric	Q3'25	Q2'25	Q1'25	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23
Revenue	$114.2M+3.3%	$110.5M+1.7%	$108.7M+0.2%	$108.4M-0.2%	$108.7M-3.2%	$112.3M+2.8%	$109.3M-13.3%	$126.1M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	N/A	N/A	N/A	$0-100.0%	$17K	N/A	-$12K	$0
Income Tax	$3.5M+27.1%	$2.8M+352.0%	-$1.1M-135.5%	$3.1M+20.5%	$2.6M-11.0%	$2.9M+2.1%	$2.8M+61.1%	$1.8M
Net Income	$12.5M+21.1%	$10.3M+359.3%	-$4.0M-144.2%	$9.0M-10.6%	$10.1M-11.2%	$11.4M+92.7%	$5.9M-23.4%	$7.7M
EPS (Diluted)	$0.86+21.1%	$0.71+336.7%	$-0.30-146.2%	$0.65-11.0%	$0.73-11.0%	$0.82+86.4%	$0.44-20.0%	$0.55

GBLI Balance Sheet

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Total Assets	$1.7B+0.1%	$1.7B-4.0%	$1.8B-10.5%	$2.0B+5.7%	$1.9B-8.2%	$2.1B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$17.0M-55.3%	$38.0M-2.1%	$38.8M-50.4%	$78.3M+16.2%	$67.4M+52.2%	$44.3M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$4.8M0.0%	$4.8M0.0%	$4.8M-10.7%	$5.4M-17.2%	$6.5M0.0%	$6.5M
Total Liabilities	$1.0B-3.6%	$1.1B-8.0%	$1.2B-10.1%	$1.3B+10.1%	$1.2B-12.0%	$1.3B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	$0-100.0%	$126.4M+0.1%	$126.3M-57.4%	$296.6M
Total Equity	$689.1M+6.2%	$648.8M+3.6%	$626.2M-11.4%	$706.6M-1.6%	$718.3M-1.2%	$726.8M
Retained Earnings	$268.7M+9.7%	$245.0M+4.9%	$233.5M-6.4%	$249.3M+6.1%	$235.0M-13.2%	$270.8M

Metric	Q3'25	Q2'25	Q1'25	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23
Total Assets	$1.7B+0.8%	$1.7B+0.4%	$1.7B-1.0%	$1.7B-0.4%	$1.7B+0.6%	$1.7B-0.1%	$1.7B-2.2%	$1.8B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$75.4M+11.9%	$67.3M-17.0%	$81.1M+377.1%	$17.0M-63.6%	$46.7M+20.3%	$38.9M+2.2%	$38.0M-18.1%	$46.5M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$4.8M0.0%	$4.8M0.0%	$4.8M0.0%	$4.8M0.0%	$4.8M0.0%	$4.8M0.0%	$4.8M0.0%	$4.8M
Total Liabilities	$1.0B+0.5%	$1.0B-0.1%	$1.0B-1.5%	$1.0B-2.7%	$1.1B+0.2%	$1.1B-1.1%	$1.1B-5.0%	$1.1B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$704.1M+1.3%	$695.3M+1.2%	$687.1M-0.3%	$689.1M+3.2%	$667.5M+1.2%	$659.5M+1.7%	$648.8M+2.9%	$630.7M
Retained Earnings	$272.2M+2.8%	$264.8M+2.0%	$259.6M-3.4%	$268.7M+4.7%	$256.7M+2.1%	$251.5M+2.6%	$245.0M+1.0%	$242.5M

GBLI Cash Flow Statement

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Operating Cash Flow	$38.8M-9.4%	$42.9M-3.1%	$44.2M-51.3%	$90.8M+177.9%	$32.7M+0.9%	$32.4M
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	-$39.5M-141.9%	-$16.3M-120.4%	$80.1M+224.2%	-$64.5M-137.0%	$174.6M+317.6%	-$80.2M
Financing Cash Flow	-$20.4M+25.6%	-$27.4M+83.3%	-$163.8M-966.3%	-$15.4M+91.7%	-$184.2M-2402.9%	-$7.4M
Dividends Paid	$19.4M+36.1%	$14.2M-0.8%	$14.4M-0.5%	$14.4M+1.3%	$14.3M+0.2%	$14.2M
Share Buybacks	$529K-95.8%	$12.7M-43.2%	$22.3M+4458.2%	$490K+220.3%	$153K-83.8%	$947K

Metric	Q3'25	Q2'25	Q1'25	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23
Operating Cash Flow	$5.7M-18.7%	$7.0M+192.1%	$2.4M+117.9%	-$13.4M-194.1%	$14.3M-37.1%	$22.7M+269.7%	$6.1M-72.8%	$22.6M
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	$2.4M+115.5%	-$15.7M-123.5%	$66.8M+635.5%	$9.1M+1344.9%	-$730K+95.7%	-$16.9M-120.5%	-$7.7M+64.2%	-$21.4M
Financing Cash Flow	-$110K+97.8%	-$5.1M-0.1%	-$5.1M+47.3%	-$9.7M-71.3%	-$5.7M-15.1%	-$4.9M+28.6%	-$6.9M-6155.5%	-$110K
Dividends Paid	$0-100.0%	$5.0M+0.1%	$5.0M-47.9%	$9.6M+90.9%	$5.0M+4.5%	$4.8M-29.1%	$6.8M	$0
Share Buybacks	N/A	N/A	N/A	$0-100.0%	$529K	$0	$0	$0

GBLI Financial Ratios

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	9.8%+5.0pp	4.8%+4.9pp	-0.1%-4.5pp	4.3%+7.9pp	-3.6%-15.2pp	11.6%
Return on Equity	6.3%+2.4pp	3.9%	N/A	4.2%	N/A	9.6%
Return on Assets	2.5%+1.0pp	1.5%+1.5pp	-0.1%-1.5pp	1.5%+2.6pp	-1.1%-4.5pp	3.4%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	1.51-0.2	1.67+1.7	0.00-0.2	0.180.0	0.18-0.2	0.41
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q3'25	Q2'25	Q1'25	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	11.0%+1.6pp	9.4%+13.0pp	-3.7%-12.0pp	8.3%-1.0pp	9.3%-0.8pp	10.1%+4.7pp	5.4%-0.7pp	6.1%
Return on Equity	1.8%+0.3pp	1.5%	N/A	1.3%-0.2pp	1.5%-0.2pp	1.7%+0.8pp	0.9%-0.3pp	1.2%
Return on Assets	0.7%+0.1pp	0.6%+0.8pp	-0.2%-0.8pp	0.5%-0.1pp	0.6%-0.1pp	0.7%+0.3pp	0.3%-0.1pp	0.4%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	1.46-0.0	1.47-0.0	1.49-0.0	1.51-0.1	1.60-0.0	1.62-0.0	1.67-0.1	1.80
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

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Frequently Asked Questions

What is Global Indemnity Group Llc's annual revenue?

Global Indemnity Group Llc (GBLI) reported $441.2M in total revenue for fiscal year 2024. This represents a -16.5% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Global Indemnity Group Llc's revenue growing?

Global Indemnity Group Llc (GBLI) revenue declined by 16.5% year-over-year, from $528.1M to $441.2M in fiscal year 2024.

Is Global Indemnity Group Llc profitable?

Yes, Global Indemnity Group Llc (GBLI) reported a net income of $43.2M in fiscal year 2024, with a net profit margin of 9.8%.

What is Global Indemnity Group Llc's earnings per share (EPS)?

Global Indemnity Group Llc (GBLI) reported diluted earnings per share of $3.12 for fiscal year 2024. This represents a 70.5% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

What is Global Indemnity Group Llc's net profit margin?

Global Indemnity Group Llc (GBLI) had a net profit margin of 9.8% in fiscal year 2024, representing the share of revenue converted into profit after all expenses.

Does Global Indemnity Group Llc pay dividends?

Yes, Global Indemnity Group Llc (GBLI) paid $1.40 per share in dividends during fiscal year 2024.

What is Global Indemnity Group Llc's return on equity (ROE)?

Global Indemnity Group Llc (GBLI) has a return on equity of 6.3% for fiscal year 2024, measuring how efficiently the company generates profit from shareholder equity.

What is Global Indemnity Group Llc's operating cash flow?

Global Indemnity Group Llc (GBLI) generated $38.8M in operating cash flow during fiscal year 2024, representing cash generated from core business activities.

What are Global Indemnity Group Llc's total assets?

Global Indemnity Group Llc (GBLI) had $1.7B in total assets as of fiscal year 2024, including both current and long-term assets.

Does Global Indemnity Group Llc buy back shares?

Yes, Global Indemnity Group Llc (GBLI) spent $529K on share buybacks during fiscal year 2024, returning capital to shareholders by reducing shares outstanding.

What is Global Indemnity Group Llc's debt-to-equity ratio?

Global Indemnity Group Llc (GBLI) had a debt-to-equity ratio of 1.51 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Global Indemnity Group Llc's return on assets (ROA)?

Global Indemnity Group Llc (GBLI) had a return on assets of 2.5% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.

What is Global Indemnity Group Llc's Piotroski F-Score?

Global Indemnity Group Llc (GBLI) has a Piotroski F-Score of 3 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Global Indemnity Group Llc's earnings high quality?

Global Indemnity Group Llc (GBLI) has an earnings quality ratio of 0.90x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.