What is Global Indemnity Group Llc's earnings per share (EPS)?

Global Indemnity Group Llc (GBLI) reported diluted earnings per share of $1.75 for fiscal year 2025. This represents a -43.9% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Global Indemnity Group Llc Financials

GBLI

Trailing 12 months to June 30, 2026

Revenue $456.2M +3.8% YoY

Net Income $34.3M +21.9% YoY

EPS (Diluted) $2.36 +19.8% YoY

Free Cash Flow Not reported for the trailing 12 months

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 6, 2026 Currency USD FYE December

Global Indemnity Group Llc (GBLI) reported $456.2M in revenue over the twelve months to Jun 30, 2026, up 3.8% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI GBLI FY2025 2026-08-29

Profit remains positive, but FY2025 exposed a sharp cash-conversion break as shareholder distributions continued against softer operating cash generation.

Cash conversion is the non-obvious shift: revenue was broadly stable, but net income fell 41.4% while operating cash flow fell 76.6% from FY2024 to FY2025. That wider gap suggests the year's accounting profit translated into much less immediately generated operating cash, making earnings quality more dependent on balance-sheet and investment movements.

Balance-sheet posture improved across FY2023-FY2025: equity rose 8.9% while total liabilities fell 6.2%. The combination indicates that the company was reducing claims against its asset base while rebuilding its capital cushion, rather than funding reported profitability through rising liabilities.

Capital returns outran operating cash in FY2025: operating cash flow was $9.1M versus $20.0M of dividends paid. A $59.9M investing inflow and $20.4M financing outflow show that distributions were supported by non-operating cash movements that year, not by operating cash alone.

Financial Health Signals

Financial Health Score 49/100

Scored as: Insurers peer group

Scored against insurers for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Global Indemnity Group Llc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Loss Ratio

Premium Growth

Capital

Investment Yield

Not available for Global Indemnity Group Llc, and counted as zero in the overall score.

Combined Ratio

Stability

Piotroski F-Score Partial

3/5

Global Indemnity Group Llc passes 3 of 5 computable financial strength tests (4 of the nine could not be computed from available data). 2 of 4 profitability signals pass, both operating efficiency signals pass.

Earnings Quality Low Quality

0.36x

For every $1 of reported earnings, Global Indemnity Group Llc generates $0.36 in operating cash flow ($9.1M OCF vs $25.3M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.

Key Financial Metrics

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Earnings & Revenue

Revenue

$450.1M

YoY+2.0%

5Y CAGR-5.1%

10Y CAGR-1.8%

Global Indemnity Group Llc generated $450.1M in revenue in fiscal year 2025. This represents an increase of 2.0% from the prior year.

Net Income

$25.3M

YoY-41.4%

10Y CAGR-4.8%

Global Indemnity Group Llc reported $25.3M in net income in fiscal year 2025. This represents a decrease of 41.4% from the prior year.

EPS (Diluted)

$1.75

YoY-43.9%

Global Indemnity Group Llc earned $1.75 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 43.9% from the prior year.

EBITDA

Not reported for fiscal year 2025.

Cash & Balance Sheet

Cash & Debt

$65.5M

YoY+285.3%

5Y CAGR-0.5%

10Y CAGR-0.2%

Global Indemnity Group Llc held $65.5M in cash as of fiscal year 2025; long-term debt is not reported for that period.

Dividends Per Share

$1.40

YoY0.0%

Global Indemnity Group Llc paid $1.40 per share in dividends in fiscal year 2025. That is unchanged from the prior year.

Free Cash Flow

Not reported for fiscal year 2025.

Shares Outstanding

Not reported for fiscal year 2025.

Margins & Returns

Net Margin

5.6%

YoY-4.2pp

5Y CAGR+9.2pp

10Y CAGR-2.1pp

Global Indemnity Group Llc's net profit margin was 5.6% in fiscal year 2025, showing the share of revenue converted to profit. This is down 4.2 percentage points from the prior year.

Return on Equity

3.6%

YoY-2.7pp

5Y CAGR+6.5pp

10Y CAGR-1.9pp

Global Indemnity Group Llc's ROE was 3.6% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 2.7 percentage points from the prior year.

Gross Margin

Not reported for fiscal year 2025.

Operating Margin

Not reported for fiscal year 2025.

Capital Allocation

Share Buybacks

YoY-100.0%

Global Indemnity Group Llc repurchased no shares in fiscal year 2025. This represents a decrease of 100.0% from the prior year.

R&D Spending

Not reported for fiscal year 2025.

Capital Expenditures

Not reported for fiscal year 2025.

GBLI Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

GBLI quarterly income statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Revenue	$456.2M	$450.1M+2.0%	$441.2M-16.5%	$528.1M-16.0%	$628.5M-7.3%	$678.3M+16.2%	$583.5M-3.5%	$604.5M+21.2%	$498.9M+2.8%	$485.5M-9.2%	$534.5M-0.8%	$538.8M+61.4%	$333.8M+4.6%	$319.1M+8.9%	$293.0M-23.9%	$385.0M
Interest Expense	N/A	N/A	$0	$0-100.0%	$3.0M-71.3%	$10.5M-33.6%	$15.8M-21.1%	$20.0M+1.7%	$19.7M+16.5%	$16.9M+89.8%	$8.9M+81.3%	$4.9M+497.7%	$822K-86.7%	$6.2M+14.4%	$5.4M-16.7%	$6.5M
Income Tax	$10.9M	$8.0M-32.0%	$11.7M+55.2%	$7.5M+167.5%	$2.8M-18.2%	$3.4M+142.6%	-$8.1M-169.0%	$11.7M+161.1%	-$19.2M-3753.5%	-$499K+77.8%	-$2.3M+74.2%	-$8.7M-204.6%	$8.3M+718.3%	$1.0M+117.4%	-$5.9M-310.1%	$2.8M
Net Income	$34.3M	$25.3M-41.4%	$43.2M+70.0%	$25.4M+3091.6%	-$850K-102.9%	$29.4M+239.7%	-$21.0M-130.0%	$70.0M+223.5%	-$56.7M-493.6%	-$9.6M-119.2%	$49.9M+20.3%	$41.5M-34.0%	$62.9M+1.9%	$61.7M+77.5%	$34.8M+190.7%	-$38.3M
EPS (Diluted)	$2.36	$1.75-43.9%	$3.12+70.5%	$1.83+2133.3%	-$0.09	$1.97+233.1%	-$1.48-130.3%	$4.88+221.4%	-$4.02-630.9%	-$0.55-119.4%	$2.84+68.0%	$1.69-31.9%	$2.48+1.2%	$2.45+88.5%	$1.30+202.4%	-$1.27

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Revenue	$116.1M+6.3%	$109.2M-6.5%	$116.7M+2.2%	$114.2M+3.3%	$110.5M+1.7%	$108.7M+0.2%	$108.4M-3.0%	$111.8M
Interest Expense	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$0
Income Tax	$3.3M+163.4%	$1.3M-53.8%	$2.7M-22.5%	$3.5M+27.1%	$2.8M+352.0%	-$1.1M-135.5%	$3.1M-0.5%	$3.1M
Net Income	$11.1M+161.0%	$4.2M-34.2%	$6.5M-48.5%	$12.5M+21.1%	$10.3M+359.3%	-$4.0M-144.2%	$9.0M-29.3%	$12.8M
EPS (Diluted)	$0.76+162.1%	$0.29-35.6%	$0.45-47.7%	$0.86+21.1%	$0.71+336.7%	-$0.30-146.9%	$0.64-30.4%	$0.92

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income.

GBLI Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

GBLI quarterly balance sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Total Assets	$1.7B-0.6%	$1.7B+0.1%	$1.7B-4.0%	$1.8B-10.5%	$2.0B+5.7%	$1.9B-8.2%	$2.1B+5.9%	$2.0B-2.1%	$2.0B+1.5%	$2.0B+0.8%	$2.0B+1.4%	$1.9B+1.0%	$1.9B+0.4%	$1.9B-8.2%	$2.1B
Cash & Equivalents	$65.5M+285.3%	$17.0M-55.3%	$38.0M-2.1%	$38.8M-50.4%	$78.3M+16.2%	$67.4M+52.2%	$44.3M-55.5%	$99.5M+33.7%	$74.4M-0.9%	$75.1M+12.0%	$67.0M+14.0%	$58.8M-44.2%	$105.5M+1.0%	$104.5M-40.6%	$175.9M
Goodwill	$4.8M0.0%	$4.8M0.0%	$4.8M0.0%	$4.8M-10.7%	$5.4M-17.2%	$6.5M0.0%	$6.5M0.0%	$6.5M0.0%	$6.5M0.0%	$6.5M0.0%	$6.5M+35.3%	$4.8M0.0%	$4.8M0.0%	$4.8M0.0%	$4.8M
Total Liabilities	$1.0B-2.7%	$1.0B-3.6%	$1.1B-8.0%	$1.2B-10.1%	$1.3B+10.1%	$1.2B-12.0%	$1.3B+1.3%	$1.3B+3.7%	$1.3B+9.2%	$1.2B-2.7%	$1.2B+18.2%	$1.0B-1.6%	$1.0B-5.3%	$1.1B-11.1%	$1.2B
Long-Term Debt	N/A	N/A	N/A	$0-100.0%	$126.4M+0.1%	$126.3M-57.4%	$296.6M+2.8%	$288.6M-2.1%	$294.7M+80.6%	$163.1M-5.2%	$172.0M-1.5%	$174.7M	N/A	$84.9M-17.5%	$103.0M
Total Equity	$706.6M+2.5%	$689.1M+6.2%	$648.8M+3.6%	$626.2M-11.4%	$706.6M-1.6%	$718.3M-1.2%	$726.8M+15.5%	$629.1M-12.4%	$718.4M-10.0%	$798.0M+6.4%	$749.9M-17.4%	$908.3M+4.0%	$873.3M+8.3%	$806.6M-3.9%	$839.1M
Retained Earnings	$273.6M+1.8%	$268.7M+9.7%	$245.0M+4.9%	$233.5M-6.4%	$249.3M+6.1%	$235.0M-13.2%	$270.8M+25.9%	$215.1M-22.0%	$275.8M-25.1%	$368.3M+15.7%	$318.4M-31.8%	$466.7M+15.6%	$403.9M+18.0%	$342.2M+11.3%	$307.4M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Total Assets	$1.7B+2.6%	$1.7B-2.4%	$1.7B-0.8%	$1.7B+0.8%	$1.7B+0.4%	$1.7B-1.0%	$1.7B-1.7%	$1.8B
Cash & Equivalents	$97.5M+180.0%	$34.8M-46.9%	$65.5M-13.0%	$75.4M+11.9%	$67.3M-17.0%	$81.1M+377.1%	$17.0M-45.2%	$31.0M
Goodwill	$4.8M0.0%	$4.8M0.0%	$4.8M0.0%	$4.8M0.0%	$4.8M0.0%	$4.8M0.0%	$4.8M0.0%	$4.8M
Total Liabilities	$1.0B+3.7%	$976.0M-3.8%	$1.0B-1.5%	$1.0B+0.5%	$1.0B-0.1%	$1.0B-1.5%	$1.0B-3.0%	$1.1B
Total Equity	$710.9M+1.0%	$704.1M-0.4%	$706.6M+0.3%	$704.1M+1.3%	$695.3M+1.2%	$687.1M-0.3%	$689.1M+0.4%	$686.7M
Retained Earnings	$278.6M+2.2%	$272.7M-0.3%	$273.6M+0.5%	$272.2M+2.8%	$264.8M+2.0%	$259.6M-3.4%	$268.7M+1.6%	$264.6M

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Long-Term Debt.

GBLI Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

GBLI quarterly cash flow statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Cash Flow	-$34.0M	$9.1M-76.7%	$38.8M-9.4%	$42.9M-3.1%	$44.2M-51.3%	$90.8M+177.9%	$32.7M+0.9%	$32.4M-23.0%	$42.1M+322.5%	-$18.9M+1.5%	-$19.2M-612.2%	$3.8M+131.2%	-$12.0M-143.9%	-$4.9M+85.9%	-$35.0M-352.5%	-$7.7M
Investing Cash Flow	$84.7M	$59.9M+251.7%	-$39.5M-141.9%	-$16.3M-120.4%	$80.1M+224.2%	-$64.5M-137.0%	$174.6M+317.6%	-$80.2M-1608.3%	$5.3M+118.4%	-$29.0M-178.3%	$37.0M	N/A	N/A	-$9.1M-114.0%	$64.6M-42.1%	$111.7M
Financing Cash Flow	-$20.5M	-$20.4M-0.4%	-$20.4M+25.6%	-$27.4M+83.3%	-$163.8M-966.3%	-$15.4M+91.7%	-$184.2M-2402.9%	-$7.4M+67.0%	-$22.3M-147.3%	$47.2M+586.6%	-$9.7M	N/A	N/A	$15.0M+114.9%	-$101.0M-110.7%	-$47.9M
Dividends Paid	$20.1M	$20.0M+3.2%	$19.4M+36.1%	$14.2M-0.8%	$14.4M-0.5%	$14.4M+1.3%	$14.3M+0.2%	$14.2M+1.4%	$14.0M	$0	$0	N/A	N/A	N/A	N/A	N/A
Share Buybacks	N/A	$0-100.0%	$529K-95.8%	$12.7M-43.2%	$22.3M+4458.2%	$490K+220.3%	$153K-83.8%	$947K-49.3%	$1.9M+61.1%	$1.2M+44.0%	$805K+141.7%	$333K+139.6%	$139K+152.7%	$55K-99.9%	$83.0M+180.9%	$29.5M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Cash Flow	-$15.8M+11.4%	-$17.9M-196.4%	-$6.0M-205.8%	$5.7M-18.7%	$7.0M+192.1%	$2.4M+117.9%	-$13.4M-187.6%	$15.3M
Investing Cash Flow	$83.6M+1184.2%	-$7.7M-221.7%	$6.3M+160.7%	$2.4M+115.5%	-$15.7M-123.5%	$66.8M+635.5%	$9.1M+129.4%	-$30.9M
Financing Cash Flow	-$5.1M-0.2%	-$5.1M+49.3%	-$10.1M-9106.4%	-$110K+97.8%	-$5.1M-0.1%	-$5.1M+47.3%	-$9.7M-8702.7%	-$110K
Dividends Paid	$5.0M+0.2%	$5.0M-49.9%	$10.0M	$0-100.0%	$5.0M+0.1%	$5.0M-47.9%	$9.6M	$0
Share Buybacks	N/A	N/A	$0	N/A	N/A	N/A	$0	$0

Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow.

GBLI Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

GBLI quarterly financial ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Net Margin	5.6%-4.2pp	9.8%+5.0pp	4.8%+4.9pp	-0.1%-4.5pp	4.3%+7.9pp	-3.6%-15.2pp	11.6%+22.9pp	-11.4%-9.4pp	-2.0%-11.3pp	9.3%+1.6pp	7.7%-11.1pp	18.8%-0.5pp	19.3%+7.5pp	11.9%+21.8pp	-10.0%
Return on Equity	3.6%-2.7pp	6.3%+2.4pp	3.9%+4.1pp	-0.1%-4.3pp	4.2%+7.1pp	-2.9%-12.6pp	9.6%+18.6pp	-9.0%-7.7pp	-1.3%-7.6pp	6.3%+0.7pp	5.5%-1.4pp	6.9%-0.1pp	7.1%+2.7pp	4.3%+8.9pp	-4.6%
Return on Assets	1.5%-1.0pp	2.5%+1.0pp	1.5%+1.5pp	-0.1%-1.5pp	1.5%+2.6pp	-1.1%-4.5pp	3.4%+6.3pp	-2.9%-2.4pp	-0.5%-3.0pp	2.5%+0.4pp	2.1%-1.1pp	3.3%0.0pp	3.2%+1.4pp	1.8%+3.7pp	-1.8%
Debt-to-Equity	1.44-0.1x	1.51-0.2x	1.67+1.7x	0.00-0.2x	0.180.0x	0.18-0.2x	0.41-0.1x	0.460.0x	0.41+0.2x	0.200.0x	0.230.0x	0.19-1.0x	1.19+1.1x	0.110.0x	0.12

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Net Margin	9.6%+5.7pp	3.9%-1.6pp	5.5%-5.4pp	11.0%+1.6pp	9.4%+13.0pp	-3.7%-12.0pp	8.3%-3.1pp	11.4%
Return on Equity	1.6%+1.0pp	0.6%-0.3pp	0.9%-0.9pp	1.8%+0.3pp	1.5%+2.1pp	-0.6%-1.9pp	1.3%-0.5pp	1.9%
Return on Assets	0.6%+0.4pp	0.3%-0.1pp	0.4%-0.3pp	0.7%+0.1pp	0.6%+0.8pp	-0.2%-0.8pp	0.5%-0.2pp	0.7%
Debt-to-Equity	1.420.0x	1.390.0x	1.440.0x	1.460.0x	1.470.0x	1.490.0x	1.51-0.1x	1.56

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

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Where Global Indemnity Group Llc Ranks

Frequently Asked Questions

What is Global Indemnity Group Llc's annual revenue?

Global Indemnity Group Llc (GBLI) reported $450.1M in total revenue for fiscal year 2025. This represents a 2.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Global Indemnity Group Llc's revenue growing?

Global Indemnity Group Llc (GBLI) revenue grew by 2.0% year-over-year, from $441.2M to $450.1M in fiscal year 2025.

Is Global Indemnity Group Llc profitable?

Yes, Global Indemnity Group Llc (GBLI) reported a net income of $25.3M in fiscal year 2025, with a net profit margin of 5.6%.

What is Global Indemnity Group Llc's net profit margin?

Global Indemnity Group Llc (GBLI) had a net profit margin of 5.6% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Global Indemnity Group Llc pay dividends?

Yes, Global Indemnity Group Llc (GBLI) paid $1.40 per share in dividends during fiscal year 2025.

What is Global Indemnity Group Llc's return on equity (ROE)?

Global Indemnity Group Llc (GBLI) has a return on equity of 3.6% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Global Indemnity Group Llc's operating cash flow?

Global Indemnity Group Llc (GBLI) generated $9.1M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Global Indemnity Group Llc's total assets?

Global Indemnity Group Llc (GBLI) had $1.7B in total assets as of fiscal year 2025, including both current and long-term assets.

What is Global Indemnity Group Llc's debt-to-equity ratio?

Global Indemnity Group Llc (GBLI) had a debt-to-equity ratio of 1.44 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Global Indemnity Group Llc's return on assets (ROA)?

Global Indemnity Group Llc (GBLI) had a return on assets of 1.5% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Global Indemnity Group Llc's Piotroski F-Score?

Global Indemnity Group Llc (GBLI) has a Piotroski F-Score of 3 out of 5 computable signals; 4 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Global Indemnity Group Llc's earnings high quality?

Global Indemnity Group Llc (GBLI) has an earnings quality ratio of 0.36x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Global Indemnity Group Llc?

Global Indemnity Group Llc (GBLI) scores 49 out of 100 on our Financial Health Score, indicating moderate standing within its insurers peer group. The score is a 0-100 composite of six dimensions (Loss Ratio, Premium Growth, Capital, Investment Yield, Combined Ratio, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.