Hallmark Fin Svs Financials

Hallmark Fin Svs (HALL) reported $159.9M in total revenue for fiscal year 2022. This represents a -29.4% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

Hallmark Fin Svs (HALL) revenue declined by 29.4% year-over-year, from $226.5M to $159.9M in fiscal year 2022.

No, Hallmark Fin Svs (HALL) reported a net income of -$108.1M in fiscal year 2022, with a net profit margin of -67.6%.

Hallmark Fin Svs (HALL) reported diluted earnings per share of $-59.47 for fiscal year 2022. This represents a -1299.0% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Hallmark Fin Svs (HALL) had a net profit margin of -67.6% in fiscal year 2022, representing the share of revenue converted into profit after all expenses.

Hallmark Fin Svs (HALL) generated -$167.3M in free cash flow during fiscal year 2022. This represents a -499.7% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

Hallmark Fin Svs (HALL) generated -$165.0M in operating cash flow during fiscal year 2022, representing cash generated from core business activities.

Hallmark Fin Svs (HALL) had $1.5B in total assets as of fiscal year 2022, including both current and long-term assets.

Hallmark Fin Svs (HALL) invested $2.4M in capital expenditures during fiscal year 2022, funding long-term assets and infrastructure.

Hallmark Fin Svs (HALL) had a debt-to-equity ratio of 24.49 as of fiscal year 2022, measuring the company's financial leverage by comparing total debt to shareholder equity.

Hallmark Fin Svs (HALL) had a return on assets of -7.0% for fiscal year 2022, measuring how efficiently the company uses its assets to generate profit.

Based on fiscal year 2022 data, Hallmark Fin Svs (HALL) had $59.1M in cash against an annual operating cash burn of $165.0M. This gives an estimated cash runway of approximately 4 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.

Hallmark Fin Svs (HALL) has a Piotroski F-Score of 0 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals.

Hallmark Fin Svs (HALL) has an earnings quality ratio of 1.53x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation.