What is Huntington Bancshares Inc's earnings per share (EPS)?

Huntington Bancshares Inc (HBANZ) reported diluted earnings per share of $1.39 for fiscal year 2025. This represents a 13.9% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Huntington Bancshares Inc (HBANZ) Financials

HBANZ

Trailing 12 months to March 31, 2026

Revenue $8.8B +16.8% YoY

Net Income $2.2B +7.8% YoY

EPS (Diluted) $1.30 -0.8% YoY

Free Cash Flow $2.2B +26.7% YoY

Source SEC Filings (10-K/10-Q) Latest period Q1 FY2026, ended Mar 31, 2026 Reported Apr 30, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q1 FY2026, filed Apr 30, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the HBANZ SEC filings page.

Huntington Bancshares Inc (HBANZ) reported $8.8B in revenue over the twelve months to Mar 31, 2026, up 16.8% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI HBANZ FY2025 2026-09-05

Balance-sheet-heavy finance converts earnings into cash, with 2025 equity growth easing leverage after a multi-year climb.

FY2025 operating cash flow of $2.5B exceeded net income of $2.2B, so cash conversion broadly validated reported earnings rather than trailing them. Debt-to-equity fell from 0.8x in FY2024 to 0.7x in FY2025 as equity increased, indicating balance-sheet strengthening rather than simple debt accumulation.

The return on assets stayed below 1.3% across FY2021–FY2025 while total assets reached $225.1B in FY2025, so the asset-heavy model produces modest returns on a very large financial base. That makes balance-sheet efficiency more informative than conventional operating-margin analysis.

Free cash flow margin recovered to 27.1% in FY2025 from 22.9% in FY2024, showing cash generation rebounded after a weaker conversion year rather than moving mechanically with reported profit. The pattern suggests cash flow is meaningful but not perfectly stable across periods.

Financial Health Signals

Financial health score not available

Huntington Bancshares Inc does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

6/7

Huntington Bancshares Inc passes 6 of 7 computable financial strength tests (2 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), 1 of 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.12x

For every $1 of reported earnings, Huntington Bancshares Inc generates $1.12 in operating cash flow ($2.5B OCF vs $2.2B net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$2.6B

YoY+34.0%

QoQ+18.4%

5Y CAGR+13.5%

10Y CAGR+13.2%

Huntington Bancshares Inc generated $2.6B in revenue in Q1 2026. This represents an increase of 34.0% from the same quarter a year earlier. Against the prior quarter it is up 18.4%.

Net Income

$523.0M

YoY-0.8%

QoQ+0.8%

5Y CAGR-0.3%

10Y CAGR+11.8%

Huntington Bancshares Inc reported $523.0M in net income in Q1 2026. This represents a decrease of 0.8% from the same quarter a year earlier. Against the prior quarter it is up 0.8%.

EPS (Diluted)

$0.25

YoY-26.5%

QoQ-16.7%

5Y CAGR-12.2%

10Y CAGR+2.3%

Huntington Bancshares Inc earned $0.25 per diluted share (EPS) in Q1 2026. This represents a decrease of 26.5% from the same quarter a year earlier. Against the prior quarter it is down 16.7%.

EBITDA

Not reported for Q1 2026.

Cash & Balance Sheet

Free Cash Flow

$400.0M

YoY-12.9%

QoQ-50.6%

10Y CAGR+8.3%

Huntington Bancshares Inc generated $400.0M in free cash flow in Q1 2026, representing cash available after capex. This represents a decrease of 12.9% from the same quarter a year earlier. Against the prior quarter it is down 50.6%.

Cash & Debt

$19.2B

YoY+25.3%

QoQ+42.2%

5Y CAGR+17.4%

10Y CAGR+37.1%

Huntington Bancshares Inc held $19.2B in cash against $21.6B in long-term debt as of Q1 2026.

Dividends Per Share

$0.15

YoY0.0%

QoQ0.0%

5Y CAGR+0.7%

10Y CAGR+8.3%

Huntington Bancshares Inc paid $0.15 per share in dividends in Q1 2026. That is unchanged from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

2.03B

YoY+39.1%

QoQ-0.1%

5Y CAGR+14.8%

10Y CAGR+9.8%

Huntington Bancshares Inc had 2.03B shares outstanding in Q1 2026. This represents an increase of 39.1% from the same quarter a year earlier. Against the prior quarter it is down 0.1%.

Margins & Returns

Net Margin

20.3%

YoY-7.1pp

QoQ-3.5pp

5Y CAGR-18.6pp

10Y CAGR-2.6pp

Huntington Bancshares Inc's net profit margin was 20.3% in Q1 2026, showing the share of revenue converted to profit. This is down 7.1 percentage points from the same quarter a year earlier. Against the prior quarter it is down 3.5 percentage points.

Return on Equity

1.6%

YoY-1.0pp

QoQ-0.5pp

5Y CAGR-2.3pp

10Y CAGR-0.8pp

Huntington Bancshares Inc's ROE was 1.6% in Q1 2026, measuring profit generated per dollar of shareholder equity. This is down 1.0 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.5 percentage points.

Gross Margin

Not reported for Q1 2026.

Operating Margin

Not reported for Q1 2026.

Capital Allocation

Share Buybacks

$150.0M

Huntington Bancshares Inc spent $150.0M on share buybacks in Q1 2026, returning capital to shareholders by reducing shares outstanding.

Capital Expenditures

$124.0M

YoY+129.6%

QoQ+5.1%

5Y CAGR+41.3%

10Y CAGR+26.1%

Huntington Bancshares Inc invested $124.0M in capex in Q1 2026, funding long-term assets and infrastructure. This represents an increase of 129.6% from the same quarter a year earlier. Against the prior quarter it is up 5.1%.

R&D Spending

Not reported for Q1 2026.

HBANZ Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

HBANZ quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$8.8B	$8.2B+10.6%	$7.4B+0.3%	$7.4B+1.5%	$7.3B+21.1%	$6.0B+24.4%	$4.8B+3.2%	$4.7B+3.5%	$4.5B+4.7%	$4.3B+22.4%	$3.5B+17.7%	$3.0B+6.2%	$2.8B+3.7%	$2.7B-3.6%	$2.8B+7.5%	$2.6B
SG&A Expenses	$3.3B	$3.0B+10.9%	$2.7B+6.8%	$2.5B+5.3%	$2.4B+2.8%	$2.3B+38.0%	$1.7B+2.3%	$1.7B+6.1%	$1.6B+2.3%	$1.5B+13.0%	$1.3B+20.2%	$1.1B+7.0%	$1.0B+4.7%	$1.0B+1.4%	$988.2M+10.7%	$892.5M
Interest Expense	$4.5B	$4.3B-5.6%	$4.6B+31.6%	$3.5B+399.6%	$696.0M+682.0%	$89.0M-79.0%	$423.0M-57.2%	$988.0M+30.0%	$760.0M+76.3%	$431.0M+63.9%	$263.0M+60.4%	$164.0M+17.7%	$139.3M-10.7%	$156.0M-29.0%	$219.7M-35.6%	$341.1M
Income Tax	$451.0M	$459.0M+3.6%	$443.0M+7.3%	$413.0M-19.8%	$515.0M+75.2%	$294.0M+89.7%	$155.0M-37.5%	$248.0M+5.5%	$235.0M+13.0%	$208.0M0.0%	$208.0M-5.9%	$221.0M+0.2%	$220.6M-3.0%	$227.5M+12.4%	$202.3M+17.2%	$172.6M
Net Income	$2.2B	$2.2B+14.0%	$1.9B-0.6%	$2.0B-12.8%	$2.2B+72.8%	$1.3B+58.5%	$817.0M-42.1%	$1.4B+1.3%	$1.4B+17.5%	$1.2B+66.6%	$712.0M+2.7%	$693.0M+9.6%	$632.4M-1.4%	$641.3M+1.6%	$631.3M+15.5%	$546.4M
EPS (Basic)	N/A	$1.41+13.7%	$1.24-1.6%	$1.26-14.3%	$1.47+61.5%	$0.91+28.2%	$0.71-45.0%	$1.29+5.7%	$1.22+19.6%	$1.02+41.7%	$0.72-12.2%	$0.82+12.3%	$0.730.0%	$0.73+4.3%	$0.70+16.7%	$0.60
EPS (Diluted)	$1.30	$1.39+13.9%	$1.22-1.6%	$1.24-14.5%	$1.45+61.1%	$0.90+30.4%	$0.69-45.7%	$1.27+5.8%	$1.20+20.0%	$1.00+42.9%	$0.70-13.6%	$0.81+12.5%	$0.720.0%	$0.72+4.3%	$0.69+16.9%	$0.59
Diluted Shares (Avg)	N/A	1.50B+1.9%	1.48B+0.6%	1.47B+0.2%	1.47B+13.9%	1.29B+24.6%	1.03B-2.2%	1.06B-4.5%	1.11B-2.7%	1.14B+23.7%	919M+12.4%	817M-1.9%	833M-1.3%	844M-2.3%	863M-0.5%	868M

Metric	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q	Q2'2410-Q
Revenue	$2.6B+34.0%	$2.2B+11.3%	$2.1B+13.9%	$1.9B+7.5%	$1.9B+9.5%	$2.0B+13.5%	$1.9B-0.2%	$1.8B-2.1%
SG&A Expenses	$992.0M+47.8%	$845.0M+18.2%	$757.0M+10.7%	$722.0M+8.9%	$671.0M+5.0%	$715.0M+10.9%	$684.0M+10.0%	$663.0M+8.2%
Interest Expense	$1.2B+12.4%	$1.1B-3.8%	$1.1B-9.1%	$1.1B-6.4%	$1.1B-2.7%	$1.1B+7.8%	$1.2B+27.4%	$1.2B+32.4%
Income Tax	$114.0M-6.6%	$108.0M-20.0%	$133.0M+14.7%	$96.0M-9.4%	$122.0M+41.9%	$135.0M+13600.0%	$116.0M-14.7%	$106.0M-20.9%
Net Income	$523.0M-0.8%	$519.0M-2.1%	$629.0M+21.7%	$536.0M+13.1%	$527.0M+25.8%	$530.0M+118.1%	$517.0M-5.5%	$474.0M-15.2%
EPS (Basic)	$0.26-23.5%	$0.30-11.8%	$0.41+24.2%	$0.35+16.7%	$0.34+30.8%	$0.34+126.7%	$0.33-5.7%	$0.30-16.7%
EPS (Diluted)	$0.25-26.5%	$0.30-11.8%	$0.41+24.2%	$0.34+13.3%	$0.34+30.8%	$0.34+126.7%	$0.33-5.7%	$0.30-14.3%
Diluted Shares (Avg)	1.90B+28.3%	N/A	1.48B+0.5%	1.48B+0.5%	1.48B+0.6%	N/A	1.48B+0.6%	1.47B+0.6%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

HBANZ Balance Sheet

HBANZ quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$225.1B+10.2%	$204.2B+7.8%	$189.4B+3.5%	$182.9B+5.1%	$174.1B+41.5%	$123.0B+12.9%	$109.0B+0.2%	$108.8B+4.4%	$104.2B+4.5%	$99.7B+40.4%	$71.0B+7.1%	$66.3B+11.5%	$59.5B+5.9%	$56.1B+3.1%	$54.5B
Cash & Equivalents	$13.5B+5.0%	$12.8B+26.8%	$10.1B+51.1%	$6.7B+21.4%	$5.5B-16.3%	$6.6B+463.7%	$1.2B-56.2%	$2.7B+75.8%	$1.5B+9.7%	$1.4B+63.5%	$847.0M-30.6%	$1.2B+22.0%	$1.0B-20.7%	$1.3B0.0%	$1.3B
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$6.0B+7.8%	$5.6B0.0%	$5.6B-0.2%	$5.6B+4.2%	$5.3B+168.8%	$2.0B0.0%	$2.0B+0.1%	$2.0B-0.2%	$2.0B0.0%	$2.0B+194.4%	$677.0M+29.6%	$522.5M+17.6%	$444.3M0.0%	$444.3M0.0%	$444.3M
Total Liabilities	$200.7B+8.8%	$184.4B+8.5%	$170.0B+2.9%	$165.1B+6.7%	$154.7B+40.6%	$110.0B+13.2%	$97.2B-0.5%	$97.7B+4.6%	$93.4B+4.4%	$89.4B+38.8%	$64.4B+7.4%	$60.0B+12.4%	$53.4B+6.0%	$50.4B+2.7%	$49.0B
Long-Term Debt	$17.2B+5.2%	$16.4B+32.1%	$12.4B+28.0%	$9.7B+36.3%	$7.1B-14.9%	$8.4B-15.2%	$9.8B+14.2%	$8.6B-6.3%	$9.2B+10.8%	$8.3B+18.0%	$7.0B+62.4%	$4.3B+76.4%	$2.5B	N/A	N/A
Total Equity	$24.3B+23.3%	$19.7B+2.0%	$19.4B+9.1%	$17.7B-8.1%	$19.3B+48.5%	$13.0B+10.2%	$11.8B+6.2%	$11.1B+2.7%	$10.8B+4.9%	$10.3B+56.3%	$6.6B+4.2%	$6.3B+3.9%	$6.1B+5.4%	$5.8B0.0%	$5.8B
Retained Earnings	$6.4B+22.0%	$5.2B+20.4%	$4.3B+26.4%	$3.4B+55.3%	$2.2B+17.3%	$1.9B-10.1%	$2.1B+53.4%	$1.4B+131.5%	$588.0M+359.0%	-$227.0M+61.8%	-$594.1M+43.5%	-$1.1B+28.9%	-$1.5B+23.3%	-$1.9B+19.2%	-$2.4B

Metric	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q	Q2'2410-Q
Total Assets	$285.4B+36.2%	$225.1B+10.2%	$210.2B+4.8%	$207.7B+5.8%	$209.6B+8.3%	$204.2B+7.8%	$200.5B+7.4%	$196.3B+4.1%
Cash & Equivalents	$19.2B+25.3%	$13.5B+5.0%	$12.7B+1.2%	$10.4B-17.4%	$15.3B+25.7%	$12.8B+26.8%	$12.6B+10.1%	$12.5B+13.2%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$9.5B+71.3%	$6.0B+7.8%	$5.5B-0.3%	$5.6B0.0%	$5.6B0.0%	$5.6B0.0%	$5.6B0.0%	$5.6B0.0%
Total Liabilities	$252.8B+33.7%	$200.7B+8.8%	$187.9B+4.5%	$186.8B+5.7%	$189.1B+8.6%	$184.4B+8.5%	$179.9B+7.0%	$176.7B+4.2%
Long-Term Debt	$21.6B+19.3%	$17.2B+5.2%	$17.3B+10.6%	$17.5B+6.1%	$18.1B+21.5%	$16.4B+32.1%	$15.7B+22.1%	$16.5B+11.9%
Total Equity	$32.5B+59.2%	$24.3B+23.3%	$22.2B+8.0%	$20.9B+7.2%	$20.4B+5.8%	$19.7B+2.0%	$20.6B+11.5%	$19.5B+3.9%
Retained Earnings	$6.5B+19.0%	$6.4B+22.0%	$6.1B+24.1%	$5.8B+22.8%	$5.5B+22.3%	$5.2B+20.4%	$4.9B+13.9%	$4.7B+15.5%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities.

HBANZ Cash Flow Statement

HBANZ quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$2.5B	$2.5B+35.2%	$1.8B-30.9%	$2.7B-34.0%	$4.0B+95.3%	$2.1B+55.9%	$1.3B-15.9%	$1.6B-8.8%	$1.7B-11.7%	$2.0B+60.8%	$1.2B+17.6%	$1.0B+16.2%	$888.8M-12.3%	$1.0B+1.1%	$1.0B-37.2%	$1.6B
Depreciation & Amortization	N/A	$762.0M+22.5%	$622.0M-22.1%	$798.0M+64.9%	$484.0M+23.8%	$391.0M+6.5%	$367.0M-4.9%	$386.0M-21.7%	$493.0M+19.4%	$413.0M+8.7%	$380.0M+11.4%	$341.0M+2.5%	$332.8M+18.2%	$281.5M+2.5%	$274.6M-2.7%	$282.1M
Stock-Based Compensation	N/A	$113.0M+6.6%	$106.0M+9.3%	$97.0M-7.6%	$105.0M-18.6%	$129.0M+67.5%	$77.0M-7.2%	$83.0M+6.4%	$78.0M-15.2%	$92.0M+39.4%	$66.0M+29.4%	$51.0M+16.8%	$43.7M+18.0%	$37.0M+32.8%	$27.9M+41.7%	$19.7M
Capital Expenditures	$337.0M	$267.0M+86.7%	$143.0M+2.1%	$140.0M-34.6%	$214.0M-13.4%	$247.0M+107.6%	$119.0M+11.2%	$107.0M-2.7%	$110.0M-43.3%	$194.0M+61.7%	$120.0M+29.0%	$93.0M+58.0%	$58.9M-42.4%	$102.2M-21.2%	$129.6M-9.8%	$143.8M
Free Cash Flow	$2.2B	$2.2B+30.8%	$1.7B-32.7%	$2.5B-34.0%	$3.8B+110.1%	$1.8B+50.7%	$1.2B-17.9%	$1.5B-9.2%	$1.6B-8.2%	$1.8B+60.7%	$1.1B+16.5%	$940.0M+13.3%	$829.9M-8.9%	$911.0M+4.4%	$872.5M-39.9%	$1.5B
Investing Cash Flow	-$4.3B	-$6.3B+47.6%	-$12.1B-304.4%	-$3.0B+74.2%	-$11.6B-193.0%	-$4.0B+54.1%	-$8.6B-360.3%	-$1.9B+48.8%	-$3.7B+24.7%	-$4.9B-41.2%	-$3.4B+30.1%	-$4.9B+1.5%	-$5.0B-18.0%	-$4.2B-291.5%	-$1.1B+17.0%	-$1.3B
Financing Cash Flow	$5.7B	$4.5B-65.3%	$13.0B+245.3%	$3.8B-57.0%	$8.8B+959.7%	$827.0M-93.5%	$12.7B+1162.6%	-$1.2B-138.8%	$3.1B+1.4%	$3.0B+10.1%	$2.8B-21.4%	$3.5B-18.8%	$4.3B+46.2%	$3.0B+1202.4%	$227.7M+1134.9%	-$22.0M
Dividends Paid	$930.0M	$908.0M+0.6%	$903.0M+0.3%	$900.0M+0.3%	$897.0M+19.6%	$750.0M+22.1%	$614.0M+2.8%	$597.0M+16.1%	$514.0M+47.3%	$349.0M+42.4%	$245.0M+26.9%	$193.0M+15.6%	$166.9M+10.8%	$150.6M-11.1%	$169.3M+83.3%	$92.4M
Share Buybacks	N/A	N/A	N/A	$0	$0-100.0%	$650.0M+606.5%	$92.0M-79.1%	$441.0M-53.0%	$939.0M+261.2%	$260.0M	$0-100.0%	$252.0M-24.6%	$334.4M+167.6%	$125.0M	N/A	N/A

Metric	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q	Q2'2410-Q
Operating Cash Flow	$524.0M+2.1%	$928.0M-16.8%	$487.0M+939.7%	$554.0M+86.5%	$513.0M+6.4%	$1.1B+24.2%	-$58.0M-105.8%	$297.0M-52.9%
Depreciation & Amortization	$191.0M-8.6%	$190.0M	$175.0M+32.6%	$188.0M	$209.0M+10.0%	N/A	$132.0M-38.3%	N/A
Stock-Based Compensation	$45.0M+114.3%	N/A	N/A	N/A	$21.0M+5.0%	N/A	N/A	N/A
Capital Expenditures	$124.0M+129.6%	$118.0M+337.0%	$41.0M-2.4%	$54.0M+28.6%	$54.0M+68.8%	$27.0M-55.0%	$42.0M+82.6%	$42.0M+31.3%
Free Cash Flow	$400.0M-12.9%	$810.0M-25.6%	$446.0M+546.0%	$500.0M+96.1%	$459.0M+2.0%	$1.1B+29.8%	-$100.0M-110.2%	$255.0M-57.4%
Investing Cash Flow	-$135.0M+93.7%	-$1.4B+70.0%	-$266.0M+90.8%	-$2.5B-13.8%	-$2.1B+5.0%	-$4.8B-44.6%	-$2.9B-299.5%	-$2.2B-287.8%
Financing Cash Flow	$5.3B+29.3%	$1.3B-67.8%	$2.2B-27.5%	-$3.0B-233.1%	$4.1B+7.0%	$3.9B+255.7%	$3.0B+242.7%	$2.3B+308.0%
Dividends Paid	$248.0M+9.7%	$228.0M+0.9%	$227.0M+0.4%	$227.0M+0.9%	$226.0M0.0%	$226.0M0.0%	$226.0M+0.4%	$225.0M+0.4%
Share Buybacks	$150.0M	N/A	N/A	N/A	$0	N/A	N/A	N/A

HBANZ Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

HBANZ quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	27.1%+0.8pp	26.3%-0.2pp	26.5%-4.3pp	30.9%+9.2pp	21.6%+4.7pp	17.0%-13.3pp	30.2%-0.7pp	30.9%+3.4pp	27.5%+7.3pp	20.2%-2.9pp	23.2%+0.7pp	22.4%-1.1pp	23.6%+1.2pp	22.4%+1.6pp	20.8%
Return on Equity	9.1%-0.7pp	9.8%-0.3pp	10.1%-2.5pp	12.6%+5.9pp	6.7%+0.4pp	6.3%-5.7pp	12.0%-0.6pp	12.6%+1.6pp	11.0%+4.1pp	6.9%-3.6pp	10.5%+0.5pp	10.0%-0.5pp	10.5%-0.4pp	10.9%+1.5pp	9.5%
Return on Assets	1.0%0.0pp	0.9%-0.1pp	1.0%-0.2pp	1.2%+0.5pp	0.7%+0.1pp	0.7%-0.6pp	1.3%0.0pp	1.3%+0.1pp	1.1%+0.4pp	0.7%-0.3pp	1.0%0.0pp	0.9%-0.1pp	1.1%0.0pp	1.1%+0.1pp	1.0%
Debt-to-Equity	0.71-0.1x	0.83+0.2x	0.64+0.1x	0.55+0.2x	0.37-0.3x	0.64-0.2x	0.83+0.1x	0.78-0.1x	0.850.0x	0.81-0.3x	1.07+0.4x	0.69+0.3x	0.40-8.3x	8.72+0.2x	8.49
Asset Turnover	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.030.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.050.0x	0.050.0x	0.05
FCF Margin	27.1%+4.2pp	22.9%-11.3pp	34.2%-18.4pp	52.6%+22.3pp	30.3%+5.3pp	25.0%-6.4pp	31.4%-4.4pp	35.8%-5.0pp	40.8%+9.7pp	31.1%-0.3pp	31.4%+2.0pp	29.5%-4.1pp	33.5%+2.6pp	31.0%-24.4pp	55.4%

Metric	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q	Q2'2410-Q
Net Margin	20.3%-7.1pp	23.9%-3.3pp	29.5%+1.9pp	27.7%+1.4pp	27.5%+3.6pp	27.1%+13.0pp	27.6%-1.6pp	26.3%-4.1pp
Return on Equity	1.6%-1.0pp	2.1%-0.6pp	2.8%+0.3pp	2.6%+0.1pp	2.6%+0.4pp	2.7%+1.4pp	2.5%-0.5pp	2.4%-0.6pp
Return on Assets	0.2%-0.1pp	0.2%0.0pp	0.3%0.0pp	0.3%0.0pp	0.3%0.0pp	0.3%+0.1pp	0.3%0.0pp	0.2%-0.1pp
Debt-to-Equity	0.66-0.2x	0.71-0.1x	0.780.0x	0.830.0x	0.89+0.1x	0.83+0.2x	0.76+0.1x	0.84+0.1x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	15.6%-8.4pp	37.3%-18.4pp	20.9%+26.2pp	25.8%+11.7pp	23.9%-1.7pp	55.7%+7.0pp	-5.3%-57.3pp	14.1%-18.3pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Where Huntington Bancshares Inc Ranks

Frequently Asked Questions

What is Huntington Bancshares Inc's annual revenue?

Huntington Bancshares Inc (HBANZ) reported $8.2B in total revenue for fiscal year 2025. This represents a 10.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Huntington Bancshares Inc's revenue growing?

Huntington Bancshares Inc (HBANZ) revenue grew by 10.6% year-over-year, from $7.4B to $8.2B in fiscal year 2025.

Is Huntington Bancshares Inc profitable?

Yes, Huntington Bancshares Inc (HBANZ) reported a net income of $2.2B in fiscal year 2025, with a net profit margin of 27.1%.

How much debt does Huntington Bancshares Inc have?

As of fiscal year 2025, Huntington Bancshares Inc (HBANZ) had $13.5B in cash and equivalents against $17.2B in long-term debt.

What is Huntington Bancshares Inc's net profit margin?

Huntington Bancshares Inc (HBANZ) had a net profit margin of 27.1% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Huntington Bancshares Inc pay dividends?

Yes, Huntington Bancshares Inc (HBANZ) paid $0.62 per share in dividends during fiscal year 2025.

What is Huntington Bancshares Inc's return on equity (ROE)?

Huntington Bancshares Inc (HBANZ) has a return on equity of 9.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Huntington Bancshares Inc's free cash flow?

Huntington Bancshares Inc (HBANZ) generated $2.2B in free cash flow during fiscal year 2025. This represents a 30.8% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Huntington Bancshares Inc's operating cash flow?

Huntington Bancshares Inc (HBANZ) generated $2.5B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Huntington Bancshares Inc's total assets?

Huntington Bancshares Inc (HBANZ) had $225.1B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Huntington Bancshares Inc's capital expenditures?

Huntington Bancshares Inc (HBANZ) invested $267.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How many shares does Huntington Bancshares Inc have outstanding?

Huntington Bancshares Inc (HBANZ) had 2.03B shares outstanding as of fiscal year 2025.

What is Huntington Bancshares Inc's debt-to-equity ratio?

Huntington Bancshares Inc (HBANZ) had a debt-to-equity ratio of 0.71 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Huntington Bancshares Inc's return on assets (ROA)?

Huntington Bancshares Inc (HBANZ) had a return on assets of 1.0% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Huntington Bancshares Inc's Piotroski F-Score?

Huntington Bancshares Inc (HBANZ) has a Piotroski F-Score of 6 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Huntington Bancshares Inc's earnings high quality?

Huntington Bancshares Inc (HBANZ) has an earnings quality ratio of 1.12x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.