Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 (HWCPZ) Financials
Newest figures come from the 10-Q for Q2 FY2026, filed Aug 7, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the HWCPZ SEC filings page.
Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 (HWCPZ) reported $1.5B in revenue over the twelve months to Jun 30, 2026, down 0.2% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Earnings remain positive, but the balance sheet—not operating growth—defines this business as 2025 cash generation softened despite higher reported profit.
In FY2025, net income reached$486M while operating cash flow was$542M ; compared with FY2024, accounting profit increased even as cash generation weakened. That divergence, alongside free cash flow falling to$523M , points to lower cash conversion quality rather than a simple improvement in underlying earnings power.
Liabilities fell to
Capital returns were a major use of internally generated cash: buybacks reached
Financial Health Signals
Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.
Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 passes 7 of 7 computable financial strength tests (2 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 2 leverage/liquidity signals pass, both operating efficiency signals pass.
For every $1 of reported earnings, Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 generates $1.11 in operating cash flow ($541.8M OCF vs $486.1M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Key Financial Metrics
Earnings & Revenue
Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 generated $401.4M in revenue in Q2 2026. This represents an increase of 6.9% from the same quarter a year earlier. Against the prior quarter it is up 37.1%.
Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 reported $127.0M in net income in Q2 2026. This represents an increase of 11.8% from the same quarter a year earlier. Against the prior quarter it is up 167.7%.
Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 earned $1.55 per diluted share (EPS) in Q2 2026. This represents an increase of 17.4% from the same quarter a year earlier. Against the prior quarter it is up 171.9%.
Not reported for Q2 2026.
Cash & Balance Sheet
Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 generated $150.4M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 23.3% from the same quarter a year earlier. Against the prior quarter it is up 38.7%.
Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 held $572.0M in cash against $193.8M in long-term debt as of Q2 2026.
Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 paid $0.50 per share in dividends in Q2 2026. This represents an increase of 11.1% from the same quarter a year earlier. It is unchanged from the prior quarter.
Margins & Returns
Hancock Whitney Corporation 6.25% Subordinated Notes due 2060's net profit margin was 31.6% in Q2 2026, showing the share of revenue converted to profit. This is up 1.4 percentage points from the same quarter a year earlier. Against the prior quarter it is up 15.4 percentage points.
Hancock Whitney Corporation 6.25% Subordinated Notes due 2060's ROE was 2.9% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.3 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.8 percentage points.
Not reported for Q2 2026.
Not reported for Q2 2026.
Capital Allocation
Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 spent $46.5M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 17.8% from the same quarter a year earlier. Against the prior quarter it is down 50.9%.
Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 invested $860K in capex in Q2 2026, funding long-term assets and infrastructure. This represents a decrease of 77.4% from the same quarter a year earlier. Against the prior quarter it is down 85.5%.
Not reported for Q2 2026.
HWCPZ Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $401.4M+6.9% | $292.6M-19.8% | $389.3M+6.7% | $385.7M+4.9% | $375.5M+4.4% | $364.7M+3.0% | $364.8M+18.3% | $367.7M+3.5% |
| SG&A Expenses | $130.2M+11.7% | $127.1M+11.2% | $122.5M+7.7% | $122.0M+5.4% | $116.5M-1.9% | $114.3M-5.6% | $113.7M-0.5% | $115.8M-0.4% |
| Interest Expense | $119.9M-4.6% | $116.2M-7.3% | $125.5M-10.8% | $129.3M-18.0% | $125.6M-20.0% | $125.4M-19.4% | $140.7M-10.6% | $157.7M+7.6% |
| Income Tax | $35.2M+13.3% | $11.3M-61.9% | $32.7M+15.1% | $32.9M+10.7% | $31.0M+2.4% | $29.7M+20.0% | $28.4M+143.0% | $29.7M+22.2% |
| Net Income | $127.0M+11.8% | $47.4M-60.3% | $125.6M+2.9% | $127.5M+10.3% | $113.5M-0.9% | $119.5M+10.0% | $122.1M+141.2% | $115.6M+18.2% |
| EPS (Basic) | $1.56+18.2% | $0.58-58.0% | $1.50+6.4% | $1.50+12.8% | $1.32+0.8% | $1.38+10.4% | $1.41+143.1% | $1.33+18.7% |
| EPS (Diluted) | $1.55+17.4% | $0.57-58.7% | $1.50+7.1% | $1.49+12.0% | $1.32+0.8% | $1.38+11.3% | $1.40+141.4% | $1.33+18.7% |
| Diluted Shares (Avg) | 81M-5.2% | 82M-4.9% | N/A | 85M-1.3% | 86M-0.9% | 86M-0.3% | N/A | 87M+0.1% |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.
HWCPZ Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $36.3B+3.2% | $35.5B+2.3% | $35.5B+1.1% | $35.8B+1.5% | $35.2B-0.6% | $34.8B-1.4% | $35.1B-1.4% | $35.2B-2.9% |
| Cash & Equivalents | $572.0M+11.6% | $555.5M+8.9% | $563.0M-2.1% | $514.6M-9.7% | $512.5M+2.3% | $510.3M+23.2% | $574.9M+2.4% | $569.9M+5.3% |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Goodwill | $925.4M0.0% | $925.4M+8.2% | $925.4M+8.2% | $925.4M+8.2% | $925.4M+8.2% | $855.5M0.0% | $855.5M0.0% | $855.5M0.0% |
| Total Liabilities | $31.9B+3.4% | $31.1B+2.1% | $31.0B+0.2% | $31.3B+0.7% | $30.8B-2.0% | $30.5B-2.9% | $31.0B-2.6% | $31.1B-5.3% |
| Long-Term Debt | $193.8M-8.0% | $193.8M-8.0% | $199.4M-5.3% | $210.7M-10.9% | $210.6M-10.9% | $210.6M-10.9% | $210.5M-10.9% | $236.4M+0.1% |
| Total Equity | $4.4B+1.8% | $4.4B+3.3% | $4.5B+8.1% | $4.5B+7.2% | $4.4B+11.3% | $4.3B+11.0% | $4.1B+8.5% | $4.2B+19.2% |
| Retained Earnings | $3.1B+9.4% | $3.0B+9.2% | $3.0B+12.2% | $2.9B+12.6% | $2.9B+12.7% | $2.8B+13.3% | $2.7B+13.8% | $2.6B+11.3% |
Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities.
HWCPZ Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $151.3M+20.3% | $114.4M+9.8% | $153.0M-20.1% | $158.8M-2.3% | $125.8M+19.8% | $104.2M-37.5% | $191.6M+106.3% | $162.5M-13.4% |
| Depreciation & Amortization | $6.3M-12.3% | $6.3M-19.4% | $6.2M-20.4% | $6.1M-25.2% | $7.2M-11.8% | $7.8M-4.7% | $7.8M-9.0% | $8.2M-5.9% |
| Stock-Based Compensation | N/A | $5.6M-5.0% | N/A | N/A | N/A | $5.9M+4.0% | N/A | N/A |
| Capital Expenditures | $860K-77.4% | $5.9M+50.0% | $7.1M+160.9% | $3.8M-2.5% | $3.8M+190.4% | $4.0M+73.8% | $2.7M+504.2% | $3.9M-37.8% |
| Free Cash Flow | $150.4M+23.3% | $108.4M+8.2% | $145.9M-22.8% | $155.0M-2.3% | $122.0M+17.6% | $100.2M-39.0% | $188.8M+104.4% | $158.6M-12.6% |
| Investing Cash Flow | -$807.0M-101.5% | -$122.9M-142.2% | $333.9M+1408.2% | -$539.0M-298.6% | -$400.5M-340.7% | $291.2M+143.1% | -$25.5M-103.0% | $271.4M+205.2% |
| Financing Cash Flow | $672.2M+142.8% | $1.0M+100.2% | -$438.5M-172.4% | $382.3M+204.8% | $276.8M+282.4% | -$460.0M-6.1% | -$161.0M+82.7% | -$364.8M-861.3% |
| Dividends Paid | $40.5M+4.8% | $42.1M+6.3% | $37.2M+7.3% | $38.4M+10.4% | $38.7M+10.8% | $39.6M+49.3% | $34.7M+32.6% | $34.8M+32.8% |
| Share Buybacks | $46.5M+17.8% | $94.6M+356.0% | $146.6M+1761.0% | $40.1M+163.8% | $39.4M+169.7% | $20.7M | $7.9M | $15.2M |
HWCPZ Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Net Margin | 31.6%+1.4pp | 16.2%-16.6pp | 32.3%-1.2pp | 33.0%+1.6pp | 30.2%-1.6pp | 32.8%+2.1pp | 33.5%+17.1pp | 31.4%+3.9pp |
| Return on Equity | 2.9%+0.3pp | 1.1%-1.7pp | 2.8%-0.1pp | 2.9%+0.1pp | 2.6%-0.3pp | 2.8%0.0pp | 3.0%+1.6pp | 2.8%0.0pp |
| Return on Assets | 0.4%0.0pp | 0.1%-0.2pp | 0.4%0.0pp | 0.4%0.0pp | 0.3%0.0pp | 0.3%0.0pp | 0.4%+0.2pp | 0.3%+0.1pp |
| Debt-to-Equity | 0.040.0x | 0.040.0x | 0.040.0x | 0.050.0x | 0.050.0x | 0.050.0x | 0.050.0x | 0.060.0x |
| Asset Turnover | 0.010.0x | 0.010.0x | 0.010.0x | 0.010.0x | 0.010.0x | 0.010.0x | 0.010.0x | 0.010.0x |
| FCF Margin | 37.5%+5.0pp | 37.1%+9.6pp | 37.5%-14.3pp | 40.2%-3.0pp | 32.5%+3.6pp | 27.5%-19.0pp | 51.8%+21.8pp | 43.1%-7.9pp |
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.
Where Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 Ranks
Frequently Asked Questions
What is Hancock Whitney Corporation 6.25% Subordinated Notes due 2060's annual revenue?
Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 (HWCPZ) reported $1.5B in total revenue for fiscal year 2025. This represents a 4.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Hancock Whitney Corporation 6.25% Subordinated Notes due 2060's revenue growing?
Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 (HWCPZ) revenue grew by 4.8% year-over-year, from $1.4B to $1.5B in fiscal year 2025.
Is Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 profitable?
Yes, Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 (HWCPZ) reported a net income of $486.1M in fiscal year 2025, with a net profit margin of 32.1%.
How much debt does Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 have?
As of fiscal year 2025, Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 (HWCPZ) had $563.0M in cash and equivalents against $199.4M in long-term debt.
What is Hancock Whitney Corporation 6.25% Subordinated Notes due 2060's net profit margin?
Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 (HWCPZ) had a net profit margin of 32.1% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 pay dividends?
Yes, Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 (HWCPZ) paid $1.80 per share in dividends during fiscal year 2025.
What is Hancock Whitney Corporation 6.25% Subordinated Notes due 2060's return on equity (ROE)?
Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 (HWCPZ) has a return on equity of 10.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Hancock Whitney Corporation 6.25% Subordinated Notes due 2060's free cash flow?
Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 (HWCPZ) generated $523.1M in free cash flow during fiscal year 2025. This represents a -15.0% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Hancock Whitney Corporation 6.25% Subordinated Notes due 2060's operating cash flow?
Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 (HWCPZ) generated $541.8M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Hancock Whitney Corporation 6.25% Subordinated Notes due 2060's total assets?
Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 (HWCPZ) had $35.5B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Hancock Whitney Corporation 6.25% Subordinated Notes due 2060's capital expenditures?
Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 (HWCPZ) invested $18.7M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Hancock Whitney Corporation 6.25% Subordinated Notes due 2060's debt-to-equity ratio?
Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 (HWCPZ) had a debt-to-equity ratio of 0.04 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Hancock Whitney Corporation 6.25% Subordinated Notes due 2060's return on assets (ROA)?
Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 (HWCPZ) had a return on assets of 1.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Hancock Whitney Corporation 6.25% Subordinated Notes due 2060's Piotroski F-Score?
Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 (HWCPZ) has a Piotroski F-Score of 7 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Hancock Whitney Corporation 6.25% Subordinated Notes due 2060's earnings high quality?
Hancock Whitney Corporation 6.25% Subordinated Notes due 2060 (HWCPZ) has an earnings quality ratio of 1.11x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.