What is Hancock Whitney's earnings per share (EPS)?

Hancock Whitney (HWCPZ) reported diluted earnings per share of $5.67 for fiscal year 2025. This represents a 7.4% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Hancock Whitney (HWCPZ) Financials

HWCPZ

Trailing 12 months to June 30, 2026

Revenue $1.6B -0.7% YoY

Net Income $427.4M -9.2% YoY

EPS (Diluted) $5.11 -5.9% YoY

Free Cash Flow $559.7M -1.7% YoY

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 7, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 7, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the HWCPZ SEC filings page.

Hancock Whitney (HWCPZ) reported $1.6B in revenue over the twelve months to Jun 30, 2026, down 0.7% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI HWCPZ FY2025 2026-08-30

Liability-heavy balance sheet makes financing conditions central to earnings, while cash generation supports shareholder distributions.

Between FY2024 and FY2025, revenue fell 4.6% while net income rose 5.5%, an earnings pattern that does not depend on sales growth. Net margin expanded from 27.2% to 30.1% as interest expense fell, linking the improvement to financing conditions more than operating scale.

Operating cash flow of $542M exceeded net income of $486M, indicating earnings were converted into cash rather than supported mainly by noncash items. Free cash flow was $523M, only modestly below operating cash flow, so reinvestment consumed a relatively small portion of internally generated cash. That cash-conversion alignment ties distributions more visibly to internally generated funds than to accounting profit alone.

The contrast between a 30.1% net margin and 1.4% ROA shows that revenue-level profitability is not the same as efficient use of the full asset base. Assets of $35.5B and liabilities of $31.0B are large relative to equity, making the business structurally liability-funded. Yet debt-to-equity was 0.0447x and equity increased between FY2024 and FY2025, separating broad balance-sheet obligations from conventional debt.

Financial Health Signals

Financial health score not available

Hancock Whitney does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

6/7

Hancock Whitney passes 6 of 7 computable financial strength tests (2 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 2 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed

1.11x

For every $1 of reported earnings, Hancock Whitney generates $1.11 in operating cash flow ($541.8M OCF vs $486.1M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$412.9M

YoY+2.6%

QoQ+2.9%

5Y CAGR+10.7%

10Y CAGR+8.4%

Hancock Whitney generated $412.9M in revenue in Q2 2026. This represents an increase of 2.6% from the same quarter a year earlier. Against the prior quarter it is up 2.9%.

Net Income

$127.0M

YoY+11.8%

QoQ+167.7%

5Y CAGR+7.4%

10Y CAGR+10.5%

Hancock Whitney reported $127.0M in net income in Q2 2026. This represents an increase of 11.8% from the same quarter a year earlier. Against the prior quarter it is up 167.7%.

EPS (Diluted)

$1.55

YoY+17.4%

QoQ+171.9%

5Y CAGR+9.2%

10Y CAGR+10.1%

Hancock Whitney earned $1.55 per diluted share (EPS) in Q2 2026. This represents an increase of 17.4% from the same quarter a year earlier. Against the prior quarter it is up 171.9%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$150.4M

YoY+23.3%

QoQ+38.7%

5Y CAGR+6.6%

10Y CAGR+6.1%

Hancock Whitney generated $150.4M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 23.3% from the same quarter a year earlier. Against the prior quarter it is up 38.7%.

Cash & Debt

$572.0M

YoY+11.6%

QoQ+3.0%

5Y CAGR+2.7%

Hancock Whitney held $572.0M in cash against $193.8M in long-term debt as of Q2 2026.

Dividends Per Share

$0.50

YoY+11.1%

QoQ0.0%

5Y CAGR+13.1%

10Y CAGR+7.6%

Hancock Whitney paid $0.50 per share in dividends in Q2 2026. This represents an increase of 11.1% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

80M

YoY-5.3%

QoQ-1.2%

5Y CAGR-1.6%

10Y CAGR+0.3%

Hancock Whitney had 80M shares outstanding in Q2 2026. This represents a decrease of 5.3% from the same quarter a year earlier. Against the prior quarter it is down 1.2%.

Margins & Returns

Net Margin

30.8%

YoY+2.6pp

QoQ+18.9pp

5Y CAGR-5.0pp

10Y CAGR+5.2pp

Hancock Whitney's net profit margin was 30.8% in Q2 2026, showing the share of revenue converted to profit. This is up 2.6 percentage points from the same quarter a year earlier. Against the prior quarter it is up 18.9 percentage points.

Return on Equity

2.9%

YoY+0.3pp

QoQ+1.8pp

5Y CAGR+0.4pp

10Y CAGR+1.0pp

Hancock Whitney's ROE was 2.9% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.3 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.8 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$46.5M

YoY+17.8%

QoQ-50.9%

Hancock Whitney spent $46.5M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 17.8% from the same quarter a year earlier. Against the prior quarter it is down 50.9%.

Capital Expenditures

$860K

YoY-77.4%

QoQ-85.5%

5Y CAGR-23.9%

10Y CAGR-9.8%

Hancock Whitney invested $860K in capex in Q2 2026, funding long-term assets and infrastructure. This represents a decrease of 77.4% from the same quarter a year earlier. Against the prior quarter it is down 85.5%.

R&D Spending

Not reported for Q2 2026.

HWCPZ Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

HWCPZ quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$1.6B	$1.6B-4.6%	$1.7B+4.5%	$1.6B+42.5%	$1.1B+15.8%	$982.3M-7.2%	$1.1B-6.0%	$1.1B+9.5%	$1.0B+14.2%	$900.6M+23.0%	$732.2M+7.7%	$679.6M-1.9%	$692.8M-4.1%	$722.2M-5.3%	$762.5M-22.1%	$979.0M
SG&A Expenses	$501.9M	$475.4M+1.3%	$469.4M+1.9%	$460.8M0.0%	$460.6M-4.5%	$482.4M+3.9%	$464.1M+5.5%	$439.9M+8.7%	$404.7M+3.3%	$391.9M+10.5%	$354.6M+6.3%	$333.5M+1.6%	$328.3M-7.9%	$356.5M-2.6%	$366.2M+27.8%	$286.6M
Interest Expense	$490.9M	$505.8M-17.2%	$611.1M+16.9%	$522.9M+500.6%	$87.1M+77.6%	$49.0M-57.5%	$115.5M-49.9%	$230.6M+28.5%	$179.4M+65.7%	$108.3M+48.2%	$73.1M+34.1%	$54.5M+42.9%	$38.1M-8.1%	$41.5M-19.7%	$51.7M-27.2%	$71.0M
Income Tax	$112.1M	$126.3M+11.6%	$113.2M+16.0%	$97.5M-27.8%	$135.1M+28.9%	$104.8M+231.8%	-$79.6M-221.7%	$65.4M+12.0%	$58.3M-37.1%	$92.8M+146.6%	$37.6M-1.8%	$38.3M-42.4%	$66.5M+26.6%	$52.5M+15.1%	$45.6M+152.5%	$18.1M
Net Income	$427.4M	$486.1M+5.5%	$460.8M+17.4%	$392.6M-25.1%	$524.1M+13.1%	$463.2M+1125.4%	-$45.2M-113.8%	$327.4M+1.1%	$323.8M+50.1%	$215.6M+44.4%	$149.3M+13.6%	$131.5M-25.2%	$175.7M+7.6%	$163.4M+7.7%	$151.7M+97.7%	$76.8M
EPS (Basic)	N/A	$5.70+7.5%	$5.30+17.5%	$4.51-24.8%	$6.00+14.7%	$5.23+1068.5%	-$0.54-114.5%	$3.720.0%	$3.72+49.4%	$2.49+33.2%	$1.87+14.0%	$1.64-21.9%	$2.10+8.8%	$1.93+9.0%	$1.77+52.6%	$1.16
EPS (Diluted)	$5.11	$5.67+7.4%	$5.28+17.3%	$4.50-24.7%	$5.98+14.6%	$5.22+1066.7%	-$0.54-114.5%	$3.720.0%	$3.72+50.0%	$2.48+32.6%	$1.87+14.0%	$1.64-21.9%	$2.10+8.8%	$1.93+10.3%	$1.75+52.2%	$1.15
Diluted Shares (Avg)	N/A	85M-1.4%	87M+0.3%	86M0.0%	86M-0.7%	87M+0.6%	87M-0.1%	87M+1.3%	86M+0.7%	85M+9.0%	78M-0.5%	78M-4.5%	82M-1.4%	83M-2.8%	86M+29.5%	66M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$412.9M+2.6%	$401.4M+1.5%	$407.7M-1.6%	$409.0M-4.8%	$402.6M-5.8%	$395.3M-6.3%	$414.3M-2.9%	$429.5M+3.3%
SG&A Expenses	$130.2M+11.7%	$127.1M+11.2%	$122.5M+7.7%	$122.0M+5.4%	$116.5M-1.9%	$114.3M-5.6%	$113.7M-0.5%	$115.8M-0.4%
Interest Expense	$119.9M-4.6%	$116.2M-7.3%	$125.5M-10.8%	$129.3M-18.0%	$125.6M-20.0%	$125.4M-19.4%	$140.7M-10.6%	$157.7M+7.6%
Income Tax	$35.2M+13.3%	$11.3M-61.9%	$32.7M+15.1%	$32.9M+10.7%	$31.0M+2.4%	$29.7M+20.0%	$28.4M+143.0%	$29.7M+22.2%
Net Income	$127.0M+11.8%	$47.4M-60.3%	$125.6M+2.9%	$127.5M+10.3%	$113.5M-0.9%	$119.5M+10.0%	$122.1M+141.2%	$115.6M+18.2%
EPS (Basic)	$1.56+18.2%	$0.58-58.0%	$1.50+6.4%	$1.50+12.8%	$1.32+0.8%	$1.38+10.4%	$1.41+143.1%	$1.33+18.7%
EPS (Diluted)	$1.55+17.4%	$0.57-58.7%	$1.50+7.1%	$1.49+12.0%	$1.32+0.8%	$1.38+11.3%	$1.40+141.4%	$1.33+18.7%
Diluted Shares (Avg)	81M-5.2%	82M-4.9%	N/A	85M-1.3%	86M-0.9%	86M-0.3%	N/A	87M+0.1%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

HWCPZ Balance Sheet

HWCPZ quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$35.5B+1.1%	$35.1B-1.4%	$35.6B+1.1%	$35.2B-3.7%	$36.5B+8.6%	$33.6B+9.9%	$30.6B+8.4%	$28.2B+3.3%	$27.3B+14.0%	$24.0B+5.0%	$22.8B+10.1%	$20.7B+9.1%	$19.0B-2.3%	$19.5B-1.6%	$19.8B
Cash & Equivalents	$563.0M-2.1%	$574.9M+2.4%	$561.2M-0.6%	$564.5M+40.7%	$401.2M-23.8%	$526.3M+21.8%	$432.1M+12.7%	$383.4M-0.9%	$386.9M+3.8%	$372.7M+22.6%	$303.9M	N/A	N/A	N/A	N/A
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	N/A	N/A	N/A	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	N/A	N/A	N/A	N/A
Goodwill	$925.4M+8.2%	$855.5M0.0%	$855.5M0.0%	$855.5M0.0%	$855.5M0.0%	$855.5M0.0%	$855.5M+8.2%	$791.0M+6.1%	$745.5M+20.0%	$621.2M0.0%	$621.2M0.0%	$621.2M-0.7%	$625.7M-0.5%	$628.9M-3.4%	$651.2M
Total Liabilities	$31.0B+0.2%	$31.0B-2.6%	$31.8B-0.2%	$31.8B-3.1%	$32.9B+8.8%	$30.2B+11.3%	$27.1B+7.9%	$25.2B+2.9%	$24.5B+15.0%	$21.3B+4.1%	$20.4B+11.7%	$18.3B+10.2%	$16.6B-2.5%	$17.0B-2.3%	$17.4B
Long-Term Debt	$199.4M-5.3%	$210.5M-10.9%	$236.3M-2.4%	$242.1M-0.9%	$244.2M-35.4%	$378.3M+62.0%	$233.5M+3.8%	$225.0M-26.4%	$305.5M-30.0%	$436.3M-11.0%	$490.1M+30.9%	$374.4M-3.0%	$385.8M-2.7%	$396.6M+12.1%	$353.9M
Total Equity	$4.5B+8.1%	$4.1B+8.5%	$3.8B+13.8%	$3.3B-8.9%	$3.7B+6.7%	$3.4B-0.8%	$3.5B+12.5%	$3.1B+6.8%	$2.9B+6.1%	$2.7B+12.7%	$2.4B-2.4%	$2.5B+2.0%	$2.4B-1.1%	$2.5B+3.6%	$2.4B
Retained Earnings	$3.0B+12.2%	$2.7B+13.8%	$2.4B+13.8%	$2.1B+25.9%	$1.7B+28.5%	$1.3B-12.5%	$1.5B+18.7%	$1.2B+23.3%	$1.0B+18.6%	$850.7M+9.4%	$777.9M+7.5%	$723.5M+15.2%	$628.2M+15.0%	$546.0M+14.5%	$477.0M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$36.3B+3.2%	$35.5B+2.3%	$35.5B+1.1%	$35.8B+1.5%	$35.2B-0.6%	$34.8B-1.4%	$35.1B-1.4%	$35.2B-2.9%
Cash & Equivalents	$572.0M+11.6%	$555.5M+8.9%	$563.0M-2.1%	$514.6M-9.7%	$512.5M+2.3%	$510.3M+23.2%	$574.9M+2.4%	$569.9M+5.3%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$925.4M0.0%	$925.4M+8.2%	$925.4M+8.2%	$925.4M+8.2%	$925.4M+8.2%	$855.5M0.0%	$855.5M0.0%	$855.5M0.0%
Total Liabilities	$31.9B+3.4%	$31.1B+2.1%	$31.0B+0.2%	$31.3B+0.7%	$30.8B-2.0%	$30.5B-2.9%	$31.0B-2.6%	$31.1B-5.3%
Long-Term Debt	$193.8M-8.0%	$193.8M-8.0%	$199.4M-5.3%	$210.7M-10.9%	$210.6M-10.9%	$210.6M-10.9%	$210.5M-10.9%	$236.4M+0.1%
Total Equity	$4.4B+1.8%	$4.4B+3.3%	$4.5B+8.1%	$4.5B+7.2%	$4.4B+11.3%	$4.3B+11.0%	$4.1B+8.5%	$4.2B+19.2%
Retained Earnings	$3.1B+9.4%	$3.0B+9.2%	$3.0B+12.2%	$2.9B+12.6%	$2.9B+12.7%	$2.8B+13.3%	$2.7B+13.8%	$2.6B+11.3%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities.

HWCPZ Cash Flow Statement

HWCPZ quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$577.4M	$541.8M-13.4%	$625.7M+26.3%	$495.2M-41.2%	$842.0M+43.8%	$585.7M+64.9%	$355.2M+0.9%	$351.9M-21.6%	$449.2M+9.3%	$411.1M+19.5%	$343.9M+45.9%	$235.7M-33.1%	$352.4M-25.6%	$473.5M+6.9%	$443.0M+62.3%	$273.0M
Depreciation & Amortization	N/A	$27.3M-15.4%	$32.3M-7.0%	$34.7M+9.9%	$31.6M+8.5%	$29.1M-3.4%	$30.1M-2.5%	$30.9M+16.5%	$26.5M-5.7%	$28.1M-0.8%	$28.4M-1.4%	$28.8M-5.1%	$30.3M-5.6%	$32.1M-2.4%	$32.9M+33.7%	$24.6M
Stock-Based Compensation	N/A	$24.4M+7.7%	$22.7M-7.9%	$24.7M+5.0%	$23.5M+4.7%	$22.4M+6.3%	$21.1M+1.0%	$20.9M+5.6%	$19.8M+12.2%	$17.6M+23.6%	$14.3M+10.2%	$12.9M-7.3%	$14.0M+6.7%	$13.1M+18.7%	$11.0M+53.1%	$7.2M
Capital Expenditures	$17.7M	$18.7M+82.9%	$10.2M-59.1%	$25.0M-14.1%	$29.1M+23.8%	$23.5M-37.8%	$37.9M-11.3%	$42.7M-15.7%	$50.7M+149.6%	$20.3M+5.3%	$19.3M-19.0%	$23.8M+16.4%	$20.4M-36.2%	$32.0M-25.5%	$43.0M-41.1%	$73.0M
Free Cash Flow	$559.7M	$523.1M-15.0%	$615.5M+30.9%	$470.2M-42.2%	$812.9M+44.6%	$562.1M+77.2%	$317.3M+2.6%	$309.2M-22.4%	$398.5M+2.0%	$390.8M+20.4%	$324.6M+53.2%	$211.9M-36.2%	$332.0M-24.8%	$441.5M+10.4%	$400.1M+100.0%	$200.1M
Investing Cash Flow	-$1.1B	-$314.4M-214.4%	$274.8M+193.1%	-$295.2M-144.6%	$662.4M+120.5%	-$3.2B-1.5%	-$3.2B-592.2%	-$459.0M+45.8%	-$846.9M+5.4%	-$895.3M+32.2%	-$1.3B+42.0%	-$2.3B	N/A	-$4.5M+74.6%	-$17.7M+94.1%	-$301.0M
Financing Cash Flow	$617.0M	-$239.3M+73.0%	-$886.8M-336.2%	-$203.3M+84.8%	-$1.3B-153.4%	$2.5B-13.8%	$2.9B+1771.9%	$155.8M-60.5%	$394.1M-20.9%	$498.5M-52.3%	$1.0B-47.4%	$2.0B	N/A	-$569.1M-37.2%	-$414.8M-227.1%	$326.2M
Dividends Paid	$158.1M	$153.8M+17.6%	$130.8M+25.0%	$104.7M+10.8%	$94.5M-1.5%	$95.9M+0.3%	$95.6M+0.8%	$94.9M+6.8%	$88.8M+6.7%	$83.3M+8.8%	$76.6M-0.6%	$77.0M-4.2%	$80.4M-1.0%	$81.2M-1.8%	$82.7M+17.1%	$70.6M
Share Buybacks	$327.8M	$246.9M+555.0%	$37.7M	$0-100.0%	$58.9M+170.2%	$21.8M+71.4%	$12.7M-93.1%	$185.0M+2137.8%	$8.3M	N/A	N/A	$95.6M+100.8%	$47.6M-58.6%	$115.0M	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$151.3M+20.3%	$114.4M+9.8%	$153.0M-20.1%	$158.8M-2.3%	$125.8M+19.8%	$104.2M-37.5%	$191.6M+106.3%	$162.5M-13.4%
Depreciation & Amortization	$6.3M-12.3%	$6.3M-19.4%	$6.2M-20.4%	$6.1M-25.2%	$7.2M-11.8%	$7.8M-4.7%	$7.8M-9.0%	$8.2M-5.9%
Stock-Based Compensation	N/A	$5.6M-5.0%	N/A	N/A	N/A	$5.9M+4.0%	N/A	N/A
Capital Expenditures	$860K-77.4%	$5.9M+50.0%	$7.1M+160.9%	$3.8M-2.5%	$3.8M+190.4%	$4.0M+73.8%	$2.7M+504.2%	$3.9M-37.8%
Free Cash Flow	$150.4M+23.3%	$108.4M+8.2%	$145.9M-22.8%	$155.0M-2.3%	$122.0M+17.6%	$100.2M-39.0%	$188.8M+104.4%	$158.6M-12.6%
Investing Cash Flow	-$807.0M-101.5%	-$122.9M-142.2%	$333.9M+1408.2%	-$539.0M-298.6%	-$400.5M-340.7%	$291.2M+143.1%	-$25.5M-103.0%	$271.4M+205.2%
Financing Cash Flow	$672.2M+142.8%	$1.0M+100.2%	-$438.5M-172.4%	$382.3M+204.8%	$276.8M+282.4%	-$460.0M-6.1%	-$161.0M+82.7%	-$364.8M-861.3%
Dividends Paid	$40.5M+4.8%	$42.1M+6.3%	$37.2M+7.3%	$38.4M+10.4%	$38.7M+10.8%	$39.6M+49.3%	$34.7M+32.6%	$34.8M+32.8%
Share Buybacks	$46.5M+17.8%	$94.6M+356.0%	$146.6M+1761.0%	$40.1M+163.8%	$39.4M+169.7%	$20.7M	$7.9M	$15.2M

HWCPZ Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

HWCPZ quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	30.1%+2.9pp	27.2%+3.0pp	24.2%-21.9pp	46.1%-1.1pp	47.2%+51.4pp	-4.3%-33.4pp	29.1%-2.4pp	31.5%+7.6pp	23.9%+3.6pp	20.4%+1.1pp	19.3%-6.0pp	25.4%+2.7pp	22.6%+2.7pp	19.9%+12.1pp	7.8%
Return on Equity	10.9%-0.3pp	11.2%+0.8pp	10.3%-5.4pp	15.7%+3.1pp	12.6%+13.9pp	-1.3%-10.8pp	9.4%-1.1pp	10.5%+3.0pp	7.5%+2.0pp	5.5%0.0pp	5.5%-1.7pp	7.1%+0.4pp	6.7%+0.6pp	6.2%+2.9pp	3.2%
Return on Assets	1.4%+0.1pp	1.3%+0.2pp	1.1%-0.4pp	1.5%+0.2pp	1.3%+1.4pp	-0.1%-1.2pp	1.1%-0.1pp	1.1%+0.4pp	0.8%+0.2pp	0.6%0.0pp	0.6%-0.3pp	0.9%0.0pp	0.9%+0.1pp	0.8%+0.4pp	0.4%
Debt-to-Equity	0.040.0x	0.050.0x	0.060.0x	0.070.0x	0.070.0x	0.110.0x	0.070.0x	0.070.0x	0.11-0.1x	0.160.0x	0.20+0.1x	0.150.0x	0.160.0x	0.160.0x	0.15
Asset Turnover	0.050.0x	0.050.0x	0.050.0x	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.040.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.040.0x	0.05
FCF Margin	32.4%-4.0pp	36.4%+7.3pp	29.0%-42.5pp	71.5%+14.3pp	57.2%+27.2pp	30.0%+2.5pp	27.5%-11.3pp	38.8%-4.6pp	43.4%-1.0pp	44.3%+13.2pp	31.2%-16.7pp	47.9%-13.2pp	61.1%+8.7pp	52.5%+32.0pp	20.4%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	30.8%+2.6pp	11.8%-18.4pp	30.8%+1.3pp	31.2%+4.2pp	28.2%+1.4pp	30.2%+4.5pp	29.5%+17.6pp	26.9%+3.4pp
Return on Equity	2.9%+0.3pp	1.1%-1.7pp	2.8%-0.1pp	2.9%+0.1pp	2.6%-0.3pp	2.8%0.0pp	3.0%+1.6pp	2.8%0.0pp
Return on Assets	0.4%0.0pp	0.1%-0.2pp	0.4%0.0pp	0.4%0.0pp	0.3%0.0pp	0.3%0.0pp	0.4%+0.2pp	0.3%+0.1pp
Debt-to-Equity	0.040.0x	0.040.0x	0.040.0x	0.050.0x	0.050.0x	0.050.0x	0.050.0x	0.060.0x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	36.4%+6.1pp	27.0%+1.7pp	35.8%-9.8pp	37.9%+1.0pp	30.3%+6.0pp	25.4%-13.6pp	45.6%+23.9pp	36.9%-6.7pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Where Hancock Whitney Ranks

Frequently Asked Questions

What is Hancock Whitney's annual revenue?

Hancock Whitney (HWCPZ) reported $1.6B in total revenue for fiscal year 2025. This represents a -4.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Hancock Whitney's revenue growing?

Hancock Whitney (HWCPZ) revenue declined by 4.6% year-over-year, from $1.7B to $1.6B in fiscal year 2025.

Is Hancock Whitney profitable?

Yes, Hancock Whitney (HWCPZ) reported a net income of $486.1M in fiscal year 2025, with a net profit margin of 30.1%.

How much debt does Hancock Whitney have?

As of fiscal year 2025, Hancock Whitney (HWCPZ) had $563.0M in cash and equivalents against $199.4M in long-term debt.

What is Hancock Whitney's net profit margin?

Hancock Whitney (HWCPZ) had a net profit margin of 30.1% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Hancock Whitney pay dividends?

Yes, Hancock Whitney (HWCPZ) paid $1.80 per share in dividends during fiscal year 2025.

What is Hancock Whitney's return on equity (ROE)?

Hancock Whitney (HWCPZ) has a return on equity of 10.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Hancock Whitney's free cash flow?

Hancock Whitney (HWCPZ) generated $523.1M in free cash flow during fiscal year 2025. This represents a -15.0% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Hancock Whitney's operating cash flow?

Hancock Whitney (HWCPZ) generated $541.8M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Hancock Whitney's total assets?

Hancock Whitney (HWCPZ) had $35.5B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Hancock Whitney's capital expenditures?

Hancock Whitney (HWCPZ) invested $18.7M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Hancock Whitney buy back shares?

Yes, Hancock Whitney (HWCPZ) spent $246.9M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Hancock Whitney have outstanding?

Hancock Whitney (HWCPZ) had 82M shares outstanding as of fiscal year 2025.

What is Hancock Whitney's debt-to-equity ratio?

Hancock Whitney (HWCPZ) had a debt-to-equity ratio of 0.04 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Hancock Whitney's return on assets (ROA)?

Hancock Whitney (HWCPZ) had a return on assets of 1.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Hancock Whitney's Piotroski F-Score?

Hancock Whitney (HWCPZ) has a Piotroski F-Score of 6 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Hancock Whitney's earnings high quality?

Hancock Whitney (HWCPZ) has an earnings quality ratio of 1.11x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.