Hoyne Bancorp Inc Financials

Hoyne Bancorp Inc (HYNE) reported $20.4M in total revenue for fiscal year 2025. This represents a 21.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

Hoyne Bancorp Inc (HYNE) revenue grew by 21.2% year-over-year, from $16.8M to $20.4M in fiscal year 2025.

Yes, Hoyne Bancorp Inc (HYNE) reported a net income of $233K in fiscal year 2025, with a net profit margin of 1.1%.

Hoyne Bancorp Inc (HYNE) reported diluted earnings per share of $0.03 for fiscal year 2025. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Hoyne Bancorp Inc (HYNE) had a net profit margin of 1.1% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Hoyne Bancorp Inc (HYNE) has a return on equity of 0.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

Hoyne Bancorp Inc (HYNE) generated $202K in free cash flow during fiscal year 2025. This represents a 105.4% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

Hoyne Bancorp Inc (HYNE) generated $1.2M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

Hoyne Bancorp Inc (HYNE) had $489.4M in total assets as of fiscal year 2025, including both current and long-term assets.

Hoyne Bancorp Inc (HYNE) invested $1.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Hoyne Bancorp Inc (HYNE) had 8M shares outstanding as of fiscal year 2025.

Hoyne Bancorp Inc (HYNE) had a debt-to-equity ratio of 2.03 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

Hoyne Bancorp Inc (HYNE) had a return on assets of 0.1% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

Hoyne Bancorp Inc (HYNE) has a Piotroski F-Score of 5 out of 5 computable signals; 4 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Hoyne Bancorp Inc (HYNE) has an earnings quality ratio of 5.35x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Hoyne Bancorp Inc (HYNE) scores 29 out of 100 on our Financial Health Score, indicating weak standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.