INSPIRATO INCORPORATED Financials
INSPIRATO INCORPORATED (ISPO) reported $279.9M in revenue for fiscal year 2024, down 15.0% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 5 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
A margin reset, not top-line growth, drove FY2024's recovery, but the business still operates with tight near-term liquidity.
Between FY2023 and FY2024, gross profit jumped from$54.3M to$119.2M even as revenue fell, so the improvement came from a far better cost-of-revenue structure rather than simple volume recovery. That margin repair and lower overhead pushed net loss down to$5.4M and operating cash flow to-$15.8M , showing profit and cash trends improved together.
The business looks less structurally loss-making than it did a year earlier: FY2024 net margin was
The balance sheet did not heal as fast as the income statement, which is why the operational rebound does not yet create much room for error. Cash fell from
Financial Health Signals
Scored against operating companies for FY2024. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of INSPIRATO INCORPORATED's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Not available for INSPIRATO INCORPORATED, and counted as zero in the overall score.
INSPIRATO INCORPORATED's revenue declined 15.0% year-over-year, from $329.1M to $279.9M. This contraction results in a growth score of 11/100.
INSPIRATO INCORPORATED's current ratio of 0.28 is below the typical benchmark, resulting in a score of 2/100. This tight liquidity could limit financial flexibility if cash inflows slow.
INSPIRATO INCORPORATED's operations used $15.8M of cash, and capex of $5.5M added to the outflow, for a free cash flow shortfall of $21.2M. This results in a cash flow score of 15/100.
Not available for INSPIRATO INCORPORATED, and counted as zero in the overall score.
INSPIRATO INCORPORATED passes 3 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 1 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.
INSPIRATO INCORPORATED reported a net loss of $5.4M while operations used $15.8M of cash. With neither figure positive, the ratio between the two carries no quality signal.
Key Financial Metrics
Earnings & Revenue
INSPIRATO INCORPORATED generated $279.9M in revenue in fiscal year 2024. This represents a decrease of 15.0% from the prior year.
INSPIRATO INCORPORATED reported -$5.4M in net income in fiscal year 2024. This represents an increase of 89.6% from the prior year.
INSPIRATO INCORPORATED earned -$0.91 per diluted share (EPS) in fiscal year 2024.
Not reported for fiscal year 2024.
Cash & Balance Sheet
INSPIRATO INCORPORATED recorded an outflow of $21.2M in free cash flow in fiscal year 2024, representing a cash shortfall after capex. This represents an increase of 63.2% from the prior year.
INSPIRATO INCORPORATED held $21.8M in cash as of fiscal year 2024; long-term debt is not reported for that period.
Not reported for fiscal year 2024.
Margins & Returns
INSPIRATO INCORPORATED's gross margin was 42.6% in fiscal year 2024, indicating the percentage of revenue retained after direct costs. This is up 26.1 percentage points from the prior year.
INSPIRATO INCORPORATED's net profit margin was -1.9% in fiscal year 2024, showing the share of revenue converted to profit. This is up 13.8 percentage points from the prior year.
Not reported for fiscal year 2024.
Not reported for fiscal year 2024.
Capital Allocation
INSPIRATO INCORPORATED repurchased no shares in fiscal year 2024.
INSPIRATO INCORPORATED invested $5.5M in capex in fiscal year 2024, funding long-term assets and infrastructure. This represents a decrease of 13.3% from the prior year.
Not reported for fiscal year 2024.
ISPO Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | TTM | FY24 | FY23 | FY22 | FY21 | FY20 |
|---|---|---|---|---|---|---|
| Revenue | $247.7M | $279.9M-15.0% | $329.1M-4.8% | $345.5M+47.2% | $234.7M+41.8% | $165.6M |
| Cost of Revenue | $165.4M | $190.5M-18.6% | $233.9M+2.4% | $228.4M+49.5% | $152.7M+51.8% | $100.6M |
| Gross Profit | $82.3M | $119.2M+119.5% | $54.3M-53.3% | $116.2M+41.7% | $82.0M+26.2% | $65.0M |
| SG&A Expenses | $42.2M | $59.2M-17.9% | $72.1M+9.6% | $65.8M+32.2% | $49.8M+91.9% | $25.9M |
| Operating Income | N/A | N/A | N/A | N/A | -$5.3M | N/A |
| Interest Expense | $2.2M | $2.1M-12.5% | $2.4M+700.0% | $300K-50.0% | $600K+210.7% | -$542K |
| Income Tax | $453K | $595K-17.5% | $721K-9.8% | $799K | $0 | N/A |
| Net Income | -$10.5M | -$5.4M+89.6% | -$51.8M-115.1% | -$24.1M-8.3% | -$22.2M-4014.4% | -$540K |
| EPS (Diluted) | — | -$0.91 | -$15.31-66.4% | -$9.20 | -$4.21 | -$0.01 |
Not reported in any period shown, so not listed: R&D Expenses.
TTM is the trailing twelve months, Q4 FY2024 through Q3 FY2025, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.
ISPO Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | FY24 | FY23 | FY22 | FY21 | FY20 |
|---|---|---|---|---|---|
| Total Assets | $273.9M-17.2% | $330.7M-23.2% | $430.4M+195.2% | $145.8M-18.0% | $177.7M |
| Current Assets | $58.4M-22.0% | $74.8M-36.0% | $116.9M+1.8% | $114.8M+6453.0% | $1.8M |
| Cash & Equivalents | $21.8M-40.3% | $36.6M-54.5% | $80.3M+0.1% | $80.2M+6358.8% | $1.2M |
| Accounts Receivable | $3.8M+13.9% | $3.3M+5.3% | $3.1M+31.4% | $2.4M | N/A |
| Goodwill | $21.2M0.0% | $21.2M0.0% | $21.2M0.0% | $21.2M | N/A |
| Total Liabilities | $403.7M+11.8% | $361.0M-28.6% | $505.4M+50.6% | $335.5M+68.4% | $199.2M |
| Current Liabilities | $211.9M-13.6% | $245.2M-11.8% | $278.1M+21.1% | $229.7M+50884.3% | $451K |
| Total Equity | -$129.9M-329.4% | -$30.2M-357.8% | $11.7M+106.2% | -$189.7M-783.5% | -$21.5M |
| Retained Earnings | -$291.2M-1.9% | -$285.8M-22.2% | -$233.9M-10.8% | -$211.2M-883.5% | -$21.5M |
Not reported in any period shown, so not listed: Inventory, Long-Term Debt.
ISPO Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | TTM | FY24 | FY23 | FY22 | FY21 | FY20 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | -$784K | -$15.8M+69.3% | -$51.4M-12.5% | -$45.7M-258.9% | $28.8M+148.3% | $11.6M |
| Capital Expenditures | $3.4M | $5.5M-13.3% | $6.3M-28.8% | $8.8M+198.6% | $3.0M+83.2% | $1.6M |
| Free Cash Flow | -$4.2M | -$21.2M+63.2% | -$57.7M-5.8% | -$54.5M-311.5% | $25.8M+158.9% | $10.0M |
| Investing Cash Flow | -$3.7M | -$6.0M+50.4% | -$12.1M+15.0% | -$14.3M-255.3% | -$4.0M-3.2% | -$3.9M |
| Financing Cash Flow | $7.2M | $14.5M-39.1% | $23.8M-59.5% | $58.9M+770.8% | -$8.8M-153.1% | $16.6M |
| Share Buybacks | N/A | $0 | $0-100.0% | $23.9M+229.3% | $7.3M | N/A |
Not reported in any period shown, so not listed: Dividends Paid.
TTM is the trailing twelve months, Q4 FY2024 through Q3 FY2025, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.
ISPO Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples.
| Metric | FY24 | FY23 | FY22 | FY21 | FY20 |
|---|---|---|---|---|---|
| Gross Margin | 42.6%+26.1pp | 16.5%-17.1pp | 33.6%-1.3pp | 34.9%-4.3pp | 39.3% |
| Operating Margin | N/A | N/A | N/A | -2.3% | N/A |
| Net Margin | -1.9%+13.8pp | -15.7%-8.8pp | -7.0%+2.5pp | -9.5%-9.1pp | -0.3% |
| Return on Equity | N/A | N/A | -205.0% | N/A | N/A |
| Return on Assets | -2.0%+13.7pp | -15.7%-10.1pp | -5.6%+9.7pp | -15.2%-14.9pp | -0.3% |
| Current Ratio | 0.280.0x | 0.31-0.1x | 0.42-0.1x | 0.50-3.4x | 3.89 |
| Debt-to-Equity | N/A | N/A | 43.07 | N/A | N/A |
| FCF Margin | -7.6%+9.9pp | -17.5%-1.8pp | -15.8%-26.8pp | 11.0%+5.0pp | 6.0% |
Note: Shareholder equity is negative (-$129.9M), which causes debt-to-equity and return on equity ratios to appear negative or not meaningful. This can occur from accumulated losses or large share buyback programs.
Note: The current ratio is below 1.0 (0.28), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.
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Where INSPIRATO INCORPORATED Ranks
Frequently Asked Questions
What is INSPIRATO INCORPORATED's annual revenue?
INSPIRATO INCORPORATED (ISPO) reported $279.9M in total revenue for fiscal year 2024. This represents a -15.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is INSPIRATO INCORPORATED's revenue growing?
INSPIRATO INCORPORATED (ISPO) revenue declined by 15.0% year-over-year, from $329.1M to $279.9M in fiscal year 2024.
Is INSPIRATO INCORPORATED profitable?
No, INSPIRATO INCORPORATED (ISPO) reported a net income of -$5.4M in fiscal year 2024, with a net profit margin of -1.9%.
What is INSPIRATO INCORPORATED's gross margin?
INSPIRATO INCORPORATED (ISPO) had a gross margin of 42.6% in fiscal year 2024, indicating the percentage of revenue retained after direct costs of goods sold.
What is INSPIRATO INCORPORATED's net profit margin?
INSPIRATO INCORPORATED (ISPO) had a net profit margin of -1.9% in fiscal year 2024, representing the share of revenue converted into profit after all expenses.
What is INSPIRATO INCORPORATED's free cash flow?
INSPIRATO INCORPORATED (ISPO) recorded an outflow of $21.2M in free cash flow during fiscal year 2024. This represents a 63.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is INSPIRATO INCORPORATED's operating cash flow?
INSPIRATO INCORPORATED (ISPO) recorded an outflow of $15.8M in operating cash flow during fiscal year 2024, representing cash used by core business activities.
What are INSPIRATO INCORPORATED's total assets?
INSPIRATO INCORPORATED (ISPO) had $273.9M in total assets as of fiscal year 2024, including both current and long-term assets.
What are INSPIRATO INCORPORATED's capital expenditures?
INSPIRATO INCORPORATED (ISPO) invested $5.5M in capital expenditures during fiscal year 2024, funding long-term assets and infrastructure.
What is INSPIRATO INCORPORATED's current ratio?
INSPIRATO INCORPORATED (ISPO) had a current ratio of 0.28 as of fiscal year 2024, which is below 1.0, which may suggest potential liquidity concerns.
What is INSPIRATO INCORPORATED's return on assets (ROA)?
INSPIRATO INCORPORATED (ISPO) had a return on assets of -2.0% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.
What is INSPIRATO INCORPORATED's cash runway?
Based on fiscal year 2024 data, INSPIRATO INCORPORATED (ISPO) had $21.8M in cash against an annual operating cash burn of $15.8M. This gives an estimated cash runway of approximately 17 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.
Why is INSPIRATO INCORPORATED's debt-to-equity ratio negative or not reported?
INSPIRATO INCORPORATED (ISPO) has negative shareholder equity of -$129.9M as of fiscal year 2024, so no debt-to-equity ratio is reported: dividing debt by equity that is not positive produces a number that cannot be read as leverage. This can occur when accumulated losses exceed invested capital, or after large share buyback programs. Other solvency metrics like the current ratio or interest coverage may be more informative.
What is INSPIRATO INCORPORATED's Piotroski F-Score?
INSPIRATO INCORPORATED (ISPO) has a Piotroski F-Score of 3 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are INSPIRATO INCORPORATED's earnings high quality?
INSPIRATO INCORPORATED (ISPO) reported a net loss of $5.4M while operations used $15.8M of cash. With neither figure positive, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is INSPIRATO INCORPORATED?
INSPIRATO INCORPORATED (ISPO) scores 5 out of 100 on our Financial Health Score, indicating weak standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.