JFB Construction Holdings Financials
This page shows JFB Construction Holdings (JFB) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 2 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
FY2025 became a capital-funded growth reset, with external financing replacing internally generated cash as margins compressed sharply.
Revenue reached$30.5M in FY2025, yet gross margin fell to10.3% ; that points to a lower-value revenue mix rather than scale improving profitability. Meanwhile, operating cash flow fell to-$11.8M as financing cash flow brought in$35.6M , so the year’s liquidity improvement came from new capital, not from projects turning into cash.
The balance sheet became less levered during a loss year, with debt-to-equity moving to 0.1x from 0.4x. Cash climbed to
Receivables rose to
Financial Health Signals
Based on FY2025 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →
Health score ≠ stock price. This rates the quality of JFB Construction Holdings's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
JFB Construction Holdings has an operating margin of -18.5%, meaning the company retains $-19 of operating profit per $100 of revenue. This below-average margin results in a low score of 0/100, suggesting thin profitability after operating expenses. This is down from -0.1% the prior year.
JFB Construction Holdings's revenue surged 32.3% year-over-year to $30.5M, reflecting rapid business expansion. This strong growth earns a score of 87/100.
JFB Construction Holdings carries a low D/E ratio of 0.06, meaning only $0.06 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 100/100, indicating a strong balance sheet with room for future borrowing.
With a current ratio of 16.96, JFB Construction Holdings holds $16.96 in current assets for every $1 of short-term obligations. This comfortable liquidity earns a score of 100/100.
While JFB Construction Holdings generated -$11.8M in operating cash flow, capex of $227K consumed most of it, leaving -$12.0M in free cash flow. This results in a low score of 0/100, reflecting heavy capital investment rather than weak cash generation.
JFB Construction Holdings generates a -13.9% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 0/100. This is down from 1.9% the prior year.
JFB Construction Holdings passes 1 of 9 financial strength tests. No profitability signals pass, 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.
For every $1 of reported earnings, JFB Construction Holdings generates $2.24 in operating cash flow (-$11.8M OCF vs -$5.3M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.
JFB Construction Holdings earns $-11563.5 in operating income for every $1 of interest expense (-$5.7M vs $489). This narrow margin raises concern about the company's ability to service its debt if operating income declines.
Key Financial Metrics
Earnings & Revenue
JFB Construction Holdings generated $30.5M in revenue in fiscal year 2025. This represents an increase of 32.3% from the prior year.
JFB Construction Holdings's EBITDA was -$5.4M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 3796.8% from the prior year.
JFB Construction Holdings reported -$5.3M in net income in fiscal year 2025. This represents a decrease of 4530.5% from the prior year.
JFB Construction Holdings earned $-0.31 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 3200.0% from the prior year.
Cash & Balance Sheet
JFB Construction Holdings generated -$12.0M in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 551.0% from the prior year.
JFB Construction Holdings held $25.2M in cash against $0 in long-term debt as of fiscal year 2025.
Margins & Returns
JFB Construction Holdings's gross margin was 10.3% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is down 11.5 percentage points from the prior year.
JFB Construction Holdings's operating margin was -18.5% in fiscal year 2025, reflecting core business profitability. This is down 18.4 percentage points from the prior year.
JFB Construction Holdings's net profit margin was -17.3% in fiscal year 2025, showing the share of revenue converted to profit. This is down 17.8 percentage points from the prior year.
JFB Construction Holdings's ROE was -13.9% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 15.8 percentage points from the prior year.
Capital Allocation
JFB Construction Holdings invested $227K in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 72.3% from the prior year.
JFB Income Statement
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $12.7M | N/A | N/A | N/A | $5.9M | N/A | N/A | N/A |
| Cost of Revenue | $11.4M | N/A | N/A | N/A | $4.4M | N/A | N/A | N/A |
| Gross Profit | $1.3M | N/A | $742K+188.2% | $258K-82.5% | $1.5M | N/A | $1.5M+72.7% | $858K |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | $3.4M | N/A | $1.8M-18.9% | $2.2M+67.8% | $1.3M | N/A | $1.7M+111.8% | $824K |
| Operating Income | -$3.4M | N/A | -$1.1M+54.4% | -$2.5M-9002.9% | -$27K | N/A | -$410K-4088.6% | -$10K |
| Interest Expense | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Income Tax | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Income | -$3.3M | N/A | -$1.1M+55.1% | -$2.4M-7917.5% | $30K | N/A | -$373K-1344.6% | $30K |
| EPS (Diluted) | $-0.25 | N/A | $-0.11+57.7% | $-0.26 | $0.00 | N/A | $-0.05-600.0% | $0.01 |
JFB Balance Sheet
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $54.7M+36.7% | $40.0M+186.9% | $14.0M+16.3% | $12.0M-9.5% | $13.3M+48.0% | $9.0M | N/A | N/A |
| Current Assets | $20.6M-44.7% | $37.3M+229.3% | $11.3M+21.5% | $9.3M-18.8% | $11.5M+61.2% | $7.1M | N/A | N/A |
| Cash & Equivalents | $6.7M-73.4% | $25.2M+282.1% | $6.6M+38.3% | $4.8M-38.2% | $7.7M+186.4% | $2.7M-28.5% | $3.8M-4.6% | $3.9M |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | $7.1M-23.6% | $9.2M+189.2% | $3.2M-2.4% | $3.3M+18.8% | $2.8M-70.2% | $9.2M | N/A | N/A |
| Goodwill | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Liabilities | $8.4M+283.6% | $2.2M-4.8% | $2.3M+23.0% | $1.9M-16.1% | $2.2M-15.0% | $2.6M | N/A | N/A |
| Current Liabilities | $8.4M+283.6% | $2.2M-4.8% | $2.3M+23.0% | $1.9M-16.1% | $2.2M-15.0% | $2.6M | N/A | N/A |
| Long-Term Debt | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Equity | $46.3M+22.3% | $37.8M+224.9% | $11.6M+15.0% | $10.1M-8.2% | $11.0M+74.2% | $6.3M+5.8% | $6.0M-0.4% | $6.0M |
| Retained Earnings | -$2.6M-515.2% | $632K-74.7% | $2.5M-29.8% | $3.6M-39.9% | $5.9M+0.5% | $5.9M | N/A | N/A |
JFB Cash Flow Statement
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $1.7M+118.4% | -$9.0M-1145.8% | -$719K+71.3% | -$2.5M-738.0% | $393K+159.2% | -$663K-378.6% | -$139K+71.8% | -$492K |
| Capital Expenditures | $12K-93.2% | $170K+1330.5% | $12K+947.8% | -$1K-103.1% | $46K-31.5% | $67K+186.1% | $23K-95.3% | $494K |
| Free Cash Flow | $1.6M+118.0% | -$9.1M-1148.8% | -$731K+70.9% | -$2.5M-822.6% | $347K+147.5% | -$730K-350.8% | -$162K+83.6% | -$986K |
| Investing Cash Flow | -$30.2M-15372.8% | -$195K-429.4% | -$37K+96.3% | -$999K-2686.0% | -$36K+46.4% | -$67K-186.1% | -$23K+95.4% | -$504K |
| Financing Cash Flow | $10.1M-63.7% | $27.8M+974.5% | $2.6M+367.5% | $553K-88.2% | $4.7M+1464.2% | -$342K-1762.2% | -$18K+97.7% | -$794K |
| Dividends Paid | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Share Buybacks | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
JFB Financial Ratios
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 10.2% | N/A | N/A | N/A | 24.9% | N/A | N/A | N/A |
| Operating Margin | -27.0% | N/A | N/A | N/A | -0.5% | N/A | N/A | N/A |
| Net Margin | -25.7% | N/A | N/A | N/A | 0.5% | N/A | N/A | N/A |
| Return on Equity | -7.0% | N/A | -9.1%+14.3pp | -23.4%-23.7pp | 0.3% | N/A | -6.2%-6.7pp | 0.5% |
| Return on Assets | -5.9% | N/A | -7.6%+12.1pp | -19.7%-20.0pp | 0.2% | N/A | N/A | N/A |
| Current Ratio | 2.45-14.5 | 16.96+12.1 | 4.90-0.1 | 4.96-0.2 | 5.13+2.4 | 2.70 | N/A | N/A |
| Debt-to-Equity | 0.18+0.1 | 0.06-0.1 | 0.20+0.0 | 0.19-0.0 | 0.20-0.2 | 0.42 | N/A | N/A |
| FCF Margin | 12.9% | N/A | N/A | N/A | 5.9% | N/A | N/A | N/A |
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Frequently Asked Questions
What is JFB Construction Holdings's annual revenue?
JFB Construction Holdings (JFB) reported $30.5M in total revenue for fiscal year 2025. This represents a 32.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is JFB Construction Holdings's revenue growing?
JFB Construction Holdings (JFB) revenue grew by 32.3% year-over-year, from $23.1M to $30.5M in fiscal year 2025.
Is JFB Construction Holdings profitable?
No, JFB Construction Holdings (JFB) reported a net income of -$5.3M in fiscal year 2025, with a net profit margin of -17.3%.
What is JFB Construction Holdings's EBITDA?
JFB Construction Holdings (JFB) had EBITDA of -$5.4M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
What is JFB Construction Holdings's gross margin?
JFB Construction Holdings (JFB) had a gross margin of 10.3% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is JFB Construction Holdings's operating margin?
JFB Construction Holdings (JFB) had an operating margin of -18.5% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is JFB Construction Holdings's net profit margin?
JFB Construction Holdings (JFB) had a net profit margin of -17.3% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is JFB Construction Holdings's return on equity (ROE)?
JFB Construction Holdings (JFB) has a return on equity of -13.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is JFB Construction Holdings's free cash flow?
JFB Construction Holdings (JFB) generated -$12.0M in free cash flow during fiscal year 2025. This represents a -551.0% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is JFB Construction Holdings's operating cash flow?
JFB Construction Holdings (JFB) generated -$11.8M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are JFB Construction Holdings's total assets?
JFB Construction Holdings (JFB) had $40.0M in total assets as of fiscal year 2025, including both current and long-term assets.
What are JFB Construction Holdings's capital expenditures?
JFB Construction Holdings (JFB) invested $227K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is JFB Construction Holdings's current ratio?
JFB Construction Holdings (JFB) had a current ratio of 16.96 as of fiscal year 2025, which is generally considered healthy.
What is JFB Construction Holdings's debt-to-equity ratio?
JFB Construction Holdings (JFB) had a debt-to-equity ratio of 0.06 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is JFB Construction Holdings's return on assets (ROA)?
JFB Construction Holdings (JFB) had a return on assets of -13.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is JFB Construction Holdings's cash runway?
Based on fiscal year 2025 data, JFB Construction Holdings (JFB) had $25.2M in cash against an annual operating cash burn of $11.8M. This gives an estimated cash runway of approximately 26 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.
What is JFB Construction Holdings's Piotroski F-Score?
JFB Construction Holdings (JFB) has a Piotroski F-Score of 1 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are JFB Construction Holdings's earnings high quality?
JFB Construction Holdings (JFB) has an earnings quality ratio of 2.24x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can JFB Construction Holdings cover its interest payments?
JFB Construction Holdings (JFB) has an interest coverage ratio of -11563.5x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is JFB Construction Holdings?
JFB Construction Holdings (JFB) scores 48 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.