JFB Construction Holdings Financials
JFB Construction Holdings (JFB) reported $30.5M in revenue for fiscal year 2025, up 32.3% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 2 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
JFB's cash-rich balance sheet now reflects fresh financing, while underlying contract work generated weaker margins and cash.
FY2025's$35.6M financing inflow more than offset$11.8M of operating cash outflow. That is why cash reached$25.2M even as the core business fell to a-18.5% operating margin; liquidity improved because the funding source changed, not because projects became more cash generative or overhead lighter.
Growth without margin support is the clearest operating change: revenue increased, but gross margin compressed from
The balance sheet is now equity-funded rather than debt-dependent, with liabilities of only
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of JFB Construction Holdings's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
JFB Construction Holdings has an operating margin of -18.5%, meaning the company loses $19 on every $100 of revenue. This results in a profitability score of 26/100. This is down from -0.1% the prior year.
JFB Construction Holdings's revenue surged 32.3% year-over-year to $30.5M, reflecting rapid business expansion. This strong growth earns a score of 90/100.
JFB Construction Holdings carries a low D/E ratio of 0.06, meaning only $0.06 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 83/100, indicating a strong balance sheet with room for future borrowing.
With a current ratio of 16.96, JFB Construction Holdings holds $16.96 in current assets for every $1 of short-term obligations. This comfortable liquidity earns a score of 99/100.
JFB Construction Holdings's operations used $11.8M of cash, and capex of $227K added to the outflow, for a free cash flow shortfall of $12.0M. This results in a cash flow score of 12/100.
JFB Construction Holdings posts a -13.9% return on equity (ROE), meaning it loses $14 for every $100 of shareholders' equity. This results in a returns score of 26/100. This is down from 1.9% the prior year.
JFB Construction Holdings scores 26.27, well above the 2.99 safe threshold. The score is driven primarily by a large market capitalization ($91.2M) relative to total liabilities ($2.2M). This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
JFB Construction Holdings passes 1 of 7 computable financial strength tests (2 of the nine could not be computed from available data). No profitability signals pass, all 1 leverage/liquidity signals pass, neither operating efficiency signal passes.
JFB Construction Holdings reported a net loss of $5.3M while operations used $11.8M of cash. With neither figure positive, the ratio between the two carries no quality signal.
JFB Construction Holdings reported an operating loss of $5.7M against $489 in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations.
Key Financial Metrics
Earnings & Revenue
JFB Construction Holdings generated $30.5M in revenue in fiscal year 2025. This represents an increase of 32.3% from the prior year.
JFB Construction Holdings's EBITDA was -$5.4M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 3796.8% from the prior year.
JFB Construction Holdings reported -$5.3M in net income in fiscal year 2025. This represents a decrease of 4530.5% from the prior year.
JFB Construction Holdings earned -$0.31 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 3200.0% from the prior year.
Cash & Balance Sheet
JFB Construction Holdings recorded an outflow of $12.0M in free cash flow in fiscal year 2025, representing a cash shortfall after capex. This represents a decrease of 551.0% from the prior year.
JFB Construction Holdings held $25.2M in cash as of fiscal year 2025; long-term debt is not reported for that period.
Not reported for fiscal year 2025.
Margins & Returns
JFB Construction Holdings's gross margin was 10.3% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is down 11.5 percentage points from the prior year.
JFB Construction Holdings's operating margin was -18.5% in fiscal year 2025, reflecting core business profitability. This is down 18.4 percentage points from the prior year.
JFB Construction Holdings's net profit margin was -17.3% in fiscal year 2025, showing the share of revenue converted to profit. This is down 17.8 percentage points from the prior year.
JFB Construction Holdings's ROE was -13.9% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 15.8 percentage points from the prior year.
Capital Allocation
JFB Construction Holdings invested $227K in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 72.3% from the prior year.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
JFB Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | TTM | FY25 | FY24 |
|---|---|---|---|
| Revenue | N/A | $30.5M+32.3% | $23.1M |
| Cost of Revenue | N/A | $27.4M+51.7% | $18.1M |
| Gross Profit | N/A | $3.2M-37.4% | $5.0M |
| SG&A Expenses | N/A | $7.4M+52.5% | $4.8M |
| Operating Income | N/A | -$5.7M-16777.3% | -$34K |
| Interest Expense | N/A | $489-98.5% | $33K |
| Net Income | N/A | -$5.3M-4530.5% | $119K |
| EPS (Diluted) | — | -$0.31-3200.0% | $0.01 |
Not reported in any period shown, so not listed: R&D Expenses, Income Tax.
TTM is the trailing twelve months, Q3 FY2025 through Q2 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.
JFB Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | FY25 | FY24 |
|---|---|---|
| Total Assets | $40.0M+346.6% | $9.0M |
| Current Assets | $37.3M+423.6% | $7.1M |
| Cash & Equivalents | $25.2M+835.0% | $2.7M |
| Accounts Receivable | $9.2M0.0% | $9.2M |
| Total Liabilities | $2.2M-16.6% | $2.6M |
| Current Liabilities | $2.2M-16.6% | $2.6M |
| Total Equity | $37.8M+497.7% | $6.3M |
| Retained Earnings | $632K-89.3% | $5.9M |
Not reported in any period shown, so not listed: Inventory, Goodwill, Long-Term Debt.
JFB Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | TTM | FY25 | FY24 |
|---|---|---|---|
| Operating Cash Flow | -$10.9M | -$11.8M-438.6% | $3.5M |
| Capital Expenditures | $435K | $227K-72.3% | $818K |
| Free Cash Flow | -$11.3M | -$12.0M-551.0% | $2.7M |
| Investing Cash Flow | -$30.7M | -$1.3M-54.9% | -$818K |
| Financing Cash Flow | $44.8M | $35.6M+3052.1% | -$1.2M |
Not reported in any period shown, so not listed: Dividends Paid, Share Buybacks.
TTM is the trailing twelve months, Q3 FY2025 through Q2 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.
JFB Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples.
| Metric | FY25 | FY24 |
|---|---|---|
| Gross Margin | 10.3%-11.5pp | 21.8% |
| Operating Margin | -18.5%-18.4pp | -0.1% |
| Net Margin | -17.3%-17.8pp | 0.5% |
| Return on Equity | -13.9%-15.8pp | 1.9% |
| Return on Assets | -13.2%-14.5pp | 1.3% |
| Current Ratio | 16.96+14.3x | 2.70 |
| Debt-to-Equity | 0.06-0.4x | 0.42 |
| FCF Margin | -39.4%-50.9pp | 11.5% |
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Where JFB Construction Holdings Ranks
Frequently Asked Questions
What is JFB Construction Holdings's annual revenue?
JFB Construction Holdings (JFB) reported $30.5M in total revenue for fiscal year 2025. This represents a 32.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is JFB Construction Holdings's revenue growing?
JFB Construction Holdings (JFB) revenue grew by 32.3% year-over-year, from $23.1M to $30.5M in fiscal year 2025.
Is JFB Construction Holdings profitable?
No, JFB Construction Holdings (JFB) reported a net income of -$5.3M in fiscal year 2025, with a net profit margin of -17.3%.
What is JFB Construction Holdings's EBITDA?
JFB Construction Holdings (JFB) had EBITDA of -$5.4M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
What is JFB Construction Holdings's gross margin?
JFB Construction Holdings (JFB) had a gross margin of 10.3% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is JFB Construction Holdings's operating margin?
JFB Construction Holdings (JFB) had an operating margin of -18.5% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is JFB Construction Holdings's net profit margin?
JFB Construction Holdings (JFB) had a net profit margin of -17.3% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is JFB Construction Holdings's return on equity (ROE)?
JFB Construction Holdings (JFB) has a return on equity of -13.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is JFB Construction Holdings's free cash flow?
JFB Construction Holdings (JFB) recorded an outflow of $12.0M in free cash flow during fiscal year 2025. This represents a -551.0% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is JFB Construction Holdings's operating cash flow?
JFB Construction Holdings (JFB) recorded an outflow of $11.8M in operating cash flow during fiscal year 2025, representing cash used by core business activities.
What are JFB Construction Holdings's total assets?
JFB Construction Holdings (JFB) had $40.0M in total assets as of fiscal year 2025, including both current and long-term assets.
What are JFB Construction Holdings's capital expenditures?
JFB Construction Holdings (JFB) invested $227K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is JFB Construction Holdings's current ratio?
JFB Construction Holdings (JFB) had a current ratio of 16.96 as of fiscal year 2025, which is generally considered healthy.
What is JFB Construction Holdings's debt-to-equity ratio?
JFB Construction Holdings (JFB) had a debt-to-equity ratio of 0.06 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is JFB Construction Holdings's return on assets (ROA)?
JFB Construction Holdings (JFB) had a return on assets of -13.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is JFB Construction Holdings's cash runway?
Based on fiscal year 2025 data, JFB Construction Holdings (JFB) had $25.2M in cash against an annual operating cash burn of $11.8M. This gives an estimated cash runway of approximately 26 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.
What is JFB Construction Holdings's Altman Z-Score?
JFB Construction Holdings (JFB) has an Altman Z-Score of 26.27, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is JFB Construction Holdings's Piotroski F-Score?
JFB Construction Holdings (JFB) has a Piotroski F-Score of 1 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are JFB Construction Holdings's earnings high quality?
JFB Construction Holdings (JFB) reported a net loss of $5.3M while operations used $11.8M of cash. With neither figure positive, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can JFB Construction Holdings cover its interest payments?
JFB Construction Holdings (JFB) reported an operating loss of $5.7M against $489 in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is JFB Construction Holdings?
JFB Construction Holdings (JFB) scores 56 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.