What is Jumia's earnings per share (EPS)?

Jumia (JMIA) reported diluted earnings per share of $-0.25 for fiscal year 2025. This represents a 44.4% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Jumia Financials

JMIA

Source SEC Filings (10-K/10-Q) Data as of Dec 31, 2025 Currency USD FYE December

This page shows Jumia (JMIA) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 8 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI JMIA FY2025 2026-04-22

Losses are narrowing, but cash preservation still leans on a shrinking balance sheet instead of internally funded operations.

Cash on hand rose to $76.7M from $55.4M, which can look reassuring on its own. Paired with free cash burn of -$52.6M and a sharply smaller asset base, that increase suggests liquidity improved mainly by releasing balance-sheet resources rather than by the business funding itself, so the higher cash balance overstates how self-sustaining operations have become.

Loss reduction looks more believable because operating cash flow improved with it, not against it; net loss narrowed from -$238.3M to -$61.5M. Operating cash outflow also improved from -$240.2M to -$47.9M, so the accounting progress showed up in day-to-day cash use as well.

The current ratio slid from 3.6x to 1.1x, leaving much less room for routine working-capital swings and payment timing noise. With long-term debt only $7.9M, the tighter posture looks driven more by balance-sheet depletion than by a borrowing-led expansion.

Financial Health Signals

Financial Health Score 47/100

Scored as: Emerging companies peer group

Scored against emerging companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Jumia's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Cash Runway

Dilution

Revenue Progress

Burn Trend

Balance Sheet

Piotroski F-Score Partial

3/8

Jumia passes 3 of 8 computable financial strength tests (1 of the nine could not be computed from available data). 2 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.

Earnings Quality Low Quality

0.78x

For every $1 of reported earnings, Jumia generates $0.78 in operating cash flow (-$47.9M OCF vs -$61.5M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.

Key Financial Metrics

Export CSV

Earnings & Revenue

Revenue

$188.9M

YoY+12.8%

5Y CAGR+3.5%

Jumia generated $188.9M in revenue in fiscal year 2025. This represents an increase of 12.8% from the prior year.

EBITDA

N/A

Net Income

-$61.5M

YoY+37.9%

Jumia reported -$61.5M in net income in fiscal year 2025. This represents an increase of 37.9% from the prior year.

EPS (Diluted)

$-0.25

YoY+44.4%

Jumia earned $-0.25 per diluted share (EPS) in fiscal year 2025. This represents an increase of 44.4% from the prior year.

Cash & Balance Sheet

Free Cash Flow

-$52.6M

YoY+13.6%

Jumia generated -$52.6M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 13.6% from the prior year.

Cash & Debt

$76.7M

YoY+38.5%

5Y CAGR-27.2%

Jumia held $76.7M in cash against $7.9M in long-term debt as of fiscal year 2025.

Dividends Per Share

N/A

Shares Outstanding

248M

YoY+1.1%

5Y CAGR+6.7%

Jumia had 248M shares outstanding in fiscal year 2025. This represents an increase of 1.1% from the prior year.

Margins & Returns

Gross Margin

N/A

Operating Margin

N/A

Net Margin

-32.6%

YoY+26.6pp

5Y CAGR+82.7pp

Jumia's net profit margin was -32.6% in fiscal year 2025, showing the share of revenue converted to profit. This is up 26.6 percentage points from the prior year.

Return on Equity

-239.1%

YoY-124.3pp

5Y CAGR-172.3pp

Jumia's ROE was -239.1% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 124.3 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

N/A

Capital Expenditures

$4.7M

YoY+26.8%

5Y CAGR+15.4%

Jumia invested $4.7M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 26.8% from the prior year.

JMIA Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$188.9M+12.8%	$167.5M-10.1%	$186.4M-8.3%	$203.3M+21.3%	$167.6M+5.2%	$159.4M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$2.8M+81.5%	$1.5M+42.6%	$1.1M-37.2%	$1.7M+12.0%	$1.5M+0.7%	$1.5M
Income Tax	$1.4M-8.5%	$1.5M+133.9%	$661K-90.5%	$7.0M+1479.0%	$442K-85.2%	$3.0M
Net Income	-$61.5M+37.9%	-$99.1M+4.9%	-$104.2M+56.3%	-$238.3M-5.0%	-$226.9M-23.5%	-$183.7M
EPS (Diluted)	$-0.25+44.4%	$-0.45+8.2%	$-0.49+53.8%	$-1.06+0.9%	$-1.07	N/A

Metric	Q4'25	Q4'24	Q2'24	Q4'23	Q2'23	Q4'22	Q4'21	Q4'20
Revenue	N/A	N/A	$36.5M	N/A	$44.0M	N/A	N/A	N/A
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Income Tax	N/A	N/A	-$476K	N/A	-$169K	N/A	N/A	N/A
Net Income	N/A	N/A	-$22.0M	N/A	-$31.9M	N/A	N/A	N/A
EPS (Diluted)	N/A	N/A	$-0.11	N/A	$-0.15	N/A	N/A	N/A

JMIA Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$133.6M-30.5%	$192.1M+1.1%	$189.9M-42.5%	$330.2M-42.9%	$578.1M+32.4%	$436.5M
Current Assets	$112.8M-33.4%	$169.3M+0.2%	$169.0M-42.0%	$291.5M-47.3%	$553.0M+33.6%	$413.8M
Cash & Equivalents	$76.7M+38.5%	$55.4M+56.0%	$35.5M-50.4%	$71.6M-38.9%	$117.1M-68.7%	$373.9M
Inventory	$10.1M+57.0%	$6.4M-33.7%	$9.7M-15.2%	$11.4M+4.5%	$10.9M+33.2%	$8.2M
Accounts Receivable	$13.9M-12.0%	$15.8M-31.8%	$23.2M+0.2%	$23.1M+25.9%	$18.4M+39.6%	$13.1M
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$107.8M+1.9%	$105.8M-12.7%	$121.2M-22.3%	$156.0M-5.8%	$165.5M+2.4%	$161.6M
Current Liabilities	$99.0M+3.5%	$95.7M-18.6%	$117.5M-17.9%	$143.2M-7.4%	$154.6M+2.8%	$150.3M
Long-Term Debt	$7.9M+9.2%	$7.3M+208.0%	$2.4M-72.9%	$8.7M+0.9%	$8.6M-11.5%	$9.8M
Total Equity	$25.7M-70.2%	$86.3M+25.6%	$68.7M-60.6%	$174.2M-57.8%	$412.6M+50.1%	$274.9M
Retained Earnings	-$2.2B-2.8%	-$2.2B-5.0%	-$2.1B-5.3%	-$2.0B-13.8%	-$1.7B-9.9%	-$1.6B

Metric	Q4'25	Q4'24	Q2'24	Q4'23	Q2'23	Q4'22	Q4'21	Q4'20
Total Assets	$133.6M-30.5%	$192.1M+29.0%	$148.9M-21.6%	$189.9M	N/A	$330.2M-42.9%	$578.1M+32.4%	$436.5M
Current Assets	$112.8M-33.4%	$169.3M+31.8%	$128.5M-24.0%	$169.0M	N/A	$291.5M-47.3%	$553.0M+33.6%	$413.8M
Cash & Equivalents	$76.7M+38.5%	$55.4M+22.9%	$45.1M+27.0%	$35.5M-41.9%	$61.0M-14.7%	$71.6M-38.9%	$117.1M-68.7%	$373.9M
Inventory	$10.1M+57.0%	$6.4M-11.1%	$7.2M-25.4%	$9.7M	N/A	$11.4M+4.5%	$10.9M+33.2%	$8.2M
Accounts Receivable	$13.9M-12.0%	$15.8M+11.7%	$14.1M-39.0%	$23.2M	N/A	$23.1M+25.9%	$18.4M+39.6%	$13.1M
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$107.8M+1.9%	$105.8M-14.6%	$123.9M+2.2%	$121.2M	N/A	$156.0M-5.8%	$165.5M+2.4%	$161.6M
Current Liabilities	$99.0M+3.5%	$95.7M-17.2%	$115.6M-1.6%	$117.5M	N/A	$143.2M-7.4%	$154.6M+2.8%	$150.3M
Long-Term Debt	$7.9M+9.2%	$7.3M+31.4%	$5.5M+134.4%	$2.4M	N/A	$8.7M+0.9%	$8.6M-11.5%	$9.8M
Total Equity	$25.7M-70.2%	$86.3M+244.6%	$25.0M-63.6%	$68.7M-35.1%	$105.8M-39.3%	$174.2M-57.8%	$412.6M+50.1%	$274.9M
Retained Earnings	-$2.2B-2.8%	-$2.2B-1.9%	-$2.1B-3.0%	-$2.1B	N/A	-$2.0B-13.8%	-$1.7B-9.9%	-$1.6B

JMIA Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	-$47.9M+16.2%	-$57.2M+21.6%	-$73.0M+69.6%	-$240.2M-40.3%	-$171.2M-52.3%	-$112.4M
Capital Expenditures	$4.7M+26.8%	$3.7M+63.2%	$2.3M-79.8%	$11.1M+55.6%	$7.2M+214.4%	$2.3M
Free Cash Flow	-$52.6M+13.6%	-$60.9M+19.1%	-$75.2M+70.1%	-$251.3M-40.9%	-$178.3M-55.5%	-$114.7M
Investing Cash Flow	$75.6M+827.1%	-$10.4M-116.6%	$62.5M-70.5%	$212.2M+152.4%	-$404.8M-704.6%	$67.0M
Financing Cash Flow	-$6.4M-107.2%	$89.5M+1306.9%	-$7.4M+15.4%	-$8.8M-102.6%	$334.2M+48.5%	$225.0M
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q4'25	Q4'24	Q2'24	Q4'23	Q2'23	Q4'22	Q4'21	Q4'20
Operating Cash Flow	N/A	N/A	-$8.4M	N/A	-$19.5M	N/A	N/A	N/A
Capital Expenditures	N/A	N/A	$681K	N/A	$331K	N/A	N/A	N/A
Free Cash Flow	N/A	N/A	-$9.1M	N/A	-$19.9M	N/A	N/A	N/A
Investing Cash Flow	N/A	N/A	$25.2M	N/A	$14.2M	N/A	N/A	N/A
Financing Cash Flow	N/A	N/A	-$1.8M	N/A	-$1.5M	N/A	N/A	N/A
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

JMIA Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	-32.6%+26.6pp	-59.2%-3.3pp	-55.9%+61.3pp	-117.2%+18.2pp	-135.4%-20.1pp	-115.3%
Return on Equity	-239.1%-124.3pp	-114.9%+36.7pp	-151.6%-14.9pp	-136.7%-81.7pp	-55.0%+11.8pp	-66.8%
Return on Assets	-46.1%+5.5pp	-51.6%+3.2pp	-54.9%+17.3pp	-72.2%-32.9pp	-39.3%+2.8pp	-42.1%
Current Ratio	1.14-0.6	1.77+0.3	1.44-0.6	2.04-1.5	3.58+0.8	2.75
Debt-to-Equity	0.31+0.2	0.08+0.0	0.03-0.0	0.05+0.0	0.02-0.0	0.04
FCF Margin	-27.8%+8.5pp	-36.4%+4.0pp	-40.4%+83.3pp	-123.6%-17.2pp	-106.4%-34.5pp	-72.0%

Metric	Q4'25	Q4'24	Q2'24	Q4'23	Q2'23	Q4'22	Q4'21	Q4'20
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	N/A	N/A	-60.4%	N/A	-72.4%	N/A	N/A	N/A
Return on Equity	N/A	N/A	-87.9%	N/A	-30.1%	N/A	N/A	N/A
Return on Assets	N/A	N/A	-14.8%	N/A	N/A	N/A	N/A	N/A
Current Ratio	1.14-0.6	1.77+0.7	1.11-0.3	1.44	N/A	2.04-1.5	3.58+0.8	2.75
Debt-to-Equity	0.31+0.2	0.08-0.1	0.22+0.2	0.03	N/A	0.05+0.0	0.02-0.0	0.04
FCF Margin	N/A	N/A	-24.9%	N/A	-45.1%	N/A	N/A	N/A

Similar Companies

D-Market Electronic Services & Trading HEPS

$1.1B

Thredup Inc. TDUP

$845.2M

ATRENEW INC RERE

$905.9M

Liquidity Svcs Inc LQDT

$1.2B

Newegg Commerce Inc NEGG

$304.1M

Frequently Asked Questions

What is Jumia's annual revenue?

Jumia (JMIA) reported $188.9M in total revenue for fiscal year 2025. This represents a 12.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Jumia's revenue growing?

Jumia (JMIA) revenue grew by 12.8% year-over-year, from $167.5M to $188.9M in fiscal year 2025.

Is Jumia profitable?

No, Jumia (JMIA) reported a net income of -$61.5M in fiscal year 2025, with a net profit margin of -32.6%.

How much debt does Jumia have?

As of fiscal year 2025, Jumia (JMIA) had $76.7M in cash and equivalents against $7.9M in long-term debt.

What is Jumia's net profit margin?

Jumia (JMIA) had a net profit margin of -32.6% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Jumia's return on equity (ROE)?

Jumia (JMIA) has a return on equity of -239.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Jumia's free cash flow?

Jumia (JMIA) generated -$52.6M in free cash flow during fiscal year 2025. This represents a 13.6% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Jumia's operating cash flow?

Jumia (JMIA) generated -$47.9M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Jumia's total assets?

Jumia (JMIA) had $133.6M in total assets as of fiscal year 2025, including both current and long-term assets.

What are Jumia's capital expenditures?

Jumia (JMIA) invested $4.7M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How many shares does Jumia have outstanding?

Jumia (JMIA) had 248M shares outstanding as of fiscal year 2025.

What is Jumia's current ratio?

Jumia (JMIA) had a current ratio of 1.14 as of fiscal year 2025, which is considered adequate.

What is Jumia's debt-to-equity ratio?

Jumia (JMIA) had a debt-to-equity ratio of 0.31 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Jumia's return on assets (ROA)?

Jumia (JMIA) had a return on assets of -46.1% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Jumia's cash runway?

Based on fiscal year 2025 data, Jumia (JMIA) had $76.7M in cash against an annual operating cash burn of $47.9M. This gives an estimated cash runway of approximately 19 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.

What is Jumia's Piotroski F-Score?

Jumia (JMIA) has a Piotroski F-Score of 3 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Jumia's earnings high quality?

Jumia (JMIA) has an earnings quality ratio of 0.78x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Jumia?

Jumia (JMIA) scores 47 out of 100 on our Financial Health Score, indicating moderate standing within its emerging companies peer group. The score is a 0-100 composite of six dimensions (Cash Runway, Dilution, R&D Intensity, Revenue Progress, Burn Trend, Balance Sheet), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.