This page shows Loan Artificial Intelligence Corp (LAAI) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 3 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Financial Health Signals
For every $1 of reported earnings, Loan Artificial Intelligence Corp generates $0.58 in operating cash flow (-$31K OCF vs -$53K net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.
Key Financial Metrics
Earnings & Revenue
Loan Artificial Intelligence Corp generated $0 in revenue in fiscal year 2024.
Loan Artificial Intelligence Corp reported -$53K in net income in fiscal year 2024. This represents a decrease of 7.7% from the prior year.
Loan Artificial Intelligence Corp earned $0.00 per diluted share (EPS) in fiscal year 2024.
Cash & Balance Sheet
Loan Artificial Intelligence Corp held $0 in cash against $0 in long-term debt as of fiscal year 2024.
Loan Artificial Intelligence Corp had 364M shares outstanding in fiscal year 2024. This represents an increase of 526.0% from the prior year.
Margins & Returns
Capital Allocation
LAAI Income Statement
| Metric | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | N/A | $0 | $0 | $0 | N/A |
| Cost of Revenue | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Gross Profit | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Income | -$33K-314.5% | -$8K-23.4% | -$6K | N/A | -$10K+50.9% | -$20K-209.1% | -$7K | N/A |
| Interest Expense | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Income Tax | $0 | $0 | $0 | N/A | $0 | $0 | $0 | N/A |
| Net Income | -$33K-314.5% | -$8K-23.4% | -$6K | N/A | -$10K+51.0% | -$20K-210.7% | -$7K | N/A |
| EPS (Diluted) | $0.00 | $0.00 | $0.00 | N/A | $0.00 | $0.00 | $0.00 | N/A |
LAAI Balance Sheet
| Metric | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Current Assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Cash & Equivalents | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Goodwill | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Liabilities | $157K+26.2% | $125K+6.7% | $117K+5.8% | $110K+16.7% | $95K+11.8% | $85K+31.7% | $64K+11.3% | $58K |
| Current Liabilities | $157K+26.2% | $125K+6.7% | $117K+5.8% | $110K+16.7% | $95K+11.8% | $85K+31.7% | $64K+11.3% | $58K |
| Long-Term Debt | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Equity | -$157K-26.2% | -$125K-6.7% | -$117K-5.8% | -$110K-16.7% | -$95K-11.8% | -$85K-31.7% | -$64K-11.3% | -$58K |
| Retained Earnings | -$10.5M-0.3% | -$10.5M-0.1% | -$10.5M-0.1% | -$10.5M-0.2% | -$10.5M-0.1% | -$10.5M-0.2% | -$10.5M-0.1% | -$10.4M |
LAAI Cash Flow Statement
| Metric | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -$21K-1354.2% | -$1K-159.1% | -$560+92.3% | -$7K+45.0% | -$13K-32.5% | -$10K-6566.7% | -$150-102.5% | $6K |
| Capital Expenditures | N/A | N/A | N/A | N/A | $0 | $0 | $0 | N/A |
| Free Cash Flow | N/A | N/A | N/A | N/A | -$13K-32.5% | -$10K-6566.7% | -$150 | N/A |
| Investing Cash Flow | N/A | N/A | N/A | N/A | N/A | $0 | $0+100.0% | -$8K |
| Financing Cash Flow | $21K+1354.2% | $1K+159.1% | $560-92.3% | $7K-45.0% | $13K+32.5% | $10K+6566.7% | $150-86.6% | $1K |
| Dividends Paid | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Share Buybacks | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
LAAI Financial Ratios
| Metric | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Return on Equity | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Return on Assets | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Current Ratio | 0.000.0 | 0.000.0 | 0.000.0 | 0.000.0 | 0.000.0 | 0.000.0 | 0.000.0 | 0.00 |
| Debt-to-Equity | -1.000.0 | -1.000.0 | -1.000.0 | -1.000.0 | -1.000.0 | -1.000.0 | -1.000.0 | -1.00 |
| FCF Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
Note: Shareholder equity is negative (-$110K), which causes debt-to-equity and return on equity ratios to appear negative or not meaningful. This can occur from accumulated losses or large share buyback programs.
Note: The current ratio is below 1.0 (0.00), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.
Frequently Asked Questions
What is Loan Artificial Intelligence Corp's annual revenue?
Loan Artificial Intelligence Corp (LAAI) reported $0 in total revenue for fiscal year 2024. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
Is Loan Artificial Intelligence Corp profitable?
No, Loan Artificial Intelligence Corp (LAAI) reported a net income of -$53K in fiscal year 2024.
What is Loan Artificial Intelligence Corp's operating cash flow?
Loan Artificial Intelligence Corp (LAAI) generated -$31K in operating cash flow during fiscal year 2024, representing cash generated from core business activities.
What are Loan Artificial Intelligence Corp's total assets?
Loan Artificial Intelligence Corp (LAAI) had $0 in total assets as of fiscal year 2024, including both current and long-term assets.
What is Loan Artificial Intelligence Corp's current ratio?
Loan Artificial Intelligence Corp (LAAI) had a current ratio of 0.00 as of fiscal year 2024, which is below 1.0, which may suggest potential liquidity concerns.
What is Loan Artificial Intelligence Corp's debt-to-equity ratio?
Loan Artificial Intelligence Corp (LAAI) had a debt-to-equity ratio of -1.00 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Loan Artificial Intelligence Corp's cash runway?
Based on fiscal year 2024 data, Loan Artificial Intelligence Corp (LAAI) had $0 in cash against an annual operating cash burn of $31K. This gives an estimated cash runway of approximately 0 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.
Why is Loan Artificial Intelligence Corp's debt-to-equity ratio negative or unusual?
Loan Artificial Intelligence Corp (LAAI) has negative shareholder equity of -$110K as of fiscal year 2024, which causes the debt-to-equity ratio to appear negative or not meaningful. This can occur when accumulated losses exceed invested capital, or after large share buyback programs. Other solvency metrics like the current ratio or interest coverage may be more informative.
Are Loan Artificial Intelligence Corp's earnings high quality?
Loan Artificial Intelligence Corp (LAAI) has an earnings quality ratio of 0.58x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.