Leafbuyer Financials
This page shows Leafbuyer (LBUY) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 11 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Financial Health Signals
Leafbuyer scores -25.02, below the 1.81 distress threshold. The score is driven primarily by a large market capitalization ($1.3M) relative to total liabilities ($2.5M). This indicates elevated financial distress risk and warrants close attention to liquidity and debt levels.
Leafbuyer passes 7 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), 2 of 3 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.
For every $1 of reported earnings, Leafbuyer generates $3.28 in operating cash flow ($855K OCF vs $261K net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Leafbuyer earns $3.7 in operating income for every $1 of interest expense ($302K vs $81K). This adequate coverage means the company can meet its interest obligations, but has limited cushion if earnings fall.
Key Financial Metrics
Earnings & Revenue
Leafbuyer generated $6.5M in revenue in fiscal year 2025. This represents an increase of 15.5% from the prior year.
Leafbuyer's EBITDA was $762K in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 2024.7% from the prior year.
Leafbuyer reported $261K in net income in fiscal year 2025. This represents an increase of 136.7% from the prior year.
Cash & Balance Sheet
Leafbuyer held $854K in cash against $0 in long-term debt as of fiscal year 2025.
Leafbuyer had 100M shares outstanding in fiscal year 2025. This represents an increase of 0.0% from the prior year.
Margins & Returns
Leafbuyer's gross margin was 43.6% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is up 7.0 percentage points from the prior year.
Leafbuyer's operating margin was 4.7% in fiscal year 2025, reflecting core business profitability. This is up 15.1 percentage points from the prior year.
Leafbuyer's net profit margin was 4.0% in fiscal year 2025, showing the share of revenue converted to profit. This is up 16.7 percentage points from the prior year.
Capital Allocation
LBUY Income Statement
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $963K0.0% | $963K-1.1% | $973K-31.3% | $1.4M-18.1% | $1.7M+0.7% | $1.7M+6.7% | $1.6M+7.2% | $1.5M |
| Cost of Revenue | $518K0.0% | $518K+8.1% | $479K-47.1% | $906K-1.3% | $918K-4.7% | $963K+11.9% | $860K+5.3% | $817K |
| Gross Profit | $445K0.0% | $445K-9.9% | $494K-3.2% | $510K-37.0% | $811K+7.5% | $754K+0.7% | $749K+9.5% | $684K |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | $395K0.0% | $395K-4.6% | $414K-13.0% | $476K+26.5% | $376K-21.1% | $477K-11.9% | $541K+49.5% | $362K |
| Operating Income | $66K+200.0% | -$66K-131.6% | -$28K+63.9% | -$79K-131.3% | $252K+160.6% | $97K+197.6% | $32K-70.7% | $111K |
| Interest Expense | $19K0.0% | $19K0.0% | $19K-0.7% | $19K+5.7% | $18K-20.0% | $23K+7.5% | $21K-30.5% | $30K |
| Income Tax | N/A | N/A | $0 | N/A | N/A | N/A | $0 | N/A |
| Net Income | $81K+200.0% | -$81K-83.3% | -$44K+27.7% | -$61K-125.9% | $235K+214.3% | $75K+550.5% | $12K-85.8% | $81K |
| EPS (Diluted) | N/A | $0.00 | $0.00 | N/A | $0.00 | $0.00 | $0.00 | N/A |
LBUY Balance Sheet
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $1.0M0.0% | $1.0M-1.2% | $1.0M-8.8% | $1.1M+0.9% | $1.1M+22.9% | $911K+12.8% | $807K-7.6% | $874K |
| Current Assets | $1.0M0.0% | $1.0M+2.3% | $994K+0.8% | $986K+13.6% | $868K+58.3% | $548K+66.3% | $330K+22.1% | $270K |
| Cash & Equivalents | $969K0.0% | $969K+6.2% | $912K+6.9% | $854K+43.4% | $595K+32.1% | $450K+94.7% | $231K+39.9% | $165K |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | $39K0.0% | $39K-47.2% | $73K-37.7% | $118K-53.7% | $254K+162.6% | $97K+6.3% | $91K+9.0% | $83K |
| Goodwill | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Liabilities | -$480K-119.1% | $2.5M+2.8% | $2.4M-2.2% | $2.5M+2.9% | $2.4M-1.5% | $2.5M+0.6% | $2.5M-4.0% | $2.6M |
| Current Liabilities | $2.1M0.0% | $2.1M+3.8% | $2.0M-2.4% | $2.0M+4.0% | $1.9M-1.5% | $2.0M-3.0% | $2.0M-4.4% | $2.1M |
| Long-Term Debt | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Equity | $1.5M+200.0% | -$1.5M-5.7% | -$1.4M-3.2% | -$1.4M-4.6% | -$1.3M+15.8% | -$1.6M+5.3% | -$1.6M+2.1% | -$1.7M |
| Retained Earnings | $25.0M+200.0% | -$25.0M-0.3% | -$24.9M-0.2% | -$24.9M-0.2% | -$24.8M+0.9% | -$25.1M+0.3% | -$25.1M0.0% | -$25.1M |
LBUY Cash Flow Statement
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $130K+103.2% | $64K-3.1% | $66K-75.2% | $266K+74.9% | $152K-32.8% | $226K+7.2% | $211K+308.4% | $52K |
| Capital Expenditures | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Free Cash Flow | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Investing Cash Flow | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Financing Cash Flow | $15K+300.0% | -$7K0.0% | -$7K0.0% | -$7K0.0% | -$7K0.0% | -$7K+95.0% | -$145K-243.0% | -$42K |
| Dividends Paid | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Share Buybacks | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
LBUY Financial Ratios
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 46.2%0.0pp | 46.2%-4.6pp | 50.8%+14.7pp | 36.0%-10.9pp | 46.9%+3.0pp | 43.9%-2.6pp | 46.6%+1.0pp | 45.6% |
| Operating Margin | 6.8%+13.7pp | -6.8%-3.9pp | -2.9%+2.6pp | -5.6%-20.1pp | 14.6%+8.9pp | 5.6%+3.6pp | 2.0%-5.4pp | 7.4% |
| Net Margin | 8.4%+16.8pp | -8.4%-3.9pp | -4.5%-0.2pp | -4.3%-17.9pp | 13.6%+9.2pp | 4.4%+3.6pp | 0.7%-4.7pp | 5.4% |
| Return on Equity | 5.4% | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Return on Assets | 7.9%+15.8pp | -7.9%-3.7pp | -4.3%+1.1pp | -5.4%-26.4pp | 21.0%+12.8pp | 8.2%+6.8pp | 1.4%-7.8pp | 9.3% |
| Current Ratio | 0.490.0 | 0.490.0 | 0.50+0.0 | 0.49+0.0 | 0.45+0.2 | 0.28+0.1 | 0.16+0.0 | 0.13 |
| Debt-to-Equity | -0.32+1.4 | -1.68+0.0 | -1.73+0.1 | -1.82+0.0 | -1.85-0.3 | -1.58-0.1 | -1.49+0.0 | -1.52 |
| FCF Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
Note: Shareholder equity is negative (-$1.4M), which causes debt-to-equity and return on equity ratios to appear negative or not meaningful. This can occur from accumulated losses or large share buyback programs.
Note: The current ratio is below 1.0 (0.49), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.
Similar Companies
Frequently Asked Questions
What is Leafbuyer's annual revenue?
Leafbuyer (LBUY) reported $6.5M in total revenue for fiscal year 2025. This represents a 15.5% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Leafbuyer's revenue growing?
Leafbuyer (LBUY) revenue grew by 15.5% year-over-year, from $5.6M to $6.5M in fiscal year 2025.
Is Leafbuyer profitable?
Yes, Leafbuyer (LBUY) reported a net income of $261K in fiscal year 2025, with a net profit margin of 4.0%.
What is Leafbuyer's EBITDA?
Leafbuyer (LBUY) had EBITDA of $762K in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
What is Leafbuyer's gross margin?
Leafbuyer (LBUY) had a gross margin of 43.6% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Leafbuyer's operating margin?
Leafbuyer (LBUY) had an operating margin of 4.7% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Leafbuyer's net profit margin?
Leafbuyer (LBUY) had a net profit margin of 4.0% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Leafbuyer's operating cash flow?
Leafbuyer (LBUY) generated $855K in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Leafbuyer's total assets?
Leafbuyer (LBUY) had $1.1M in total assets as of fiscal year 2025, including both current and long-term assets.
What is Leafbuyer's current ratio?
Leafbuyer (LBUY) had a current ratio of 0.49 as of fiscal year 2025, which is below 1.0, which may suggest potential liquidity concerns.
What is Leafbuyer's debt-to-equity ratio?
Leafbuyer (LBUY) had a debt-to-equity ratio of -1.82 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Leafbuyer's return on assets (ROA)?
Leafbuyer (LBUY) had a return on assets of 23.1% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
Why is Leafbuyer's debt-to-equity ratio negative or unusual?
Leafbuyer (LBUY) has negative shareholder equity of -$1.4M as of fiscal year 2025, which causes the debt-to-equity ratio to appear negative or not meaningful. This can occur when accumulated losses exceed invested capital, or after large share buyback programs. Other solvency metrics like the current ratio or interest coverage may be more informative.
What is Leafbuyer's Altman Z-Score?
Leafbuyer (LBUY) has an Altman Z-Score of -25.02, placing it in the Distress Zone (elevated bankruptcy risk). The Z-Score combines five financial ratios—working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets—to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Leafbuyer's Piotroski F-Score?
Leafbuyer (LBUY) has a Piotroski F-Score of 7 out of 9, indicating strong financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Leafbuyer's earnings high quality?
Leafbuyer (LBUY) has an earnings quality ratio of 3.28x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Leafbuyer cover its interest payments?
Leafbuyer (LBUY) has an interest coverage ratio of 3.7x, meaning it can adequately cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.