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El Pollo Loco Holdings, Inc. (LOCO) Financials

LOCO
Trailing 12 months to July 1, 2026
Revenue $500.8M +4.4% YoY
Net Income $34.9M +41.0% YoY
EPS (Diluted) $1.17 +37.6% YoY
Free Cash Flow $41.0M +98.0% YoY
Market Cap $445.2M as of Oct 8, 2026
Price / Sales 0.9x on $500.8M revenue, trailing 12 months to July 1, 2026
Price / Earnings 12.8x on $34.9M net income, trailing 12 months to July 1, 2026
Price / Book 1.4x on $317.0M equity, Q3 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 8, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q3 FY2026, ended Jul 1, 2026 Reported Currency USD FYE December

Newest figures come from the 10-Q for Q3 FY2026, filed Aug 7, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the LOCO SEC filings page.

El Pollo Loco Holdings, Inc. (LOCO) reported $500.8M in revenue over the twelve months to Jul 1, 2026, up 4.4% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 14 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI LOCO FY2025

El Pollo Loco converts steady sales growth into cash, but shrinking current liquidity and heavier reinvestment constrain financial flexibility.

FY2025 revenue reached $490.0M, yet operating margin stayed near its FY2023 level of 8.5%; the added sales have not materially widened the operating profit engine.

Cash conversion was stronger than reported earnings alone suggest: operating cash flow was $48.1M, about 1.8x net income of $26.5M. However, capital spending of $22.6M left free cash flow at $25.4M, so reinvestment absorbed nearly half the cash produced from operations.

The current ratio fell from 0.66x in FY2021 to 0.32x in FY2025, meaning near-term assets cover less of near-term obligations than before. Meanwhile, debt-to-equity declined to 0.2x, making working-capital tightness more prominent than broad debt leverage.

[ NOT FINANCIAL ADVICE ]

Financial Health Signals

Profitability Growth Leverage Liquidity CashFlow Returns 46 / 100
Financial Health Score 46/100

Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of El Pollo Loco Holdings, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Profitability
69

El Pollo Loco Holdings, Inc. has an operating margin of 8.6%, meaning the company retains $9 of operating profit per $100 of revenue. This strong profitability earns a score of 69/100, reflecting efficient cost management and pricing power. This is down from 8.7% the prior year.

Growth
39

El Pollo Loco Holdings, Inc.'s revenue grew a modest 3.6% year-over-year to $490.0M. This slow but positive growth earns a score of 39/100.

Leverage
52

El Pollo Loco Holdings, Inc. has a moderate D/E ratio of 0.18. This balance of debt and equity financing earns a leverage score of 52/100.

Liquidity
2

El Pollo Loco Holdings, Inc.'s current ratio of 0.32 is below the typical benchmark, resulting in a score of 2/100. This tight liquidity could limit financial flexibility if cash inflows slow.

Cash Flow
45

El Pollo Loco Holdings, Inc. has a free cash flow margin of 5.2%, earning a moderate score of 45/100. The company generates positive cash flow after capital investments, but with room for improvement.

Returns
69

El Pollo Loco Holdings, Inc. earns a strong 9.1% return on equity (ROE), meaning it generates $9 of profit for every $100 of shareholders' equity. This efficient capital use earns a returns score of 69/100. This is down from 9.8% the prior year.

Altman Z-Score Grey Zone
1.88

El Pollo Loco Holdings, Inc. scores 1.88, placing it in the grey zone between 1.81 and 2.99. This signals moderate financial risk that warrants monitoring.

Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.

Piotroski F-Score Partial
7/8

El Pollo Loco Holdings, Inc. passes 7 of 8 computable financial strength tests (1 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), 2 of 3 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed
1.82x

For every $1 of reported earnings, El Pollo Loco Holdings, Inc. generates $1.82 in operating cash flow ($48.1M OCF vs $26.5M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Interest Coverage Safe
9.41x

El Pollo Loco Holdings, Inc. earns $9.41 in operating income for every $1 of interest expense ($42.0M vs $4.5M). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.

Key Financial Metrics

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Earnings & Revenue

Revenue
$129.6M
YoY+6.6%
QoQ+2.7%
5Y CAGR+1.2%
10Y CAGR+2.9%

El Pollo Loco Holdings, Inc. generated $129.6M in revenue in Q3 2026. This represents an increase of 6.6% from the same quarter a year earlier. Against the prior quarter it is up 2.7%.

EBITDA
$22.8M
YoY+48.1%
QoQ+38.2%
5Y CAGR+6.6%
10Y CAGR+2.8%

El Pollo Loco Holdings, Inc.'s EBITDA was $22.8M in Q3 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 48.1% from the same quarter a year earlier. Against the prior quarter it is up 38.2%.

Net Income
$12.8M
YoY+74.1%
QoQ+57.0%
5Y CAGR+7.7%
10Y CAGR+5.8%

El Pollo Loco Holdings, Inc. reported $12.8M in net income in Q3 2026. This represents an increase of 74.1% from the same quarter a year earlier. Against the prior quarter it is up 57.0%.

EPS (Diluted)
$0.43
YoY+72.0%
QoQ+59.3%
5Y CAGR+12.4%
10Y CAGR+8.5%

El Pollo Loco Holdings, Inc. earned $0.43 per diluted share (EPS) in Q3 2026. This represents an increase of 72.0% from the same quarter a year earlier. Against the prior quarter it is up 59.3%.

Cash & Balance Sheet

Free Cash Flow
$23.3M
YoY+134.6%
QoQ+742.4%
5Y CAGR+8.2%
10Y CAGR+30.6%

El Pollo Loco Holdings, Inc. generated $23.3M in free cash flow in Q3 2026, representing cash available after capex. This represents an increase of 134.6% from the same quarter a year earlier. Against the prior quarter it is up 742.4%.

Cash & Debt
$13.3M
YoY+22.2%
QoQ+240.6%
5Y CAGR+1.0%
10Y CAGR+3.4%

El Pollo Loco Holdings, Inc. held $13.3M in cash against $30.0M in long-term debt as of Q3 2026.

Shares Outstanding
30M
YoY+1.6%
QoQ-0.1%
5Y CAGR-3.6%
10Y CAGR-2.3%

El Pollo Loco Holdings, Inc. had 30M shares outstanding in Q3 2026. This represents an increase of 1.6% from the same quarter a year earlier. Against the prior quarter it is down 0.1%.

Dividends Per Share

Not reported for Q3 2026.

Margins & Returns

Operating Margin
14.4%
YoY+5.0pp
QoQ+4.7pp
5Y change+4.0pp
10Y change+0.7pp

El Pollo Loco Holdings, Inc.'s operating margin was 14.4% in Q3 2026, reflecting core business profitability. This is up 5.0 percentage points from the same quarter a year earlier. Against the prior quarter it is up 4.7 percentage points.

Net Margin
9.9%
YoY+3.8pp
QoQ+3.4pp
5Y change+2.6pp
10Y change+2.4pp

El Pollo Loco Holdings, Inc.'s net profit margin was 9.9% in Q3 2026, showing the share of revenue converted to profit. This is up 3.8 percentage points from the same quarter a year earlier. Against the prior quarter it is up 3.4 percentage points.

Return on Equity
4.0%
YoY+1.4pp
QoQ+1.3pp
5Y change+1.0pp
10Y change+1.2pp

El Pollo Loco Holdings, Inc.'s ROE was 4.0% in Q3 2026, measuring profit generated per dollar of shareholder equity. This is up 1.4 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.3 percentage points.

Gross Margin

Not reported for Q3 2026.

Capital Allocation

Capital Expenditures
$8.5M
YoY+57.5%
QoQ-17.3%
5Y CAGR+18.9%
10Y CAGR+0.1%

El Pollo Loco Holdings, Inc. invested $8.5M in capex in Q3 2026, funding long-term assets and infrastructure. This represents an increase of 57.5% from the same quarter a year earlier. Against the prior quarter it is down 17.3%.

R&D Spending

Not reported for Q3 2026.

Share Buybacks

Not reported for Q3 2026.

LOCO Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

LOCO quarterly income statement
MetricQ3'2610-QQ2'2610-QQ4'2510-QQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-KQ3'2410-Q
Revenue$129.6M+6.6%$126.2M+0.3%$123.5M+8.1%$121.5M+0.9%$125.8M+3.0%$119.2M+2.6%$114.3M+1.8%$120.4M0.0%
SG&A Expenses$7.1M-42.9%$12.8M-5.5%$13.1M+17.8%$12.3M+8.1%$13.5M+14.8%$11.3M-5.6%$11.1M+5.4%$11.4M+24.9%
Operating Income$18.7M+63.1%$12.2M+8.1%$10.3M+14.1%$11.5M+13.0%$11.3M-8.2%$9.0M-7.3%$9.0M+21.1%$10.1M-26.0%
EBITDA$22.8M+48.1%$16.5M+8.5%$14.5M+11.5%$15.4M+8.9%$15.2M-5.9%$12.9M-5.0%$13.0M+13.8%$14.2M-19.7%
Interest Expense$706K-37.1%$731K-39.4%$965K-24.1%$1.1M-27.0%$1.2M-21.0%$1.2M-24.8%$1.3M-12.2%$1.5M+11.1%
Income Tax$5.2M+73.6%$3.3M+11.3%$2.8M+53.4%$3.0M+23.3%$3.0M-5.3%$2.3M+5.1%$1.8M+10.0%$2.4M-18.8%
Net Income$12.8M+74.1%$8.2M+14.8%$6.5M+9.9%$7.4M+18.9%$7.1M-6.9%$5.5M-7.3%$6.0M+36.8%$6.2M-33.0%
EPS (Basic)$0.43+72.0%$0.28+16.7%$0.23+15.0%$0.25+19.0%$0.24-4.0%$0.190.0%$0.20+42.9%$0.21-25.0%
EPS (Diluted)$0.43+72.0%$0.27+12.5%$0.22+4.8%$0.25+19.0%$0.24-4.0%$0.190.0%$0.21+50.0%$0.21-25.0%
Diluted Shares (Avg)30M+2.3%30M+1.4%N/A29M-0.1%29M-3.6%29M-5.2%N/A29M-12.1%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses.

LOCO Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

LOCO quarterly balance sheet
MetricQ3'2610-QQ2'2610-QQ4'2510-QQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-KQ3'2410-Q
Total Assets$618.8M+2.7%$609.1M+2.1%$606.6M+2.5%$602.7M+2.2%$596.8M+0.5%$590.5M-1.3%$592.0M0.0%$590.0M-0.5%
Current Assets$34.3M+20.5%$25.9M-3.5%$25.6M+28.8%$28.5M+21.1%$26.8M+3.1%$23.8M-11.1%$19.9M-20.8%$23.5M-19.4%
Cash & Equivalents$13.3M+22.2%$3.9M-56.6%$6.2M+150.7%$10.9M+37.7%$9.0M-14.1%$4.3M-52.6%$2.5M-65.9%$7.9M-42.9%
Short-Term Investments$0$0$0$0$0$0$0$0
Inventory$1.7M-0.2%$1.7M-2.0%$1.8M-6.6%$1.7M-6.2%$1.7M-0.9%$1.9M+6.6%$1.9M+1.4%$1.9M-9.2%
Long-Term Investments$0$0$0$0$0$0$0$0
Goodwill$248.7M0.0%$248.7M0.0%$248.7M0.0%$248.7M0.0%$248.7M0.0%$248.7M0.0%$248.7M0.0%$248.7M0.0%
Total Liabilities$301.7M-5.7%$306.6M-5.0%$315.6M-4.8%$319.8M-4.5%$322.6M-6.6%$324.8M-5.0%$331.3M-3.0%$334.8M+0.1%
Current Liabilities$84.5M+21.0%$75.6M-1.5%$79.1M+4.5%$69.8M-7.6%$76.8M+2.5%$74.8M-0.6%$75.7M+4.2%$75.6M+8.6%
Non-Current Liabilities$217.2M-13.1%$231.0M-6.0%$236.5M-7.5%$250.0M-3.6%$245.8M-9.1%$249.9M-6.2%$255.7M-5.0%$259.2M-2.1%
Long-Term Debt$30.0M-50.8%$44.0M-36.2%$51.0M-28.2%$61.0M-19.7%$69.0M-20.7%$73.0M-8.8%$71.0M-15.5%$76.0M-5.0%
Total Equity$317.0M+12.1%$302.5M+10.3%$291.1M+11.7%$282.9M+10.9%$274.2M+10.3%$265.7M+3.7%$260.7M+4.0%$255.2M-1.3%
Retained Earnings$64.5M+74.3%$51.7M+74.4%$43.6M+130.3%$37.0M+9.9%$29.7M+7.8%$22.6M+13.6%$18.9M+35.4%$33.7M+250.6%

Not reported in any period shown, so not listed: Accounts Receivable.

LOCO Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

LOCO quarterly cash flow statement
MetricQ3'2610-QQ2'2610-QQ4'2510-QQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-KQ3'2410-Q
Operating Cash Flow$31.7M+107.5%$13.0M-8.0%$13.9M+146.9%$15.3M+17.4%$14.1M-16.6%$4.7M-57.6%$5.6M-31.1%$13.0M+21.6%
Depreciation & Amortization$4.2M+4.9%$4.3M+9.8%$4.2M+5.4%$4.0M-1.5%$3.9M+1.5%$3.9M+0.9%$4.0M+0.1%$4.0M+2.2%
Stock-Based Compensation$1.6M+14.3%$1.3M-24.2%N/A$1.4M+27.3%$1.7M+88.9%$1.0M+13.8%N/A$1.1M+22.2%
Capital Expenditures$8.5M+57.5%$10.2M+103.4%$8.8M+96.0%$5.4M+38.4%$5.0M-22.8%$3.4M-18.6%$4.5M-25.4%$3.9M-35.8%
Free Cash Flow$23.3M+134.6%$2.8M-69.7%$5.1M+349.3%$9.9M+8.4%$9.1M-12.8%$1.3M-80.8%$1.1M-47.2%$9.1M+96.4%
Investing Cash Flow-$8.5M-57.5%-$10.2M-103.4%-$8.8M-96.0%-$5.4M-38.4%-$5.0M+21.6%-$3.4M+17.8%-$4.5M+25.4%-$3.9M-361.7%
Financing Cash Flow-$13.9M-72.8%-$5.1M-14.8%-$9.7M-48.7%-$8.0M+31.4%-$4.4M+51.7%$493K+109.5%-$6.5M+24.5%-$11.7M-36.6%
Share BuybacksN/AN/A-$1K-99.9%$0-100.0%$68K-99.6%$1.8M+52.9%$1.3M-90.0%$1.1M-96.2%

Not reported in any period shown, so not listed: Dividends Paid.

LOCO Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

LOCO quarterly financial ratios
MetricQ3'2610-QQ2'2610-QQ4'2510-QQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-KQ3'2410-Q
Operating Margin14.4%+5.0pp9.7%+0.7pp8.3%+0.5pp9.4%+1.0pp9.0%-1.1pp7.5%-0.8pp7.9%+1.2pp8.4%-2.9pp
Net Margin9.9%+3.8pp6.5%+0.8pp5.3%+0.1pp6.0%+0.9pp5.7%-0.6pp4.6%-0.5pp5.2%+1.3pp5.1%-2.5pp
Return on Equity4.0%+1.4pp2.7%+0.1pp2.3%0.0pp2.6%+0.2pp2.6%-0.5pp2.1%-0.2pp2.3%+0.5pp2.4%-1.2pp
Return on Assets2.1%+0.8pp1.3%+0.1pp1.1%+0.1pp1.2%+0.2pp1.2%-0.1pp0.9%-0.1pp1.0%+0.3pp1.1%-0.5pp
Current Ratio0.410.0x0.340.0x0.32+0.1x0.41+0.1x0.350.0x0.320.0x0.26-0.1x0.31-0.1x
Debt-to-Equity0.09-0.1x0.15-0.1x0.18-0.1x0.22-0.1x0.25-0.1x0.270.0x0.27-0.1x0.300.0x
Asset Turnover0.210.0x0.210.0x0.200.0x0.200.0x0.210.0x0.200.0x0.190.0x0.200.0x
FCF Margin17.9%+9.8pp2.2%-5.0pp4.1%+3.1pp8.2%+0.6pp7.2%-1.3pp1.1%-4.9pp1.0%-0.9pp7.6%+3.7pp

Not reported in any period shown, so not listed: Gross Margin.

Note: The current ratio is below 1.0 (0.32), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company Fiscal year Revenue Net income Net margin Market cap Health score
El Pollo Loco Holdings, Inc. LOCO FY2025 $490.0M $26.5M 5.4% $445.2M 46/100
Jack in the Box Inc. JACK FY2025 $1.5B -$80.7M -5.5% $235.5M 24/100
RCI Hospitality Holdings, Inc. RICK FY2025 $279.4M $10.8M 3.9% $199.6M 39/100
Dine Brands Global, Inc. DIN FY2025 $879.3M $17.1M 1.9% $373.7M 20/100
Nathan's Famous Inc NATH FY2026 $162.1M $20.0M 12.3% $417.3M 74/100
Portillo's Inc. PTLO FY2025 $732.1M $21.1M 2.9% $274.1M 36/100

Frequently Asked Questions

What is El Pollo Loco Holdings, Inc.'s annual revenue?

El Pollo Loco Holdings, Inc. (LOCO) reported $490.0M in total revenue for fiscal year 2025. This represents a 3.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is El Pollo Loco Holdings, Inc.'s revenue growing?

El Pollo Loco Holdings, Inc. (LOCO) revenue grew by 3.6% year-over-year, from $473.0M to $490.0M in fiscal year 2025.

Is El Pollo Loco Holdings, Inc. profitable?

Yes, El Pollo Loco Holdings, Inc. (LOCO) reported a net income of $26.5M in fiscal year 2025, with a net profit margin of 5.4%.

El Pollo Loco Holdings, Inc. (LOCO) reported diluted earnings per share of $0.90 for fiscal year 2025. This represents a 4.7% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

El Pollo Loco Holdings, Inc. (LOCO) had EBITDA of $58.0M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

As of fiscal year 2025, El Pollo Loco Holdings, Inc. (LOCO) had $6.2M in cash and equivalents against $51.0M in long-term debt.

El Pollo Loco Holdings, Inc. (LOCO) had an operating margin of 8.6% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

El Pollo Loco Holdings, Inc. (LOCO) had a net profit margin of 5.4% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

El Pollo Loco Holdings, Inc. (LOCO) has a return on equity of 9.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

El Pollo Loco Holdings, Inc. (LOCO) generated $25.4M in free cash flow during fiscal year 2025. This represents a -8.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

El Pollo Loco Holdings, Inc. (LOCO) generated $48.1M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

El Pollo Loco Holdings, Inc. (LOCO) had $606.6M in total assets as of fiscal year 2025, including both current and long-term assets.

El Pollo Loco Holdings, Inc. (LOCO) invested $22.6M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Yes, El Pollo Loco Holdings, Inc. (LOCO) spent $1.8M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

El Pollo Loco Holdings, Inc. (LOCO) had 30M shares outstanding as of fiscal year 2025.

El Pollo Loco Holdings, Inc. (LOCO) had a current ratio of 0.32 as of fiscal year 2025, which is below 1.0, which may suggest potential liquidity concerns.

El Pollo Loco Holdings, Inc. (LOCO) had a debt-to-equity ratio of 0.18 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

El Pollo Loco Holdings, Inc. (LOCO) had a return on assets of 4.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

El Pollo Loco Holdings, Inc. (LOCO) trades at 12.8x earnings, its market capitalization divided by net income of $34.9M net income, trailing 12 months to July 1, 2026. The market capitalization is $445.2M as of Oct 8, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

El Pollo Loco Holdings, Inc. (LOCO) trades at 0.9x sales, its market capitalization divided by revenue of $500.8M revenue, trailing 12 months to July 1, 2026. The market capitalization is $445.2M as of Oct 8, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

El Pollo Loco Holdings, Inc. (LOCO) has an Altman Z-Score of 1.88, placing it in the Grey Zone (moderate risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

El Pollo Loco Holdings, Inc. (LOCO) has a Piotroski F-Score of 7 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

El Pollo Loco Holdings, Inc. (LOCO) has an earnings quality ratio of 1.82x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

El Pollo Loco Holdings, Inc. (LOCO) has an interest coverage ratio of 9.41x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

El Pollo Loco Holdings, Inc. (LOCO) scores 46 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.

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