Lake Shore Bncop Financials

Lake Shore Bncop (LSBK) reported $36.3M in total revenue for fiscal year 2025. This represents a 4.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

Lake Shore Bncop (LSBK) revenue grew by 4.2% year-over-year, from $34.8M to $36.3M in fiscal year 2025.

Yes, Lake Shore Bncop (LSBK) reported a net income of $7.3M in fiscal year 2025, with a net profit margin of 20.0%.

Lake Shore Bncop (LSBK) reported diluted earnings per share of $0.97 for fiscal year 2025. This represents a 49.2% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

As of fiscal year 2025, Lake Shore Bncop (LSBK) had $64.3M in cash and equivalents against $0 in long-term debt.

Lake Shore Bncop (LSBK) had a net profit margin of 20.0% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Yes, Lake Shore Bncop (LSBK) paid $0.31 per share in dividends during fiscal year 2025.

Lake Shore Bncop (LSBK) has a return on equity of 5.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

Lake Shore Bncop (LSBK) generated $8.0M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

Lake Shore Bncop (LSBK) had $727.3M in total assets as of fiscal year 2025, including both current and long-term assets.

Yes, Lake Shore Bncop (LSBK) spent $53K on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

Lake Shore Bncop (LSBK) had 8M shares outstanding as of fiscal year 2025.

Lake Shore Bncop (LSBK) had a debt-to-equity ratio of 0.00 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

Lake Shore Bncop (LSBK) had a return on assets of 1.0% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

Lake Shore Bncop (LSBK) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Lake Shore Bncop (LSBK) has an earnings quality ratio of 1.10x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.