Newtek Bus Servs Financials
This page shows Newtek Bus Servs (NEWTZ) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 5 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Financial Health Signals
Newtek Bus Servs passes 2 of 9 financial strength tests. 1 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass.
For every $1 of reported earnings, Newtek Bus Servs generates $-9.57 in operating cash flow (-$579.2M OCF vs $60.5M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.
Key Financial Metrics
Earnings & Revenue
Newtek Bus Servs reported $60.5M in net income in fiscal year 2025. This represents an increase of 19.0% from the prior year.
Newtek Bus Servs earned $2.18 per diluted share (EPS) in fiscal year 2025. This represents an increase of 11.2% from the prior year.
Cash & Balance Sheet
Newtek Bus Servs generated -$579.3M in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 277.5% from the prior year.
Newtek Bus Servs held $310.3M in cash against $819.9M in long-term debt as of fiscal year 2025.
Newtek Bus Servs paid $0.76 per share in dividends in fiscal year 2025. This represents an increase of 0.0% from the prior year.
Newtek Bus Servs had 29M shares outstanding in fiscal year 2025. This represents an increase of 9.0% from the prior year.
Margins & Returns
Newtek Bus Servs's ROE was 15.2% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 1.9 percentage points from the prior year.
Capital Allocation
Newtek Bus Servs spent $0 on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 100.0% from the prior year.
Newtek Bus Servs invested $106K in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 75.9% from the prior year.
NEWTZ Income Statement
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Cost of Revenue | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Gross Profit | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Income | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Interest Expense | N/A | $24.5M+8.6% | $22.6M-5.7% | $24.0M | N/A | $20.3M+0.3% | $20.2M+11.4% | $18.2M |
| Income Tax | N/A | $7.2M+41.3% | $5.1M+122.1% | $2.3M | N/A | $5.1M+33.5% | $3.8M+11.3% | $3.4M |
| Net Income | N/A | $17.9M+30.6% | $13.7M+46.3% | $9.4M | N/A | $11.9M+9.0% | $10.9M+13.4% | $9.7M |
| EPS (Diluted) | N/A | $0.67+28.8% | $0.52+48.6% | $0.35 | N/A | $0.45+4.7% | $0.43+13.2% | $0.38 |
NEWTZ Balance Sheet
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $2.7B+14.4% | $2.4B+12.8% | $2.1B-0.5% | $2.1B+3.7% | $2.1B+23.0% | $1.7B+3.5% | $1.6B+7.1% | $1.5B |
| Current Assets | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Cash & Equivalents | $310.3M+43.0% | $216.9M+1.7% | $213.3M-27.5% | $294.1M-22.9% | $381.4M+100.3% | $190.4M-7.7% | $206.3M+26.4% | $163.2M |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Goodwill | $14.1M0.0% | $14.1M0.0% | $14.1M0.0% | $14.1M0.0% | $14.1M0.0% | $14.1M-45.6% | $25.9M0.0% | $25.9M |
| Total Liabilities | $2.3B+16.6% | $2.0B+10.9% | $1.8B-1.1% | $1.8B+4.0% | $1.8B+26.7% | $1.4B+3.7% | $1.3B+7.0% | $1.3B |
| Current Liabilities | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Long-Term Debt | $819.9M+9.5% | $748.5M+13.9% | $657.3M-15.1% | $774.0M+9.3% | $708.0M+8.0% | $655.8M+0.6% | $652.0M-1.6% | $662.5M |
| Total Equity | $397.6M+2.8% | $386.7M+23.9% | $312.2M+3.3% | $302.3M+2.0% | $296.3M+5.1% | $281.8M+2.8% | $274.0M+7.8% | $254.1M |
| Retained Earnings | $95.0M+15.9% | $82.0M+17.1% | $70.0M+13.7% | $61.5M+6.5% | $57.8M+28.9% | $44.8M+17.2% | $38.3M+17.3% | $32.6M |
NEWTZ Cash Flow Statement
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -$151.4M+9.5% | -$167.3M+16.3% | -$199.8M-229.2% | -$60.7M+33.7% | -$91.6M-256.8% | -$25.7M-978.1% | $2.9M+107.6% | -$38.7M |
| Capital Expenditures | $10K+100.0% | $5K-90.7% | $54K+45.9% | $37K-42.2% | $64K-74.1% | $247K+247.9% | $71K+24.6% | $57K |
| Free Cash Flow | -$151.4M+9.5% | -$167.3M+16.3% | -$199.9M-229.0% | -$60.7M+33.7% | -$91.7M-253.7% | -$25.9M-1008.7% | $2.9M+107.4% | -$38.7M |
| Investing Cash Flow | -$51.4M+26.3% | -$69.8M-55.7% | -$44.8M+43.4% | -$79.2M+8.1% | -$86.2M-243.9% | -$25.1M+53.5% | -$54.0M-23.2% | -$43.8M |
| Financing Cash Flow | $296.2M+23.0% | $240.8M+47.0% | $163.8M+210.8% | $52.7M-85.7% | $368.8M+916.3% | $36.3M-61.5% | $94.2M+52.7% | $61.7M |
| Dividends Paid | $11.9M+107.9% | $5.7M+9.0% | $5.2M0.0% | $5.2M-0.1% | $5.2M+0.2% | $5.2M | $0-100.0% | $4.8M |
| Share Buybacks | -$167K | $0 | N/A | N/A | $402K | $0 | N/A | N/A |
NEWTZ Financial Ratios
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Return on Equity | N/A | 4.6%+0.2pp | 4.4%+1.3pp | 3.1% | N/A | 4.2%+0.3pp | 4.0%+0.2pp | 3.8% |
| Return on Assets | N/A | 0.8%+0.1pp | 0.6%+0.2pp | 0.4% | N/A | 0.7%+0.0pp | 0.7%+0.0pp | 0.6% |
| Current Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Debt-to-Equity | 2.06+0.1 | 1.94-0.2 | 2.11-0.5 | 2.56+0.2 | 2.39+0.1 | 2.33-0.1 | 2.38-0.2 | 2.61 |
| FCF Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
Frequently Asked Questions
Is Newtek Bus Servs profitable?
Yes, Newtek Bus Servs (NEWTZ) reported a net income of $60.5M in fiscal year 2025.
How much debt does Newtek Bus Servs have?
As of fiscal year 2025, Newtek Bus Servs (NEWTZ) had $310.3M in cash and equivalents against $819.9M in long-term debt.
Does Newtek Bus Servs pay dividends?
Yes, Newtek Bus Servs (NEWTZ) paid $0.76 per share in dividends during fiscal year 2025.
What is Newtek Bus Servs's return on equity (ROE)?
Newtek Bus Servs (NEWTZ) has a return on equity of 15.2% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Newtek Bus Servs's free cash flow?
Newtek Bus Servs (NEWTZ) generated -$579.3M in free cash flow during fiscal year 2025. This represents a -277.5% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Newtek Bus Servs's operating cash flow?
Newtek Bus Servs (NEWTZ) generated -$579.2M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Newtek Bus Servs's total assets?
Newtek Bus Servs (NEWTZ) had $2.7B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Newtek Bus Servs's capital expenditures?
Newtek Bus Servs (NEWTZ) invested $106K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Newtek Bus Servs's debt-to-equity ratio?
Newtek Bus Servs (NEWTZ) had a debt-to-equity ratio of 2.06 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Newtek Bus Servs's return on assets (ROA)?
Newtek Bus Servs (NEWTZ) had a return on assets of 2.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Newtek Bus Servs's cash runway?
Based on fiscal year 2025 data, Newtek Bus Servs (NEWTZ) had $310.3M in cash against an annual operating cash burn of $579.2M. This gives an estimated cash runway of approximately 6 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.
What is Newtek Bus Servs's Piotroski F-Score?
Newtek Bus Servs (NEWTZ) has a Piotroski F-Score of 2 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Newtek Bus Servs's earnings high quality?
Newtek Bus Servs (NEWTZ) has an earnings quality ratio of -9.57x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.