Nobility Homes Financials
This page shows Nobility Homes (NOBH) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 16 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Financial Health Signals
Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores
Nobility Homes has an operating margin of 19.1%, meaning the company retains $19 of operating profit per $100 of revenue. This strong profitability earns a score of 95/100, reflecting efficient cost management and pricing power. This is up from 18.4% the prior year.
Nobility Homes's revenue grew a modest 1.4% year-over-year to $52.7M. This slow but positive growth earns a score of 33/100.
Nobility Homes carries a low D/E ratio of 0.11, meaning only $0.11 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 100/100, indicating a strong balance sheet with room for future borrowing.
With a current ratio of 8.33, Nobility Homes holds $8.33 in current assets for every $1 of short-term obligations. This comfortable liquidity earns a score of 100/100.
Nobility Homes has a free cash flow margin of 7.6%, earning a moderate score of 38/100. The company generates positive cash flow after capital investments, but with room for improvement.
Nobility Homes's ROE of 13.9% shows moderate profitability relative to equity, earning a score of 56/100. This is down from 14.7% the prior year.
Nobility Homes scores 12.30, well above the 2.99 safe threshold. The score is driven primarily by a large market capitalization ($91.5M) relative to total liabilities ($6.4M). This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Nobility Homes passes 5 of 9 financial strength tests. 2 of 4 profitability signals pass, 2 of 3 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.
For every $1 of reported earnings, Nobility Homes generates $0.49 in operating cash flow ($4.2M OCF vs $8.4M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.
Key Financial Metrics
Nobility Homes generated $52.7M in revenue in fiscal year 2025. This represents an increase of 1.4% from the prior year.
Nobility Homes's EBITDA was $10.3M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 5.3% from the prior year.
Nobility Homes generated $4.0M in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 42.0% from the prior year.
Nobility Homes reported $8.4M in net income in fiscal year 2025. This represents a decrease of 1.9% from the prior year.
Nobility Homes earned $2.58 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 1.9% from the prior year.
Nobility Homes held $13.2M in cash against $0 in long-term debt as of fiscal year 2025.
Nobility Homes paid $1.25 per share in dividends in fiscal year 2025. This represents a decrease of 16.7% from the prior year.
Nobility Homes had 3M shares outstanding in fiscal year 2025. This represents a decrease of 3.5% from the prior year.
Nobility Homes's gross margin was 31.9% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is down 1.7 percentage points from the prior year.
Nobility Homes's operating margin was 19.1% in fiscal year 2025, reflecting core business profitability. This is up 0.6 percentage points from the prior year.
Nobility Homes's net profit margin was 16.0% in fiscal year 2025, showing the share of revenue converted to profit. This is down 0.5 percentage points from the prior year.
Nobility Homes's ROE was 13.9% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 0.8 percentage points from the prior year.
Nobility Homes spent $420K on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding.
Nobility Homes invested $180K in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 1.3% from the prior year.
NOBH Income Statement
| Metric | Q3'25 | Q3'25 | Q2'25 | Q1'25 | Q3'21 | Q1'21 | Q3'20 | Q2'16 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $14.4M+19.5% | $12.0M-18.5% | $14.8M+20.5% | $12.2M+3.9% | $11.8M+29.8% | $9.1M-31.1% | $13.2M+62.2% | $8.1M |
| Cost of Revenue | $9.7M+18.5% | $8.2M-19.3% | $10.1M+22.4% | $8.3M-10.7% | $9.3M+40.9% | $6.6M-30.8% | $9.5M+54.5% | $6.2M |
| Gross Profit | $4.7M+21.6% | $3.8M-16.9% | $4.6M+16.6% | $4.0M+58.0% | $2.5M+0.6% | $2.5M-31.8% | $3.7M+86.4% | $2.0M |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | $2.2M+33.0% | $1.7M-11.6% | $1.9M+12.7% | $1.7M+27.0% | $1.3M+3.7% | $1.3M-8.9% | $1.4M+38.2% | $1.0M |
| Operating Income | $2.5M+12.8% | $2.2M-20.6% | $2.7M+19.5% | $2.3M+92.4% | $1.2M-2.6% | $1.2M-46.0% | $2.3M+137.6% | $954K |
| Interest Expense | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Income Tax | $753K+12.8% | $668K-9.0% | $734K+9.7% | $669K+92.7% | $347K+3.4% | $336K-41.5% | $574K-73.0% | $2.1M |
| Net Income | $2.4M+32.6% | $1.8M-20.4% | $2.3M+15.7% | $2.0M+88.5% | $1.1M-1.4% | $1.1M-43.1% | $1.9M-49.0% | $3.7M |
| EPS (Diluted) | N/A | $0.56-20.0% | $0.70+16.7% | $0.60+106.9% | $0.290.0% | $0.29 | N/A | $0.91 |
NOBH Balance Sheet
| Metric | Q3'25 | Q3'25 | Q2'25 | Q1'25 | Q3'21 | Q1'21 | Q3'20 | Q2'16 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $67.1M+2.3% | $65.6M+0.2% | $65.5M-2.6% | $67.3M+5.8% | $63.7M+0.2% | $63.5M+6.2% | $59.8M+25.6% | $47.6M |
| Current Assets | $53.3M+3.0% | $51.7M+0.1% | $51.7M-3.5% | $53.5M+8.9% | $49.1M-2.0% | $50.1M+6.7% | $47.0M+42.1% | $33.0M |
| Cash & Equivalents | $13.2M-7.9% | $14.4M+10.2% | $13.0M-20.0% | $16.3M-51.7% | $33.7M+2.3% | $33.0M+8.8% | $30.3M+50.2% | $20.2M |
| Inventory | $19.7M-0.4% | $19.8M-0.8% | $20.0M-1.5% | $20.3M+115.0% | $9.4M-11.1% | $10.6M+14.1% | $9.3M+35.9% | $6.8M |
| Accounts Receivable | $4.6M+66.3% | $2.8M-25.1% | $3.7M+92.4% | $1.9M+69.4% | $1.1M+7.3% | $1.1M+33.8% | $790K-67.2% | $2.4M |
| Goodwill | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Liabilities | $6.4M-7.1% | $6.9M-20.2% | $8.7M-0.4% | $8.7M-45.3% | $15.9M+38.5% | $11.5M+29.3% | $8.9M+106.4% | $4.3M |
| Current Liabilities | $6.4M-7.6% | $6.9M-20.2% | $8.7M-0.4% | $8.7M-42.2% | $15.1M+40.6% | $10.7M+32.2% | $8.1M+123.7% | $3.6M |
| Long-Term Debt | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Equity | $60.7M+3.4% | $58.7M+3.3% | $56.9M-3.0% | $58.6M+22.8% | $47.7M-8.3% | $52.0M+2.2% | $50.9M+17.6% | $43.3M |
| Retained Earnings | $79.0M+3.1% | $76.7M+2.4% | $74.9M-2.3% | $76.7M+31.7% | $58.2M-1.5% | $59.0M+1.8% | $58.0M+38.6% | $41.8M |
NOBH Cash Flow Statement
| Metric | Q3'25 | Q3'25 | Q2'25 | Q1'25 | Q3'21 | Q1'21 | Q3'20 | Q2'16 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $175K-74.7% | $690K-21.5% | $879K-63.6% | $2.4M-42.2% | $4.2M+191.5% | $1.4M-75.5% | $5.9M+292.7% | $1.5M |
| Capital Expenditures | $5K-43.6% | $8K-83.3% | $50K-57.6% | $117K+158.2% | $45K-83.7% | $278K+481.1% | $48K | $0 |
| Free Cash Flow | $170K-75.0% | $682K-17.8% | $829K-63.9% | $2.3M-44.4% | $4.1M+257.7% | $1.2M-80.1% | $5.8M+289.5% | $1.5M |
| Investing Cash Flow | -$887K-238.8% | $639K+1378.8% | -$50K-114.2% | $352K+262.2% | -$217K-117.9% | $1.2M-65.8% | $3.5M | N/A |
| Financing Cash Flow | -$420K | $0+100.0% | -$3.4M | $0+100.0% | -$3.5M-37012.9% | $9K+330.6% | -$4K | N/A |
| Dividends Paid | $0 | $0 | N/A | N/A | $0 | N/A | $0 | N/A |
| Share Buybacks | $0 | $0-100.0% | $477K+38.0% | $346K-90.0% | $3.5M+2519.6% | $132K | $0 | $0 |
NOBH Financial Ratios
| Metric | Q3'25 | Q3'25 | Q2'25 | Q1'25 | Q3'21 | Q1'21 | Q3'20 | Q2'16 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 32.6%+0.6pp | 32.0%+0.6pp | 31.4%-1.1pp | 32.4%+11.1pp | 21.3%-6.2pp | 27.5%-0.3pp | 27.8%+3.6pp | 24.2% |
| Operating Margin | 17.1%-1.0pp | 18.1%-0.5pp | 18.6%-0.2pp | 18.7%+8.6pp | 10.1%-3.4pp | 13.5%-3.7pp | 17.2%+5.5pp | 11.8% |
| Net Margin | 16.9%+1.7pp | 15.2%-0.4pp | 15.5%-0.7pp | 16.2%+7.3pp | 8.9%-2.8pp | 11.8%-2.5pp | 14.2%-31.0pp | 45.2% |
| Return on Equity | 4.3%+1.2pp | 3.1%-0.9pp | 4.0%+0.7pp | 3.4%+1.2pp | 2.2%+0.1pp | 2.1%-1.6pp | 3.7%-4.8pp | 8.5% |
| Return on Assets | 3.6%+0.9pp | 2.8%-0.7pp | 3.5%+0.6pp | 2.9%+1.3pp | 1.7%-0.0pp | 1.7%-1.5pp | 3.1%-4.6pp | 7.7% |
| Current Ratio | 8.33+0.9 | 7.47+1.5 | 5.95-0.2 | 6.14+2.9 | 3.26-1.4 | 4.68-1.1 | 5.80-3.3 | 9.12 |
| Debt-to-Equity | 0.11-0.0 | 0.12-0.0 | 0.150.0 | 0.15-0.2 | 0.33+0.1 | 0.22+0.0 | 0.17+0.1 | 0.10 |
| FCF Margin | 2.5%-3.2pp | 5.7%+0.1pp | 5.6%-13.2pp | 18.8%-16.3pp | 35.1%+22.4pp | 12.8%-31.3pp | 44.1%+25.7pp | 18.4% |
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Frequently Asked Questions
What is Nobility Homes's annual revenue?
Nobility Homes (NOBH) reported $52.7M in total revenue for fiscal year 2025. This represents a 1.4% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Nobility Homes's revenue growing?
Nobility Homes (NOBH) revenue grew by 1.4% year-over-year, from $51.9M to $52.7M in fiscal year 2025.
Is Nobility Homes profitable?
Yes, Nobility Homes (NOBH) reported a net income of $8.4M in fiscal year 2025, with a net profit margin of 16.0%.
What is Nobility Homes's earnings per share (EPS)?
Nobility Homes (NOBH) reported diluted earnings per share of $2.58 for fiscal year 2025. This represents a -1.9% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.
What is Nobility Homes's EBITDA?
Nobility Homes (NOBH) had EBITDA of $10.3M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
What is Nobility Homes's gross margin?
Nobility Homes (NOBH) had a gross margin of 31.9% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Nobility Homes's operating margin?
Nobility Homes (NOBH) had an operating margin of 19.1% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Nobility Homes's net profit margin?
Nobility Homes (NOBH) had a net profit margin of 16.0% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does Nobility Homes pay dividends?
Yes, Nobility Homes (NOBH) paid $1.25 per share in dividends during fiscal year 2025.
What is Nobility Homes's return on equity (ROE)?
Nobility Homes (NOBH) has a return on equity of 13.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Nobility Homes's free cash flow?
Nobility Homes (NOBH) generated $4.0M in free cash flow during fiscal year 2025. This represents a -42.0% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Nobility Homes's operating cash flow?
Nobility Homes (NOBH) generated $4.2M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Nobility Homes's total assets?
Nobility Homes (NOBH) had $67.1M in total assets as of fiscal year 2025, including both current and long-term assets.
What are Nobility Homes's capital expenditures?
Nobility Homes (NOBH) invested $180K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
Does Nobility Homes buy back shares?
Yes, Nobility Homes (NOBH) spent $420K on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.
How many shares does Nobility Homes have outstanding?
Nobility Homes (NOBH) had 3M shares outstanding as of fiscal year 2025.
What is Nobility Homes's current ratio?
Nobility Homes (NOBH) had a current ratio of 8.33 as of fiscal year 2025, which is generally considered healthy.
What is Nobility Homes's debt-to-equity ratio?
Nobility Homes (NOBH) had a debt-to-equity ratio of 0.11 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Nobility Homes's return on assets (ROA)?
Nobility Homes (NOBH) had a return on assets of 12.6% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Nobility Homes's Altman Z-Score?
Nobility Homes (NOBH) has an Altman Z-Score of 12.30, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios—working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets—to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Nobility Homes's Piotroski F-Score?
Nobility Homes (NOBH) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Nobility Homes's earnings high quality?
Nobility Homes (NOBH) has an earnings quality ratio of 0.49x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Nobility Homes?
Nobility Homes (NOBH) scores 70 out of 100 on our Financial Profile, indicating strong overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.