Our Bond, Inc. Financials
This page shows Our Bond, Inc. (OBAI) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 2 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Our Bond is running a financing-dependent model, where thin gross profit leaves outside capital funding routine operations.
Across the two reported years, free cash burn eased from-$8.2M to-$7.0M even though revenue barely moved, so the improvement reflects slightly narrower losses rather than a stronger underlying margin structure. At the same time, financing inflows of$6.9M nearly matched operating cash outflow of-$6.9M , showing that liquidity is being restored by new funding instead of by the business paying for itself.
The balance sheet posture is upside-down: total liabilities of
The core operating math is harsh because gross margin was only
Financial Health Signals
Based on FY2025 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →
Health score ≠ stock price. This rates the quality of Our Bond, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Our Bond, Inc. has an operating margin of -92.8%, meaning the company retains $-93 of operating profit per $100 of revenue. This below-average margin results in a low score of 0/100, suggesting thin profitability after operating expenses. This is up from -98.4% the prior year.
Our Bond, Inc.'s revenue grew a modest 2.4% year-over-year to $10.0M. This slow but positive growth earns a score of 37/100.
Our Bond, Inc.'s current ratio of 0.30 is below the typical benchmark, resulting in a score of 0/100. This tight liquidity could limit financial flexibility if cash inflows slow.
While Our Bond, Inc. generated -$6.9M in operating cash flow, capex of $34K consumed most of it, leaving -$7.0M in free cash flow. This results in a low score of 0/100, reflecting heavy capital investment rather than weak cash generation.
Our Bond, Inc. passes 3 of 9 financial strength tests. 1 of 4 profitability signals pass, 1 of 3 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.
For every $1 of reported earnings, Our Bond, Inc. generates $0.66 in operating cash flow (-$6.9M OCF vs -$10.5M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.
Our Bond, Inc. earns $-7.5 in operating income for every $1 of interest expense (-$9.3M vs $1.2M). This narrow margin raises concern about the company's ability to service its debt if operating income declines.
Key Financial Metrics
Earnings & Revenue
Our Bond, Inc. generated $10.0M in revenue in fiscal year 2025. This represents an increase of 2.4% from the prior year.
Our Bond, Inc.'s EBITDA was -$9.2M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 3.4% from the prior year.
Our Bond, Inc. reported -$10.5M in net income in fiscal year 2025. This represents an increase of 4.2% from the prior year.
Our Bond, Inc. earned $-2.23 per diluted share (EPS) in fiscal year 2025. This represents an increase of 40.5% from the prior year.
Cash & Balance Sheet
Our Bond, Inc. generated -$7.0M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 15.4% from the prior year.
Our Bond, Inc. held $599K in cash against $5.7M in long-term debt as of fiscal year 2025.
Our Bond, Inc. had 14M shares outstanding in fiscal year 2025. This represents an increase of 368.9% from the prior year.
Margins & Returns
Our Bond, Inc.'s gross margin was 5.7% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is down 1.6 percentage points from the prior year.
Our Bond, Inc.'s operating margin was -92.8% in fiscal year 2025, reflecting core business profitability. This is up 5.6 percentage points from the prior year.
Our Bond, Inc.'s net profit margin was -105.8% in fiscal year 2025, showing the share of revenue converted to profit. This is up 7.4 percentage points from the prior year.
Capital Allocation
Our Bond, Inc. invested $2.5M in research and development in fiscal year 2025. This represents a decrease of 6.9% from the prior year.
Our Bond, Inc. invested $34K in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 45.2% from the prior year.
OBAI Income Statement
| Metric | Q4'25 | Q4'24 |
|---|---|---|
| Revenue | N/A | N/A |
| Cost of Revenue | N/A | N/A |
| Gross Profit | N/A | N/A |
| R&D Expenses | N/A | N/A |
| SG&A Expenses | N/A | N/A |
| Operating Income | N/A | N/A |
| Interest Expense | N/A | N/A |
| Income Tax | N/A | N/A |
| Net Income | N/A | N/A |
| EPS (Diluted) | N/A | N/A |
OBAI Balance Sheet
| Metric | Q4'25 | Q4'24 |
|---|---|---|
| Total Assets | $2.5M-28.5% | $3.5M |
| Current Assets | $2.4M-28.8% | $3.4M |
| Cash & Equivalents | $599K-17.5% | $726K |
| Inventory | N/A | N/A |
| Accounts Receivable | $1.6M-28.7% | $2.2M |
| Goodwill | N/A | N/A |
| Total Liabilities | $25.2M+25.8% | $20.0M |
| Current Liabilities | $8.1M+12.7% | $7.2M |
| Long-Term Debt | $5.7M-55.8% | $12.8M |
| Total Equity | -$22.7M-37.2% | -$16.5M |
| Retained Earnings | -$139.2M-8.7% | -$128.1M |
OBAI Cash Flow Statement
| Metric | Q4'25 | Q4'24 |
|---|---|---|
| Operating Cash Flow | N/A | N/A |
| Capital Expenditures | N/A | N/A |
| Free Cash Flow | N/A | N/A |
| Investing Cash Flow | N/A | N/A |
| Financing Cash Flow | N/A | N/A |
| Dividends Paid | N/A | N/A |
| Share Buybacks | N/A | N/A |
OBAI Financial Ratios
| Metric | Q4'25 | Q4'24 |
|---|---|---|
| Gross Margin | N/A | N/A |
| Operating Margin | N/A | N/A |
| Net Margin | N/A | N/A |
| Return on Equity | N/A | N/A |
| Return on Assets | N/A | N/A |
| Current Ratio | 0.30-0.2 | 0.47 |
| Debt-to-Equity | -0.25+0.5 | -0.78 |
| FCF Margin | N/A | N/A |
Note: Shareholder equity is negative (-$22.7M), which causes debt-to-equity and return on equity ratios to appear negative or not meaningful. This can occur from accumulated losses or large share buyback programs.
Note: The current ratio is below 1.0 (0.30), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.
Frequently Asked Questions
What is Our Bond, Inc.'s annual revenue?
Our Bond, Inc. (OBAI) reported $10.0M in total revenue for fiscal year 2025. This represents a 2.4% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Our Bond, Inc.'s revenue growing?
Our Bond, Inc. (OBAI) revenue grew by 2.4% year-over-year, from $9.7M to $10.0M in fiscal year 2025.
Is Our Bond, Inc. profitable?
No, Our Bond, Inc. (OBAI) reported a net income of -$10.5M in fiscal year 2025, with a net profit margin of -105.8%.
What is Our Bond, Inc.'s EBITDA?
Our Bond, Inc. (OBAI) had EBITDA of -$9.2M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Our Bond, Inc. have?
As of fiscal year 2025, Our Bond, Inc. (OBAI) had $599K in cash and equivalents against $5.7M in long-term debt.
What is Our Bond, Inc.'s gross margin?
Our Bond, Inc. (OBAI) had a gross margin of 5.7% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Our Bond, Inc.'s operating margin?
Our Bond, Inc. (OBAI) had an operating margin of -92.8% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Our Bond, Inc.'s net profit margin?
Our Bond, Inc. (OBAI) had a net profit margin of -105.8% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Our Bond, Inc.'s free cash flow?
Our Bond, Inc. (OBAI) generated -$7.0M in free cash flow during fiscal year 2025. This represents a 15.4% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Our Bond, Inc.'s operating cash flow?
Our Bond, Inc. (OBAI) generated -$6.9M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Our Bond, Inc.'s total assets?
Our Bond, Inc. (OBAI) had $2.5M in total assets as of fiscal year 2025, including both current and long-term assets.
What are Our Bond, Inc.'s capital expenditures?
Our Bond, Inc. (OBAI) invested $34K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
How much does Our Bond, Inc. spend on research and development?
Our Bond, Inc. (OBAI) invested $2.5M in research and development during fiscal year 2025.
What is Our Bond, Inc.'s current ratio?
Our Bond, Inc. (OBAI) had a current ratio of 0.30 as of fiscal year 2025, which is below 1.0, which may suggest potential liquidity concerns.
What is Our Bond, Inc.'s debt-to-equity ratio?
Our Bond, Inc. (OBAI) had a debt-to-equity ratio of -0.25 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Our Bond, Inc.'s return on assets (ROA)?
Our Bond, Inc. (OBAI) had a return on assets of -421.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Our Bond, Inc.'s cash runway?
Based on fiscal year 2025 data, Our Bond, Inc. (OBAI) had $599K in cash against an annual operating cash burn of $6.9M. This gives an estimated cash runway of approximately 1 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.
Why is Our Bond, Inc.'s debt-to-equity ratio negative or unusual?
Our Bond, Inc. (OBAI) has negative shareholder equity of -$22.7M as of fiscal year 2025, which causes the debt-to-equity ratio to appear negative or not meaningful. This can occur when accumulated losses exceed invested capital, or after large share buyback programs. Other solvency metrics like the current ratio or interest coverage may be more informative.
What is Our Bond, Inc.'s Piotroski F-Score?
Our Bond, Inc. (OBAI) has a Piotroski F-Score of 3 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Our Bond, Inc.'s earnings high quality?
Our Bond, Inc. (OBAI) has an earnings quality ratio of 0.66x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Our Bond, Inc. cover its interest payments?
Our Bond, Inc. (OBAI) has an interest coverage ratio of -7.5x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Our Bond, Inc.?
Our Bond, Inc. (OBAI) scores 6 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.