PANAMERA HOLDINGS (PHCI) Financials
Newest figures come from the 10-Q for Q3 FY2026, filed Jun 22, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the PHCI SEC filings page.
PANAMERA HOLDINGS CORP (PHCI) reported $241K in revenue for fiscal year 2025, up 1129.1% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 11 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
FY2025 sales expanded sharply, but falling margins and heavy overhead turned growth into cash-consuming losses.
The step-up in sales came with a margin reversal: gross margin fell from41.2% in FY2024 to25.5% in FY2025, indicating the added business carried lower gross profitability. Cash conversion was poor: operating cash flow and free cash flow were both-$515K , close to the$536K net loss, so reported losses were accompanied by comparable cash outflow.
Overhead, not just direct costs, overwhelmed gross profit: selling, general and administrative expense was
The balance sheet improved in one dimension: liabilities fell to
Financial Health Signals
PANAMERA HOLDINGS CORP does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.
PANAMERA HOLDINGS CORP scores 479.75, well above the 2.99 safe threshold. The largest contribution to the score comes from a market capitalization of $155.9M against total liabilities of $179K. This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
PANAMERA HOLDINGS CORP passes 3 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 1 of 3 profitability signals pass, all 1 leverage/liquidity signals pass, 1 of 2 operating efficiency signals passes.
PANAMERA HOLDINGS CORP reported a net loss of $536K while operations used $515K of cash. With neither figure positive, the ratio between the two carries no quality signal.
Key Financial Metrics
Earnings & Revenue
PANAMERA HOLDINGS CORP generated $0 in revenue in Q3 2026. This represents a decrease of 100.0% from the same quarter a year earlier. Against the prior quarter it is down 100.0%.
PANAMERA HOLDINGS CORP reported a net loss of $117K in Q3 2026. The change from the same quarter a year earlier is not meaningful, because that figure was zero or negative. The change from the prior quarter is not meaningful, because that quarter’s figure was zero or negative.
PANAMERA HOLDINGS CORP earned $0.00 per diluted share (EPS) in Q3 2026. The change from the same quarter a year earlier is not meaningful, because that figure was zero or negative. The change from the prior quarter is not meaningful, because that quarter’s figure was zero or negative.
Not reported for Q3 2026.
Cash & Balance Sheet
PANAMERA HOLDINGS CORP held $46 in cash as of Q3 2026; no long-term debt figure is on record for that period.
Not reported for Q3 2026.
Not reported for Q3 2026.
Margins & Returns
None of these metrics is reported for Q3 2026.
Capital Allocation
PANAMERA HOLDINGS CORP reported no research and development spending in Q3 2026. The change from the same quarter a year earlier is not meaningful, because that figure was zero or negative. The change from the prior quarter is not meaningful, because that quarter’s figure was zero or negative.
Not reported for Q3 2026.
Not reported for Q3 2026.
PHCI Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K |
|---|---|---|---|---|---|---|---|---|
| Revenue | $0-100.0% | $140K+255.6% | $0-100.0% | $49K | $110Kn/m | $39K+5386.9% | $44K+74.9% | N/A |
| Cost of Revenue | $0-100.0% | $55K+164.6% | $0-100.0% | $41K | $100Kn/m | $21Kn/m | $18K-19.2% | N/A |
| Gross Profit | $0-100.0% | $85K+357.8% | $0-100.0% | $8K | $10Kn/m | $18K+2484.8% | $25K+1147.5% | N/A |
| R&D Expenses | $0n/m | $0n/m | N/A | N/A | $0 | $0 | $0 | N/A |
| SG&A Expenses | $40K-59.7% | $126K+40.4% | $183K+60.3% | $236K | $100K-98.7% | $90K+387.0% | $114K+171.5% | N/A |
| Operating Income | -$70Kn/m | -$79Kn/m | N/A | -$243K | -$115Kn/m | -$98Kn/m | -$89Kn/m | N/A |
| Interest Expense | N/A | N/A | $50K | N/A | N/A | N/A | N/A | N/A |
| Income Tax | $0n/m | $0n/m | $0n/m | $0 | $0n/m | $0n/m | $0n/m | N/A |
| Net Income | -$117Kn/m | -$127Kn/m | N/A | -$230K | -$116Kn/m | -$100Kn/m | -$91Kn/m | N/A |
| EPS (Diluted) | $0.00n/m | $0.00n/m | -$2.08n/m | $0.00n/m | $0.00n/m | $0.00n/m | $0.00n/m | -$0.18 |
| Diluted Shares (Avg) | 74M+62.3% | 74M+62.3% | 74M+62.7% | N/A | 46M+1.4% | 46M+28.5% | 45M+28.3% | N/A |
Not reported in any period shown, so not listed: EBITDA, EPS (Basic).
PHCI Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $95K-64.7% | $125K+42.8% | $114K+10.2% | $804K+658.1% | $270K-96.4% | $87K+848.8% | $103K+125.2% | $106K-18.2% |
| Current Assets | $62K-68.1% | $81K+2775.3% | $55K+542.3% | $95K+5091.7% | $195K-97.4% | $3K-69.3% | $9K-81.1% | $2K-98.6% |
| Cash & Equivalents | $46-100.0% | $17K+2996.4% | $48K+3700.6% | $86K+4577.9% | $150K+4939.4% | $551-37.6% | $1K-96.6% | $2K-98.4% |
| Short-Term Investments | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m |
| Accounts Receivable | $57K | $57K | $3K | $3Kn/m | N/A | N/A | N/A | $0-100.0% |
| Long-Term Investments | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m |
| Total Liabilities | $4.3M+1534.5% | $4.3M+981.8% | $4.1M+1102.5% | $179K-37.8% | $266K+140.8% | $393K+547.1% | $342K+489.0% | $288K+260.7% |
| Current Liabilities | $4.3M+1785.0% | $4.3M+1127.6% | $3.5M+1115.0% | $155K-29.1% | $230K+108.8% | $347K+470.2% | $284K+389.3% | $219K+174.2% |
| Non-Current Liabilities | $0-100.0% | $0-100.0% | $662K+1041.4% | $24K-65.7% | $35Kn/m | $47Kn/m | $58Kn/m | $69Kn/m |
| Total Equity | -$4.2M-100432.8% | -$4.1Mn/m | -$4.0Mn/m | $624Kn/m | $4K-99.9% | -$306Kn/m | -$258Kn/m | -$182K-466.3% |
| Retained Earnings | -$177.2Mn/m | -$177.1Mn/m | -$177.0Mn/m | -$23.3Mn/m | -$23.1Mn/m | -$23.0Mn/m | -$22.8Mn/m | -$22.8Mn/m |
Not reported in any period shown, so not listed: Inventory, Goodwill, Long-Term Debt.
PHCI Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -$45Kn/m | -$23Kn/m | -$218Kn/m | -$307Kn/m | -$167Kn/m | -$37Kn/m | -$5Kn/m | -$5Kn/m |
| Stock-Based Compensation | N/A | N/A | $0-100.0% | N/A | N/A | N/A | $13Kn/m | N/A |
| Capital Expenditures | N/A | N/A | N/A | $0n/m | N/A | N/A | N/A | $0 |
| Free Cash Flow | N/A | N/A | N/A | -$307Kn/m | N/A | N/A | N/A | -$5K |
| Investing Cash Flow | N/A | N/A | N/A | -$595Kn/m | N/A | N/A | N/A | $0n/m |
| Financing Cash Flow | $28K-92.3% | -$8K-122.2% | $180K+4412.0% | $837K+23817.4% | $362K+518.8% | $36Kn/m | $4Kn/m | $4K-98.3% |
Not reported in any period shown, so not listed: Depreciation & Amortization, Dividends Paid, Share Buybacks.
PHCI Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | N/A | 60.7%+13.5pp | N/A | 16.2% | 9.2% | 47.1%-52.9pp | 57.6%+49.5pp | N/A |
| Operating Margin | N/A | -56.4% | N/A | -495.7% | -105.4% | -250.1% | -204.6% | N/A |
| Net Margin | N/A | -90.8% | N/A | -468.1% | -105.7% | -254.9% | -209.0% | N/A |
| Return on Equity | N/A | N/A | N/A | -36.8% | -2735.9%-2635.0pp | N/A | N/A | N/A |
| Return on Assets | -122.2%-79.3pp | -101.4%+13.0pp | N/A | -28.6% | -42.9%+56.5pp | -114.4%+337.5pp | -88.3%+49.3pp | N/A |
| Current Ratio | 0.01-0.8x | 0.020.0x | 0.020.0x | 0.61+0.6x | 0.85-67.6x | 0.01-0.1x | 0.03-0.8x | 0.01-1.6x |
| Liabilities-to-Equity | N/A | N/A | N/A | 0.29 | 62.76+62.7x | N/A | N/A | N/A |
| Asset Turnover | 0.00-0.4x | 1.12+0.7x | 0.00-0.4x | 0.06 | 0.41+0.4x | 0.45+0.4x | 0.42-0.1x | N/A |
| FCF Margin | N/A | N/A | N/A | -625.7% | N/A | N/A | N/A | N/A |
Not reported in any period shown, so not listed: Debt-to-Equity.
Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Operating Margin, Net Margin, FCF Margin.
Note: The current ratio is below 1.0 (0.61), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| PANAMERA HOLDINGS CORP PHCI | FY2025 | $241K | -$536K | N/A | $155.9M | — |
| BASANITE INC BASA | FY2024 | $435K | -$1.7M | N/A | $5.9M | — |
Where PANAMERA HOLDINGS CORP Ranks
Frequently Asked Questions
What is PANAMERA HOLDINGS CORP's annual revenue?
PANAMERA HOLDINGS CORP (PHCI) reported $241K in total revenue for fiscal year 2025. This represents a 1129.1% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is PANAMERA HOLDINGS CORP's revenue growing?
PANAMERA HOLDINGS CORP (PHCI) revenue grew by 1129.1% year-over-year, from $20K to $241K in fiscal year 2025.
Is PANAMERA HOLDINGS CORP profitable?
No, PANAMERA HOLDINGS CORP (PHCI) reported a net loss of $536K in fiscal year 2025.
What is PANAMERA HOLDINGS CORP's gross margin?
PANAMERA HOLDINGS CORP (PHCI) had a gross margin of 25.5% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is PANAMERA HOLDINGS CORP's return on equity (ROE)?
PANAMERA HOLDINGS CORP (PHCI) has a return on equity of -85.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is PANAMERA HOLDINGS CORP's free cash flow?
PANAMERA HOLDINGS CORP (PHCI) recorded an outflow of $515K in free cash flow during fiscal year 2025. The change from the previous fiscal year is not meaningful, because that year’s figure was zero or negative. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is PANAMERA HOLDINGS CORP's operating cash flow?
PANAMERA HOLDINGS CORP (PHCI) recorded an outflow of $515K in operating cash flow during fiscal year 2025, representing cash used by core business activities.
What are PANAMERA HOLDINGS CORP's total assets?
PANAMERA HOLDINGS CORP (PHCI) had $804K in total assets as of fiscal year 2025, including both current and long-term assets.
What are PANAMERA HOLDINGS CORP's capital expenditures?
PANAMERA HOLDINGS CORP (PHCI) reported no capital expenditure during fiscal year 2025.
What is PANAMERA HOLDINGS CORP's current ratio?
PANAMERA HOLDINGS CORP (PHCI) had a current ratio of 0.61 as of fiscal year 2025, which is below 1.0, which may suggest potential liquidity concerns.
What is PANAMERA HOLDINGS CORP's liabilities-to-equity ratio?
PANAMERA HOLDINGS CORP (PHCI) had a liabilities-to-equity ratio of 0.29 as of fiscal year 2025, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity. No debt-to-equity ratio is shown for fiscal year 2025, because the filing data we hold for that year carries no long-term debt figure.
What is PANAMERA HOLDINGS CORP's return on assets (ROA)?
PANAMERA HOLDINGS CORP (PHCI) had a return on assets of -66.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
How does PANAMERA HOLDINGS CORP's liquidity compare with its operating cash outflow?
At the end of fiscal year 2025, PANAMERA HOLDINGS CORP (PHCI) held $86K in cash, cash equivalents and investments, and reported an operating cash outflow of $515K over that year. Dividing the one by the other, the reported balance equals about 2 months of the outflow reported that year. This is arithmetic over figures already filed, not a projection: it assumes nothing about future spending, financing or operations.
What is PANAMERA HOLDINGS CORP's Altman Z-Score?
PANAMERA HOLDINGS CORP (PHCI) has an Altman Z-Score of 479.75, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is PANAMERA HOLDINGS CORP's Piotroski F-Score?
PANAMERA HOLDINGS CORP (PHCI) has a Piotroski F-Score of 3 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are PANAMERA HOLDINGS CORP's earnings high quality?
PANAMERA HOLDINGS CORP (PHCI) reported a net loss of $536K while operations used $515K of cash. With neither figure positive, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.