What is Parke Bancorp Inc's earnings per share (EPS)?

Parke Bancorp Inc (PKBK) reported diluted earnings per share of $3.16 for fiscal year 2025. This represents a 39.2% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Parke Bancorp Inc Financials

PKBK

Source SEC Filings (10-K/10-Q) Updated Dec 31, 2025 Currency USD FYE December

This page shows Parke Bancorp Inc (PKBK) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 16 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Financial Profile 47/100

Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores

Growth

Parke Bancorp Inc's revenue grew 14.0% year-over-year to $142.7M, a solid pace of expansion. This earns a growth score of 57/100.

Leverage

Parke Bancorp Inc has elevated debt relative to equity (D/E of 5.93), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 0/100, reflecting increased financial risk.

Cash Flow

Parke Bancorp Inc converts 27.3% of revenue into free cash flow ($39.0M). This strong cash generation earns a score of 93/100.

Returns

Parke Bancorp Inc's ROE of 11.6% shows moderate profitability relative to equity, earning a score of 37/100. This is up from 9.2% the prior year.

Piotroski F-Score Neutral

5/9

Parke Bancorp Inc passes 5 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.05x

For every $1 of reported earnings, Parke Bancorp Inc generates $1.05 in operating cash flow ($39.6M OCF vs $37.8M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$142.7M

YoY+14.0%

5Y CAGR+11.0%

10Y CAGR+13.7%

Parke Bancorp Inc generated $142.7M in revenue in fiscal year 2025. This represents an increase of 14.0% from the prior year.

EBITDA

N/A

Net Income

$37.8M

YoY+37.3%

5Y CAGR+5.9%

10Y CAGR+13.4%

Parke Bancorp Inc reported $37.8M in net income in fiscal year 2025. This represents an increase of 37.3% from the prior year.

EPS (Diluted)

$3.16

YoY+39.2%

5Y CAGR+5.9%

10Y CAGR+10.9%

Parke Bancorp Inc earned $3.16 per diluted share (EPS) in fiscal year 2025. This represents an increase of 39.2% from the prior year.

Cash & Balance Sheet

Free Cash Flow

$39.0M

YoY+11.2%

5Y CAGR+1.4%

10Y CAGR+23.5%

Parke Bancorp Inc generated $39.0M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 11.2% from the prior year.

Cash & Debt

$156.9M

YoY-29.2%

5Y CAGR-19.3%

10Y CAGR+19.1%

Parke Bancorp Inc held $156.9M in cash against $0 in long-term debt as of fiscal year 2025.

Dividends Per Share

$0.72

YoY+0.0%

10Y CAGR+21.8%

Parke Bancorp Inc paid $0.72 per share in dividends in fiscal year 2025. This represents an increase of 0.0% from the prior year.

Shares Outstanding

N/A

Margins & Returns

Gross Margin

N/A

Operating Margin

N/A

Net Margin

26.5%

YoY+4.5pp

5Y CAGR-7.2pp

10Y CAGR-0.7pp

Parke Bancorp Inc's net profit margin was 26.5% in fiscal year 2025, showing the share of revenue converted to profit. This is up 4.5 percentage points from the prior year.

Return on Equity

11.6%

YoY+2.5pp

5Y CAGR-2.5pp

10Y CAGR+2.1pp

Parke Bancorp Inc's ROE was 11.6% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 2.5 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

$6.5M

YoY+52.1%

10Y CAGR+22.8%

Parke Bancorp Inc spent $6.5M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 52.1% from the prior year.

Capital Expenditures

$595K

YoY+400.0%

5Y CAGR+18.8%

10Y CAGR+5.4%

Parke Bancorp Inc invested $595K in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 400.0% from the prior year.

PKBK Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$142.7M+14.0%	$125.1M+11.0%	$112.7M+28.8%	$87.5M+6.6%	$82.1M-2.9%	$84.5M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$66.2M-0.3%	$66.4M+36.9%	$48.5M+242.5%	$14.2M+9.3%	$13.0M-40.8%	$21.9M
Income Tax	$11.6M+32.4%	$8.8M-4.8%	$9.2M-35.3%	$14.3M+2.3%	$13.9M+39.2%	$10.0M
Net Income	$37.8M+37.3%	$27.5M-3.3%	$28.5M-31.9%	$41.8M+2.6%	$40.8M+43.4%	$28.4M
EPS (Diluted)	$3.16+39.2%	$2.27-3.4%	$2.35-31.7%	$3.44+2.4%	$3.36+41.8%	$2.37

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Revenue	$37.3M+2.2%	$36.5M+4.2%	$35.0M+3.5%	$33.8M+1.6%	$33.3M+3.7%	$32.1M+6.4%	$30.2M+2.4%	$29.5M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$15.5M-5.3%	$16.3M-4.7%	$17.2M-0.5%	$17.2M-2.6%	$17.7M+1.8%	$17.4M+9.6%	$15.9M+2.9%	$15.4M
Income Tax	$3.5M+23.0%	$2.9M+4.2%	$2.7M+8.6%	$2.5M+8.4%	$2.3M+23.0%	$1.9M-19.1%	$2.3M+5.1%	$2.2M
Net Income	$11.1M+4.3%	$10.6M+28.3%	$8.3M+6.5%	$7.8M+5.1%	$7.4M-1.5%	$7.5M+16.3%	$6.5M+4.9%	$6.2M
EPS (Diluted)	N/A	$0.89+29.0%	$0.69+6.2%	$0.65	N/A	$0.62+17.0%	$0.53+3.9%	$0.51

PKBK Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$2.2B+5.0%	$2.1B+5.9%	$2.0B+1.9%	$2.0B-7.1%	$2.1B+2.8%	$2.1B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$156.9M-29.2%	$221.5M+22.8%	$180.4M-1.0%	$182.2M-69.5%	$596.6M+30.1%	$458.6M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$1.9B+4.5%	$1.8B+5.9%	$1.7B+1.2%	$1.7B-9.7%	$1.9B+1.5%	$1.9B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$324.5M+8.1%	$300.1M+5.5%	$284.3M+6.9%	$266.0M+14.5%	$232.4M+15.6%	$200.9M
Retained Earnings	$197.7M+17.4%	$168.3M+12.7%	$149.4M+13.5%	$131.7M+34.4%	$98.0M+46.7%	$66.8M

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Total Assets	$2.2B+3.6%	$2.2B+0.1%	$2.2B+1.3%	$2.1B0.0%	$2.1B+3.7%	$2.1B+1.9%	$2.0B+0.9%	$2.0B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$156.9M-1.5%	$159.3M-13.5%	$184.3M-11.9%	$209.0M-5.6%	$221.5M+28.5%	$172.4M+2.8%	$167.7M-2.0%	$171.1M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$1.9B+3.6%	$1.9B0.0%	$1.9B+1.2%	$1.8B-0.3%	$1.8B+4.1%	$1.8B+2.0%	$1.7B+0.8%	$1.7B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$324.5M+3.1%	$314.8M+0.9%	$312.2M+2.0%	$305.9M+2.0%	$300.1M+1.2%	$296.5M+1.3%	$292.8M+1.5%	$288.4M
Retained Earnings	$197.7M+4.8%	$188.7M+4.7%	$180.1M+3.5%	$174.0M+3.4%	$168.3M+3.2%	$163.1M+3.4%	$157.7M+2.8%	$153.4M

PKBK Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$39.6M+12.5%	$35.2M+52.7%	$23.0M-47.0%	$43.5M+12.4%	$38.6M+5.8%	$36.5M
Capital Expenditures	$595K+400.0%	$119K	N/A	$150K+134.4%	$64K-74.5%	$251K
Free Cash Flow	$39.0M+11.2%	$35.0M	N/A	$43.3M+12.2%	$38.6M+6.4%	$36.3M
Investing Cash Flow	-$173.1M-116.2%	-$80.1M-129.5%	-$34.9M+86.7%	-$262.9M-432.0%	$79.2M+159.2%	-$133.8M
Financing Cash Flow	$68.9M-20.0%	$86.1M+752.1%	$10.1M+105.2%	-$194.9M-1068.6%	$20.1M-94.5%	$364.3M
Dividends Paid	$8.4M-2.3%	$8.6M0.0%	$8.6M+8.9%	$7.9M+3.9%	$7.6M+2.7%	$7.4M
Share Buybacks	$6.5M+52.1%	$4.3M	$0	N/A	N/A	N/A

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Operating Cash Flow	$14.4M+27.2%	$11.4M+68.0%	$6.8M-3.4%	$7.0M-17.8%	$8.5M-9.4%	$9.4M+5.6%	$8.9M+6.6%	$8.3M
Capital Expenditures	$46K-57.0%	$107K+75.4%	$61K-84.0%	$381K+710.6%	$47K+147.4%	$19K-45.7%	$35K+94.4%	$18K
Free Cash Flow	$14.4M+28.0%	$11.2M+67.9%	$6.7M+1.2%	$6.6M-21.8%	$8.5M-9.7%	$9.4M+5.8%	$8.9M+6.4%	$8.3M
Investing Cash Flow	-$81.5M-198.1%	-$27.3M+46.6%	-$51.2M-290.8%	-$13.1M+52.9%	-$27.8M+15.9%	-$33.0M-44.2%	-$22.9M-737.2%	$3.6M
Financing Cash Flow	$64.6M+821.0%	-$9.0M-145.7%	$19.6M+406.5%	-$6.4M-109.4%	$68.3M+140.8%	$28.4M+168.4%	$10.6M+149.8%	-$21.2M
Dividends Paid	$2.0M-7.5%	$2.1M+0.5%	$2.1M+0.3%	$2.1M-0.2%	$2.1M-0.7%	$2.1M-0.6%	$2.2M+0.1%	$2.2M
Share Buybacks	$0-100.0%	$6.5M	N/A	N/A	$2.2M+10.6%	$2.0M	N/A	N/A

PKBK Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	26.5%+4.5pp	22.0%-3.3pp	25.3%-22.6pp	47.8%-1.8pp	49.7%+16.0pp	33.6%
Return on Equity	11.6%+2.5pp	9.2%-0.8pp	10.0%-5.7pp	15.7%-1.8pp	17.5%+3.4pp	14.1%
Return on Assets	1.7%+0.4pp	1.3%-0.1pp	1.4%-0.7pp	2.1%+0.2pp	1.9%+0.5pp	1.4%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	5.93-0.2	6.14+0.0	6.12-0.3	6.46-1.7	8.19-1.1	9.34
FCF Margin	27.3%-0.7pp	28.0%	N/A	49.5%+2.5pp	47.0%+4.1pp	42.9%

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	29.7%+0.6pp	29.1%+5.5pp	23.6%+0.7pp	23.0%+0.8pp	22.2%-1.2pp	23.4%+2.0pp	21.4%+0.5pp	20.9%
Return on Equity	3.4%+0.0pp	3.4%+0.7pp	2.6%+0.1pp	2.5%+0.1pp	2.5%-0.1pp	2.5%+0.3pp	2.2%+0.1pp	2.1%
Return on Assets	0.5%0.0pp	0.5%+0.1pp	0.4%+0.0pp	0.4%0.0pp	0.4%0.0pp	0.4%+0.0pp	0.3%+0.0pp	0.3%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	5.93+0.0	5.90-0.1	5.95-0.0	6.00-0.1	6.14+0.2	5.97+0.0	5.92-0.0	5.97
FCF Margin	38.6%+7.8pp	30.8%+11.7pp	19.1%-0.4pp	19.6%-5.9pp	25.4%-3.8pp	29.2%-0.2pp	29.4%+1.1pp	28.3%

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Frequently Asked Questions

What is Parke Bancorp Inc's annual revenue?

Parke Bancorp Inc (PKBK) reported $142.7M in total revenue for fiscal year 2025. This represents a 14.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Parke Bancorp Inc's revenue growing?

Parke Bancorp Inc (PKBK) revenue grew by 14% year-over-year, from $125.1M to $142.7M in fiscal year 2025.

Is Parke Bancorp Inc profitable?

Yes, Parke Bancorp Inc (PKBK) reported a net income of $37.8M in fiscal year 2025, with a net profit margin of 26.5%.

What is Parke Bancorp Inc's net profit margin?

Parke Bancorp Inc (PKBK) had a net profit margin of 26.5% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Parke Bancorp Inc pay dividends?

Yes, Parke Bancorp Inc (PKBK) paid $0.72 per share in dividends during fiscal year 2025.

What is Parke Bancorp Inc's return on equity (ROE)?

Parke Bancorp Inc (PKBK) has a return on equity of 11.6% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Parke Bancorp Inc's free cash flow?

Parke Bancorp Inc (PKBK) generated $39.0M in free cash flow during fiscal year 2025. This represents a 11.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Parke Bancorp Inc's operating cash flow?

Parke Bancorp Inc (PKBK) generated $39.6M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Parke Bancorp Inc's total assets?

Parke Bancorp Inc (PKBK) had $2.2B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Parke Bancorp Inc's capital expenditures?

Parke Bancorp Inc (PKBK) invested $595K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Parke Bancorp Inc buy back shares?

Yes, Parke Bancorp Inc (PKBK) spent $6.5M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

What is Parke Bancorp Inc's debt-to-equity ratio?

Parke Bancorp Inc (PKBK) had a debt-to-equity ratio of 5.93 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Parke Bancorp Inc's return on assets (ROA)?

Parke Bancorp Inc (PKBK) had a return on assets of 1.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Parke Bancorp Inc's Piotroski F-Score?

Parke Bancorp Inc (PKBK) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Parke Bancorp Inc's earnings high quality?

Parke Bancorp Inc (PKBK) has an earnings quality ratio of 1.05x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Parke Bancorp Inc?

Parke Bancorp Inc (PKBK) scores 47 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.