Risk George Inds Inc Financials
This page shows Risk George Inds Inc (RSKIA) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 11 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Financial Health Signals
Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores
Risk George Inds Inc has an operating margin of 27.7%, meaning the company retains $28 of operating profit per $100 of revenue. This strong profitability earns a score of 100/100, reflecting efficient cost management and pricing power. This is down from 28.9% the prior year.
Risk George Inds Inc's revenue grew a modest 3.5% year-over-year to $22.5M. This slow but positive growth earns a score of 39/100.
Risk George Inds Inc carries a low D/E ratio of 0.12, meaning only $0.12 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 100/100, indicating a strong balance sheet with room for future borrowing.
With a current ratio of 13.58, Risk George Inds Inc holds $13.58 in current assets for every $1 of short-term obligations. This comfortable liquidity earns a score of 100/100.
Risk George Inds Inc converts 17.3% of revenue into free cash flow ($3.9M). This strong cash generation earns a score of 87/100.
Risk George Inds Inc's ROE of 11.8% shows moderate profitability relative to equity, earning a score of 47/100. This is down from 13.1% the prior year.
Risk George Inds Inc scores 10.24, well above the 2.99 safe threshold. The score is driven primarily by a large market capitalization ($91.5M) relative to total liabilities ($7.6M). This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Risk George Inds Inc passes 4 of 9 financial strength tests. 2 of 4 profitability signals pass, 2 of 3 leverage/liquidity signals pass, neither operating efficiency signal passes.
For every $1 of reported earnings, Risk George Inds Inc generates $0.60 in operating cash flow ($4.3M OCF vs $7.1M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.
Risk George Inds Inc earns $1039.7 in operating income for every $1 of interest expense ($6.2M vs $6K). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.
Key Financial Metrics
Risk George Inds Inc generated $22.5M in revenue in fiscal year 2025. This represents an increase of 3.5% from the prior year.
Risk George Inds Inc's EBITDA was $6.7M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 0.8% from the prior year.
Risk George Inds Inc generated $3.9M in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 30.5% from the prior year.
Risk George Inds Inc reported $7.1M in net income in fiscal year 2025. This represents a decrease of 5.6% from the prior year.
Risk George Inds Inc earned $1.45 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 5.2% from the prior year.
Risk George Inds Inc held $8.3M in cash against $0 in long-term debt as of fiscal year 2025.
Risk George Inds Inc paid $1.00 per share in dividends in fiscal year 2025. This represents an increase of 53.8% from the prior year.
Risk George Inds Inc had 5M shares outstanding in fiscal year 2025. This represents a decrease of 0.1% from the prior year.
Risk George Inds Inc's gross margin was 48.4% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is down 1.4 percentage points from the prior year.
Risk George Inds Inc's operating margin was 27.7% in fiscal year 2025, reflecting core business profitability. This is down 1.2 percentage points from the prior year.
Risk George Inds Inc's net profit margin was 31.6% in fiscal year 2025, showing the share of revenue converted to profit. This is down 3.1 percentage points from the prior year.
Risk George Inds Inc's ROE was 11.8% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 1.4 percentage points from the prior year.
Risk George Inds Inc invested $396K in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 4.8% from the prior year.
RSKIA Income Statement
| Metric | Q2'25 | Q1'25 | Q3'25 | Q2'24 | Q1'24 | Q3'24 | Q2'23 | Q1'23 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $6.3M+7.4% | $5.9M+20.1% | $4.9M-12.5% | $5.6M-2.9% | $5.8M+7.2% | $5.4M-10.9% | $6.1M+28.0% | $4.7M |
| Cost of Revenue | $3.4M+17.0% | $2.9M+10.0% | $2.6M-9.8% | $2.9M+2.3% | $2.8M+3.7% | $2.7M-7.3% | $2.9M+19.8% | $2.5M |
| Gross Profit | $3.0M-1.8% | $3.0M+31.5% | $2.3M-15.3% | $2.7M-7.8% | $2.9M+10.7% | $2.7M-14.3% | $3.1M+37.0% | $2.3M |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | $347K-10.8% | $389K+13.1% | $344K-17.5% | $417K+23.7% | $337K-14.9% | $396K+18.9% | $333K-9.5% | $368K |
| Operating Income | $1.8M-1.2% | $1.8M+51.2% | $1.2M-19.4% | $1.5M-16.4% | $1.8M+16.9% | $1.5M-22.9% | $2.0M+65.8% | $1.2M |
| Interest Expense | N/A | N/A | N/A | N/A | $1K | N/A | N/A | N/A |
| Income Tax | $752K-19.2% | $931K+42.4% | $654K+49.3% | $438K-53.6% | $944K-41.3% | $1.6M+2110.0% | -$80K-113.7% | $586K |
| Net Income | $2.3M-38.2% | $3.8M+136.0% | $1.6M-27.4% | $2.2M-18.1% | $2.7M-16.5% | $3.2M+5989.1% | -$55K-102.3% | $2.4M |
| EPS (Diluted) | $0.48-37.7% | $0.77+133.3% | $0.33-26.7% | $0.45-18.2% | $0.55-16.7% | $0.66+6700.0% | $-0.01-102.1% | $0.48 |
RSKIA Balance Sheet
| Metric | Q2'25 | Q1'25 | Q3'25 | Q2'24 | Q1'24 | Q3'24 | Q2'23 | Q1'23 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $66.2M-3.0% | $68.2M+7.0% | $63.7M+1.5% | $62.8M-3.0% | $64.8M+9.6% | $59.1M+8.9% | $54.3M-7.3% | $58.5M |
| Current Assets | $63.3M-2.9% | $65.2M+7.4% | $60.7M+1.7% | $59.7M-3.3% | $61.7M+10.8% | $55.7M+9.7% | $50.7M-7.6% | $54.9M |
| Cash & Equivalents | $4.8M-41.4% | $8.3M+48.0% | $5.6M+2.3% | $5.5M-41.8% | $9.4M+74.4% | $5.4M+50.8% | $3.6M-35.9% | $5.6M |
| Inventory | $11.1M+4.8% | $10.6M-6.9% | $11.4M+2.6% | $11.1M-1.4% | $11.2M-7.0% | $12.1M-4.1% | $12.6M+5.4% | $12.0M |
| Accounts Receivable | $4.8M-6.5% | $5.1M+37.2% | $3.7M-4.8% | $3.9M-6.1% | $4.2M+2.8% | $4.1M-0.1% | $4.1M+32.5% | $3.1M |
| Goodwill | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Liabilities | $7.9M+4.9% | $7.6M+2.3% | $7.4M-7.4% | $8.0M+10.2% | $7.2M+13.8% | $6.4M+33.7% | $4.8M-13.8% | $5.5M |
| Current Liabilities | $4.9M+1.6% | $4.8M+2.0% | $4.7M-11.6% | $5.3M+17.0% | $4.5M+19.0% | $3.8M+10.1% | $3.5M-1.6% | $3.5M |
| Long-Term Debt | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Equity | $58.2M-4.0% | $60.6M+7.7% | $56.3M+2.8% | $54.8M-4.7% | $57.5M+9.1% | $52.7M+6.5% | $49.5M-6.6% | $53.0M |
| Retained Earnings | $60.3M-4.1% | $62.9M+7.5% | $58.5M+2.8% | $56.9M-4.5% | $59.5M+8.6% | $54.8M+6.3% | $51.6M-5.9% | $54.9M |
RSKIA Cash Flow Statement
| Metric | Q2'25 | Q1'25 | Q3'25 | Q2'24 | Q1'24 | Q3'24 | Q2'23 | Q1'23 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $1.2M-44.4% | $2.1M+229.6% | $649K+182.2% | $230K-90.0% | $2.3M-5.4% | $2.4M+313.5% | $587K-39.5% | $971K |
| Capital Expenditures | $0-100.0% | $133K+160.8% | $51K-74.9% | $203K+93.3% | $105K+425.0% | $20K-52.4% | $42K-79.1% | $201K |
| Free Cash Flow | $1.2M-40.7% | $2.0M+235.5% | $598K+2114.8% | $27K-98.8% | $2.2M-9.0% | $2.4M+341.7% | $545K-29.2% | $770K |
| Investing Cash Flow | -$132K+60.7% | -$336K+31.6% | -$491K-261.0% | $305K+862.5% | -$40K+86.4% | -$295K-183.8% | $352K+204.8% | -$336K |
| Financing Cash Flow | -$4.5M-31857.1% | -$14K+56.3% | -$32K | N/A | -$28K+91.3% | -$323K+89.0% | -$2.9M-12112.5% | -$24K |
| Dividends Paid | $4.5M+89140.0% | $5K | $0 | N/A | $1K | $0-100.0% | $2.9M+145500.0% | $2K |
| Share Buybacks | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
RSKIA Financial Ratios
| Metric | Q2'25 | Q1'25 | Q3'25 | Q2'24 | Q1'24 | Q3'24 | Q2'23 | Q1'23 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 46.9%-4.4pp | 51.2%+4.5pp | 46.8%-1.6pp | 48.4%-2.6pp | 50.9%+1.6pp | 49.3%-2.0pp | 51.3%+3.4pp | 47.9% |
| Operating Margin | 28.2%-2.5pp | 30.6%+6.3pp | 24.3%-2.1pp | 26.4%-4.3pp | 30.7%+2.6pp | 28.1%-4.4pp | 32.5%+7.4pp | 25.1% |
| Net Margin | 37.0%-27.3pp | 64.3%+31.6pp | 32.7%-6.7pp | 39.5%-7.3pp | 46.8%-13.3pp | 60.1%+61.0pp | -0.9%-51.1pp | 50.2% |
| Return on Equity | 4.0%-2.2pp | 6.3%+3.4pp | 2.9%-1.2pp | 4.0%-0.7pp | 4.7%-1.4pp | 6.1% | N/A | 4.5% |
| Return on Assets | 3.5%-2.0pp | 5.6%+3.0pp | 2.5%-1.0pp | 3.5%-0.6pp | 4.2%-1.3pp | 5.5%+5.6pp | -0.1%-4.2pp | 4.1% |
| Current Ratio | 12.98-0.6 | 13.58+0.7 | 12.90+1.7 | 11.22-2.4 | 13.57-1.0 | 14.57-0.1 | 14.63-0.9 | 15.58 |
| Debt-to-Equity | 0.14+0.0 | 0.120.0 | 0.13-0.0 | 0.15+0.0 | 0.130.0 | 0.12+0.0 | 0.100.0 | 0.10 |
| FCF Margin | 18.8%-15.2pp | 34.0%+21.8pp | 12.2%+11.7pp | 0.5%-37.4pp | 37.9%-6.7pp | 44.6%+35.6pp | 9.0%-7.3pp | 16.3% |
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Frequently Asked Questions
What is Risk George Inds Inc's annual revenue?
Risk George Inds Inc (RSKIA) reported $22.5M in total revenue for fiscal year 2025. This represents a 3.5% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Risk George Inds Inc's revenue growing?
Risk George Inds Inc (RSKIA) revenue grew by 3.5% year-over-year, from $21.8M to $22.5M in fiscal year 2025.
Is Risk George Inds Inc profitable?
Yes, Risk George Inds Inc (RSKIA) reported a net income of $7.1M in fiscal year 2025, with a net profit margin of 31.6%.
What is Risk George Inds Inc's earnings per share (EPS)?
Risk George Inds Inc (RSKIA) reported diluted earnings per share of $1.45 for fiscal year 2025. This represents a -5.2% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.
What is Risk George Inds Inc's EBITDA?
Risk George Inds Inc (RSKIA) had EBITDA of $6.7M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
What is Risk George Inds Inc's gross margin?
Risk George Inds Inc (RSKIA) had a gross margin of 48.4% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Risk George Inds Inc's operating margin?
Risk George Inds Inc (RSKIA) had an operating margin of 27.7% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Risk George Inds Inc's net profit margin?
Risk George Inds Inc (RSKIA) had a net profit margin of 31.6% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does Risk George Inds Inc pay dividends?
Yes, Risk George Inds Inc (RSKIA) paid $1.00 per share in dividends during fiscal year 2025.
What is Risk George Inds Inc's return on equity (ROE)?
Risk George Inds Inc (RSKIA) has a return on equity of 11.8% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Risk George Inds Inc's free cash flow?
Risk George Inds Inc (RSKIA) generated $3.9M in free cash flow during fiscal year 2025. This represents a -30.5% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Risk George Inds Inc's operating cash flow?
Risk George Inds Inc (RSKIA) generated $4.3M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Risk George Inds Inc's total assets?
Risk George Inds Inc (RSKIA) had $68.2M in total assets as of fiscal year 2025, including both current and long-term assets.
What are Risk George Inds Inc's capital expenditures?
Risk George Inds Inc (RSKIA) invested $396K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
How many shares does Risk George Inds Inc have outstanding?
Risk George Inds Inc (RSKIA) had 5M shares outstanding as of fiscal year 2025.
What is Risk George Inds Inc's current ratio?
Risk George Inds Inc (RSKIA) had a current ratio of 13.58 as of fiscal year 2025, which is generally considered healthy.
What is Risk George Inds Inc's debt-to-equity ratio?
Risk George Inds Inc (RSKIA) had a debt-to-equity ratio of 0.12 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Risk George Inds Inc's return on assets (ROA)?
Risk George Inds Inc (RSKIA) had a return on assets of 10.5% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Risk George Inds Inc's Altman Z-Score?
Risk George Inds Inc (RSKIA) has an Altman Z-Score of 10.24, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios—working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets—to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Risk George Inds Inc's Piotroski F-Score?
Risk George Inds Inc (RSKIA) has a Piotroski F-Score of 4 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Risk George Inds Inc's earnings high quality?
Risk George Inds Inc (RSKIA) has an earnings quality ratio of 0.60x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Risk George Inds Inc cover its interest payments?
Risk George Inds Inc (RSKIA) has an interest coverage ratio of 1039.7x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Risk George Inds Inc?
Risk George Inds Inc (RSKIA) scores 79 out of 100 on our Financial Profile, indicating strong overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.