Reserve Financials
This page shows Reserve (RSRV) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 16 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Cash-generative operations are funding reinvestment and steady distributions more than they are building the cash balance.
In FY2023, operating cash flow was$5.6M while net income was only-$56K , showing the business still produced cash even when reported profit nearly disappeared. By FY2025, cash on hand had slipped to$2.1M despite$10.2M of investing outflows, which suggests cash is being recycled into new investments instead of accumulating on the balance sheet.
The earnings rebound was not just a sales story: operating margin moved from
Balance-sheet pressure still looks limited, with FY2025 liabilities of
Financial Health Signals
We are recalculating Reserve's peer-relative financial health score against the latest fiscal year. It will appear here once the refresh completes. The signals and metrics below are current.
Reserve scores 4.69, well above the 2.99 safe threshold. The score is driven primarily by a large market capitalization ($31.8M) relative to total liabilities ($7.6M). This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Reserve passes 5 of 7 computable financial strength tests (2 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.
For every $1 of reported earnings, Reserve generates $2.03 in operating cash flow ($9.9M OCF vs $4.9M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Reserve earns $66.7 in operating income for every $1 of interest expense ($4.3M vs $64K). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.
Key Financial Metrics
Earnings & Revenue
Reserve generated $16.7M in revenue in fiscal year 2025. This represents an increase of 10.3% from the prior year.
Reserve's EBITDA was $4.3M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 88.8% from the prior year.
Reserve reported $4.9M in net income in fiscal year 2025. This represents an increase of 141.6% from the prior year.
Cash & Balance Sheet
Reserve held $2.1M in cash against $0 in long-term debt as of fiscal year 2025.
Reserve had 151,594 shares outstanding in fiscal year 2025. This represents a decrease of 0.2% from the prior year.
Margins & Returns
Reserve's operating margin was 25.7% in fiscal year 2025, reflecting core business profitability. This is up 10.8 percentage points from the prior year.
Reserve's net profit margin was 29.4% in fiscal year 2025, showing the share of revenue converted to profit. This is up 16.0 percentage points from the prior year.
Reserve's ROE was 14.5% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 7.8 percentage points from the prior year.
Capital Allocation
Reserve spent $55K on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 90.7% from the prior year.
RSRV Income Statement
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $5.5M+13.0% | $4.9M+9.8% | $4.5M+28.5% | $3.5M-9.7% | $3.9M-12.8% | $4.4M+14.0% | $3.9M+1.0% | $3.8M |
| Cost of Revenue | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Gross Profit | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | $634K-16.5% | $759K+27.8% | $594K-6.2% | $633K-5.8% | $671K-8.0% | $730K-29.6% | $1.0M+63.3% | $635K |
| Operating Income | $1.6M+465.7% | -$436K-124.1% | $1.8M+104.3% | $887K-56.2% | $2.0M+254.8% | -$1.3M-185.1% | $1.5M+41.9% | $1.1M |
| Interest Expense | $16K-6.9% | $17K+9.2% | $15K-5.0% | $16K-0.2% | $16K-1.5% | $16K-15.6% | $19K+16.8% | $17K |
| Income Tax | $266K+77.8% | $150K-50.0% | $300K+11.7% | $268K-51.0% | $548K+216.4% | -$470K-287.8% | $250K-10.4% | $280K |
| Net Income | $996K+69.5% | $588K-56.8% | $1.4M+14.5% | $1.2M-32.8% | $1.8M+219.7% | -$1.5M-185.0% | $1.7M+66.8% | $1.0M |
| EPS (Diluted) | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
RSRV Balance Sheet
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $42.1M+1.1% | $41.6M+1.4% | $41.0M+6.9% | $38.4M-0.1% | $38.4M+5.6% | $36.4M-5.4% | $38.5M+4.3% | $36.9M |
| Current Assets | $10.5M+6.5% | $9.8M-4.6% | $10.3M+11.7% | $9.2M-17.6% | $11.2M+18.8% | $9.4M-11.2% | $10.6M+5.5% | $10.1M |
| Cash & Equivalents | $2.8M+34.5% | $2.1M-57.2% | $4.8M+27.4% | $3.8M-28.2% | $5.2M+33.4% | $3.9M+5.2% | $3.7M+18.3% | $3.2M |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | $3.2M+7.5% | $3.0M+28.4% | $2.3M+14.4% | $2.0M-43.0% | $3.6M+28.9% | $2.8M+18.5% | $2.3M-17.2% | $2.8M |
| Goodwill | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Liabilities | $7.1M-7.1% | $7.6M+0.3% | $7.6M+20.9% | $6.3M+4.6% | $6.0M+4.5% | $5.7M-2.2% | $5.9M-3.0% | $6.1M |
| Current Liabilities | $1.3M-39.4% | $2.2M+51.9% | $1.4M+244.5% | $419K-2.3% | $429K-39.9% | $714K+177.8% | $257K-66.5% | $766K |
| Long-Term Debt | $620K | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Equity | $34.8M+3.0% | $33.8M+1.7% | $33.2M+4.2% | $31.9M-1.0% | $32.2M+5.8% | $30.4M-6.0% | $32.4M+5.7% | $30.6M |
| Retained Earnings | $37.1M+2.8% | $36.1M+1.6% | $35.5M+4.0% | $34.2M-0.9% | $34.5M+5.4% | $32.7M-4.5% | $34.2M+5.4% | $32.5M |
RSRV Cash Flow Statement
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $2.7M+6.6% | $2.6M+8.1% | $2.4M-23.7% | $3.1M+62.9% | $1.9M-20.5% | $2.4M-7.9% | $2.6M+98.5% | $1.3M |
| Capital Expenditures | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Free Cash Flow | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Investing Cash Flow | -$2.0M+62.1% | -$5.3M-309.5% | -$1.3M+57.6% | -$3.0M-452.0% | -$551K+73.0% | -$2.0M-13.9% | -$1.8M+21.9% | -$2.3M |
| Financing Cash Flow | -$19K+11.5% | -$22K+54.3% | -$47K+96.9% | -$1.5M-3271.7% | -$46K+72.3% | -$165K+30.6% | -$237K+85.9% | -$1.7M |
| Dividends Paid | N/A | $0 | $0 | N/A | N/A | $0 | $0 | N/A |
| Share Buybacks | $0-100.0% | $4K-86.1% | $26K | $0-100.0% | $25K-80.9% | $133K-43.8% | $237K+133.6% | $101K |
RSRV Financial Ratios
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Margin | 28.8%+37.7pp | -8.9%-49.5pp | 40.6%+15.1pp | 25.5%-27.1pp | 52.6%+82.2pp | -29.6%-69.3pp | 39.7%+11.4pp | 28.2% |
| Net Margin | 18.0%+6.0pp | 12.0%-18.5pp | 30.4%-3.7pp | 34.2%-11.8pp | 45.9%+79.4pp | -33.5%-78.3pp | 44.9%+17.7pp | 27.2% |
| Return on Equity | 2.9%+1.1pp | 1.7%-2.4pp | 4.1%+0.4pp | 3.7%-1.8pp | 5.5%+10.3pp | -4.9%-10.2pp | 5.4%+2.0pp | 3.4% |
| Return on Assets | 2.4%+1.0pp | 1.4%-1.9pp | 3.3%+0.2pp | 3.1%-1.5pp | 4.6%+8.7pp | -4.1%-8.6pp | 4.5%+1.7pp | 2.8% |
| Current Ratio | 7.89+3.4 | 4.49-2.7 | 7.15-14.9 | 22.03-4.1 | 26.12+12.9 | 13.22-28.2 | 41.39+28.2 | 13.15 |
| Debt-to-Equity | 0.20-0.0 | 0.230.0 | 0.23+0.0 | 0.20+0.0 | 0.190.0 | 0.190.0 | 0.18-0.0 | 0.20 |
| FCF Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
Frequently Asked Questions
What is Reserve's annual revenue?
Reserve (RSRV) reported $16.7M in total revenue for fiscal year 2025. This represents a 10.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Reserve's revenue growing?
Reserve (RSRV) revenue grew by 10.3% year-over-year, from $15.1M to $16.7M in fiscal year 2025.
Is Reserve profitable?
Yes, Reserve (RSRV) reported a net income of $4.9M in fiscal year 2025, with a net profit margin of 29.4%.
What is Reserve's EBITDA?
Reserve (RSRV) had EBITDA of $4.3M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
What is Reserve's operating margin?
Reserve (RSRV) had an operating margin of 25.7% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Reserve's net profit margin?
Reserve (RSRV) had a net profit margin of 29.4% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Reserve's return on equity (ROE)?
Reserve (RSRV) has a return on equity of 14.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Reserve's operating cash flow?
Reserve (RSRV) generated $9.9M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Reserve's total assets?
Reserve (RSRV) had $41.6M in total assets as of fiscal year 2025, including both current and long-term assets.
What is Reserve's current ratio?
Reserve (RSRV) had a current ratio of 4.49 as of fiscal year 2025, which is generally considered healthy.
What is Reserve's debt-to-equity ratio?
Reserve (RSRV) had a debt-to-equity ratio of 0.23 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Reserve's return on assets (ROA)?
Reserve (RSRV) had a return on assets of 11.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Reserve's Altman Z-Score?
Reserve (RSRV) has an Altman Z-Score of 4.69, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Reserve's Piotroski F-Score?
Reserve (RSRV) has a Piotroski F-Score of 5 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Reserve's earnings high quality?
Reserve (RSRV) has an earnings quality ratio of 2.03x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Reserve cover its interest payments?
Reserve (RSRV) has an interest coverage ratio of 66.7x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.