What is Stifel Financial's earnings per share (EPS)?

Stifel Financial (SFB) reported diluted earnings per share of $5.87 for fiscal year 2025. This represents a -6.1% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Stifel Financial Financials

SFB

Source SEC Filings (10-K/10-Q) Updated Dec 31, 2025 Currency USD FYE December

This page shows Stifel Financial (SFB) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 18 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Financial Profile 65/100

Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores

Growth

Stifel Financial's revenue grew 11.3% year-over-year to $5.5B, a solid pace of expansion. This earns a growth score of 52/100.

Leverage

100

Stifel Financial carries a low D/E ratio of 0.10, meaning only $0.10 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 100/100, indicating a strong balance sheet with room for future borrowing.

Cash Flow

Stifel Financial converts 19.1% of revenue into free cash flow ($1.1B). This strong cash generation earns a score of 73/100.

Returns

Stifel Financial's ROE of 11.4% shows moderate profitability relative to equity, earning a score of 37/100. This is down from 12.9% the prior year.

Piotroski F-Score Neutral

5/9

Stifel Financial passes 5 of 9 financial strength tests. 3 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.63x

For every $1 of reported earnings, Stifel Financial generates $1.63 in operating cash flow ($1.1B OCF vs $683.8M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

Export CSV

Earnings & Revenue

Revenue

$5.5B

YoY+11.3%

5Y CAGR+8.1%

10Y CAGR+9.0%

Stifel Financial generated $5.5B in revenue in fiscal year 2025. This represents an increase of 11.3% from the prior year.

EBITDA

N/A

Net Income

$683.8M

YoY-6.5%

5Y CAGR+6.3%

10Y CAGR+22.2%

Stifel Financial reported $683.8M in net income in fiscal year 2025. This represents a decrease of 6.5% from the prior year.

EPS (Diluted)

$5.87

YoY-6.1%

5Y CAGR+7.1%

10Y CAGR+17.4%

Stifel Financial earned $5.87 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 6.1% from the prior year.

Cash & Balance Sheet

Free Cash Flow

$1.1B

YoY+153.2%

5Y CAGR-7.9%

Stifel Financial generated $1.1B in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 153.2% from the prior year.

Cash & Debt

$2.3B

YoY-14.9%

5Y CAGR-0.2%

10Y CAGR+10.8%

Stifel Financial held $2.3B in cash against $617.4M in long-term debt as of fiscal year 2025.

Dividends Per Share

$1.84

YoY+9.5%

5Y CAGR+32.5%

Stifel Financial paid $1.84 per share in dividends in fiscal year 2025. This represents an increase of 9.5% from the prior year.

Shares Outstanding

N/A

Margins & Returns

Gross Margin

N/A

Operating Margin

N/A

Net Margin

12.4%

YoY-2.3pp

5Y CAGR-1.1pp

10Y CAGR+8.4pp

Stifel Financial's net profit margin was 12.4% in fiscal year 2025, showing the share of revenue converted to profit. This is down 2.3 percentage points from the prior year.

Return on Equity

11.4%

YoY-1.4pp

5Y CAGR-0.4pp

10Y CAGR+7.7pp

Stifel Financial's ROE was 11.4% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 1.4 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

$245.0M

YoY+70.0%

5Y CAGR+33.3%

10Y CAGR+7.6%

Stifel Financial spent $245.0M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 70.0% from the prior year.

Capital Expenditures

$62.1M

YoY-15.9%

5Y CAGR-3.3%

10Y CAGR-1.2%

Stifel Financial invested $62.1M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 15.9% from the prior year.

SFB Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$5.5B+11.3%	$5.0B+14.3%	$4.3B-1.0%	$4.4B-7.3%	$4.7B+26.3%	$3.8B
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	$928.4M+31.4%	$706.7M-20.2%	$885.1M	N/A	N/A
Interest Expense	$817.8M-16.7%	$981.4M+21.1%	$810.3M+302.4%	$201.4M+337.8%	$46.0M-30.1%	$65.8M
Income Tax	$187.4M-4.9%	$197.1M+7.0%	$184.2M-17.4%	$223.0M-8.0%	$242.2M+64.0%	$147.7M
Net Income	$683.8M-6.5%	$731.4M+40.0%	$522.5M-21.1%	$662.2M-19.7%	$824.9M+63.8%	$503.5M
EPS (Diluted)	$5.87-6.1%	$6.25+46.0%	$4.28-19.5%	$5.32-20.1%	$6.66+60.1%	$4.16

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Revenue	$1.6B+9.2%	$1.4B+11.3%	$1.3B+2.3%	$1.3B-8.0%	$1.4B+11.4%	$1.2B+0.6%	$1.2B+4.7%	$1.2B
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$192.3M-6.3%	$205.2M-0.8%	$206.8M-3.2%	$213.6M-6.4%	$228.2M-9.2%	$251.2M+1.6%	$247.3M-2.9%	$254.7M
Income Tax	$43.5M-41.7%	$74.7M+27.1%	$58.8M+466.6%	$10.4M-53.3%	$22.2M-61.8%	$58.2M-5.6%	$61.6M+11.8%	$55.1M
Net Income	$264.4M+25.1%	$211.4M+36.3%	$155.1M+192.6%	$53.0M-78.3%	$244.0M+53.9%	$158.5M-4.1%	$165.3M+1.1%	$163.6M
EPS (Diluted)	N/A	$1.84+37.3%	$1.34+243.6%	$0.39	N/A	$1.34-5.0%	$1.41+0.7%	$1.40

SFB Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$41.3B+3.4%	$39.9B+5.7%	$37.7B+1.4%	$37.2B+9.2%	$34.0B+28.0%	$26.6B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$2.3B-14.9%	$2.6B-21.2%	$3.4B+52.8%	$2.2B+12.1%	$2.0B-13.9%	$2.3B
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$176.3M+23.9%	$142.3M+3.9%	$136.9M-3.0%	$141.2M-24.6%	$187.2M+26.0%	$148.6M
Goodwill	$1.5B+4.9%	$1.4B+0.5%	$1.4B+4.7%	$1.3B+1.5%	$1.3B+10.6%	$1.2B
Total Liabilities	$35.3B+3.2%	$34.2B+5.5%	$32.4B+1.8%	$31.9B+9.8%	$29.0B+29.7%	$22.4B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	$617.4M+0.1%	$616.6M-44.7%	$1.1B+0.1%	$1.1B+0.1%	$1.1B+0.1%	$1.1B
Total Equity	$6.0B+5.1%	$5.7B+7.4%	$5.3B-0.6%	$5.3B+5.8%	$5.0B+18.8%	$4.2B
Retained Earnings	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Total Assets	$41.3B-1.0%	$41.7B+4.6%	$39.9B-1.3%	$40.4B+1.2%	$39.9B+2.5%	$38.9B+3.0%	$37.8B-1.2%	$38.3B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$2.3B-29.2%	$3.2B+71.4%	$1.9B-31.9%	$2.7B+2.9%	$2.6B+38.2%	$1.9B-26.8%	$2.6B-23.3%	$3.4B
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$176.3M+10.0%	$160.2M+15.0%	$139.3M-9.1%	$153.2M+7.7%	$142.3M+8.3%	$131.4M-16.9%	$158.2M+2.5%	$154.3M
Goodwill	$1.5B-1.2%	$1.5B+0.2%	$1.5B+6.0%	$1.4B0.0%	$1.4B+0.1%	$1.4B+0.4%	$1.4B0.0%	$1.4B
Total Liabilities	$35.3B-1.8%	$35.9B+4.9%	$34.3B-1.7%	$34.8B+1.9%	$34.2B+2.5%	$33.4B+3.0%	$32.4B-1.7%	$33.0B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	$617.4M0.0%	$617.2M0.0%	$617.0M0.0%	$616.8M0.0%	$616.6M0.0%	$616.4M-44.8%	$1.1B0.0%	$1.1B
Total Equity	$6.0B+3.8%	$5.8B+2.8%	$5.6B+1.1%	$5.5B-2.6%	$5.7B+2.3%	$5.6B+2.9%	$5.4B+2.4%	$5.3B
Retained Earnings	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

SFB Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$1.1B+127.8%	$490.4M-1.8%	$499.3M-56.9%	$1.2B+32.7%	$872.1M-47.5%	$1.7B
Capital Expenditures	$62.1M-15.9%	$73.8M+42.0%	$52.0M-36.9%	$82.3M-56.3%	$188.2M+156.5%	$73.4M
Free Cash Flow	$1.1B+153.2%	$416.6M-6.9%	$447.4M-58.4%	$1.1B+57.2%	$683.9M-56.9%	$1.6B
Investing Cash Flow	-$1.6B+30.1%	-$2.3B-321.1%	$1.0B+124.2%	-$4.3B+37.9%	-$7.0B-312.3%	-$1.7B
Financing Cash Flow	$91.2M-90.7%	$980.1M+485.0%	-$254.6M-108.0%	$3.2B-44.9%	$5.8B+383.3%	$1.2B
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$245.0M+70.0%	$144.1M-67.5%	$443.9M+319.4%	$105.8M-38.7%	$172.7M+196.5%	$58.3M

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Operating Cash Flow	$382.4M+13.1%	$338.3M-44.3%	$607.5M+387.6%	-$211.2M-149.8%	$423.8M+112.5%	$199.4M-58.2%	$476.9M+178.2%	-$609.7M
Capital Expenditures	$13.5M-21.6%	$17.2M+16.0%	$14.8M-10.5%	$16.6M-4.9%	$17.4M+36.5%	$12.8M-62.4%	$34.0M+252.3%	$9.6M
Free Cash Flow	$369.0M+14.9%	$321.1M-45.8%	$592.7M+360.2%	-$227.8M-156.0%	$406.4M+117.7%	$186.6M-57.9%	$443.0M+171.5%	-$619.4M
Investing Cash Flow	-$673.0M-89.9%	-$354.5M+14.4%	-$414.0M-139.9%	-$172.5M+65.2%	-$495.4M+64.1%	-$1.4B-51.6%	-$910.9M-291.0%	$476.8M
Financing Cash Flow	-$645.7M-149.3%	$1.3B+227.2%	-$1.0B-325.6%	$456.5M-43.9%	$813.3M+75.1%	$464.5M+221.3%	-$382.9M-549.9%	$85.1M
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$37.5M+20.2%	$31.2M-62.4%	$83.0M-10.9%	$93.2M+104.5%	$45.6M+125.3%	$20.2M+14.9%	$17.6M-71.0%	$60.7M

SFB Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	18.7%+2.4pp	16.3%-3.9pp	20.2%	N/A	N/A
Net Margin	12.4%-2.3pp	14.7%+2.7pp	12.0%-3.1pp	15.1%-2.3pp	17.4%+4.0pp	13.4%
Return on Equity	11.4%-1.4pp	12.9%+3.0pp	9.9%-2.6pp	12.4%-4.0pp	16.4%+4.5pp	11.9%
Return on Assets	1.7%-0.2pp	1.8%+0.4pp	1.4%-0.4pp	1.8%-0.6pp	2.4%+0.5pp	1.9%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	0.100.0	0.11-0.1	0.210.0	0.21-0.0	0.22-0.0	0.26
FCF Margin	19.1%+10.7pp	8.4%-1.9pp	10.3%-14.2pp	24.5%+10.0pp	14.4%-27.9pp	42.3%

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	16.9%+2.1pp	14.8%+2.7pp	12.1%+7.8pp	4.2%-13.7pp	17.9%+4.9pp	12.9%-0.6pp	13.6%-0.5pp	14.1%
Return on Equity	4.4%+0.8pp	3.7%+0.9pp	2.8%+1.8pp	1.0%-3.3pp	4.3%+1.4pp	2.9%-0.2pp	3.1%-0.0pp	3.1%
Return on Assets	0.6%+0.1pp	0.5%+0.1pp	0.4%+0.3pp	0.1%-0.5pp	0.6%+0.2pp	0.4%-0.0pp	0.4%+0.0pp	0.4%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	0.100.0	0.110.0	0.110.0	0.110.0	0.110.0	0.11-0.1	0.210.0	0.21
FCF Margin	23.6%+1.2pp	22.5%-23.7pp	46.2%+64.3pp	-18.1%-47.9pp	29.8%+14.5pp	15.2%-21.1pp	36.4%+89.6pp	-53.3%

Frequently Asked Questions

What is Stifel Financial's annual revenue?

Stifel Financial (SFB) reported $5.5B in total revenue for fiscal year 2025. This represents a 11.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Stifel Financial's revenue growing?

Stifel Financial (SFB) revenue grew by 11.3% year-over-year, from $5.0B to $5.5B in fiscal year 2025.

Is Stifel Financial profitable?

Yes, Stifel Financial (SFB) reported a net income of $683.8M in fiscal year 2025, with a net profit margin of 12.4%.

How much debt does Stifel Financial have?

As of fiscal year 2025, Stifel Financial (SFB) had $2.3B in cash and equivalents against $617.4M in long-term debt.

What is Stifel Financial's net profit margin?

Stifel Financial (SFB) had a net profit margin of 12.4% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Stifel Financial pay dividends?

Yes, Stifel Financial (SFB) paid $1.84 per share in dividends during fiscal year 2025.

What is Stifel Financial's return on equity (ROE)?

Stifel Financial (SFB) has a return on equity of 11.4% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Stifel Financial's free cash flow?

Stifel Financial (SFB) generated $1.1B in free cash flow during fiscal year 2025. This represents a 153.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Stifel Financial's operating cash flow?

Stifel Financial (SFB) generated $1.1B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Stifel Financial's total assets?

Stifel Financial (SFB) had $41.3B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Stifel Financial's capital expenditures?

Stifel Financial (SFB) invested $62.1M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Stifel Financial buy back shares?

Yes, Stifel Financial (SFB) spent $245.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

What is Stifel Financial's debt-to-equity ratio?

Stifel Financial (SFB) had a debt-to-equity ratio of 0.10 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Stifel Financial's return on assets (ROA)?

Stifel Financial (SFB) had a return on assets of 1.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Stifel Financial's Piotroski F-Score?

Stifel Financial (SFB) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Stifel Financial's earnings high quality?

Stifel Financial (SFB) has an earnings quality ratio of 1.63x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Stifel Financial?

Stifel Financial (SFB) scores 65 out of 100 on our Financial Profile, indicating strong overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.