STEELE BANCORP INC Financials
This page shows STEELE BANCORP INC (STLE) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. All figures are derived from SEC filings (10-K and 10-Q reports).
Financial Health Signals
For every $1 of reported earnings, STEELE BANCORP INC generates $0.58 in operating cash flow ($13.3M OCF vs $22.9M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.
Key Financial Metrics
Earnings & Revenue
STEELE BANCORP INC generated $23.3M in revenue in fiscal year 2025.
STEELE BANCORP INC reported $22.9M in net income in fiscal year 2025.
Cash & Balance Sheet
STEELE BANCORP INC generated $13.1M in free cash flow in fiscal year 2025, representing cash available after capex.
STEELE BANCORP INC paid $1.45 per share in dividends in fiscal year 2025.
STEELE BANCORP INC had 3M shares outstanding in fiscal year 2025.
Margins & Returns
STEELE BANCORP INC's net profit margin was 98.3% in fiscal year 2025, showing the share of revenue converted to profit.
Capital Allocation
STEELE BANCORP INC invested $182K in capex in fiscal year 2025, funding long-term assets and infrastructure.
STLE Income Statement
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 |
|---|---|---|---|---|---|---|---|
| Revenue | $14.4M+87.1% | $7.7M+4.1% | $7.4M | N/A | $6.8M+6.3% | $6.4M+4.2% | $6.1M |
| Cost of Revenue | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Gross Profit | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Income | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Interest Expense | $4.6M+67.5% | $2.7M+2.2% | $2.7M | N/A | $2.5M+5.3% | $2.4M+2.8% | $2.3M |
| Income Tax | $105K-74.2% | $407K-2.9% | $419K | N/A | $282K+18.5% | $238K+3.0% | $231K |
| Net Income | $13.7M+651.5% | $1.8M+0.8% | $1.8M | N/A | $1.4M+4.4% | $1.3M-2.4% | $1.4M |
| EPS (Diluted) | $4.77+386.7% | $0.98+1.0% | $0.97 | N/A | $0.74+4.2% | $0.71-2.7% | $0.73 |
STLE Cash Flow Statement
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 |
|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $2.4M-7.9% | $2.6M+181.6% | $924K | N/A | $1.6M-25.5% | $2.2M+347.1% | $493K |
| Capital Expenditures | $45K+7.1% | $42K | $0 | N/A | $11K-66.7% | $33K-77.9% | $149K |
| Free Cash Flow | $2.4M-8.1% | $2.6M+177.1% | $924K | N/A | $1.6M-24.9% | $2.2M+531.1% | $344K |
| Investing Cash Flow | $94.4M+782.8% | -$13.8M-142.4% | -$5.7M | N/A | -$8.3M-155.5% | -$3.2M+32.8% | -$4.8M |
| Financing Cash Flow | -$63.8M-431.5% | $19.2M+123.7% | $8.6M | N/A | $16.3M+110.7% | $7.8M+652.8% | -$1.4M |
| Dividends Paid | $0 | N/A | N/A | N/A | $0 | N/A | N/A |
| Share Buybacks | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
STLE Financial Ratios
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 |
|---|---|---|---|---|---|---|---|
| Gross Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Margin | 94.8%+71.2pp | 23.6%-0.8pp | 24.4% | N/A | 20.3%-0.4pp | 20.7%-1.4pp | 22.1% |
| Return on Equity | 11.9%+8.8pp | 3.1%0.0pp | 3.1% | N/A | 2.5%-0.0pp | 2.5%-0.1pp | 2.5% |
| Return on Assets | 1.1%+0.8pp | 0.3%-0.0pp | 0.3% | N/A | N/A | N/A | N/A |
| Current Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Debt-to-Equity | 9.91+0.3 | 9.65+0.2 | 9.42-0.3 | 9.67 | N/A | N/A | N/A |
| FCF Margin | 16.3%-16.9pp | 33.2%+20.7pp | 12.5% | N/A | 23.9%-10.0pp | 33.9%+28.3pp | 5.6% |
Frequently Asked Questions
What is STEELE BANCORP INC's annual revenue?
STEELE BANCORP INC (STLE) reported $23.3M in total revenue for fiscal year 2025. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
Is STEELE BANCORP INC profitable?
Yes, STEELE BANCORP INC (STLE) reported a net income of $22.9M in fiscal year 2025, with a net profit margin of 98.3%.
What is STEELE BANCORP INC's net profit margin?
STEELE BANCORP INC (STLE) had a net profit margin of 98.3% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does STEELE BANCORP INC pay dividends?
Yes, STEELE BANCORP INC (STLE) paid $1.45 per share in dividends during fiscal year 2025.
What is STEELE BANCORP INC's free cash flow?
STEELE BANCORP INC (STLE) generated $13.1M in free cash flow during fiscal year 2025. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is STEELE BANCORP INC's operating cash flow?
STEELE BANCORP INC (STLE) generated $13.3M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are STEELE BANCORP INC's capital expenditures?
STEELE BANCORP INC (STLE) invested $182K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
Are STEELE BANCORP INC's earnings high quality?
STEELE BANCORP INC (STLE) has an earnings quality ratio of 0.58x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.