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TECHCREATE GROUP LTD Financials

TCGL
Source SEC Filings (10-K/10-Q) Data as of Dec 31, 2025 Currency USD FYE December

This page shows TECHCREATE GROUP LTD (TCGL) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI TCGL FY2025

TechCreate is in a cash-funded operating buildout: modest gross profit exists, but the business still runs on new financing.

The key mismatch is earnings quality: a net loss of -$833K turned into operating cash burn of -$3.9M, so cash leaves the business much faster than the income statement alone suggests. Because capital spending was only $5K while financing cash flow added $8.6M, the present cash cushion was supplied externally rather than produced by the core operation.

A 36.7% gross margin alongside a -20.6% operating margin says the basic service is not being sold below cost; the problem is that overhead and other operating costs still outrun the scale of revenue. That makes this look more like an early-stage scale issue than a business whose direct unit economics are already broken.

Liquidity looks comfortable today, with $5.7M of cash against just $483K of current liabilities, so near-term bills are not the immediate constraint. But total liabilities of $643K versus equity of $8.6M also show a lightly levered balance sheet, meaning external capital has been the main support mechanism instead of debt.

Generated by Rhea from SEC filings [ NOT FINANCIAL ADVICE ]

Financial Health Signals

Profitability Growth Leverage Liquidity Cash Flow Returns 38 / 100
Financial Health Score 38/100

Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of TECHCREATE GROUP LTD's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Profitability
16

TECHCREATE GROUP LTD has an operating margin of -20.6%, meaning the company retains $-21 of operating profit per $100 of revenue. This below-average margin results in a low score of 16/100, suggesting thin profitability after operating expenses.

Leverage
82

TECHCREATE GROUP LTD carries a low D/E ratio of 0.07, meaning only $0.07 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 82/100, indicating a strong balance sheet with room for future borrowing.

Liquidity
99

With a current ratio of 15.69, TECHCREATE GROUP LTD holds $15.69 in current assets for every $1 of short-term obligations. This comfortable liquidity earns a score of 99/100.

Cash Flow
7

While TECHCREATE GROUP LTD generated -$3.9M in operating cash flow, capex of $5K consumed most of it, leaving -$3.9M in free cash flow. This results in a low score of 7/100, reflecting heavy capital investment rather than weak cash generation.

Returns
22

TECHCREATE GROUP LTD generates a -9.6% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 22/100.

Altman Z-Score Safe
3297.66

TECHCREATE GROUP LTD scores 3297.66, well above the 2.99 safe threshold. The score is driven primarily by a large market capitalization ($3.5B) relative to total liabilities ($643K). This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.

Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.

Earnings Quality Low Quality
4.70x

For every $1 of reported earnings, TECHCREATE GROUP LTD generates $4.70 in operating cash flow (-$3.9M OCF vs -$833K net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.

Interest Coverage At Risk
-18.9x

TECHCREATE GROUP LTD earns $-18.9 in operating income for every $1 of interest expense (-$766K vs $40K). This narrow margin raises concern about the company's ability to service its debt if operating income declines.

Key Financial Metrics

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Earnings & Revenue

Revenue
$3.7M

TECHCREATE GROUP LTD generated $3.7M in revenue in fiscal year 2025.

EBITDA
-$759K

TECHCREATE GROUP LTD's EBITDA was -$759K in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

Net Income
-$833K

TECHCREATE GROUP LTD reported -$833K in net income in fiscal year 2025.

EPS (Diluted)
$-0.05

TECHCREATE GROUP LTD earned $-0.05 per diluted share (EPS) in fiscal year 2025.

Cash & Balance Sheet

Free Cash Flow
-$3.9M

TECHCREATE GROUP LTD generated -$3.9M in free cash flow in fiscal year 2025, representing cash available after capex.

Cash & Debt
$5.7M

TECHCREATE GROUP LTD held $5.7M in cash against $0 in long-term debt as of fiscal year 2025.

Dividends Per Share
N/A
Shares Outstanding
N/A

Margins & Returns

Gross Margin
36.7%

TECHCREATE GROUP LTD's gross margin was 36.7% in fiscal year 2025, indicating the percentage of revenue retained after direct costs.

Operating Margin
-20.6%

TECHCREATE GROUP LTD's operating margin was -20.6% in fiscal year 2025, reflecting core business profitability.

Net Margin
-22.4%

TECHCREATE GROUP LTD's net profit margin was -22.4% in fiscal year 2025, showing the share of revenue converted to profit.

Return on Equity
-9.6%

TECHCREATE GROUP LTD's ROE was -9.6% in fiscal year 2025, measuring profit generated per dollar of shareholder equity.

Capital Allocation

R&D Spending
N/A
Share Buybacks
N/A
Capital Expenditures
$5K

TECHCREATE GROUP LTD invested $5K in capex in fiscal year 2025, funding long-term assets and infrastructure.

TCGL Income Statement

Metric Q4'25
Revenue N/A
Cost of Revenue N/A
Gross Profit N/A
R&D Expenses N/A
SG&A Expenses N/A
Operating Income N/A
Interest Expense N/A
Income Tax N/A
Net Income N/A
EPS (Diluted) N/A

TCGL Balance Sheet

Metric Q4'25
Total Assets $9.3M
Current Assets $7.6M
Cash & Equivalents $5.7M
Inventory N/A
Accounts Receivable $116K
Goodwill N/A
Total Liabilities $643K
Current Liabilities $483K
Long-Term Debt N/A
Total Equity $8.6M
Retained Earnings -$1.2M

TCGL Cash Flow Statement

Metric Q4'25
Operating Cash Flow N/A
Capital Expenditures N/A
Free Cash Flow N/A
Investing Cash Flow N/A
Financing Cash Flow N/A
Dividends Paid N/A
Share Buybacks N/A

TCGL Financial Ratios

Metric Q4'25
Gross Margin N/A
Operating Margin N/A
Net Margin N/A
Return on Equity N/A
Return on Assets N/A
Current Ratio 15.69
Debt-to-Equity 0.07
FCF Margin N/A

Frequently Asked Questions

TECHCREATE GROUP LTD (TCGL) reported $3.7M in total revenue for fiscal year 2025. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

No, TECHCREATE GROUP LTD (TCGL) reported a net income of -$833K in fiscal year 2025, with a net profit margin of -22.4%.

TECHCREATE GROUP LTD (TCGL) reported diluted earnings per share of $-0.05 for fiscal year 2025. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

TECHCREATE GROUP LTD (TCGL) had EBITDA of -$759K in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

TECHCREATE GROUP LTD (TCGL) had a gross margin of 36.7% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.

TECHCREATE GROUP LTD (TCGL) had an operating margin of -20.6% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

TECHCREATE GROUP LTD (TCGL) had a net profit margin of -22.4% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

TECHCREATE GROUP LTD (TCGL) has a return on equity of -9.6% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

TECHCREATE GROUP LTD (TCGL) generated -$3.9M in free cash flow during fiscal year 2025. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

TECHCREATE GROUP LTD (TCGL) generated -$3.9M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

TECHCREATE GROUP LTD (TCGL) had $9.3M in total assets as of fiscal year 2025, including both current and long-term assets.

TECHCREATE GROUP LTD (TCGL) invested $5K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

TECHCREATE GROUP LTD (TCGL) had a current ratio of 15.69 as of fiscal year 2025, which is generally considered healthy.

TECHCREATE GROUP LTD (TCGL) had a debt-to-equity ratio of 0.07 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

TECHCREATE GROUP LTD (TCGL) had a return on assets of -9.0% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

Based on fiscal year 2025 data, TECHCREATE GROUP LTD (TCGL) had $5.7M in cash against an annual operating cash burn of $3.9M. This gives an estimated cash runway of approximately 18 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.

TECHCREATE GROUP LTD (TCGL) has an Altman Z-Score of 3297.66, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

TECHCREATE GROUP LTD (TCGL) has an earnings quality ratio of 4.70x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

TECHCREATE GROUP LTD (TCGL) has an interest coverage ratio of -18.9x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

TECHCREATE GROUP LTD (TCGL) scores 38 out of 100 on our Financial Health Score, indicating weak standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.

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