What is Wilson Bk Hdg Co's earnings per share (EPS)?

Wilson Bk Hdg Co (WBHC) reported diluted earnings per share of $6.26 for fiscal year 2025. This represents a 31.0% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Wilson Bk Hdg Co Financials

WBHC

Source SEC Filings (10-K/10-Q) Updated Dec 31, 2025 Currency USD FYE December

This page shows Wilson Bk Hdg Co (WBHC) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Financial Profile 71/100

Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores

Growth

Wilson Bk Hdg Co's revenue grew 14.2% year-over-year to $357.5M, a solid pace of expansion. This earns a growth score of 57/100.

Leverage

100

Wilson Bk Hdg Co carries a low D/E ratio of 0.02, meaning only $0.02 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 100/100, indicating a strong balance sheet with room for future borrowing.

Cash Flow

Wilson Bk Hdg Co converts 24.1% of revenue into free cash flow ($86.3M). This strong cash generation earns a score of 85/100.

Returns

Wilson Bk Hdg Co's ROE of 13.0% shows moderate profitability relative to equity, earning a score of 40/100. This is up from 11.8% the prior year.

Piotroski F-Score Neutral

6/9

Wilson Bk Hdg Co passes 6 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), 1 of 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.19x

For every $1 of reported earnings, Wilson Bk Hdg Co generates $1.19 in operating cash flow ($90.0M OCF vs $75.7M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$357.5M

YoY+14.2%

5Y CAGR+23.8%

10Y CAGR+16.3%

Wilson Bk Hdg Co generated $357.5M in revenue in fiscal year 2025. This represents an increase of 14.2% from the prior year.

EBITDA

N/A

Net Income

$75.7M

YoY+33.9%

5Y CAGR+14.5%

10Y CAGR+12.2%

Wilson Bk Hdg Co reported $75.7M in net income in fiscal year 2025. This represents an increase of 33.9% from the prior year.

EPS (Diluted)

$6.26

YoY+31.0%

5Y CAGR+12.3%

10Y CAGR+10.3%

Wilson Bk Hdg Co earned $6.26 per diluted share (EPS) in fiscal year 2025. This represents an increase of 31.0% from the prior year.

Cash & Balance Sheet

Free Cash Flow

$86.3M

YoY+47.5%

5Y CAGR+12.4%

10Y CAGR+15.2%

Wilson Bk Hdg Co generated $86.3M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 47.5% from the prior year.

Cash & Debt

$367.4M

YoY+48.4%

10Y CAGR+12.9%

Wilson Bk Hdg Co held $367.4M in cash against $10.1M in long-term debt as of fiscal year 2025.

Dividends Per Share

$2.25

YoY+28.6%

5Y CAGR+13.4%

10Y CAGR+16.5%

Wilson Bk Hdg Co paid $2.25 per share in dividends in fiscal year 2025. This represents an increase of 28.6% from the prior year.

Shares Outstanding

12M

YoY+2.3%

5Y CAGR+2.0%

10Y CAGR+4.7%

Wilson Bk Hdg Co had 12M shares outstanding in fiscal year 2025. This represents an increase of 2.3% from the prior year.

Margins & Returns

Gross Margin

N/A

Operating Margin

N/A

Net Margin

21.2%

YoY+3.1pp

5Y CAGR-10.1pp

10Y CAGR-9.1pp

Wilson Bk Hdg Co's net profit margin was 21.2% in fiscal year 2025, showing the share of revenue converted to profit. This is up 3.1 percentage points from the prior year.

Return on Equity

13.0%

YoY+1.2pp

5Y CAGR+2.9pp

10Y CAGR+2.3pp

Wilson Bk Hdg Co's ROE was 13.0% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 1.2 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

YoY-100.0%

Wilson Bk Hdg Co spent $0 on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 100.0% from the prior year.

Capital Expenditures

$3.7M

YoY+5.9%

5Y CAGR+10.8%

10Y CAGR-2.2%

Wilson Bk Hdg Co invested $3.7M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 5.9% from the prior year.

WBHC Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$357.5M+14.2%	$313.1M+24.8%	$250.9M+35.7%	$184.8M+42.3%	$129.8M+5.6%	$123.0M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$130.6M+3.0%	$126.8M+51.5%	$83.7M+418.7%	$16.1M+38.6%	$11.6M-36.1%	$18.2M
Income Tax	$21.4M+28.8%	$16.6M+18.9%	$13.9M-7.4%	$15.1M+2.2%	$14.7M+53.2%	$9.6M
Net Income	$75.7M+33.9%	$56.5M+15.5%	$48.9M-7.7%	$53.0M+7.3%	$49.4M+28.4%	$38.5M
EPS (Diluted)	$6.26+31.0%	$4.78+13.8%	$4.20-9.7%	$4.65+5.0%	$4.43+26.2%	$3.51

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Revenue	$85.6M-3.7%	$88.9M-1.2%	$90.0M+6.4%	$84.6M+10.7%	$76.4M-4.7%	$80.2M+3.3%	$77.6M+7.5%	$72.2M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$33.0M-1.4%	$33.5M+4.2%	$32.2M+0.7%	$31.9M-6.5%	$34.1M+4.1%	$32.8M+7.6%	$30.5M+3.8%	$29.4M
Income Tax	N/A	$5.3M-8.8%	$5.8M+11.8%	$5.2M	N/A	$3.7M-18.4%	$4.5M+15.5%	$3.9M
Net Income	$22.3M+24.9%	$17.9M-6.5%	$19.1M+16.6%	$16.4M+9.7%	$14.9M+17.8%	$12.7M-21.4%	$16.1M+26.4%	$12.8M
EPS (Diluted)	$1.83+24.5%	$1.47-7.5%	$1.59+16.1%	$1.37+8.7%	$1.26+17.8%	$1.07-21.9%	$1.37+26.9%	$1.08

WBHC Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$5.9B+9.7%	$5.4B+10.6%	$4.8B+13.1%	$4.3B+7.4%	$4.0B+18.4%	$3.4B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$367.4M+48.4%	$247.6M-2.0%	$252.6M	N/A	N/A	N/A
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$5.9M+22.3%	$4.8M0.0%	$4.8M0.0%	$4.8M0.0%	$4.8M0.0%	$4.8M
Total Liabilities	$5.3B+8.6%	$4.9B+10.5%	$4.4B+12.5%	$3.9B+9.8%	$3.6B+19.6%	$3.0B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	$10.1M+7.4%	$9.4M+20.9%	$7.8M	N/A	N/A	N/A
Total Equity	$581.7M+21.3%	$479.7M+11.7%	$429.4M+19.1%	$360.5M-12.9%	$413.7M+8.8%	$380.1M
Retained Earnings	$442.0M+12.4%	$393.2M+10.1%	$357.3M+9.7%	$325.6M+11.3%	$292.5M+13.4%	$257.9M

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Total Assets	$5.9B+0.7%	$5.8B+3.6%	$5.6B+1.8%	$5.5B+3.2%	$5.4B+2.0%	$5.3B+5.1%	$5.0B+1.1%	$4.9B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$367.4M-3.1%	$379.0M	N/A	N/A	$247.6M-1.7%	$251.8M	N/A	N/A
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$5.9M0.0%	$5.9M0.0%	$5.9M+22.3%	$4.8M0.0%	$4.8M0.0%	$4.8M0.0%	$4.8M0.0%	$4.8M
Total Liabilities	$5.3B+0.3%	$5.3B+3.6%	$5.1B+1.5%	$5.0B+3.0%	$4.9B+2.3%	$4.8B+4.9%	$4.5B+0.9%	$4.5B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	$10.1M	N/A	N/A	N/A	$9.4M	N/A	N/A	N/A
Total Equity	$581.7M+5.0%	$553.7M+4.3%	$531.0M+4.9%	$506.4M+5.6%	$479.7M-0.8%	$483.5M+7.7%	$449.1M+3.1%	$435.5M
Retained Earnings	$442.0M+5.3%	$419.7M+0.7%	$416.8M+4.8%	$397.7M+1.1%	$393.2M+3.9%	$378.3M+0.2%	$377.4M+4.5%	$361.3M

WBHC Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$90.0M+45.1%	$62.0M-28.0%	$86.1M+17.6%	$73.2M+19.1%	$61.4M+22.3%	$50.2M
Capital Expenditures	$3.7M+5.9%	$3.5M-24.7%	$4.6M-7.5%	$5.0M-43.7%	$8.9M+301.9%	$2.2M
Free Cash Flow	$86.3M+47.5%	$58.5M-28.2%	$81.5M+19.5%	$68.2M+29.8%	$52.5M+9.4%	$48.0M
Investing Cash Flow	-$351.1M+32.6%	-$521.2M-27.8%	-$407.7M+46.3%	-$758.9M-43.1%	-$530.5M-33.4%	-$397.8M
Financing Cash Flow	$380.9M-16.1%	$454.2M-3.3%	$469.5M+39.3%	$337.1M-42.2%	$583.6M+10.8%	$526.6M
Dividends Paid	$8.3M+43.1%	$5.8M+34.6%	$4.3M-79.3%	$20.9M+40.0%	$14.9M+14.6%	$13.0M
Share Buybacks	$0-100.0%	$2.2M	$0	$0	$0	$0

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Operating Cash Flow	$19.4M-31.0%	$28.1M+41.1%	$19.9M-11.3%	$22.5M+179.6%	$8.0M-57.1%	$18.7M+3.0%	$18.2M+7.1%	$17.0M
Capital Expenditures	$1.0M+42.2%	$716K-34.8%	$1.1M+26.9%	$866K-1.0%	$875K+19.7%	$731K-38.6%	$1.2M+70.5%	$698K
Free Cash Flow	$18.4M-33.0%	$27.4M+45.6%	$18.8M-12.8%	$21.6M+201.6%	$7.2M-60.2%	$18.0M+5.9%	$17.0M+4.4%	$16.3M
Investing Cash Flow	-$52.4M+25.2%	-$70.1M+52.2%	-$146.7M-79.1%	-$81.9M+39.3%	-$134.9M+19.8%	-$168.2M-17.1%	-$143.6M-92.9%	-$74.5M
Financing Cash Flow	$21.4M-87.8%	$175.6M+255.5%	$49.4M-63.3%	$134.5M+9.6%	$122.7M-42.0%	$211.6M+410.4%	$41.4M-47.2%	$78.5M
Dividends Paid	$0+100.0%	-$3.6M	$0-100.0%	$11.9M+1190300.0%	-$1K+100.0%	-$3.0M	$0-100.0%	$8.8M
Share Buybacks	$0	$0	N/A	N/A	$0	$0	N/A	N/A

WBHC Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	21.2%+3.1pp	18.1%-1.4pp	19.5%-9.2pp	28.7%-9.4pp	38.1%+6.8pp	31.3%
Return on Equity	13.0%+1.2pp	11.8%+0.4pp	11.4%-3.3pp	14.7%+2.8pp	11.9%+1.8pp	10.1%
Return on Assets	1.3%+0.2pp	1.1%+0.0pp	1.0%-0.2pp	1.2%0.0pp	1.2%+0.1pp	1.1%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	0.020.0	0.020.0	0.02-10.9	10.89+2.2	8.64+0.8	7.86
FCF Margin	24.1%+5.4pp	18.7%-13.8pp	32.5%-4.4pp	36.9%-3.6pp	40.5%+1.4pp	39.1%

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	26.1%+6.0pp	20.1%-1.1pp	21.2%+1.8pp	19.4%-0.2pp	19.6%+3.7pp	15.8%-5.0pp	20.8%+3.1pp	17.7%
Return on Equity	3.8%+0.6pp	3.2%-0.4pp	3.6%+0.4pp	3.2%+0.1pp	3.1%+0.5pp	2.6%-1.0pp	3.6%+0.7pp	2.9%
Return on Assets	0.4%+0.1pp	0.3%-0.0pp	0.3%+0.0pp	0.3%+0.0pp	0.3%+0.0pp	0.2%-0.1pp	0.3%+0.1pp	0.3%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	0.02-9.5	9.54-0.1	9.61-0.3	9.92+9.9	0.02-9.8	9.86-0.3	10.13-0.2	10.34
FCF Margin	21.5%-9.4pp	30.8%+9.9pp	20.9%-4.6pp	25.5%+16.2pp	9.4%-13.1pp	22.5%+0.5pp	21.9%-0.7pp	22.6%

Frequently Asked Questions

What is Wilson Bk Hdg Co's annual revenue?

Wilson Bk Hdg Co (WBHC) reported $357.5M in total revenue for fiscal year 2025. This represents a 14.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Wilson Bk Hdg Co's revenue growing?

Wilson Bk Hdg Co (WBHC) revenue grew by 14.2% year-over-year, from $313.1M to $357.5M in fiscal year 2025.

Is Wilson Bk Hdg Co profitable?

Yes, Wilson Bk Hdg Co (WBHC) reported a net income of $75.7M in fiscal year 2025, with a net profit margin of 21.2%.

How much debt does Wilson Bk Hdg Co have?

As of fiscal year 2025, Wilson Bk Hdg Co (WBHC) had $367.4M in cash and equivalents against $10.1M in long-term debt.

What is Wilson Bk Hdg Co's net profit margin?

Wilson Bk Hdg Co (WBHC) had a net profit margin of 21.2% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Wilson Bk Hdg Co pay dividends?

Yes, Wilson Bk Hdg Co (WBHC) paid $2.25 per share in dividends during fiscal year 2025.

What is Wilson Bk Hdg Co's return on equity (ROE)?

Wilson Bk Hdg Co (WBHC) has a return on equity of 13.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Wilson Bk Hdg Co's free cash flow?

Wilson Bk Hdg Co (WBHC) generated $86.3M in free cash flow during fiscal year 2025. This represents a 47.5% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Wilson Bk Hdg Co's operating cash flow?

Wilson Bk Hdg Co (WBHC) generated $90.0M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Wilson Bk Hdg Co's total assets?

Wilson Bk Hdg Co (WBHC) had $5.9B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Wilson Bk Hdg Co's capital expenditures?

Wilson Bk Hdg Co (WBHC) invested $3.7M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How many shares does Wilson Bk Hdg Co have outstanding?

Wilson Bk Hdg Co (WBHC) had 12M shares outstanding as of fiscal year 2025.

What is Wilson Bk Hdg Co's debt-to-equity ratio?

Wilson Bk Hdg Co (WBHC) had a debt-to-equity ratio of 0.02 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Wilson Bk Hdg Co's return on assets (ROA)?

Wilson Bk Hdg Co (WBHC) had a return on assets of 1.3% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Wilson Bk Hdg Co's Piotroski F-Score?

Wilson Bk Hdg Co (WBHC) has a Piotroski F-Score of 6 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Wilson Bk Hdg Co's earnings high quality?

Wilson Bk Hdg Co (WBHC) has an earnings quality ratio of 1.19x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Wilson Bk Hdg Co?

Wilson Bk Hdg Co (WBHC) scores 71 out of 100 on our Financial Profile, indicating strong overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.