Wealthfront Corporation (WLTH) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Nov 2, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-Q for Q2 FY2027, filed Sep 14, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the WLTH SEC filings page.
Wealthfront Corporation (WLTH) reported $371.7M in revenue over the twelve months to Jul 31, 2026. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 3 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Revenue still grew, but 2026 spending expansion turned a highly gross-profitable model into a net loss despite positive operating cash flow.
The balance sheet expanded faster than obligations in FY2026: assets rose225.3% while liabilities rose90.8% , shifting the financing mix toward equity. That moved liabilities from96.5% of assets in FY2025 to56.6% in FY2026, making the structure less creditor-heavy.
The company kept a high gross margin of
Cash generation diverged from accounting profit: FY2026 reported a net loss of
Financial Health Signals
Scored against operating companies for FY2026. Each of the six dimensions is a percentile rank within that peer group, and the overall is the average of the dimensions that can be computed: here 5 of 6, with the others left out rather than counted as zero. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Wealthfront Corporation's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Wealthfront Corporation's revenue surged 18.2% year-over-year to $365.0M, reflecting rapid business expansion. This strong growth earns a score of 89/100.
Wealthfront Corporation's current ratio of 1.61 indicates adequate short-term liquidity, earning a score of 47/100. The company can meet its near-term obligations, though with limited headroom.
Not available for Wealthfront Corporation, so it is left out of the overall score, which averages the 5 of 6 dimensions that can be computed.
Wealthfront Corporation posts a -6.8% return on equity (ROE), meaning it loses $7 for every $100 of shareholders' equity. This results in a returns score of 53/100. This is down from 1267.7% the prior year.
Wealthfront Corporation passes 2 of 8 computable financial strength tests (1 of the nine could not be computed from available data). 2 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), neither operating efficiency signal passes.
Wealthfront Corporation reported a net loss of $42.1M while generating $152.2M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal.
Key Financial Metrics
Earnings & Revenue
Wealthfront Corporation generated $91.9M in revenue in Q2 2027. This represents an increase of 0.8% from the same quarter a year earlier. Against the prior quarter it is up 1.5%.
Wealthfront Corporation reported $17.8M in net income in Q2 2027. This represents a decrease of 48.9% from the same quarter a year earlier. Against the prior quarter it is up 38.3%.
Wealthfront Corporation earned $0.10 per diluted share (EPS) in Q2 2027. This represents a decrease of 58.3% from the same quarter a year earlier. Against the prior quarter it is up 42.9%.
Not reported for Q2 2027.
Cash & Balance Sheet
Wealthfront Corporation held $453.3M in cash as of Q2 2027; no long-term debt figure is on record for that period.
Not reported for Q2 2027.
Not reported for Q2 2027.
Margins & Returns
Wealthfront Corporation's gross margin was 88.3% in Q2 2027, indicating the percentage of revenue retained after direct costs. This is down 1.2 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.7 percentage points.
Wealthfront Corporation's net profit margin was 19.3% in Q2 2027, showing the share of revenue converted to profit. This is down 18.8 percentage points from the same quarter a year earlier. Against the prior quarter it is up 5.1 percentage points.
Wealthfront Corporation's quarterly ROE was 2.9% in Q2 2027: one quarter's net income over shareholder equity, not annualized. This is down 38.3 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.8 percentage points.
Not reported for Q2 2027.
Capital Allocation
Wealthfront Corporation invested $34.0M in research and development in Q2 2027. This represents an increase of 60.2% from the same quarter a year earlier. Against the prior quarter it is up 0.9%.
Wealthfront Corporation spent $31.8M on share buybacks in Q2 2027, returning capital to shareholders by reducing shares outstanding. This represents an increase of 127252.0% from the same quarter a year earlier. Against the prior quarter it is up 12.7%.
Not reported for Q2 2027.
WLTH Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2710-Q | Q1'2710-Q | Q4'2610-K | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $91.9M+0.8% | $90.5M+7.1% | $96.1M | $93.2M+16.1% | $91.1M | $84.5M | N/A | $80.3M |
| Cost of Revenue | $10.8M+12.3% | $10.0M+15.0% | $9.6M | $10.2M+27.4% | $9.6M | $8.7M | N/A | $8.0M |
| Gross Profit | $81.1M-0.5% | $80.5M+6.2% | $86.6M | $83.0M+14.8% | $81.5M | $75.8M | N/A | $72.3M |
| R&D Expenses | $34.0M+60.2% | $33.7M+66.6% | $150.1M | $20.9M+22.6% | $21.2M | $20.2M | N/A | $17.1M |
| SG&A Expenses | $26.4M+46.9% | $28.1M+40.3% | $135.2M | $27.6M+19.2% | $18.0M | $20.1M | N/A | $23.2M |
| Interest Expense | $255K+157.6% | $252K+276.1% | $508K | $217K-79.0% | $99K | $67K | N/A | $1.0M |
| Income Tax | $2.6M-48.5% | $4.6M-43.7% | -$76.3M | $3.8Mn/m | $5.1M | $8.2M | N/A | -$519K |
| Net Income | $17.8M-48.9% | $12.8M-50.5% | -$133.7M | $30.9M+2.8% | $34.7M | $25.9M | N/A | $30.0M |
| EPS (Basic) | $0.12-86.0% | $0.08-87.5% | N/A | $0.72-6.5% | $0.86 | $0.64 | $0.82 | $0.77 |
| EPS (Diluted) | $0.10-58.3% | $0.07-61.1% | N/A | $0.21-4.5% | $0.24 | $0.18 | N/A | $0.22 |
| Diluted Shares (Avg) | 174M+22.6% | 176M+23.2% | N/A | 143M+3.0% | 142M | 142M | N/A | 138M |
Not reported in any period shown, so not listed: Operating Income, EBITDA.
WLTH Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2710-Q | Q1'2710-Q | Q4'2610-K | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $1.8B | $1.6B | $1.4B+225.3% | $810.6M | N/A | N/A | $435.2M | N/A |
| Current Assets | $1.7B | $1.5B | $1.3B+268.2% | $742.8M | N/A | N/A | $346.4M | N/A |
| Cash & Equivalents | $453.3M+103.5% | $428.2M+134.2% | $440.8M+208.6% | $266.2M+100.4% | $222.7M | $182.9M | $142.9M | $132.9M |
| Short-Term Investments | $0n/m | $0n/m | $0n/m | $0n/m | $0 | $0 | $0 | $0 |
| Accounts Receivable | $30.9M | $29.8M | $33.1M+13.7% | $32.1M | N/A | N/A | $29.1M | N/A |
| Long-Term Investments | $0n/m | $0n/m | $0n/m | $0n/m | $0 | $0 | $0 | $0 |
| Total Liabilities | $1.2B | $1.0B | $801.0M+90.8% | $685.3M | N/A | N/A | $419.9M | N/A |
| Current Liabilities | $1.2B | $998.9M | $792.8M+357.6% | $440.8M | N/A | N/A | $173.2M | N/A |
| Non-Current Liabilities | $5.9M | $7.2M | $8.3M-96.6% | $244.4M | N/A | N/A | $246.6M | N/A |
| Total Equity | $619.9M+634.8% | $614.2M+1317.8% | $614.7M+3907.6% | $125.4Mn/m | $84.4M | $43.3M | $15.3M | -$30.9M |
| Retained Earnings | -$111.4M | -$129.2M | -$142.0Mn/m | -$8.3M | N/A | N/A | -$99.9M | N/A |
Not reported in any period shown, so not listed: Inventory, Goodwill, Long-Term Debt.
WLTH Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2710-Q | Q1'2710-Q | Q4'2610-K | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $47.3M+21.5% | $22.7M-41.1% | $33.3M+67.2% | $41.5M | $38.9M | $38.5M | $19.9M | N/A |
| Depreciation & Amortization | $1.2M-33.5% | $1.4M-22.4% | $1.8M+2.8% | $1.9M+831.0% | $1.9M | $1.8M | $1.8M | $200K |
| Stock-Based Compensation | $16.4M+946.0% | $17.1M+807.6% | N/A | $8.1M+223.1% | $1.6M | $1.9M | N/A | $2.5M |
| Investing Cash Flow | -$268Kn/m | -$985Kn/m | -$308Kn/m | -$198K | -$421K | -$211K | -$946K | N/A |
| Financing Cash Flow | -$23.6M-598.7% | -$30.8M-19867.3% | $141.3Mn/m | $2.0M | $4.7M | $156K | -$8.2M | N/A |
| Share Buybacks | $31.8M+127252.0% | $28.3M+13168.1% | $194K-98.6% | $27K | $25K | $213K | $13.6M | N/A |
Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow, Dividends Paid.
WLTH Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2710-Q | Q1'2710-Q | Q4'2610-K | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 88.3%-1.2pp | 89.0%-0.7pp | 90.0% | 89.1%-1.0pp | 89.5% | 89.7% | N/A | 90.0% |
| Net Margin | 19.3%-18.8pp | 14.2%-16.5pp | -139.0% | 33.1%-4.3pp | 38.1% | 30.7% | N/A | 37.4% |
| Return on Equity | 2.9%-38.3pp | 2.1%-57.8pp | -21.7% | 24.6% | 41.2% | 59.9% | N/A | N/A |
| Return on Assets | 1.0% | 0.8% | -9.4% | 3.8% | N/A | N/A | N/A | N/A |
| Current Ratio | 1.43 | 1.49 | 1.61-0.4x | 1.68 | N/A | N/A | 2.00 | N/A |
| Liabilities-to-Equity | 1.88 | 1.64 | 1.30-26.1x | 5.47 | N/A | N/A | 27.37 | N/A |
| Asset Turnover | 0.05 | 0.06 | 0.07 | 0.12 | N/A | N/A | N/A | N/A |
Not reported in any period shown, so not listed: Operating Margin, Debt-to-Equity, FCF Margin.
Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Net Margin.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it. Market cap is stated at each company's latest close.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Wealthfront Corporation WLTH | FY2026 | $365.0M | -$42.1M | -11.5% | $1.6B | 55/100 |
| EverCommerce Inc. EVCM | FY2025 | $588.9M | $17.6M | 3.0% | $1.6B | 47/100 |
| Donnelley Financial Solutions, Inc. DFIN | FY2025 | $767.0M | $32.4M | 4.2% | $1.6B | 57/100 |
| Sprinklr, Inc. CXM | FY2026 | $857.2M | $22.9M | 2.7% | $1.6B | 50/100 |
| PDF Solutions Inc PDFS | FY2025 | $219.0M | -$640K | -0.3% | $1.7B | 41/100 |
| Lightspeed Commerce Inc. LSPD | FY2026 | $1.2B | -$144.4M | -11.8% | $1.4B | 52/100 |
Where Wealthfront Corporation Ranks
Frequently Asked Questions
Wealthfront Corporation (WLTH) reported $365.0M in total revenue for fiscal year 2026. This represents a 18.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
Wealthfront Corporation (WLTH) revenue grew by 18.2% year-over-year, from $308.9M to $365.0M in fiscal year 2026.
No, Wealthfront Corporation (WLTH) reported a net loss of $72.2M over the trailing 12 months to July 31, 2026. In fiscal year 2026 it reported a net loss of $42.1M, with a net profit margin of -11.5%.
Wealthfront Corporation (WLTH) had a gross margin of 89.6% in fiscal year 2026, indicating the percentage of revenue retained after direct costs of goods sold.
Wealthfront Corporation (WLTH) had a net profit margin of -11.5% in fiscal year 2026, representing the share of revenue converted into profit after all expenses.
Wealthfront Corporation (WLTH) has a return on equity of -6.8% for fiscal year 2026, measuring how efficiently the company generates profit from shareholder equity.
Wealthfront Corporation (WLTH) generated $152.2M in operating cash flow during fiscal year 2026, representing cash generated from core business activities.
Wealthfront Corporation (WLTH) had $1.4B in total assets as of fiscal year 2026, including both current and long-term assets.
Wealthfront Corporation (WLTH) invested $212.4M in research and development during fiscal year 2026.
Wealthfront Corporation (WLTH) had a current ratio of 1.61 as of fiscal year 2026, which is generally considered healthy.
Wealthfront Corporation (WLTH) had a liabilities-to-equity ratio of 1.30 as of fiscal year 2026, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity. No debt-to-equity ratio is shown for fiscal year 2026, because the filing data we hold for that year carries no long-term debt figure.
Wealthfront Corporation (WLTH) had a return on assets of -3.0% for fiscal year 2026, measuring how efficiently the company uses its assets to generate profit.
Wealthfront Corporation (WLTH) has no price-to-earnings ratio at the moment: net loss, so no earnings multiple (trailing 12 months to July 31, 2026). The market capitalization is $1.6B as of Nov 2, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
Wealthfront Corporation (WLTH) trades at 4.4x sales, its market capitalization divided by $371.7M revenue, trailing 12 months to July 31, 2026. The market capitalization is $1.6B as of Nov 2, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
Wealthfront Corporation (WLTH) has a Piotroski F-Score of 2 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Wealthfront Corporation (WLTH) reported a net loss of $42.1M while generating $152.2M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Wealthfront Corporation (WLTH) scores 55 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is the average of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. For Wealthfront Corporation it averages the 5 of 6 dimensions that can be computed; the others are left out rather than counted as zero. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.