Core AI Holdings Inc Financials

CHAI

Source SEC Filings (10-K/10-Q) Updated Dec 31, 2020 Currency USD FYE December

This page shows Core AI Holdings Inc (chai) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 3 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI chai FY2020 2026-04-22

Improving gross economics were overwhelmed by shrinking sales volume and an overhead base that did not flex down.

Gross margin climbed from 14.5% in FY2018 to 26.4% in FY2020. Revenue fell from $11.0M to $6.0M over the same stretch, which suggests the business's basic unit economics improved but its scale deteriorated enough that fixed costs became the deciding problem.

In FY2020, SG&A of $2.9M sat well above gross profit of $1.6M, so the company was not merely facing weaker demand; it was carrying more overhead than its gross earnings could support. That helps explain why better gross margin did not translate into visible profit resilience.

FY2019 produced only net income of $119K, equal to a net margin of 1.2%, so the model already had little shock absorption before FY2020. Cash of $155K in FY2020 adds to that picture by indicating a very small liquidity cushion relative to the annual expense base.

Financial Health Signals

Financial Profile 0/100

Based on FY2020 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →

Health score ≠ stock price. This rates the quality of Core AI Holdings Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Growth

Core AI Holdings Inc's revenue declined 39% year-over-year, from $9.8M to $6.0M. This contraction results in a growth score of 0/100.

Key Financial Metrics

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Earnings & Revenue

Revenue

$6.0M

YoY-39.0%

Core AI Holdings Inc generated $6.0M in revenue in fiscal year 2020. This represents a decrease of 39.0% from the prior year.

EBITDA

N/A

Net Income

N/A

EPS (Diluted)

N/A

Cash & Balance Sheet

Free Cash Flow

N/A

Cash & Debt

$155K

Core AI Holdings Inc held $155K in cash against $0 in long-term debt as of fiscal year 2020.

Dividends Per Share

N/A

Shares Outstanding

Core AI Holdings Inc had 5M shares outstanding in fiscal year 2020.

Margins & Returns

Gross Margin

26.4%

YoY-1.0pp

Core AI Holdings Inc's gross margin was 26.4% in fiscal year 2020, indicating the percentage of revenue retained after direct costs. This is down 1.0 percentage points from the prior year.

Operating Margin

N/A

Net Margin

N/A

Return on Equity

N/A

Capital Allocation

R&D Spending

N/A

Share Buybacks

N/A

Capital Expenditures

N/A

CHAI Income Statement

Metric	FY20	FY19	FY18
Revenue	$6.0M-39.0%	$9.8M-10.6%	$11.0M
Cost of Revenue	N/A	N/A	N/A
Gross Profit	$1.6M-41.2%	$2.7M+69.1%	$1.6M
R&D Expenses	N/A	N/A	N/A
SG&A Expenses	$2.9M+23.0%	$2.3M+2.7%	$2.3M
Operating Income	N/A	N/A	N/A
Interest Expense	N/A	N/A	N/A
Income Tax	N/A	N/A	N/A
Net Income	N/A	$119K	N/A
EPS (Diluted)	N/A	N/A	N/A

CHAI Balance Sheet

Metric	FY20	FY19	FY18
Total Assets	N/A	N/A	N/A
Current Assets	N/A	N/A	N/A
Cash & Equivalents	$155K	N/A	N/A
Inventory	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A
Goodwill	N/A	N/A	N/A
Total Liabilities	N/A	N/A	N/A
Current Liabilities	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	N/A
Total Equity	N/A	N/A	N/A
Retained Earnings	N/A	N/A	N/A

CHAI Financial Ratios

Metric	FY20	FY19	FY18
Gross Margin	26.4%-1.0pp	27.4%+12.9pp	14.5%
Operating Margin	N/A	N/A	N/A
Net Margin	N/A	1.2%	N/A
Return on Equity	N/A	N/A	N/A
Return on Assets	N/A	N/A	N/A
Current Ratio	N/A	N/A	N/A
Debt-to-Equity	N/A	N/A	N/A
FCF Margin	N/A	N/A	N/A

Frequently Asked Questions

What is Core AI Holdings Inc's annual revenue?

Core AI Holdings Inc (chai) reported $6.0M in total revenue for fiscal year 2020. This represents a -39.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Core AI Holdings Inc's revenue growing?

Core AI Holdings Inc (chai) revenue declined by 39% year-over-year, from $9.8M to $6.0M in fiscal year 2020.

What is Core AI Holdings Inc's gross margin?

Core AI Holdings Inc (chai) had a gross margin of 26.4% in fiscal year 2020, indicating the percentage of revenue retained after direct costs of goods sold.

How many shares does Core AI Holdings Inc have outstanding?

Core AI Holdings Inc (chai) had 5M shares outstanding as of fiscal year 2020.

How financially healthy is Core AI Holdings Inc?

Core AI Holdings Inc (chai) scores 0 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.