Ameris Bancorp Stock Price, News & Analysis

Ameris Bancorp (NYSE: ABCB) will release its third quarter 2025 financial results after market close on Monday, October 27, 2025. Management — CEO H. Palmer Proctor, Jr., CFO Nicole S. Stokes, and Chief Credit Officer Douglas D. Strange — will host a teleconference at 9:00 a.m. ET on Tuesday, October 28, 2025 to discuss results and answer questions. The call dial-in is 1-844-481-2939 (conference ID: Ameris Bancorp), and a replay will be available through November 4, 2025 at 1-877-344-7529 (access code 9368487).

Financial materials and a live webcast will be posted on the company’s Investor Relations page. Ameris manages $26.7 billion in assets as of June 30, 2025.

Ameris Bancorp (NYSE: ABCB) has announced a quarterly dividend of $0.20 per share for its common stock shareholders. The dividend will be payable on October 6, 2025, to shareholders of record as of September 30, 2025.

Ameris Bank, headquartered in Atlanta, Georgia, operates financial centers across five southeastern states and manages $26.7 billion in assets as of June 30, 2025. The bank provides traditional banking services, lending products, treasury management, insurance premium financing, and mortgage services.

Ameris Bancorp (NYSE:ABCB) reported strong Q2 2025 financial results with net income of $109.8 million, or $1.60 per diluted share, a significant increase from $90.8 million ($1.32 per share) in Q2 2024. The company demonstrated robust performance with a return on assets of 1.65% and return on tangible common equity of 15.82%.

Key highlights include net interest margin expansion to 3.77%, improved efficiency ratio to 51.63%, and loan growth of $334.9 million. The bank's balance sheet strengthened with total assets reaching $26.68 billion and noninterest-bearing deposits growing to represent 31.0% of total deposits. Tangible book value increased by 15.5% annualized to $41.32 per share, while maintaining strong credit quality with net charge-offs at just 0.14%.

[ "Net income increased 21% year-over-year to $109.8 million", "Net interest margin expanded to 3.77%, up 19 basis points year-over-year", "Efficiency ratio improved to 51.63% from 52.83% in Q1 2025", "Noninterest-bearing deposits grew to 31.0% of total deposits", "Tangible book value grew at 15.5% annualized rate", "Strong credit quality with low net charge-offs of 0.14%" ]

Ameris Bancorp (NYSE:ABCB) has scheduled its second quarter 2025 financial results announcement for July 28, 2025 after market close. The company will host a conference call on July 29, 2025 at 9:00 a.m. ET, featuring CEO H. Palmer Proctor, Jr., CFO Nicole S. Stokes, and CCO Douglas D. Strange.

Ameris Bancorp, headquartered in Atlanta, Georgia, is a financial institution managing $26.5 billion in assets as of March 31, 2025. The bank operates financial centers across five southeastern states and provides nationwide services including traditional banking, lending, treasury management, insurance premium financing, and mortgage services.

Ameris Bank (ABCB) has expanded its Ameris Choice homebuyer assistance program beyond Jacksonville, Florida to additional Southeastern markets. The program now offers up to $7,500 in down payment assistance to qualified first-time homebuyers purchasing primary residences in metropolitan Jacksonville, FL; Atlanta and Gainesville, GA; and designated affordable housing areas in Charleston, SC. Initially launched in 2024 in Jacksonville, this expansion demonstrates Ameris Bank's commitment to promoting equitable homeownership access and helping families build generational wealth. CEO Palmer Proctor emphasized the program's role in creating pathways to homeownership in their served communities.

Ameris Bank (ABCB) has expanded its presence in Jacksonville with the opening of a new branch at 200 W. Forsyth Street in the downtown area. The bank has renovated a 5,250-square foot ground floor space to create a modern banking facility offering retail banking, business banking, and mortgage lending services. The new branch has created employment for over 10 people, bringing Ameris Bank's total workforce in metro Jacksonville to more than 330 employees. Florida State President Emily Dawkins emphasized that this investment reflects the bank's commitment to downtown development and improved accessibility for customers and community partners.

Ameris Bancorp (NYSE: ABCB) has announced a quarterly dividend of $0.20 per share, payable on July 7, 2025, to shareholders of record as of June 30, 2025. The company, headquartered in Atlanta, Georgia, operates as the parent of Ameris Bank with 164 financial centers across the Southeast and nationwide lending channels. Ameris manages $26.5 billion in assets as of March 31, 2025, offering traditional banking services, lending products, treasury and cash management, insurance premium financing, and mortgage services.

Ameris Bank (ABCB) is distributing over $1.14 million in grants to three organizations addressing heirs' property challenges. The funding comes from FHLBank Atlanta's 2024 Heirs' Property Family Wealth Protection Fund, which is awarding $5.9 million total through member banks. The grants will be distributed as follows: $450,000 to LISC Jacksonville, $442,404 to Legal Services of North Florida, and $250,000 to Invest Atlanta.

The initiative aims to help families avoid involuntary property loss, resolve title issues, and promote stable homeownership. A 2024 Harris Poll revealed that while 90% of homeowners expect their home equity to benefit heirs, 43% lack a will/trust or estate plan, and approximately 20% are uncertain about having clear titles or recorded deeds.

Ameris Bancorp reported strong Q1 2025 financial results with net income of $87.9 million, or $1.27 per diluted share, up from $74.3 million in Q1 2024. Key highlights include:

• Net interest margin expanded to 3.73%, a 9 basis point increase from Q4 2024
• Tangible book value grew 12.5% annualized to $39.78 per share
• Noninterest bearing deposits increased to 30.8% of total deposits
• Total assets reached $26.51 billion
• Efficiency ratio improved to 52.83%

The bank strengthened its financial position with TCE ratio growing to 10.78% and increased allowance for credit losses to 1.67% of loans. Credit quality remained solid with annualized net charge-offs at 0.18%. The bank's focus on operational efficiency, strong core deposits, and healthy margins positions it well for continued growth in Southeast markets.