Welcome to our dedicated page for American Coastal Insurance news (Ticker: ACIC), a resource for investors and traders seeking the latest updates and insights on American Coastal Insurance stock.
American Coastal Insurance Corporation (NASDAQ: ACIC) is a property and casualty insurance holding company whose news flow centers on its commercial residential property insurance business in Florida. Through American Coastal Insurance Company (AmCoastal), the group focuses on insuring Condominium and Homeowner Association properties and apartments in the state, and its announcements reflect this specialized underwriting and risk profile.
On this page, readers can follow company-issued news such as quarterly earnings releases, conference call schedules, rating actions, strategic transactions, and capital decisions. Recent press releases have detailed financial results for multiple quarters, including information on gross and net premiums, combined ratios, core income, return on equity, and book value per share. Management commentary in these releases explains how changes in quota share reinsurance, catastrophe excess-of-loss coverage, policy acquisition costs, and general and administrative expenses affect profitability.
American Coastal’s news also highlights corporate developments, including the completed sale of its personal lines subsidiary Interboro Insurance Company, which the company describes as completing its transformation into a specialty commercial residential property insurer. Other items include upgrades to issuer and debt ratings by Kroll Bond Rating Agency, affirmations of AmCoastal’s insurance financial strength rating, and details of a special cash dividend approved by the Board of Directors.
Investors and other stakeholders can also track announcements about investor conferences, quarterly earnings conference calls, and an executive fireside chat focused on “The Next Horizon,” where management discusses strategic initiatives, operational strategies, and financial outlook. By reviewing the news feed, users gain context on American Coastal’s underwriting performance, capital structure, ratings profile, and strategic direction within the commercial residential property insurance niche.
American Coastal Insurance Corporation (Nasdaq: ACIC) declared a special cash dividend of $0.75 per share, payable January 9, 2026, to shareholders of record on January 2, 2026. The Board approved the one-time distribution to common shareholders.
The company will host an Executive Fireside Chat — The Next Horizon on January 14, 2026 at 11:00 AM ET to review strategic initiatives, operations, and financial outlook; the event will be available in listen-only mode on the Events & Presentations section of the company website, and investors may submit questions by December 31, 2025 for consideration.
American Coastal Insurance Corporation (Nasdaq: ACIC) said its executive team will participate in several investor conferences in December 2025 to discuss strategic priorities, growth initiatives, and market outlook.
Presenters include Bennet Bradford Martz, President and CEO, and Svetlana Castle, CFO. Events and presentation details:
- Wolfe Research Small and Mid-Cap Conference — Tuesday, December 2, 2025 (virtual)
- Noble Capital Markets 21st Annual Emerging Growth Equity Conference — Wednesday, December 3, 2025; presentation on Dec 3, 2025 at 1:00 PM ET; replay available in the Company’s Events & Presentations page
- Sidoti Year End Virtual Investor Conference — Dec 10–11, 2025; presentation on Dec 10, 2025 at 1:45 PM ET; live viewing via Sidoti webinar link
American Coastal Insurance (Nasdaq: ACIC) reported third-quarter 2025 results on November 5, 2025, showing continued profitability and balance-sheet growth. Q3 net income was $32.5M (+15.5% Y/Y) or $0.65 per diluted share. Total revenue rose to $90.4M (+10.1% Y/Y) and net premiums earned were $80.8M (+8.5% Y/Y). Book value per share increased to $6.71 (+24.7% from Dec 31, 2024). Cash and investments grew to $695.0M.
Underwriting trends: underlying combined ratio widened to 57.8% and policy acquisition costs rose notably due to higher commissions and lower quota share reinsurance.
American Coastal Insurance Corporation (Nasdaq: ACIC) said it will release third quarter financial results for the period ended September 30, 2025, on Wednesday, November 5, 2025 after market close.
The company will host a quarterly conference call the same day at 5:00 p.m. ET with live remarks and a Q&A session. Participants are asked to dial in 10 minutes early.
Participant dial-in numbers: US 877-445-9755; International 201-493-6744. A webcast will be available in the Events & Presentation section of the company website and will be archived for approximately 30 days.
American Coastal Insurance Corporation (Nasdaq: ACIC) reported strong Q2 2025 financial results, with consolidated net income of $26.4 million ($0.53 per diluted share), up 38.8% from $19.1 million in Q2 2024. Total revenue increased 25.9% to $86.5 million, driven by higher gross premiums earned and decreased ceded premiums.
Key metrics include a combined ratio improvement to 60.6% from 64.9% year-over-year, and book value per share growth of 29.6% to $6.00. The company reduced its quota share reinsurance coverage from 20% to 15% effective June 1, 2025, leading to increased policy acquisition costs but more cost-effective overall coverage.
Investment holdings grew to $726.2 million from $540.8 million at year-end 2024, with fixed maturities representing 78% of total investments.
American Coastal Insurance Corporation (NASDAQ:ACIC) has scheduled its second quarter 2025 financial results announcement and conference call. The company will release its Q2 2025 results on Wednesday, August 6, 2025, after market close.
The earnings conference call will take place at 5:00 p.m. ET on the same day, featuring live management remarks followed by a Q&A session. Participants can join via phone using U.S. dial-in (877-445-9755) or international dial-in (201-493-6744). A webcast option will also be available through the company's website, with a 30-day replay period.
American Coastal Insurance Corporation (NASDAQ:ACIC) announced that Kroll Bond Rating Agency (KBRA) has upgraded its ratings. The agency raised both the Issuer Rating and Debt Rating from BB+ to BBB-, while affirming AmCoastal's Insurance Financial Strength Rating at A-.
The outlook for all ratings has been improved to Positive from Stable, reflecting KBRA's confidence in American Coastal's financial performance, risk-adjusted capitalization, robust reinsurance programs, and high-quality investment portfolio. The upgrade will result in a $1.5 million reduction in annual interest expense.
American Coastal Insurance Corporation (NASDAQ: ACIC) reported its Q1 2025 financial results, showing mixed performance. The company's gross premiums written increased 7.2% to $197.9 million, while net income decreased 9.5% to $21.3 million ($0.43 per diluted share) compared to Q1 2024.
Key metrics include a combined ratio of 65% and a return on equity over 30%. The company's net premiums earned increased 9% to $68.3 million, while total revenue grew 8.4% to $72.2 million. Book value per share improved significantly, rising 26.5% year-over-year to $5.40.
The company reduced its quota share reinsurance coverage from 40% to 20% effective June 1, 2024, leading to increased policy acquisition costs but a more cost-effective overall reinsurance structure. Loss and LAE decreased by 8.8% to $11.4 million, while the loss ratio improved to 16.7% from 19.9% year-over-year.
American Coastal Insurance (ACIC) has announced it will release its first quarter 2025 financial results on Thursday, May 8, 2025, after market close. The company will host a conference call at 5:00 p.m. ET on the same day, featuring live remarks and a Q&A session.
Participants can join the conference call by dialing 877-445-9755 (US) or 201-493-6744 (International) and are advised to dial in 10 minutes before the scheduled start. A webcast option will also be available through the company's website, remaining accessible for approximately 30 days after the call.
American Coastal Insurance (NASDAQ: ACIC) has completed the sale of its personal lines subsidiary, Interboro Insurance Company (IIC), to Forza Insurance Holdings for approximately $26.4 million in cash. The transaction, which closed on April 1, 2025, is based on IIC's estimated GAAP equity as of the closing date, with a final purchase price reconciliation expected within 30 days.
This strategic divestment marks ACIC's transformation into a specialized insurer focused exclusively on commercial residential property insurance. The company aims to strengthen its market leadership in this core business segment, with all capital and human resources now fully dedicated to this focus area.
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