Aci Worldwide Inc Stock Price, News & Analysis

ACI Worldwide (NASDAQ: ACIW) has been recognized as a leading provider of fraud orchestration solutions in Datos Insights' latest market report. The company's Payments Intelligence Framework received recognition for its comprehensive visibility across the payments ecosystem, scalability with major global financial institutions, and real-time processing capabilities.

The report highlights ACI's key strengths including network visibility across multiple channels, privacy-focused actionable intelligence, modular design, flexible deployment options, and data democratization through AI/ML models. The company's enterprise-grade solution processes transactions in real-time with response times under 300 milliseconds and serves over 2,350 banks, including the world's top 10, and more than 80,000 merchants.

ACI Worldwide (NASDAQ: ACIW) reported strong Q1 2025 financial results, with revenue increasing 25% to $395 million compared to Q1 2024. The company posted a net income of $59 million, a significant improvement from an $8 million loss in Q1 2024, including a $22 million after-tax gain from selling its Mindgate minority stake.

Key highlights include: Payment Software segment revenue growth of 42%, Biller segment revenue up 11%, and Adjusted EBITDA increasing 95% to $94 million. Recurring revenue grew 8% to $286 million, representing 72% of total revenue. The company ended Q1 with $230 million cash and $853 million debt.

ACI raised its 2025 revenue guidance to $1.690-1.720 billion, maintaining adjusted EBITDA guidance of $480-495 million. The company repurchased 1 million shares for $52 million, with $320 million remaining in its buyback authorization.

ACI Worldwide (NASDAQ: ACIW), a global payments technology company, has scheduled its first quarter 2025 financial results announcement for Thursday, May 8, 2025. The company will host a conference call at 8:30 a.m. Eastern time to discuss the quarterly results.

Interested participants can access the event through a real-time webcast at the investor relations website or join via phone. Those wishing to participate in the audio call should dial +1 (800) 715-9871 and provide the conference ID 88945. To avoid operator delays, participants can pre-register for the call using a dedicated registration link.

A recent ACI Worldwide (NASDAQ: ACIW) survey conducted with YouGov reveals significant trends in taxpayer behavior. Nearly 40% of taxpayers plan to use their tax refunds for debt relief, while 44% choose to save, indicating financial caution amid inflation.

The survey highlights a strong digital shift, with 65% of respondents preferring digital payment methods, while paper checks declined to just 15%. Alternative payment solutions like PayPal, GooglePay, and ApplePay are particularly popular among Gen Z. 80% of respondents prefer electronic tax refund deposits.

Concerning tax filing methods, 39% will use electronic software, 27% will use professional services, and 11% will file by mail. The survey also revealed security concerns, with 17% experiencing phone scams, 16% phishing attempts, and 13% identity theft. ACI Worldwide, an IRS-approved service provider, has processed over $25 billion in IRS tax payments.

ACI Worldwide (NASDAQ: ACIW) has announced a strategic partnership with NationsBenefits to enhance the functionality of NationsBenefits' Benefits Mastercard® Prepaid Flex Card. The collaboration aims to improve retailer connectivity, payment options, and security for merchants accepting the Flex Card.

Through ACI's Intelligent Payments Orchestration technology, the partnership will:

• Streamline transaction efficiency
• Simplify merchant onboarding
• Enable real-time purchase adjudication at point of sale
• Provide decryption services to reduce PCI compliance burden for retailers

The partnership will give millions of health plan members access to an expanded network of participating retailers, including supermarkets, pharmacies, and convenience stores. The Flex Card allows members to purchase eligible items such as groceries, meal delivery, and over-the-counter medical products covered by their health plans.

ACI Worldwide (NASDAQ:ACIW) and Co-op, a leading U.K. convenience retailer, have extended their strategic technology partnership. Co-op will continue utilizing ACI's Payments Orchestration Platform for its 2400 stores across the UK, encompassing in-store, online, and mobile payment processing alongside comprehensive payments and fraud management.

Key developments include Co-op's successful migration of its payments and fraud prevention software to ACI's multi-tenant cloud platform hosted in Microsoft Azure in 2024, enhancing scalability, security, and data protection. The retailer implements ACI's point-to-point encryption and tokenisation technology to secure payments data.

ACI Worldwide (NASDAQ: ACIW) and Ingo Payments have partnered to launch ACI Speedpay Digital Disbursements, a new solution aimed at modernizing payment disbursement operations. The partnership addresses growing consumer demand for digital payments, with over 75% of Americans preferring digital transactions according to the ACI Speedpay Pulse 2024 Report.

The solution offers multiple payout options including real-time payments, PayPal/Venmo, signature debit, and ACH. It supports various disbursement types: point-in-time, batch-based, and real-time digital disbursements. This initiative helps businesses transition from paper checks to digital payments, streamlining reporting and reconciliation processes while reducing administrative overhead and improving cash flow efficiency.

ACI Worldwide (NASDAQ: ACIW) reported strong financial results for 2024, with total revenue growing 10% to $1.594 billion. Net income surged 67% to $203 million, while adjusted EBITDA increased 18% to $466 million. Cash flow from operating activities more than doubled, reaching $359 million.

Segment performance showed varied results: Bank segment revenue rose 14% with adjusted EBITDA up 20%, Merchant segment revenue increased 10% with adjusted EBITDA up 57%, while Biller segment revenue grew 6% but saw an 8% decrease in adjusted EBITDA. The company ended 2024 with $216 million in cash and $933 million in debt.

Looking ahead to 2025, ACI projects revenue growth of 7-9%, targeting $1.685-1.715 billion, with adjusted EBITDA expected between $480-495 million.

ACI Worldwide (NASDAQ: ACIW) has announced it will release its financial results for Q4 and full year 2024 on Thursday, February 27, 2025. The company will host a conference call at 8:30 a.m. Eastern time on the same day to discuss the results. Investors can access the conference through a live webcast at the company's investor relations website or join via phone using the toll-free number (888) 660-6377 with conference ID 3153574.