ACNB Corporation reports on its role as the financial holding company for ACNB Bank and ACNB Insurance Services, Inc. Its recurring news centers on community banking results, loan and deposit trends, net interest margin, credit quality, insurance agency activity, wealth management, trust and retail brokerage services, and the completed integration of Traditions Bank and Traditions Mortgage.
Company updates also cover board-approved dividends, special dividends, share repurchase authorizations, capital management, investment securities portfolio actions, and the performance of its banking markets in Pennsylvania and Maryland.
ACNB Corporation (NASDAQ: ACNB) declared regular and special cash dividends totaling $1.21 per share, payable on December 15, 2026.
The regular quarterly dividend of $0.46 per share is up 9.5% from $0.42 paid in the prior quarter. The special dividend is $0.75 per share. Both are payable to shareholders of record on December 1, 2026. Including these declarations, total 2026 cash dividends will reach $2.93 per share, approximately 112% above $1.38 paid in 2025. This is the second regular dividend increase and second special dividend in 2026.
ACNB Corporation (NASDAQ: ACNB) reported third-quarter 2026 net income of $15.7 million, exceeding both the preceding quarter and year-earlier results. Diluted earnings per share were $1.55, versus $1.49 in the second quarter and $1.42 a year earlier. Net interest income reached $34.8 million, up $773 thousand sequentially and $2.6 million year over year.
The tax-adjusted net interest margin was 4.56%, unchanged sequentially and above 4.27% a year earlier. Loans, net of unearned income, increased $8.4 million sequentially to $2.407 billion. Nonperforming loans rose to 0.45% of loans from 0.41%, while the credit-loss allowance increased $970 thousand. Noninterest income rose 7.4% year over year to $9.032 million; noninterest expense increased 3.8% to $23.220 million. The quarterly dividend was $0.42 per share, unchanged sequentially and 23.5% above a year earlier.
ACNB Corporation (NASDAQ: ACNB) declared a regular quarterly cash dividend of $0.42 per share, payable on September 15, 2026 to shareholders of record on September 1, 2026. This dividend is 23.5% higher than the $0.34 paid in the third quarter of 2025.
According to ACNB Corporation, year-to-date dividends through the third quarter of 2026, including a prior-quarter $0.50 special dividend, total $1.72 per share, up from $1.00 over the same 2025 period, a 72% increase.
ACNB (NASDAQ: ACNB) reported record 2026 second quarter net income of $15.2 million, or $1.49 diluted EPS, up from $13.7 million ($1.32) in Q1 2026 and $11.6 million ($1.11) in Q2 2025, when results included $1.5 million after-tax merger expenses. Return on average assets was 1.85% and return on average equity was 14.54%.
Fully taxable equivalent net interest margin rose to 4.56% from 4.46% in Q1 2026 and 4.21% in Q2 2025, supported by loan growth and lower funding costs. Total loans reached $2.40 billion, up 2.1% sequentially, and noninterest-bearing deposits were $600.7 million, up 4.3% from March 31, 2026. ACNB repurchased 179,407 shares at an average price of $50.79, with 253,692 shares remaining under the plan, and increased its regular quarterly dividend to $0.42 per share while also paying a $0.50 special dividend. The tangible common equity to tangible assets ratio was 10.47%, compared to 10.67% in Q1 2026 and 9.65% a year earlier.
ACNB (NASDAQ: ACNB) updated its capital allocation: the Board raised the regular quarterly cash dividend to $0.42 per share (payable June 15, 2026; record date June 1, 2026) and declared a one-time $0.50 special cash dividend payable the same date.
ACNB also completed its prior repurchase program and authorized a new open-market buyback of up to 310,000 shares (~3.0%). The company reports total assets of $3.27 billion.
ACNB Corporation (NASDAQ: ACNB) reported Q1 2026 net income of $13.7 million, or $1.32 diluted EPS, versus a net loss in Q1 2025 and $10.8 million in Q4 2025. Key metrics: ROA 1.71%, ROE 12.97%, FTE net interest margin 4.46%, total loans $2.35B and total deposits $2.53B at March 31, 2026. The quarter included balance sheet restructuring benefits, loan growth, stable credit metrics, and $47.54 weighted buyback activity per share.
ACNB Corporation (NASDAQ: ACNB) declared a regular quarterly cash dividend of $0.38 per share, payable March 13, 2026, to shareholders of record as of February 27, 2026. This represents an 18.7% increase (up $0.06) versus the $0.32 dividend in Q1 2025. The company is a $3.23 billion financial holding company for ACNB Bank and ACNB Insurance Services.
Headquartered in Gettysburg, PA, ACNB operates 33 community banking offices and an insurance agency licensed in 46 states.
ACNB (NASDAQ: ACNB) reported Q4 2025 net income $10.8M or $1.04 diluted EPS and FY 2025 net income $37.1M or $3.60 diluted EPS. Core net income was $14.0M in Q4 and $52.4M for FY 2025. Results reflect the Feb 1, 2025 acquisition of Traditions Bancorp and a repositioning of the securities portfolio, which included sale of $74.6M available-for-sale securities for an after-tax loss of $2.8M. Key metrics: FTE net interest margin 4.23% (FY), ROA 1.16%, ROE 9.44%, tangible common equity to tangible assets 10.60%, net unrealized AFS securities loss $24.2M. ACNB repurchased 264,393 shares in 2025 and increased the quarterly dividend by $0.06 vs Q4 2024.
ACNB Corporation (NASDAQ: ACNB) reported net income of $14.9 million and diluted EPS of $1.42 for Q3 2025, up from $7.2 million and $0.84 in Q3 2024. FTE net interest margin was 4.27%, ROA 1.80% and ROE 14.66% for the quarter.
The company cited the Feb 1, 2025 acquisition of Traditions as the primary driver of growth: total loans were $2.34 billion and total deposits were $2.47 billion at Sept 30, 2025, increases of $659.5 million and $674.6 million versus Sept 30, 2024. Tangible common equity to tangible assets was 10.14% and the net unrealized loss on AFS securities was $31.0 million.
Capital actions included a declared quarterly cash dividend of $0.38 per share (up 11.8% QoQ) and repurchase of 61,586 shares in Q3 2025.
ACNB Corporation (NASDAQ: ACNB) declared a regular quarterly cash dividend of $0.38 per share, payable on December 15, 2025 to shareholders of record as of December 1, 2025.
The dividend represents an 11.8% increase from the prior quarter's $0.34 and an 18.8% increase year-over-year from $0.32 in Q4 2024. Management noted a 90.0% increase in the quarterly dividend since 2017 (from $0.20 to $0.38). ACNB is a $3.26 billion financial holding company serving markets in Pennsylvania and Maryland and includes ACNB Bank and ACNB Insurance Services.