ACRES COMMERCIAL REALTY CORP. REPORTS RESULTS FOR THIRD QUARTER 2025

Rhea-AI Summary

ACRES Commercial Realty Corp (NYSE: ACR) reported results for the quarter ended September 30, 2025. The company reported GAAP net income allocable to common shares of $9.8 million, or $1.34 per share-diluted. Management said it utilized deferred tax assets by selling one real estate investment and promptly redeployed the proceeds into new loans.

ACR said it expects continued portfolio growth in Q4 2025 and beyond through investments in high-quality loan opportunities. A detailed presentation is available on the company's investor website. A live earnings call is scheduled for October 30, 2025 at 10:00 a.m. ET with replay available through November 13, 2025.

Positive

• GAAP net income of $9.8 million for Q3 2025
• EPS of $1.34 per share-diluted for Q3 2025
• Proceeds from a real estate sale were redeployed into new loans to grow the loan portfolio

Negative

• None.

Insights

Equity Analyst

ACR reported positive GAAP net income and redeployed sale proceeds into new loans; management signals continued portfolio growth.

ACR posted GAAP net income allocable to common shares of $9.8 million or $1.34 per share-diluted for the quarter ended September 30, 2025. Management sold a real estate investment to use deferred tax assets and immediately redeployed the proceeds into new commercial real estate loans, keeping capital active rather than idle.

The key dependencies are loan underwriting quality and portfolio performance after redeployment; those facts are not disclosed here. The announcement of continued portfolio growth is forward-looking but lacks concrete underwriting metrics or loan terms, which creates uncertainty about earnings durability and credit risk.

Watch for the detailed presentation and the earnings call on October 30, 2025 and for updated portfolio metrics, loan yields, and nonperforming loan levels in subsequent disclosures through November 13, 2025. These items will clarify whether the redeployment materially improves recurring income.

UNIONDALE, N.Y., Oct. 29, 2025 /PRNewswire/ -- ACRES Commercial Realty Corp. (NYSE: ACR) ("ACR" or the "Company"), a real estate investment trust that is primarily focused on originating, holding and managing commercial real estate mortgage loans and equity investments in commercial real estate property through direct ownership and joint ventures, today reported results for the quarter ended September 30, 2025. ACR's GAAP net income allocable to common shares was $9.8 million or $1.34 per share-diluted, for the quarter ended September 30, 2025.

"During the third quarter, we successfully executed on our strategy to utilize deferred tax assets through the sale of one of our real estate investments," said Mark Fogel, President and Chief Executive Officer of ACRES Commercial Realty Corp. "The proceeds from this transaction were promptly redeployed into new loans. We expect to continue to grow our portfolio in the fourth quarter and beyond by investing in high-quality loan opportunities to enhance shareholder value."

ACR issued a full, detailed presentation of its results for the quarter ended September 30, 2025 that can be viewed at www.acresreit.com.

Earnings Call Details

ACR will host a live conference call on October 30, 2025 at 10:00 a.m. Eastern Time to discuss its third quarter 2025 operating results. The conference call can be accessed by dialing 1-800-267-6316 (U.S. domestic) or 1-203-518-9783 (International), Conference ID ACRES or from the investor relations section of the Company's website at www.acresreit.com.

For those unable to listen to the live conference call, a replay will be available on the Company's website and telephonically through November 13, 2025 by dialing 1-844-512-2921 (U.S. domestic) or 1-412-317-6671 (International), with the passcode 11159822.

About ACRES Commercial Realty Corp.

ACRES Commercial Realty Corp. is a real estate investment trust that is primarily focused on originating, holding and managing commercial real estate mortgage loans and equity investments in commercial real estate properties through direct ownership and joint ventures. The Company is externally managed by ACRES Capital, LLC, a subsidiary of ACRES Capital Corp., a private commercial real estate lender exclusively dedicated to nationwide middle market commercial real estate lending with a focus on multifamily, student housing, hospitality, industrial and office property in top U.S. markets. For more information, please visit the Company's website at www.acresreit.com or contact investor relations at IR@acresreit.com.

Forward-Looking Statements

This press release contains certain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Such forward-looking statements can generally be identified by our use of forward-looking terminology such as "may," "will," "continue," "expect," "intend," "anticipate," "estimate," "believe," "look forward" or other similar words or terms. Because such statements include risks, uncertainties and contingencies, actual results may differ materially from the expectations, intentions, beliefs, plans or predictions of the future expressed or implied by such forward-looking statements. Factors that can affect future results are discussed in the documents filed by the Company from time to time with the Securities and Exchange Commission, including, without limitation, factors impacting whether we will be able to maintain our sources of liquidity and whether we will be able to identify sufficient suitable investments to increase our originations. The Company undertakes no obligation to update or revise any forward-looking statement to reflect new or changing information or events after the date hereof or to reflect the occurrence of unanticipated events, except as may be required by law.

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SOURCE ACRES Commercial Realty Corp.

FAQ

What did ACRES (NYSE: ACR) report for Q3 2025 net income and EPS?

ACR reported GAAP net income of $9.8 million and EPS $1.34 for the quarter ended September 30, 2025.

Why did ACRES sell a real estate investment in Q3 2025?

ACR said it sold one real estate investment to utilize deferred tax assets and redeploy proceeds into new loans.

When and how can investors join ACRES' Q3 2025 earnings call?

The live call is on October 30, 2025 at 10:00 a.m. ET; dial 1-800-267-6316 (U.S.) or access via the investor relations website.

How long will the ACRES Q3 2025 call replay be available?

A replay is available on the company's website and by phone through November 13, 2025.

What does ACRES plan for its portfolio after Q3 2025?

ACR expects to continue growing its portfolio in Q4 2025 and beyond by investing in high-quality loan opportunities.