Aflac Incorporated sells supplemental health and life insurance through businesses in Japan and the United States. Its news commonly covers earnings from Aflac Japan and Aflac U.S., sales trends in medical, cancer, life, accident, dental, vision, disability and long-term care products, and capital actions such as dividends and share repurchases.
Company updates also address worksite and group benefits, absence and paid-leave administration, reinsurance activity through Aflac Re Bermuda, and health-related initiatives tied to cancer screening and patient support. Product announcements in Japan include Anshin Palette medical insurance, Miraito cancer insurance and Tsumitasu life insurance, while U.S. updates focus on group voluntary benefits, network dental and vision, group life, disability and long-term care riders.
Aflac (NYSE: AFL) and its insurance subsidiaries retained their AM Best credit ratings, with stable outlooks across the affirmed ratings. The subsidiaries retained A+ financial strength and “aa” long-term issuer ratings; Aflac retained its “a” issuer rating. Existing debt and indicative shelf-registration ratings were also affirmed.
AM Best assessed balance sheet strength and risk-adjusted capitalization at its strongest level. Financial leverage was 22.2% at year-end 2025, with interest coverage above 20 times. Five-year average return on equity was 17.2%, and return on revenue averaged 30.5%, at year-end 2025. Lower benefits utilization supported earnings, partly offset by higher administrative expenses. Premium declines and competition remain challenges. Commercial transitional real estate delinquencies increased over recent years, but no additional delinquencies occurred through the second quarter of 2026.
Aflac (AFL) released its 16th annual WorkForces Report, examining employee financial preparedness, workplace stress and the use of artificial intelligence for benefits research. The survey found that 47% of Americans overall and 61% of Gen Z could not cover $1,000 in out-of-pocket medical costs. Although 50% of employees said they fully understood their health insurance, up from 42% in 2025, 32% reported overpaying for healthcare because they misunderstood coverage, versus 24% in 2025.
Workplace stress affected 75% of employees, compared with 72% in 2025. Generative artificial intelligence platforms were used for benefits research by 30% of Americans, including 37% of Gen Z and 40% of millennials. A record-high 95% of Americans felt supplemental health insurance could help protect their financial security. Employers were shifting more financial responsibility to employees through premiums, deductibles and copays.
Aflac (AFL) published a workforce study finding gaps between the importance employees place on legacy planning and the documents they have completed. Among 1,000 employed U.S. adults, 77% said having a will is important, but 57% have one. For powers of attorney, the figures were 71% and 50%; for advance healthcare directives, which document medical-care preferences, they were 67% and 54%.
Among respondents who had managed a loved one's affairs, 74% said the experience affected their productivity at work, while 43% reported difficulty handling financial matters. Planning barriers included uncertainty about where to begin, complexity, cost concerns and discomfort discussing end-of-life topics. Through its existing Empathy partnership, Aflac provides covered employees with legacy planning and bereavement support, extending bereavement support to their beneficiaries alongside the payout.
Aflac (NYSE: AFL) will release third-quarter 2026 financial results after the market closes on November 4, 2026. The earnings release, financial supplement and CFO Max K. Brodén's financial update video will be available at investors.aflac.com. A results webcast will follow at 8:00 a.m. ET on November 5, 2026, with CEO Daniel P. Amos and Brodén discussing results and President Virgil R. Miller joining other executives for questions.
Aflac (AFL) partnered with former MLB and NFL player and children's author Brian Jordan and Aflac U.S. President Virgil Miller to visit SSM Health Cardinal Glennon Children's Hospital in St. Louis, where Jordan read his book “I Told You I Can Play” and gave each child a copy.
Children with cancer and sickle cell disease also received My Special Aflac Duck, a free robotic companion designed to support coping through medical play, soundscapes and emotion cards. Nearly 50,000 ducks have been distributed since 2018. A three‑year clinical study of 160 patients at 8 U.S. hospitals, released in 2024, found the duck helped reduce treatment‑related stress and anxiety. The event extends Aflac’s 31‑year, more than $200 million commitment to pediatric cancer and blood disorder initiatives.
Aflac (AFL) launched a Check for Cancer Fit Checks initiative with designer Rachel Zoe on Sept. 22, 2026.
The campaign centers on a limited-edition jacket featuring a custom checkered pattern with an embedded QR code that links to CheckForCancerNow.com. There, consumers can use a Cancer Screening Assessment Tool to get general screening information to discuss with healthcare professionals and can enter the Aflac Fit Checks Sweepstakes for a chance to receive a Rachel Zoe jacket. The initiative, which taps popular social “Fit Checks” content, aims to help increase cancer screenings by 10% by 2035 and normalize conversations about early detection.
Aflac (AFL) marked National Childhood Cancer and Sickle Cell Disease Awareness Month by announcing it has surpassed $200 million in total contributions to childhood cancer and blood disorder treatment, research and family support since 1995, primarily benefiting the Aflac Cancer and Blood Disorders Center of Children's Healthcare of Atlanta.
The company highlighted more than $131 million donated from employee and sales agent commissions, a video campaign on evolving treatments and survival rates, and its Aflac Kickoff Game initiative, which has generated over $1.2 million. Aflac also noted 95 Child Life grants totaling $176,500, a 10-year, $6.2 million partnership with Children's Miracle Network, and nearly 50,000 My Special Aflac Duck® companions distributed to pediatric patients.
Aflac (AFL) announced a new marketing partnership with Ben Affleck and artist-led studio Artists Equity, uniting Affleck and the Aflac Duck on screen for the first time in a 360-degree brand campaign.
The first spot, “Green Room,” features Affleck alongside the Aflac Duck and longtime brand partners Nick Saban, Deion “Coach Prime” Sanders and Dawn Staley, explaining how Aflac’s supplemental coverage helps with expenses health insurance does not cover. “Green Room,” directed by Affleck and Artists Equity Co‑President Brandon Pierce, will air during College GameDay ahead of the Aflac Kickoff Game on Saturday, September 5, and launches a long‑term creative partnership with campaign content running across linear, digital and social platforms into next year.
Aflac (AFL)/b) will participate in a fireside chat at the 2026 KBW Insurance Conference on September 10, 2026, at 9:50 a.m. ET.The presentation by Senior Executive Vice President and Chief Financial Officer Max K. Brodén will be webcast live. Viewers are asked to access the webcast link at least 15 minutes early to register or sign in. A replay will be available within 24 hours at the same web address.
Aflac (NYSE: AFL) announced a social-emotional learning initiative on August 11, 2026, expanding its longstanding support for children with cancer and blood disorders. The company created an original children's book, “Beyond Words”, written by Sheri Fink, and is providing complimentary copies plus a Conversation Companion to U.S. educators.
The dual-pronged program involves educator Ron Clark and nonprofit DonorsChoose, with Aflac committing $25,000 to match donations for social-emotional learning projects that include books. According to Aflac, 100% of net proceeds from book sales support childhood cancer and blood disorder research and treatment through the Aflac Childhood Cancer Foundation, building on more than $200 million contributed over 30+ years and the My Special Aflac Duck® program, which has reached over 47,000 children.