Affirm Holdings, Inc. Stock Price, News & Analysis

Affirm (NASDAQ: AFRM) said it will participate in an investor event on December 2, 2025. Michael Linford, Chief Operating Officer, will appear at the UBS Global Technology & AI Conference in Scottsdale, AZ and join a fireside chat starting at 2:55 PM MT.

The fireside chat will be webcast live on the company investor relations website https://investors.affirm.com/. A replay will be available for a limited time after the conference.

Affirm (NASDAQ: AFRM) expanded its long-term capital partnership with New York Life on October 31, 2025. Under the expansion, New York Life will purchase Affirm installment loans on a forward-flow basis through December 2026 with an amount outstanding of up to $750 million. The structure provides off-balance-sheet funding that can support roughly $1.75 billion in consumer loan volume per year.

New York Life has previously invested nearly $2 billion in Affirm collateral, including asset-backed securitizations. Affirm said the funding will help increase access to its flexible, transparent payment options; the company also cites consumer benefits such as $460 million saved in late fees and estimated U.S. consumer credit savings of $18 billion in 2024.

Affirm (NASDAQ: AFRM) expanded its partnership with Worldpay for Platforms to integrate Affirm into Worldpay’s embedded payments offering for software platforms on October 23, 2025. Worldpay for Platforms serves 1,000+ SaaS companies and processed more than $400 billion and 4.6 billion transactions in the last 12 months. The integration lets platforms offer Affirm as a payment method so eligible customers can split purchases into biweekly or monthly plans ranging from 30 days to 60 months, with cart support from $35 to $30,000 and rates starting at 0% APR. Affirm says it charges no late or hidden fees.

Affirm (NASDAQ: AFRM) expanded its multi-year partnership with Wayfair (NYSE: W) to integrate Affirm directly at checkout across Wayfair's family of brands—Wayfair, Joss & Main, AllModern, Birch Lane, and Perigold.

The integration is live in time for Wayfair’s Way Day sales event Oct 26–29, 2025 and the holiday season. Eligible shoppers will complete a quick eligibility check and can see customized biweekly or monthly plans up to 36 months with rates as low as 0% APR. Affirm continues to state it does not charge late or hidden fees.

Clio (NASDAQ: AFRM) on October 17, 2025 announced two financial services added to Clio Payments: Pay Later with Affirm and Clio Capital, a capital advance program. Pay Later gives approved clients monthly or biweekly payment options with no late or hidden fees, while Clio Capital supplies firms fast access to funds. Both are embedded in Clio Payments and Clio Manage, designed to reconcile transactions, comply with trust accounting rules, and improve firm cash flow and client affordability. Availability is in the United States, with additional regions to follow.

Affirm (NASDAQ: AFRM) will publish its first quarter fiscal 2026 shareholder letter and financial results on Thursday, November 6, 2025 after market close.

The company will host a conference call and webcast the same day at 2:00 PM PT, featuring Max Levchin (CEO), Michael Linford (COO), and Rob O'Hare (CFO). A replay will be available on Affirm's investor relations website.

Affirm (NASDAQ:AFRM) announced a partnership with digital sports platform Fanatics to offer Affirm’s flexible, transparent payment options for jerseys, collectibles and other merchandise, with no hidden or late fees and no compounding interest.

The option will roll out at checkout and will soon expand to more than 180 additional team and league stores across the Fanatics network, including select partner shops in the UK and Canada. Eligible shoppers can split payments every two weeks or choose monthly plans with a real-time eligibility decision at checkout.

Affirm (NASDAQ: AFRM) is launching 0% Days, a nationwide promotion running October 22–24, 2025 that offers eligible shoppers using the Affirm app or Affirm Card thousands of 0% APR offers from leading retailers. Offers span fashion, fitness, electronics, home, and travel with interest-free payment plans of up to 24 months. The announcement highlights that a $1,200 purchase spread over 12 months at 0% APR costs exactly $1,200, and contrasts this with typical credit card interest. The promotion states there are no interest, no late fees, and no hidden fees during the event and positions 0% Days as a transparent, limited-time retail financing event designed to simplify purchases.

Affirm (NASDAQ: AFRM) announced on October 9, 2025 that it is extending its collaboration with Google as a supporter of the Agent Payments Protocol (AP2), an open, payment-agnostic standard for agent-led payments.

Affirm said its existing technology—used across wallets, browsers, chatbots, and AI agents—will help embed buy-now-pay-later (BNPL) into agentic commerce, offering real-time risk assessment, immediate approval, and personalized pay-over-time plans with terms as low as 0% APR. The company highlighted transparency features including no late fees and no hidden fees.