Welcome to our dedicated page for Affirm Holdings news (Ticker: AFRM), a resource for investors and traders seeking the latest updates and insights on Affirm Holdings stock.
Affirm Holdings, Inc. (NASDAQ: AFRM) is a Nevada-incorporated consumer lending and payment network company that focuses on pay-over-time options at checkout. This news page aggregates company announcements, partner releases, and regulatory communications so readers can follow how Affirm’s business and financial services evolve over time.
Recent news highlights Affirm’s focus on real-time underwriting and responsible credit decisions. The company has announced updates to its underwriting models that incorporate richer real-time signals, such as account balances and cash flow trends for consumers who link a bank account or maintain an Affirm Money Account. These updates are described as giving Affirm a more current view of a consumer’s finances at checkout and supporting more informed credit decisions.
Affirm also regularly issues news about partnerships and integrations. Releases have detailed expanded relationships with merchants such as Wayfair and Pacsun, where eligible shoppers can select Affirm at checkout for biweekly or monthly installment payments with no late or hidden fees. Other announcements describe integrations with payment and software platforms, including an expanded partnership with Worldpay for Platforms and the use of "Pay Later with Affirm" within Clio’s legal technology platform.
Investors can find coverage of earnings-related events and capital arrangements in this news feed as well. Affirm reports its quarterly financial results and hosts conference calls and webcasts, and it has announced an expanded long-term capital partnership with New York Life to purchase Affirm’s installment loans on a forward-flow basis. The company also shares information about investor conferences and shareholder-focused events, such as fireside chats with its leadership team.
By reviewing this page, readers can track Affirm’s latest product updates, underwriting developments, merchant and platform partnerships, capital relationships, and investor communications in one place.
Affirm (NASDAQ: AFRM) submitted applications on January 23, 2026 to the Nevada Financial Institutions Division and the FDIC to establish Affirm Bank, a proposed Nevada-chartered industrial loan company and FDIC-insured, wholly owned bank subsidiary. The company said the bank would complement existing bank partnerships, provide greater flexibility and diversification, and enable new products over time. Affirm highlighted that it has extended nearly $130 billion in credit to about 60 million people and estimated U.S. households could save between 5–30% versus revolving credit, with a 2024 savings estimate of $18 billion. John Marion was named President of the proposed bank.
Affirm (NASDAQ: AFRM) updated its underwriting to add richer real-time signals such as account balances and cash flow trends to better reflect consumers’ finances at checkout. The enhanced models already apply to Affirm Card users with linked third-party bank accounts or an Affirm Money Account and will expand to more customers who choose to link a bank account. Affirm continues to make a real-time credit decision at each purchase using purchase details, credit history, past payment performance, and now up-to-the-minute account signals.
Affirm says these signals can responsibly reach more consumers with limited credit histories and that early results show an average ~12% lift in purchasing power when purchasing power rises.
Affirm (NASDAQ:AFRM) and Pacsun announced a holiday payments partnership on December 4, 2025 that lets shoppers pay over time at Pacsun with Affirm installments.
Key points: Pacsun is offering a 10% off promo with code AFFIRM through December 18, 2025; eligible customers can choose interest-free biweekly payments or monthly plans up to 24 months; Affirm promises no hidden or late fees. Pacsun joins Affirm’s global merchant network of nearly 420,000 partners, which includes brands such as Amazon, Costco, adidas, and REVOLVE.
Affirm (NASDAQ: AFRM) will host a CFO fireside chat featuring Rob O’Hare on Tuesday, December 16, 2025 at 9:00 AM PT, moderated by Matthew Coad from Truist. The event will be webcast live on the company investor relations site and a replay will be available for a limited time.
Affirm is inviting retail and institutional shareholders to submit and upvote questions via Say Technologies. The Q&A platform is open now and will close on December 15, 2025 at 9:00 AM PT. Topics will include Affirm’s strategy, products, business model, and financial results.
Affirm (NASDAQ: AFRM) released national survey results showing Canadians find credit card terms and conditions more confusing than medication labels, furniture manuals, and taxes. In a sample of 1,501 Canadians, only 41% ranked credit card terms among the top three easiest to understand versus 72% for medication labels and 69% for furniture manuals; 42% listed tax forms. The survey finds 59% say hidden or unexpected credit card fees have disrupted their budgeting and 36% experience this at least occasionally. The release highlights growing consumer concern about fees, balance carrying, and a demand for clearer, more transparent payment options ahead of the holidays.
Affirm (NASDAQ: AFRM) reported its fiscal 2026 first quarter results for the period ended September 30, 2025. The company said the results and a shareholder letter were furnished on Form 8-K and are available in the Quarterly Results section of its investor relations site at https://investors.affirm.com/.
Affirm will host a conference call and webcast to discuss results on November 6, 2025 at 2:00 PM PT, hosted by Max Levchin (CEO), Michael Linford (COO), and Rob O’Hare (CFO). A replay will be posted on the investor relations website after the call.
Affirm (NASDAQ: AFRM) said it will participate in an investor event on December 2, 2025. Michael Linford, Chief Operating Officer, will appear at the UBS Global Technology & AI Conference in Scottsdale, AZ and join a fireside chat starting at 2:55 PM MT.
The fireside chat will be webcast live on the company investor relations website https://investors.affirm.com/. A replay will be available for a limited time after the conference.
Affirm (NASDAQ: AFRM) expanded its long-term capital partnership with New York Life on October 31, 2025. Under the expansion, New York Life will purchase Affirm installment loans on a forward-flow basis through December 2026 with an amount outstanding of up to $750 million. The structure provides off-balance-sheet funding that can support roughly $1.75 billion in consumer loan volume per year.
New York Life has previously invested nearly $2 billion in Affirm collateral, including asset-backed securitizations. Affirm said the funding will help increase access to its flexible, transparent payment options; the company also cites consumer benefits such as $460 million saved in late fees and estimated U.S. consumer credit savings of $18 billion in 2024.
Affirm (NASDAQ: AFRM) expanded its partnership with Worldpay for Platforms to integrate Affirm into Worldpay’s embedded payments offering for software platforms on October 23, 2025. Worldpay for Platforms serves 1,000+ SaaS companies and processed more than $400 billion and 4.6 billion transactions in the last 12 months. The integration lets platforms offer Affirm as a payment method so eligible customers can split purchases into biweekly or monthly plans ranging from 30 days to 60 months, with cart support from $35 to $30,000 and rates starting at 0% APR. Affirm says it charges no late or hidden fees.
Affirm (NASDAQ: AFRM) expanded its multi-year partnership with Wayfair (NYSE: W) to integrate Affirm directly at checkout across Wayfair's family of brands—Wayfair, Joss & Main, AllModern, Birch Lane, and Perigold.
The integration is live in time for Wayfair’s Way Day sales event Oct 26–29, 2025 and the holiday season. Eligible shoppers will complete a quick eligibility check and can see customized biweekly or monthly plans up to 36 months with rates as low as 0% APR. Affirm continues to state it does not charge late or hidden fees.
FAQ
What is the current stock price of Affirm Holdings (AFRM)?
What is the market cap of Affirm Holdings (AFRM)?
