AIFU Announces $31.6 Million Non-Brokered Private Placement
AIFU (NASDAQ:AIFU), a leading Chinese AI-driven financial services platform, has announced a $31.6 million non-brokered private placement. The company will issue 10 million Class A ordinary shares at $3.156 per share, along with warrants to purchase up to 20 million additional shares.
The warrants are structured in two tranches: 50% exercisable at 200% of the purchase price and 50% at 250%. Post-transaction, AIFU will have 15.87 million total shares outstanding. The two largest investors will hold approximately 24.6% and 19.5% of total shares, representing 1.5% and 1.2% of voting power, respectively.
AIFU (NASDAQ:AIFU), una piattaforma cinese leader nei servizi finanziari basati sull'intelligenza artificiale, ha annunciato un collocamento privato non intermediato da 31,6 milioni di dollari. La società emetterà 10 milioni di azioni ordinarie di Classe A al prezzo di 3,156 dollari per azione, insieme a warrant per l'acquisto di fino a 20 milioni di azioni aggiuntive.
I warrant sono strutturati in due tranche: il 50% esercitabile a 200% del prezzo di acquisto e il 50% a 250%. Dopo la transazione, AIFU avrà un totale di 15,87 milioni di azioni in circolazione. I due maggiori investitori deterranno circa il 24,6% e il 19,5% delle azioni totali, rappresentando rispettivamente l'1,5% e l'1,2% del potere di voto.
AIFU (NASDAQ:AIFU), una plataforma financiera china líder impulsada por inteligencia artificial, ha anunciado una colocación privada no intermediada de 31,6 millones de dólares. La compañía emitirá 10 millones de acciones ordinarias Clase A a 3,156 dólares por acción, junto con warrants para comprar hasta 20 millones de acciones adicionales.
Los warrants están estructurados en dos tramos: el 50% ejercitable a 200% del precio de compra y el 50% a 250%. Tras la transacción, AIFU tendrá un total de 15,87 millones de acciones en circulación. Los dos mayores inversores poseerán aproximadamente el 24,6% y el 19,5% del total de acciones, representando el 1,5% y el 1,2% del poder de voto, respectivamente.
AIFU (NASDAQ:AIFU)는 인공지능 기반 중국 금융 서비스 플랫폼으로서 3,160만 달러 규모의 비중개 사모 발행을 발표했습니다. 회사는 주당 3.156달러에 1,000만 주의 클래스 A 보통주를 발행하며, 추가로 2,000만 주까지 매수할 수 있는 워런트도 함께 제공합니다.
워런트는 두 가지 트랜치로 구성되어 있으며, 50%는 매입가의 200%에 행사 가능하고, 나머지 50%는 250%에 행사할 수 있습니다. 거래 후 AIFU의 총 발행 주식 수는 1,587만 주가 됩니다. 최대 두 투자자는 각각 전체 주식의 약 24.6%와 19.5%를 보유하며, 이는 각각 1.5%와 1.2%의 의결권을 의미합니다.
AIFU (NASDAQ:AIFU), une plateforme chinoise leader dans les services financiers propulsés par l'intelligence artificielle, a annoncé un placement privé non intermédié de 31,6 millions de dollars. La société émettra 10 millions d'actions ordinaires de classe A à 3,156 dollars par action, accompagnées de bons de souscription permettant d'acquérir jusqu'à 20 millions d'actions supplémentaires.
Les bons de souscription sont organisés en deux tranches : 50 % exerçables à 200 % du prix d'achat et 50 % à 250 %. Après la transaction, AIFU comptera 15,87 millions d'actions en circulation. Les deux plus grands investisseurs détiendront environ 24,6 % et 19,5 % du total des actions, représentant respectivement 1,5 % et 1,2 % du pouvoir de vote.
AIFU (NASDAQ:AIFU), eine führende chinesische KI-basierte Finanzdienstleistungsplattform, hat eine nicht vermittelte Privatplatzierung über 31,6 Millionen US-Dollar angekündigt. Das Unternehmen wird 10 Millionen Stammaktien der Klasse A zu je 3,156 US-Dollar pro Aktie ausgeben, zusammen mit Optionsscheinen zum Kauf von bis zu 20 Millionen zusätzlichen Aktien.
Die Optionsscheine sind in zwei Tranchen strukturiert: 50 % sind zu 200 % des Kaufpreises ausübbar und 50 % zu 250 %. Nach der Transaktion wird AIFU insgesamt 15,87 Millionen Aktien ausstehen haben. Die zwei größten Investoren halten etwa 24,6 % bzw. 19,5 % der Gesamtaktien, was jeweils 1,5 % bzw. 1,2 % der Stimmrechte entspricht.
- Significant capital raise of $31.6 million to strengthen working capital
- Strategic investment shows confidence in company's business model
- Warrant structure incentivizes long-term price appreciation
- No debt involved in the transaction
- Significant dilution with 10 million new shares being issued
- Additional potential dilution of up to 20 million shares from warrants
- Shares sold at $3.156, indicating possible discount to market price
- Large ownership concentration in two new investors
Insights
AIFU's $31.6M private placement significantly dilutes existing shareholders while providing working capital, with unusual warrant structure raising questions.
AIFU's
More concerning is the warrant structure, which allows investors to purchase an additional 20 million shares - 10 million at
The ownership concentration is notable, with two investors securing
The stated use of proceeds - "general working capital" and "general corporate purposes" - lacks specificity, providing little insight into AIFU's strategic priorities. This vague allocation raises questions about whether the company has well-defined growth initiatives or is primarily securing operational runway.
GUANGZHOU, China, July 07, 2025 (GLOBE NEWSWIRE) -- AIFU Inc. (Nasdaq: AIFU) (the “Company” or “AIFU”), a leading AI-driven independent financial services platform in China, today announced that it has entered into a definitive share purchase agreement (the “Agreement”) with certain investors, pursuant to which the investors have agreed to subscribe for, and the Company has agreed to issue and sell to the investors, (i) an aggregate of 10,000,000 Class A ordinary shares, par value US
Upon closing of the Share Issuance, the Company will have a total of 15,870,271 ordinary shares outstanding, consisting of 13,370,271 Class A ordinary shares and 2,500,000 Class B ordinary shares. Assuming no exercise of the warrant, the two largest investors in this transaction are expected to hold approximately
The Share Issuance is expected to close by the end of July 2025, subject to the satisfaction of customary closing conditions. The Company intends to use the net proceeds to support the execution of its business plans as determined by its board of directors, for general working capital, and for other general corporate purposes.
The Class A ordinary shares are being issued and sold in a private placement pursuant to Section 4(a)(2) of the Securities Act of 1933, as amended (the “Securities Act”), which have not been registered under the Securities Act or applicable state securities laws and may not be offered or sold in the United States except pursuant to an effective registration statement or an applicable exemption from the registration requirements.
This press release shall not constitute an offer to sell or the solicitation of an offer to buy any securities described herein, nor shall there be any sale of these securities in any state or jurisdiction in which such offer, solicitation or sale would be unlawful prior to the registration or qualification under the securities laws of any such state or jurisdiction.
About AIFU Inc.
Founded in 1998, AIFU Inc. (“AIFU”, or the “Company”, formerly known as AIX Inc.) is a leading AI-driven independent financial services platform in China. Through strategic partnerships and deep integration across the value chain, AIFU has created a comprehensive ecosystem that connects various financial institutions, service providers, agents, and independent insurance intermediaries.
Building on this ecosystem, the company delivers comprehensive support and tailored solutions for individual agents and insurance intermediary organizations. By harnessing the power of AI, the Company enables precise matching of customer needs, enhances business development efficiency, and offers personalized, full-lifecycle insurance protection and value-added services.
Furthermore, through its proprietary AI, big data analytics, and robotic automation platforms, the Company offers a full spectrum of services including automated underwriting, claims processing, risk management, intelligent customer engagement, smart marketing and client education, as well as compliance and security solutions. These advanced capabilities substantially improve intermediaries’ operational efficiency, empower partners to expand market presence, and enable more seamless personalized experiences for end customers.
Forward-looking Statements
This press release contains statements of a forward-looking nature. These statements, including the statements relating to the Company’s future financial and operating results, are made under the “safe harbor” provisions of the U.S. Private Securities Litigation Reform Act of 1995. You can identify these forward-looking statements by terminology such as “will”, “expects”, “believes”, “anticipates”, “intends”, “estimates” and similar statements. These forward-looking statements involve known and unknown risks and uncertainties and are based on current expectations, assumptions, estimates and projections about AIFU Inc. and the industry. Potential risks and uncertainties include, but are not limited to, those relating to its ability to attract and retain productive agents, especially entrepreneurial agents, its ability to maintain existing and develop new business relationships with insurance companies, its ability to execute its growth strategy, its ability to adapt to the evolving regulatory environment in the Chinese insurance industry, its ability to compete effectively against its competitors, quarterly variations in its operating results caused by factors beyond its control including macroeconomic conditions in China. Except as otherwise indicated, all information provided in this press release speaks as of the date hereof, and AIFU Inc. undertakes no obligation to update any forward-looking statements to reflect subsequent occurring events or circumstances, or changes in its expectations, except as may be required by law. Although AIFU Inc. believes that the expectations expressed in these forward-looking statements are reasonable, it cannot assure you that its expectations will turn out to be correct, and investors are cautioned that actual results may differ materially from the anticipated results. Further information regarding risks and uncertainties faced by AIFU Inc. is included in AIFU Inc.’s filings with the U.S. Securities and Exchange Commission, including its annual report on Form 20-F.

For more information, please contact: AIFU Inc. Investor Relations Tel: +86 (20) 8388-3191 Email: ir@aifugroup.com