December 2025 Monthly Release
Allstate (NYSE: ALL) reported estimated catastrophe losses for December of $80 million pre-tax ($64 million after-tax) and total fourth-quarter catastrophe losses of $209 million pre-tax ($165 million after-tax).
Rhea-AI Summary
Allstate (NYSE: ALL) reported estimated catastrophe losses for December of $80 million pre-tax ($64 million after-tax) and total fourth-quarter catastrophe losses of $209 million pre-tax ($165 million after-tax).
The company also disclosed Allstate Protection policies in force of 38,275 thousand at December 31, 2025, up 0.2% from November 30, 2025 and up 2.0% from December 31, 2024. Auto policies totaled 25,504 thousand, homeowners 7,697 thousand, other personal lines 4,898 thousand, and commercial lines 176 thousand (down 17.4% year-over-year).
Policy counts exclude lender-placed policies and are reported on an item basis.
Positive
- December catastrophe losses disclosed at $80M pre-tax ($64M after-tax)
- Q4 catastrophe losses disclosed at $209M pre-tax ($165M after-tax)
Negative
- Commercial lines policies declined 17.4% year-over-year to 176 thousand
Details
News Market Reaction – ALL
In the Jan 15 session, ALL declined 0.28%, reflecting a mild negative market reaction.
Data tracked by StockTitan Argus on the day of publication.
Key Figures
- Dec 2025 catastrophe losses
- $80 million
- Estimated pre-tax losses for December 2025
- Dec 2025 cat losses after-tax
- $64 million
- Estimated after-tax losses for December 2025
- Q4 2025 catastrophe losses
- $209 million
- Total estimated pre-tax catastrophe losses for Q4 2025
- Q4 2025 cat losses after-tax
- $165 million
- Total estimated after-tax catastrophe losses for Q4 2025
- Total policies in force
- 38,275k
- Allstate Protection policies in force as of Dec. 31, 2025
- Auto policies in force
- 25,504k
- Auto, Dec. 31, 2025; up 2.3% year-over-year
- Homeowners policies in force
- 7,697k
- Homeowners, Dec. 31, 2025; up 2.5% year-over-year
- Commercial policies in force
- 176k
- Commercial lines, Dec. 31, 2025; down 17.4% year-over-year
Historical Context
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Announced date and time for Q4 2025 earnings call and 8-K filing.
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Reported November catastrophe losses and monthly policy-in-force metrics.
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Released holiday driving risk data and promoted mobile safety tools.
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Announced finalists for the Allstate Wuerffel community service trophy.
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CEO presentation at a major financial services conference and webcast details.
24h Move is the share-price change in the day after each event; other market factors may also have contributed.
Key Terms
lender-placed policies financial
AI-generated analysis. How Rhea-AI works. Not financial advice.
Allstate Protection policies in force are as follows:
Allstate Protection Policies in Force (1) | ||||||||||
(in thousands) | December 31, | November 30, | December 31, | Dec. 31, 2025 v | Dec. 31, 2025 v | |||||
Auto | 25,504 | 25,455 | 24,936 | 0.2 % | 2.3 % | |||||
Homeowners | 7,697 | 7,673 | 7,511 | 0.3 % | 2.5 % | |||||
Other personal lines | 4,898 | 4,904 | 4,870 | (0.1) % | 0.6 % | |||||
Commercial lines | 176 | 175 | 213 | 0.6 % | (17.4) % | |||||
Total | 38,275 | 38,207 | 37,530 | 0.2 % | 2.0 % | |||||
(1) | Policy counts are based on items rather than customers. A multi-car customer would generate multiple item (policy) counts, even if all cars were insured under one policy. Lender-placed policies are excluded from policy counts because relationships are with the lenders. |
Financial information, including material announcements about The Allstate Corporation, is routinely posted on www.allstateinvestors.com.
Forward-Looking Statements
This news release contains "forward-looking statements" that anticipate results based on our estimates, assumptions and plans that are subject to uncertainty. These statements are made subject to the safe-harbor provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements do not relate strictly to historical or current facts and may be identified by their use of words like "plans," "seeks," "expects," "will," "should," "anticipates," "estimates," "intends," "believes," "likely," "targets" and other words with similar meanings. We believe these statements are based on reasonable estimates, assumptions and plans. However, if the estimates, assumptions or plans underlying the forward-looking statements prove inaccurate or if other risks or uncertainties arise, actual results could differ materially from those communicated in these forward-looking statements. Factors that could cause actual results to differ materially from those expressed in, or implied by, the forward-looking statements may be found in our filings with the
About Allstate
The Allstate Corporation (NYSE: ALL) protects people from life's uncertainties with affordable, simple and connected protection for autos, homes, electronic devices, and identities. Products are available through a broad distribution network including Allstate agents, independent agents, major retailers, online, and at the workplace. Allstate has more than 209 million policies in force and is widely known for the slogan "You're in Good Hands with Allstate." For more information, visit www.allstate.com.
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SOURCE Allstate Insurance Company
FAQ
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